Latest Research & Perspectives

83.5% rise in insurance costs from 1989 to 2010 in Kansas

Average insurance costs in Kansas have traditionally been lower than the countrywide average. However, a December 2013 study by the Consumer Federation of America found that the gap is closing. In 1989, Kansas was ranked that 6th cheapest state in terms of auto insurance expenditure. However, it had fallen to 11th cheapest by 2010. Kansas’ auto insurance expenditure which stood at $340.76 in 1989 had gone up to $625.17 in 2010, a rise of 83.5%. In the same period, the countrywide average went up 43.3 percent from $551.95 to $791.22.

Even though average auto insurance expenditure in Kansas is lower than the countrywide average, a rise of 83.5 percent has reduced the difference substantially. Kansas is one of 38 states where average expenditure grew by more than the countrywide average. Moreover, a growth rate of 83.5 percent was tenth highest ...

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DUI Impact on Teenagers Car Insurance

Our team of data analysts & researchers analyzed auto insurance data across the nation to understand the impact of driving under the influence (DUI) alcohol tickets on a teenager’s car insurance. Besides, the tremendous emotional strain a DUI causes to families, there is a real economic & long term impact of a DUI.

Our research on the economic & insurance impact of Teenagers DUI in key US states & had the following key takeaways:



  • Auto Insurance rates for male teenagers without DUIs (Driving Under the Influence of Alcohol) range from $10,300 (Connecticut) to $2500 (Utah) for 6 months
  • Female teenagers auto insurance rates without DUIs are lower and range from $8,300 (Connecticut) to $2200 (Utah)
  • A typical female teenagers pays about 10-30% less than a male teenager & is mainly because Auto Insurance risk & pricing estimates believe female teenagers to be safer than male teenagers.
  • Connecticut, Washington, Texas, Pennsylvania and Georgia are ...

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How much does insurance for your Honda Civic cost in your state?

When it was first introduced in the 1970s the Honda Civic was slotted among the affordable car category. It was introduced as a two-door subcompact car, but was revamped every few years to its current ninth generation four-door compact model. With several added safety and security features, the Honda Civic is now associated with affluence.

You can choose from the Si, HF or hybrid models. And the latest, i.e. the 2013 one boasts of better suspension with good steering control. If you are planning to buy the Honda Civic, you need to be aware of the cost of insuring it in your state.

If you live in the ‘Gem State’ of Idaho, where the median price of this car is $ 16991, and the insurance percentage is also low (5%), you are among the lucky few. A majority of the states pay much higher to insure the Civic, including California ...

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Buying used cars and auto insurance in Minnesota

The average insurance rates in the state of Minnesota as a whole are not very high, but they aren’t very low either. The average annual insurance rate is $1,432, making Minnesota the 24th most expensive state to buy auto insurance. The average insurance rates in Minneapolis, Minnesota’s largest city, and Duluth, Minnesota’s fourth-largest city, are lower than Minnesota’s rates. The average annual insurance rates in Duluth and Minneapolis are $1063 and $1376, respectively.

Buying a used car in Minnesota? You might want to look through the numbers to figure out the best used car deal before you make a choice. If you are also considering getting the car with the most affordable insurance rates, there are some things you should know.

The Honda Accord has the lowest median price ($8992) in Minneapolis. However, one has to spend an average of $1290 every year on ...

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The math of a ZDX purchase

This crossover luxury sedan is heavily loaded but is also heavy on the pockets when compared to its more affordable Acura variants like TL, TSX and or even its SUVs. But the price tag brings with a list of median rates and insurance averages that a buyer will have to navigate through to get the best deal for the vehicle.

The sedan is best bought in the state of Georgia where the median price of the vehicle is $27288. The buyer will have to insure for 7% of the median price, which pegs the average insurance at $2001.

The sedan is steeply priced in the states of Arizona and Missouri at median prices of $45,991 and $43,999, respectively, with the insurance averages of $1269 and $1699. Though the vehicle is exceedingly expensive in Nebraska, the insurance average is $1446.

The states of California, Colorado, Florida, Idaho and Illinois ...

