Auto Insurance Reviews and Research

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Liberty Mutual, Wofford Heights, CA
Rate : $54.32/1 month
Toyota RAV4 2007 I own the car. I commute locally driving only 20 miles. Perhaps 200-300 per month personal driving. I have had no citations and two minor accidents that were the fault of the other driver. No suspension. I got my first license in 1975 when I was 16.
I am 55 and my marital status is separated. My neighborhood is rural and is safe. I have attended college but have no degree. I am a sales floor manager.
Price Rating
I chose my provider because they could give me the best price based on a bundle with my homeowner's insurance. My deductible is $1,000. The next best price was given to me by Esurance and they were nearly double the price of Liberty.
Customer Service
My customer service has always been of the highest quality. Even though I was signed up by an agent, I have no specific agent. Anyone who is available to help me through their nationwide service is always able and friendly. My billing is easy as it is auto deduct monthly from my checking account.
Claims
I checked a number above as I was required to do so but I have made no claims with this company.

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GEICO, Bloomington, IL
Agent: Catherine Lowry
Rate : $60/1 month
Jeep Wrangler 1999 I own the car. I use it for personal use (I work at home). I have not had any accidents. I have not had any traffic tickets. ia m an excelolent driver.
I am 46. I am divorced. I have a bachelor's degree and have taken 30 hours of graduate classes. I am a writer.
Price Rating
I have the smllest deductible possible 9I do not know what it is). My father and mother both worked for insurance companies for many years, so I know to choose really good insurance. I chose State Farm because it is the best.
Customer Service
There are no wait times. Customer service is excellent. Billing easy.
Claims
Car was vandalized several months ago and it was quite easy to process the claim.

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Geico, Hull, MA
Rate : $90/1 month
Honda Odyssey 2009 Financed. Personal use. On average 10 miles per day I had an accident more than 4 years ago. And a speeding ticket before that. I first got my driver's license at 18.
42 years old. Married. Neighborhood is very safe. I have a Bachelor's Degree. I'm a computer system administrator
Price Rating
It was the cheapest and very flexible with choices. My brother recommended that I try it.
Customer Service
Customer service is decent. Billing options are ok. Web site is very helpful and most things I can do myself.
Claims
Twice due to other cars hitting us. They make us do more of the legwork ourselves but in the end that saves on the insurance so I can deal with it.

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Allstate, Glendale Heights, IL
Rate : $425/6 months
Honda Accord 2013 This car is owned, used for personal use, drive about 30 miles a day. No accidents, DUIS, etc. 2 traffic tickets. Driving for 19 years.
33, single, very safe neighborhood, college degree, Office manager.
Price Rating
2 car policy, auto + home bundle with same agent who cold called me
Customer Service
No wait times, always fast response, agent can be reached within a couple days, online billing is easy, pay be installments
Claims
No previous claims

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Amica, Hendersonville, NC
Rate : $35/1 month
Mercedes-Benz E-Class 2001 The car is owned. We work at home, so there is no commuting involved. We normally shop once a week and go out to eat once a week. No accidents since I was in my 20s. No DUI, no tickets for at least 6 years. I was licensed when I was 16.
I am 56. I am married. It is a very safe neighborhood. I am a high school graduate. I do web design work from home.
Price Rating
We chose the policy based on price. It is a basic policy, just liability since the vehicle is getting kind of old and not worth spending lots of money to insure. We do not have any other type of policy with Amica at this time.
Customer Service
Service has been very good so far. We have not had to file any claims ourselves, but at one time our son was on our policy and he did have an accident. I was very pleased with the way it was handled. I do not recall any significant waiting time. They were also very responsive when we purchased my son's car and were able to work with the dealer to get the car insured before we left the lot with the car.
Claims
We only had to file a claim once when my son had an accident and it was very easily done over the phone. We actually had more interaction with the insurance company of the other driver since he was 100% at fault. My interactions with Amica met my expectations and I have no complaints.

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Latest Research & Perspectives

States in America with highest and lowest insurance percentage for Chrysler 200

Buying insurance is an important component of financial planning. We buy insurance for health care, gadgets, vehicles, etc. Celebrities have gone as far as insuring various parts of their bodies.

Choosing the right insurance policy has to be done with utmost care. The percentage of insurance varies from state to state and company to company. In the case of Chrysler 200, a popular car of American make, the insurance percentage and average insurance is different for each state. There are some states where the insurance percentage is as low as 4 % and states where it is as high as 16 %.

