Latest Research & Perspectives

41.7% increase in insurance costs in Colorado lower than nationwide rise in cost

Back in 1989, the average expenditure on auto insurance in the state of Colorado was $515.31 which was just under the countrywide average of $551.95. In the 21 years ending 2010, the average expenditure in Colorado rose to $730.42 which represents a 41.7 percent increase compared to 1989. In the same duration, the nationwide average went up by 43.3 percent. This meant that Colorado went from being the 20th most expensive state for auto insurance to occupying the 25th spot.

Colorado’s insurance expenditure has not risen quite as much as the nationwide average partly because of the regulation that is place to protect consumer. The Consumer Federation of America released a study in November 2013 that shows that states that have strong insurance regulation achieved greater success in keeping rates low. Colorado has in place a File and Use system (where insurers ...

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Insuring the Subaru Tribeca costs less than $1500 in 29 states

The Subaru Tribeca is a 5-door mid-size crossover that has been on the block since 2005. Subaru is planning to replace the Tribeca in 2014, and sales of the Tribeca may be discontinued due to slow sales. The Tribeca is, however, an extremely affordable car in the used car market. This car is not only easy to purchase, but it is also extremely affordable to insure in most states.

In Maine, New Hampshire, North Carolina, Ohio and Indiana, the average annual insurance rate of the Tribeca is less than $1000. Idaho, which is the second least expensive auto insurance state in the country, has a slightly high average insurance rate ($1025) for the Subaru Tribeca. The average insurance rate ranges between $1100 and $1200 in Colorado, Washington, Arizona, South Carolina, Virginia, Illinois, Oregon, Kansas, and Nevada.

In Tennessee, Utah, Florida, New York, Maryland, New Mexico, and Texas, drivers pay an ...

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Nissan Quest – low median prices, but high insurance rates in five states

The states of Mississippi, Wyoming, West Virginia, Oklahoma, and Connecticut are possibly the least expensive states to buy the Nissan Quest in the United States. In Mississippi, a used Nissan Quest has a median price of merely $ 7472, which is the lowest in the country. In Wyoming, it is slightly higher – $8695. West Virginia ranks third with a median price of $9684. In Oklahoma, one would have to pay around $11,000 and in Connecticut the median price is $12,588.

When you buy a used car, you have to also consider the cost of maintaining it. One of the initial maintenance costs includes the cost of insurance. The cost of your first year’s insurance must be added to the cost of the car to calculate the total cost of your car.

In Mississippi, which is the least expensive state to buy the Nissan Quest, drivers have to pay ...

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Which auto insurance deal costs the least in Maine?

The state of Maine has a long-standing tradition of low insurance rates, and Portland continues this tradition by recording the lowest ever annual average insurance rate at $788. The city of Augusta follows, with an annual average insurance rate of $800. Maine has the distinction of being the state with the lowest average insurance rates in the United States.

In this feature, we will consider the insurance rates of three of America’s favourite cars in the cities of Augusta and Portland: the Chevrolet Silverado, the Ford F-Series, and the Honda Civic.

Let us look at the numbers in the table below.

City Make Model Year Range Insurance Average ($) Median Price ($) Insurance %
Augusta Chevrolet Silverado 2005-2012 829 25,980 3
Portland Chevrolet Silverado 2005-2012 816 21,741 3
Augusta Ford F-Series 2005-2012 834 29,980 2
Portland Ford F-Series 2005-2012 822 32931 2
Augusta Honda Civic 2005-2012 895 17,995 ...

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The math of a ZDX purchase

This crossover luxury sedan is heavily loaded but is also heavy on the pockets when compared to its more affordable Acura variants like TL, TSX and or even its SUVs. But the price tag brings with a list of median rates and insurance averages that a buyer will have to navigate through to get the best deal for the vehicle.

The sedan is best bought in the state of Georgia where the median price of the vehicle is $27288. The buyer will have to insure for 7% of the median price, which pegs the average insurance at $2001.

The sedan is steeply priced in the states of Arizona and Missouri at median prices of $45,991 and $43,999, respectively, with the insurance averages of $1269 and $1699. Though the vehicle is exceedingly expensive in Nebraska, the insurance average is $1446.

The states of California, Colorado, Florida, Idaho and Illinois ...

