Latest Research & Perspectives

Drunk driving and insurance costs in Georgia

Georgia is the third most expensive state in the United States in terms of auto insurance. The annual average insurance rate in Georgia is $2155, exceeded only by Louisiana ($2699) and Michigan ($2520). The auto insurance costs of driving drunk in Georgia are also much higher than they are in the rest of the country. In the state of Georgia, your insurance premium increases from $2155 to a whopping $4008 the first time you are convicted of an alcohol-related offense.

Gainesville is the least expensive auto insurance zip code in Georgia. In Gainesville too, a single drunk driving offense could spiral your insurance costs upwards, to $2745. Insurance companies are likely to keep your premiums high for at least three years from the date of your first offense.

Atlanta is one of the most expensive cities in Georgia to buy auto insurance. At $1998, Atlanta’s average rate is higher ...

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Nissan Titan vs. Ford F-Series: Which full-size pickup costs less to insure in the United States?

The Ford F-Series is one of the most popular series of full-size pickups, having sustained its popularity for over six decades. The Nissan Titan was introduced in 2004 in the North American market, and has been nominated for several awards since then. In this feature, we will compare the cost of insuring both these pickups in the United States.

As of January 2014, the national average insurance rate for the Nissan Titan is $1414, while that of the Ford F-Series is $1324. The cheapest state to insure the Nissan Titan is Maine, with an annual average insurance rate of $951. Maine is also the cheapest state to insure the Ford F-Series, with a considerably lower insurance rate, at $848. There is also a huge difference in the purchase costs of two pickups in Maine. While a used Nissan Titan is available for a median price of $19,900, the Ford ...

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Close to 50% rise in auto insurance costs in South Carolina

In 1989, when the average countrywide auto insurance expenditure stood at $551.95, South Carolina’s average was $494.25, almost $60 dollars cheaper. By 2010 the state average for South Carolina had risen by 49.3 percent to $737.74. During the same period, the countrywide average went up by 43.3 percent to $791.22. Despite South Carolina’s higher rate in increase, auto insurance costs remained lower than the countrywide average. Moreover, South Carolina held steady over the 21 years as the 23rd most expensive state in terms of auto insurance costs.

The Consumer Federation of America found, in its November 2013 study, that one of the main reasons some states did better than others at keeping rates rises low was stringent regulation of auto insurance. To illustrate, states that employed a Prior Approval (PA) system, the most stringent, showed an average rise of 48 percent ...

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Lincoln MKX: best and worst states to buy and insure

The Lincoln MKX is one of the best choices in the luxury crossover category. It is a mid-size five-seater crossover marketed by Ford’s Lincoln segment. Despite its decent list of standard features, the Lincoln MKX faces strong competition in the market from the giants such as Nissan Pathfinder, Cadillac SRX, and Toyota Highlander.

In case you’re a planning to buy a Lincoln, Minnesota would be a favorable option with the lowest median Manufacturer’s Suggested Retail Price (MSRP) of $39,876. The average MSRP for this model is $44305. On the other hand, Washington has the highest median MSRP of $55690 to buy a Lincoln MKX. Of all the luxury SUV cars, the Lincoln MKX is the 14th least expensive car on the list.  This makes it an affordable option for consumers.

The Lincoln MKX is also an affordable car to insure. There are only five other ...

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Insuring the Audi A5

Priced a notch above its cousins A4 and A3, insuring the Audi A5 is, however, lighter on the wallet. With a price band of $27,000 to $43,000, the variation in prices within states is lesser than the other cars from the series.

The median price of the car is the highest ($42,998) in the state of Indiana. However, for an insurance rate as high as 5% of the median price of the car, the buyer will have to shell an average amount of $1285.This is less than the amount required to insure the vehicle in Illinois where the average insurance amount is $1458, which is 4% of the median price.

The median price in Maryland is next only to that of Indiana, at $39,991. The average sum of insurance is $2107. The buyer will have to shell out 5% of the median price for the ...

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Most affordable used car deals in South Carolina

The average annual auto insurance rates in Columbia, the capital and largest city of South Carolina, are below $1100, making Columbia an affordable city to buy and insure used cars. The average annual auto insurance rate in Columbia is $952, which is lower than the average annual insurance rate of the state. On an average, one has to pay an auto insurance premium of $1161 in South Carolina.

