Latest Research & Perspectives

Drunk driving and auto insurance costs in Wisconsin

Insurance rates in most cities in Wisconsin are extremely affordable. Wisconsin has an average annual insurance rate of $1228, which makes Wisconsin the 12th least expensive auto insurance state. Appleton, the least expensive city in Wisconsin, has an annual average insurance rate of $796. It costs less than $900 to insure a car in Eau Claire, Green Bay, Oshkosh and Waukesha, with average insurance rates of $861, $863, $865, and $873, respectively. In Madison, it costs an average of $907 per year to insure a car, and in Racine it costs $1000. The average annual insurance rates in West Allis, Kenosha, and Milwaukee are $1005, $1055, and $1168, respectively.

Drunk driving has a major impact on the average insurance rates. After a single Driving Under the Influence (DUI) conviction in Wisconsin, your insurance rate will increase from $1228 to $2284. Even Appleton, the least expensive zip code to buy ...

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Drunk driving – drives up insurance premiums more than accidents do

Auto insurance is mandatory in Idaho. Upon registration of your vehicle you are required sign a statement that it is insured. You are also required to carry proof of insurance whenever you’re driving. Idaho is one of the cheapest states in terms of auto insurance. As of December 2013, it costs an average of $969 to insure your vehicle in Idaho. However, if you live Boise you can expect to pay, on average, as little as $812.

It is common knowledge that accidents increase your insurance premiums when it comes time to renew your policy. For instance, if you live in Boise, your premium will go up from $812 to $1000 after your first accident, as of December 2013. A second accident will drive up your premium payment to $1492. If you thought that was a steep rise in insurance costs, consider the cost of drunk driving.

In Idaho ...

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Highest and lowest auto insurance costs in Arkansas

At $1545, Arkansas’ average insurance rates are above national average by $49. Arkansas is the 18th most expensive state to buy auto insurance in the United States. Fayetteville is one of the more affordable cities to buy auto insurance, and has an annual average insurance rate of $1086. Little Rock is slightly more expensive, at $1332.

Most cars have lower insurance rates in Fayetteville. The car with the lowest insurance cost in Arkansas is the Chevrolet Silverado, which costs only an average of $960 per year to insure in Fayetteville. In Little Rock, it costs $1177 per year to insure the Silverado. The difference in the median prices in the two cities is not very high. In Fayetteville, you can buy a used Chevrolet Silverado for a median price of $29,259 and in Little Rock you can buy it for a median price of $27,995. If we ...

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Which used cars have lower insurance rates in Michigan?

Buying a used car in Michigan could be overwhelming, considering the high percentage of insurance costs. The average annual insurance rate in Michigan is $2,520, which is significantly above the national average.  The average annual insurance rate of Grand Rapids is $1,754, while in Lansing it is $1,784.

So, which used car can you buy in Michigan to spend less on purchase and insurance costs?

City Make Model Insurance Average ($) Median Price ($) Insurance Percentage (%)
Lansing Honda Civic 1,788 5,000 35
Ann Arbor Honda Accord 1,517 7,995 18
Lansing Honda Accord 1,686 8,979 18
Ann Arbor Toyota Corolla 1,606 9,995 16
Ann Arbor Honda Civic 1,608 13,995 11
Grand Rapids Honda Civic 1,758 14,300 12
Grand Rapids Toyota Camry 1,966 14,400 13
Grand Rapids Toyota Corolla 1,755 14,500 12
Grand Rapids Nissan ...

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Low insurance rates in Reno, but above average rates in Las Vegas

As of January 2014, Nevada is the 16th least expensive auto insurance state in the United States. With an annual average insurance rate of $1341, Nevada’s rates are below the national average rate by $155. The average insurance rate in Reno is $1100, while it is $1869 in Las Vegas.

Insurance rates start at $961 in Nevada and go up to $ 2097. There is a marked difference in the insurance rates in Reno and Las Vegas. The Chevrolet Silverado, for example, has an average annual insurance rate of $961 in Reno, but $1633 in Las Vegas.

The Toyota Corolla costs an average annual insurance rate of $1014 in Reno, while in Las Vegas you would have to spend $1724 per year to insure it. The Ford F-Series too, has much lower insurance costs in Reno. In Reno, it costs an average of $1015 to insure the Ford F-Series, while ...