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Insuring your Chevrolet Silverado

It is important to know which car to buy. But it is just as important to know where to buy your dream car from. For those who feel that the Chevrolet Silverado 1500 is a smart choice, knowing which state offers the best deal for this full-size pickup is crucial.

The latest 2014 Chevrolet Silverado 1500 was unveiled in Detroit, Michigan at the North American International Auto Show. It boasts of a touch enabled interface, Bose for the audio system and three engine choices. However, buyers have a lot more to consider than these technologically savvy features.

The insurance percentage (the percentage of the median price that is spent on average annual insurance) could favour, for instance, buyers of a used Chevrolet Silverado from the states of Vermont, Virginia and North Carolina, where the number is as low as 3%.

With a median price of $19998, Ohio stands to offer ...

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Latest Auto Insurance Reviews

Geico, Brooklyn, NY

$54 for 1 Month

This car insurance is amazing I am young and i get a nice rate. When i have any questions there is someone that I can easily call and they will call me and get me the help that I need. It is always nice to have someone there to help ... Read all Brooklyn Car Insurance Reviews

Progressive, Charlotte, NC

$100 for 1 Month

I've been pretty pleased with Progressive so far. The monthly rates are fairly comparable with other insurance companies that I checked with. I like the ability to service my policy online, print out new insurance cards on the spot, or forms that I need with no wait. That is ... Read all Charlotte Car Insurance Reviews

GEICO, Dodge City, KS

$92 per month

I pay my car insurance in two installments a year, and it is around 92 dollars each time. I live in Dodge City, KS- whose zip code is 67801. I have no serious infractions on my driving record- just two speeding tickets from over five years ago. I am currently ... Read all Dodge City Car Insurance Reviews

Progressive, Palatka, FL

$42 per month

I am located in Palatka, FL, USA. I recently switched my insurance from Progressive to Geico because Progressive went up in payments. I currently am paying $42 per month for the Florida minimum, which is 10,000 bucks PPI and car coverage. I am currently driving a 2005 Dodge Caravan ... Read all Palatka Car Insurance Reviews

State Farm, Morganton, NC

$175.00 a month

I am 36 years old and have State Farm for my Auto Insurance. I am married and have two kids. We have two cars on the policy. One is a 2008 and the other is a 2010. They are very basic cars. We pay about $175.00 a month for ... Read all Morganton Car Insurance Reviews

Allstate, ,

$225 for a six month

Auto insurance costs me and my wife about $225 for a six month policy on our 2004 Honda Odyssey. We live in Medford, Oregon and both my driving record and my wife's driving record are immaculate with no accidents or tickets for many years. We are both in our 30s and have children. My wife does most of the driving as she is at home with the children, I ride my bicycle to work so I only do about 20% of the driving. Our auto insurance is with Allstate through local agent David Martin and we've been carrying full coverage through Allstate for about ten years now, we carry full coverage because it doesn't save us enough to drop to liability only so we feel safer. I love my insurance provider, they have helped me through some issues over the years that I never would have expected and have kept me coming back to them despite the possibility of a somewhat lower premium elsewhere. All in all I would rate Allstate as a 5+ on a 5 point scale based on their willingness to provide great service at all times.

AAA, Whittier, CA

$178 a month

My name is Sandy Carabio, and I am a 51-year-old female. I've been married almost 14 years and my husband and I have State Farm Car Insurance. We live in Whittier, CA 90605. State Farm has been our insurance provider for the last 15 years. Prior to this I ... Read all Whittier Car Insurance Reviews

State Farm, Rome, GA

$250 a month

I pay 250.00 a month for my car insurance. I am located in Rome, Georgia, 30165. I have never had an automobile accident in my life. I am insuring both mine and my girlfriend's cars. The coverage I chose protects all kinds of accidents to the automobiles, if ... Read all Rome Car Insurance Reviews

Nationwide, Middletown, CT

$116 per month

Right now I pay around $116 per month for my car insurance which is insured with Nationwide. I have a basic liability plan for my 2002 Mitsubishi Eclipse and it's currently the only car that insured with Nationwide. As a twenty four year old male living in Middletown, New ... Read all Middletown Car Insurance Reviews

Progressive, Wheeling, IL

$84.00 per month

I have been insured with IFA Auto Insurance for over 5 years. Every month I pay $84.00 and it is for full coverage on my GMC Envoy. I live in Wheeling, WV and I have been driving since I was 16 years of age. I have had no accidents ... Read all Wheeling Car Insurance Reviews