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How Providence makes the Nissan Altima, an affordable family car, even more attractive for the price conscious buyer

The Nissan Altima is one of the most affordable cars, with a lot of people loving its spacious interiors and frugal—yet powerful—engine. However, do keep in mind that one needs to look beyond the price tag, especially if the price of the car was a factor in making the decision. Insurance plays a vital role in determining the total cost of ownership. One of the crucial calculations is the insurance average. While it is a factor to calculate insurance, here is why it can also be misleading. Have a look at the table below.

State Make Model Insurance Average ($) Median Price ($) Insurance %
Connecticut Nissan Altima 1,718 19,100 8
Rhode Island Nissan Altima 1,587 10,485 15

We have taken into consideration two of the smallest states, which also happen to be on the East Coast – Rhode Island and Connecticut. The average insurance percentage in Providence ...

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Latest Auto Insurance Reviews

Geico, Brooklyn, NY

$54 for 1 Month

This car insurance is amazing I am young and i get a nice rate. When i have any questions there is someone that I can easily call and they will call me and get me the help that I need. It is always nice to have someone there to help ... Read all Brooklyn Car Insurance Reviews

Progressive, Charlotte, NC

$100 for 1 Month

I've been pretty pleased with Progressive so far. The monthly rates are fairly comparable with other insurance companies that I checked with. I like the ability to service my policy online, print out new insurance cards on the spot, or forms that I need with no wait. That is ... Read all Charlotte Car Insurance Reviews

GEICO, Dodge City, KS

$92 per month

I pay my car insurance in two installments a year, and it is around 92 dollars each time. I live in Dodge City, KS- whose zip code is 67801. I have no serious infractions on my driving record- just two speeding tickets from over five years ago. I am currently ... Read all Dodge City Car Insurance Reviews

Progressive, Palatka, FL

$42 per month

I am located in Palatka, FL, USA. I recently switched my insurance from Progressive to Geico because Progressive went up in payments. I currently am paying $42 per month for the Florida minimum, which is 10,000 bucks PPI and car coverage. I am currently driving a 2005 Dodge Caravan ... Read all Palatka Car Insurance Reviews

State Farm, Morganton, NC

$175.00 a month

I am 36 years old and have State Farm for my Auto Insurance. I am married and have two kids. We have two cars on the policy. One is a 2008 and the other is a 2010. They are very basic cars. We pay about $175.00 a month for ... Read all Morganton Car Insurance Reviews

Allstate, ,

$225 for a six month

Auto insurance costs me and my wife about $225 for a six month policy on our 2004 Honda Odyssey. We live in Medford, Oregon and both my driving record and my wife's driving record are immaculate with no accidents or tickets for many years. We are both in our 30s and have children. My wife does most of the driving as she is at home with the children, I ride my bicycle to work so I only do about 20% of the driving. Our auto insurance is with Allstate through local agent David Martin and we've been carrying full coverage through Allstate for about ten years now, we carry full coverage because it doesn't save us enough to drop to liability only so we feel safer. I love my insurance provider, they have helped me through some issues over the years that I never would have expected and have kept me coming back to them despite the possibility of a somewhat lower premium elsewhere. All in all I would rate Allstate as a 5+ on a 5 point scale based on their willingness to provide great service at all times.

AAA, Whittier, CA

$178 a month

My name is Sandy Carabio, and I am a 51-year-old female. I've been married almost 14 years and my husband and I have State Farm Car Insurance. We live in Whittier, CA 90605. State Farm has been our insurance provider for the last 15 years. Prior to this I ... Read all Whittier Car Insurance Reviews

State Farm, Rome, GA

$250 a month

I pay 250.00 a month for my car insurance. I am located in Rome, Georgia, 30165. I have never had an automobile accident in my life. I am insuring both mine and my girlfriend's cars. The coverage I chose protects all kinds of accidents to the automobiles, if ... Read all Rome Car Insurance Reviews

Nationwide, Middletown, CT

$116 per month

Right now I pay around $116 per month for my car insurance which is insured with Nationwide. I have a basic liability plan for my 2002 Mitsubishi Eclipse and it's currently the only car that insured with Nationwide. As a twenty four year old male living in Middletown, New ... Read all Middletown Car Insurance Reviews

Progressive, Wheeling, IL

$84.00 per month

I have been insured with IFA Auto Insurance for over 5 years. Every month I pay $84.00 and it is for full coverage on my GMC Envoy. I live in Wheeling, WV and I have been driving since I was 16 years of age. I have had no accidents ... Read all Wheeling Car Insurance Reviews