So if you live in Columbia and are planning to buy a used car, your biggest concern should not be the insurance rates. The table provided below gives information about the median prices and insurance averages of some of the popular cars. The insurance percentage in the table is the percentage of the median price that you will have to spend on insurance.

City Make Model Insurance Average ($) Median Price ($) Insurance Percentage (%)
Columbia Honda Accord 915 17,856 5
Columbia Toyota Camry ...

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Latest Auto Insurance Reviews

Geico, Brooklyn, NY

$54 for 1 Month

This car insurance is amazing I am young and i get a nice rate. When i have any questions there is someone that I can easily call and they will call me and get me the help that I need. It is always nice to have someone there to help ... Read all Brooklyn Car Insurance Reviews

Progressive, Charlotte, NC

$100 for 1 Month

I've been pretty pleased with Progressive so far. The monthly rates are fairly comparable with other insurance companies that I checked with. I like the ability to service my policy online, print out new insurance cards on the spot, or forms that I need with no wait. That is ... Read all Charlotte Car Insurance Reviews

GEICO, Dodge City, KS

$92 per month

I pay my car insurance in two installments a year, and it is around 92 dollars each time. I live in Dodge City, KS- whose zip code is 67801. I have no serious infractions on my driving record- just two speeding tickets from over five years ago. I am currently ... Read all Dodge City Car Insurance Reviews

Progressive, Palatka, FL

$42 per month

I am located in Palatka, FL, USA. I recently switched my insurance from Progressive to Geico because Progressive went up in payments. I currently am paying $42 per month for the Florida minimum, which is 10,000 bucks PPI and car coverage. I am currently driving a 2005 Dodge Caravan ... Read all Palatka Car Insurance Reviews

State Farm, Morganton, NC

$175.00 a month

I am 36 years old and have State Farm for my Auto Insurance. I am married and have two kids. We have two cars on the policy. One is a 2008 and the other is a 2010. They are very basic cars. We pay about $175.00 a month for ... Read all Morganton Car Insurance Reviews

Allstate, ,

$225 for a six month

Auto insurance costs me and my wife about $225 for a six month policy on our 2004 Honda Odyssey. We live in Medford, Oregon and both my driving record and my wife's driving record are immaculate with no accidents or tickets for many years. We are both in our 30s and have children. My wife does most of the driving as she is at home with the children, I ride my bicycle to work so I only do about 20% of the driving. Our auto insurance is with Allstate through local agent David Martin and we've been carrying full coverage through Allstate for about ten years now, we carry full coverage because it doesn't save us enough to drop to liability only so we feel safer. I love my insurance provider, they have helped me through some issues over the years that I never would have expected and have kept me coming back to them despite the possibility of a somewhat lower premium elsewhere. All in all I would rate Allstate as a 5+ on a 5 point scale based on their willingness to provide great service at all times.

AAA, Whittier, CA

$178 a month

My name is Sandy Carabio, and I am a 51-year-old female. I've been married almost 14 years and my husband and I have State Farm Car Insurance. We live in Whittier, CA 90605. State Farm has been our insurance provider for the last 15 years. Prior to this I ... Read all Whittier Car Insurance Reviews

State Farm, Rome, GA

$250 a month

I pay 250.00 a month for my car insurance. I am located in Rome, Georgia, 30165. I have never had an automobile accident in my life. I am insuring both mine and my girlfriend's cars. The coverage I chose protects all kinds of accidents to the automobiles, if ... Read all Rome Car Insurance Reviews

Nationwide, Middletown, CT

$116 per month

Right now I pay around $116 per month for my car insurance which is insured with Nationwide. I have a basic liability plan for my 2002 Mitsubishi Eclipse and it's currently the only car that insured with Nationwide. As a twenty four year old male living in Middletown, New ... Read all Middletown Car Insurance Reviews

Progressive, Wheeling, IL

$84.00 per month

I have been insured with IFA Auto Insurance for over 5 years. Every month I pay $84.00 and it is for full coverage on my GMC Envoy. I live in Wheeling, WV and I have been driving since I was 16 years of age. I have had no accidents ... Read all Wheeling Car Insurance Reviews