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Insuring your Chevrolet Silverado

It is important to know which car to buy. But it is just as important to know where to buy your dream car from. For those who feel that the Chevrolet Silverado 1500 is a smart choice, knowing which state offers the best deal for this full-size pickup is crucial.

The latest 2014 Chevrolet Silverado 1500 was unveiled in Detroit, Michigan at the North American International Auto Show. It boasts of a touch enabled interface, Bose for the audio system and three engine choices. However, buyers have a lot more to consider than these technologically savvy features.

The insurance percentage (the percentage of the median price that is spent on average annual insurance) could favour, for instance, buyers of a used Chevrolet Silverado from the states of Vermont, Virginia and North Carolina, where the number is as low as 3%.

With a median price of $19998, Ohio stands to offer ...

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Latest Auto Insurance Reviews

Geico, Brooklyn, NY

$54 for 1 Month

This car insurance is amazing I am young and i get a nice rate. When i have any questions there is someone that I can easily call and they will call me and get me the help that I need. It is always nice to have someone there to help ... Read all Brooklyn Car Insurance Reviews

Progressive, Charlotte, NC

$100 for 1 Month

I've been pretty pleased with Progressive so far. The monthly rates are fairly comparable with other insurance companies that I checked with. I like the ability to service my policy online, print out new insurance cards on the spot, or forms that I need with no wait. That is ... Read all Charlotte Car Insurance Reviews

GEICO, Dodge City, KS

$92 per month

I pay my car insurance in two installments a year, and it is around 92 dollars each time. I live in Dodge City, KS- whose zip code is 67801. I have no serious infractions on my driving record- just two speeding tickets from over five years ago. I am currently ... Read all Dodge City Car Insurance Reviews

Progressive, Palatka, FL

$42 per month

I am located in Palatka, FL, USA. I recently switched my insurance from Progressive to Geico because Progressive went up in payments. I currently am paying $42 per month for the Florida minimum, which is 10,000 bucks PPI and car coverage. I am currently driving a 2005 Dodge Caravan ... Read all Palatka Car Insurance Reviews

State Farm, Morganton, NC

$175.00 a month

I am 36 years old and have State Farm for my Auto Insurance. I am married and have two kids. We have two cars on the policy. One is a 2008 and the other is a 2010. They are very basic cars. We pay about $175.00 a month for ... Read all Morganton Car Insurance Reviews

Allstate, ,

$225 for a six month

Auto insurance costs me and my wife about $225 for a six month policy on our 2004 Honda Odyssey. We live in Medford, Oregon and both my driving record and my wife's driving record are immaculate with no accidents or tickets for many years. We are both in our 30s and have children. My wife does most of the driving as she is at home with the children, I ride my bicycle to work so I only do about 20% of the driving. Our auto insurance is with Allstate through local agent David Martin and we've been carrying full coverage through Allstate for about ten years now, we carry full coverage because it doesn't save us enough to drop to liability only so we feel safer. I love my insurance provider, they have helped me through some issues over the years that I never would have expected and have kept me coming back to them despite the possibility of a somewhat lower premium elsewhere. All in all I would rate Allstate as a 5+ on a 5 point scale based on their willingness to provide great service at all times.

AAA, Whittier, CA

$178 a month

My name is Sandy Carabio, and I am a 51-year-old female. I've been married almost 14 years and my husband and I have State Farm Car Insurance. We live in Whittier, CA 90605. State Farm has been our insurance provider for the last 15 years. Prior to this I ... Read all Whittier Car Insurance Reviews

State Farm, Rome, GA

$250 a month

I pay 250.00 a month for my car insurance. I am located in Rome, Georgia, 30165. I have never had an automobile accident in my life. I am insuring both mine and my girlfriend's cars. The coverage I chose protects all kinds of accidents to the automobiles, if ... Read all Rome Car Insurance Reviews

Nationwide, Middletown, CT

$116 per month

Right now I pay around $116 per month for my car insurance which is insured with Nationwide. I have a basic liability plan for my 2002 Mitsubishi Eclipse and it's currently the only car that insured with Nationwide. As a twenty four year old male living in Middletown, New ... Read all Middletown Car Insurance Reviews

Progressive, Wheeling, IL

$84.00 per month

I have been insured with IFA Auto Insurance for over 5 years. Every month I pay $84.00 and it is for full coverage on my GMC Envoy. I live in Wheeling, WV and I have been driving since I was 16 years of age. I have had no accidents ... Read all Wheeling Car Insurance Reviews