Maine offers the lowest insurance percentage (4%) and insurance average at $807, but the median price stands at $16,999, which is more than states with a much higher insurance percentage. Other states that follow Maine are – Iowa and Vermont at 5% and Indiana, Idaho, New Mexico and North Carolina ...

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Collision coverage for BMW 7 series at an average $749

Luxury cars are, in general, more expensive to insure partly because of the higher sale price. Moreover, luxury cars are more expensive to repair in the aftermath of an accident or collision. Insurers look at factors such as claim frequency and losses per claim when determining the premium for collision coverage.


In a September 2013 study by the Highway Loss Data Institute very large luxury cars were found to have worse than average scores when assessing relative claim frequency, relative claim severity and relative losses. In each of the parameters, very large luxury cars did substantially worse than cars in almost all other size and weight classes. The relative claim loss score for very large luxury cars was by far the worst for a car of any weight/size group. Very large luxury cars also had the second worst relative claim severity score. Even within the sub-category of luxury cars ...

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The best states to buy and insure a used Hyundai Veloster

The Hyundai Veloster is the latest entry in the sports compact segment being sold in the United States since 2011. This 3-door hatchback has already become very popular in the used car market.

The Veloster is one of the more affordable sports compacts, with a median price range of $17,000 in Massachusetts to $20,999 in New Mexico. The average annual insurance for this car ranges from $808 in Maine to $2316 in Michigan.

The cost of insuring a Veloster is the lowest in the following states –

State Insurance Average ($) Median Price ($) Insurance Percentage (%)
Maine 808 19,688 4
New Hampshire 897 18,995 4
Idaho 929 17,995 5
Arizona 945 18,994 4
North Carolina 971 17649 5

Even though Mainers spend more on buying the Veloster, they save on annual recurring insurance costs. Also, they have the option of buying the Veloster from another state and ...

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An hour’s drive from Stockton to San Francisco to buy your used Honda Civic can save you $5,971!

The Honda Civic has been one of the most loved affordable compact cars. A car that’s fun to drive, along with its reputation for reliability and low running costs, makes it a no brainer. It is also extremely popular in the used car market. Let us have a look at how the insurance percentage and average pans out in the state of California.

If you consider the table below, one will observe that Stockton and San Jose have the lowest insurance rates at 9%, while Los Angeles, San Francisco and Sacramento are seeing insurance percentage upwards of 13%.

City Make Model Year Range Insurance Average ($) Insurance %
San Francisco Honda Civic 2005 - 2012 1,628 13
Sacramento Honda Civic 2005 - 2012 1,705 13
Los Angeles Honda Civic 2005 - 2012 2,252 16
San Jose Honda Civic 2005 - 2012 1,509 9
Stockton Honda Civic 2005 - 2012 1,674 9 ...

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Auto insurance in Boston

Bostonians enjoyed a brief window of low insurance premiums from 2008 to early 2012, when Massachusetts opened the state to competition. Since early 2012, however, auto insurance rates have been steadily rising. Boston is currently the 44th most expensive city to buy auto insurance in, with an average yearly insurance rate of $1,361. Massachusetts, with an average yearly insurance of $1,625, is the 14th most expensive state to buy insurance in.

In this feature, we will examine the auto insurance rates of the eight most popular cars in the state: Toyota’s Corolla and Camry, Nissan’s Altima, Honda’s CR-V, Civic and, Accord, Ford’s F-Series, and Chevrolet’s Silverado.

The Honda CR-V, one of the most popular compact SUVs from Honda, has an average yearly insurance rate of $1,124 in Boston, which is the lowest among all the cars. The Chevrolet Silverado, on ...

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Inverse relation between median price and insurance average in Alabama

Huntsville, Montgomery, and Birmingham, three popular cities of the state of Alabama continue to follow the ‘low average insurance, high median price’ trend. The insurance averages of the top-selling used cars in the state of Alabama show a clear inverse proportion between the average yearly insurance and median price of the car.

We studied the numbers of 8 best selling used cars in Huntsville, Montgomery and Birmingham, and found that the cars which were priced reasonably had higher than average insurance rates. On the other hand, cars which were exorbitant were cheaper to insure. The average yearly insurance, median price, and a comparison of these two values (known as the insurance percentage) of Toyota’s Corolla and Camry, Nissan’s Altima, Honda’s CR-V, Civic and, Accord, Ford’s F-Series, and Chevrolet’s Silverado were examined.

The insurance average of these cars in Huntsville is the lowest ($1,265), followed ...

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