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The cost of an accident in Kentucky

Kentucky is the 9th most expensive auto insurance state in the United States. As of December 2013, the average annual insurance rate in Kentucky is $1725. This is significantly higher than the national average. Considering that the auto insurance rates are already high in this state, let us consider the effect of accidents on the auto insurance premium in Kentucky.

According to data released by the National Highway Traffic Safety Administration (NHTSA), there were 720 fatalities in Kentucky in 2011, and in 2012 this number increased to 746. Of the 720 deaths in 2011, 172 (i.e., 24%) were alcohol impaired driving fatalities, and 168 of the 746 were alcohol impaired fatalities in 2012. High accident rates in an area usually drive up insurance rates in the area, because insurance companies manage costs by increasing premiums.

In Kentucky, your premium could go up to $2070 per year on a ...

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DUI Impact on Teenagers Car Insurance

Our team of data analysts & researchers analyzed auto insurance data across the nation to understand the impact of driving under the influence (DUI) alcohol tickets on a teenager’s car insurance. Besides, the tremendous emotional strain a DUI causes to families, there is a real economic & long term impact of a DUI.

Our research on the economic & insurance impact of Teenagers DUI in key US states & had the following key takeaways:



  • Auto Insurance rates for male teenagers without DUIs (Driving Under the Influence of Alcohol) range from $10,300 (Connecticut) to $2500 (Utah) for 6 months
  • Female teenagers auto insurance rates without DUIs are lower and range from $8,300 (Connecticut) to $2200 (Utah)
  • A typical female teenagers pays about 10-30% less than a male teenager & is mainly because Auto Insurance risk & pricing estimates believe female teenagers to be safer than male teenagers.
  • Connecticut, Washington, Texas, Pennsylvania and Georgia are ...

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How much does insuring a Lexus IS cost across the states?

The Lexus IS, formerly known as the Toyota Altezza in Japan, is a luxury car that has been in the American markets since 2000. The Lexus IS is a popular car in the used car market in the United States. If we compare the cost of insuring the Lexus IS to those of other luxury cars, it is evident that insuring the Lexus IS is relatively affordable.

As of December 4, 2013, Maine is the least expensive state to insure a Lexus IS, though the median price of the car is $24,591 here. The annual average insurance in Maine is $1106, i.e., 4% of the total costs.


The median price of the Lexus IS is the least in Oklahoma, where it is available for around $16,988. However, the insurance costs are high in this state. The average insurance paid by Lexus IS drivers in Oklahoma is $2662 ...

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$549 for collision coverage on a Nissan Maxima

If you are involved in an accident that causes physical damage to your vehicle, having collision coverage will be very useful as the cost of repairs is usually much higher. Insurance companies look at several factors when determining your premium rate. Your age, previous driving record and miles driven are some of the factors looked at. The type of vehicle you drive plays a major part in determining the rate. If you are in the market for collision coverage, insurers will pay close attention to the damage susceptibility of your vehicle to determine the rate.

The Highway Loss Data Institute released a study in September 2013 in which they assessed the damage susceptibility of vehicles of all classes and sizes. They allocated scores for relative claim frequency and relative claim loss (average payment made by the insurer per claim), two of the main measures that insurers assess in calculating rates ...

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Save up on the upfront cost by purchasing a used Honda Accord from Austin or Amarillo in Texas

The Honda Accord has been in production since 1976 and its four-door sedan is still considered one of the best selling cars in America. Since then, it has crossed over from being a compact automobile to a full size car. In America, however, it is still considered as a mid-size car as it fails to meet all the classifications of a full size car in the United States.

The car was in its seventh and eighth generation within the timeframe of 7 years between 2005 and 2012. The upfront cost and insurance rates of a used Honda Accord in Texas in these years have been provided below. Take a look and you will see that the rates are very competitive as far as insurance is concerned.

You will have to buy your insurance policy from your own zip code, but you can save on the upfront cost by buying it ...

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Which used Honda car to go for in Albuquerque, New Mexico?

Are you a resident of Albuquerque, New Mexico and cannot choose between the three most popular Honda cars? If you have to make a choice between a used Honda CR-V, Civic and Accord, which compact car would you choose? These cars are available at competitive prices and have all garnered good user and expert reviews.

Accord is known for being one of the best 4-door sedans in the United States. If you are looking for an SUV or crossover, you have the obvious choice of the Honda CR-V. The compact 4-door SUV has been in production since 2005 and has some similarities with the Honda Civic. Honda Civic used to be a subcompact car earlier, but was upgraded to a compact in recent times.

Now let us take a look at how purchasing one of used these cars in the state of New Mexico would affect your pockets. These figures ...

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