Latest Research & Perspectives

Low insurance rates in Reno, but above average rates in Las Vegas

As of January 2014, Nevada is the 16th least expensive auto insurance state in the United States. With an annual average insurance rate of $1341, Nevada’s rates are below the national average rate by $155. The average insurance rate in Reno is $1100, while it is $1869 in Las Vegas.

Insurance rates start at $961 in Nevada and go up to $ 2097. There is a marked difference in the insurance rates in Reno and Las Vegas. The Chevrolet Silverado, for example, has an average annual insurance rate of $961 in Reno, but $1633 in Las Vegas.

The Toyota Corolla costs an average annual insurance rate of $1014 in Reno, while in Las Vegas you would have to spend $1724 per year to insure it. The Ford F-Series too, has much lower insurance costs in Reno. In Reno, it costs an average of $1015 to insure the Ford F-Series, while ...

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The best and worst states to buy and insure the Kia Rio

The subcompact Kia Rio has been on the block since 2000, and is now in its third generation. The Rio is also a very popular car in the used car market in the United States, well known for its affordability. The Rio is also one of the least expensive cars to insure.  

Maine has the lowest median price as well as insurance rates. The Rio can be purchased for a median price of $5950 in Maine, and you would have to pay only $879 every year to insure it in this state. To put these low rates into perspective, let us consider the states in which the insurance rates for the Rio are high –

State Annual Average Insurance Rate ($) Median Price ($) Percentage of median price spent on insurance (%)
Louisiana 2,571 14,997 17
Michigan 2,443 9,495 25
Montana 1,833 11,999 15
California 1,733 11 ...

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Insurance cost of used full-size pickup trucks less than mid-size family sedan in Alaska

Nissan Altima ranks among the 10 best affordable mid-size cars in the US. If you are looking for a used family sedan in the state of Alaska this might be your best bet. On the other hand, if you are looking for a full-size pickup truck, you can choose between the Ford F-Series and Chevrolet Silverado, which have managed to impress both reviewers and owners.

So, what are the factors you need to consider while choosing between these cars? Below is a chart which gives us the insurance average and median price of these vehicles in Anchorage, Alaska. The figures provided are for the cars that have been manufactured and sold between the years 2005 and 2012.

State Make and Model Insurance Average ($) Median Price ($) Insurance %
Alaska Nissan Altima 1,420 17,998 7
Alaska Ford F-Series 1,349 28,900 4
Alaska Chevrolet Silverado 1,270 28,998 4 ...

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Very Large SUVs have better than average damage susceptibility scores

SUVs has a lower than average damage susceptibility when compared to cars of all sizes and classes. Owing to their size and build, they tend to fare relatively better when involved in a crash with smaller cars. They tend to sustain less damage in minor accidents which enhances their damage susceptibility scores. And good scores mean lower collision coverage premiums.

Very large SUVs are a sub-category of SUV (others categories include small, medium and large SUVs). The Highway Loss Data Institute released a study in September 2013 that compared losses by vehicle class and size groups for 2010-2012 models of cars. They found that the two main factors that determined collision average rates were claim frequency (how often claims are filed) and losses per claim (average payment per claim).

The latter is determined by the extent of damage. For both measures, a score of 100 represents the average. Any score ...

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Insurance costs of the best used cars in West Virginia

The mountainous country roads of West Virginia have been known to be very dangerous to drive on. That is why it comes as no surprise that the state of West Virginia is the 7th most expensive state in the U.S. to buy auto insurance. The average annual auto insurance rate in West Virginia is $1,816, surpassed only by Louisiana, Michigan, Georgia, Oklahoma, Montana, and California.

The average annual insurance rate in Charleston, the capital of West Virginia, is $1,667. This may be lower than West Virginia’s average, though it is still higher than most of the other states. When you live in such a state, where insurance costs form a major chunk of your expenses, which used car can you buy to reduce your financial angst?

Let’s look at the insurance rates and median prices of some of the most popular cars in Charleston ...

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Figuring out the best insurance deal for the Ford F-Series

The Ford F-series is a popular pickup truck series of the Ford Motor Company, and has been in the market for thirty seven years. The price of the vehicle is unevenly distributed across the states, resulting in various combinations of median prices and insurance.

The vehicle is the most expensive in the state of Rhode Island, at a median price of $35,890 and an average annual insurance rate of $1540, bringing the insurance percentage to 4% of the median price. The state of Colorado, on the other hand, has the most affordable median price of $21,016. But, buyers will have to shell out 5% of the price for insurance, i.e., approximately $1,105.

The states of Idaho, Iowa, Kansas and Maine have the least insurance percentages of 3% of the median price. The state of Louisiana has the highest percentage of insurance, set at 8%. While the ...

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Latest Auto Insurance Reviews


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Geico, Brooklyn, NY

$54 for 1 Month

This car insurance is amazing I am young and i get a nice rate. When i have any questions there is someone that I can easily call and they will call me and get me the help that I need. It is always nice to have someone there to help ... Read all Brooklyn Car Insurance Reviews

Progressive, Charlotte, NC

$100 for 1 Month

I've been pretty pleased with Progressive so far. The monthly rates are fairly comparable with other insurance companies that I checked with. I like the ability to service my policy online, print out new insurance cards on the spot, or forms that I need with no wait. That is ... Read all Charlotte Car Insurance Reviews

GEICO, Dodge City, KS

$92 per month

I pay my car insurance in two installments a year, and it is around 92 dollars each time. I live in Dodge City, KS- whose zip code is 67801. I have no serious infractions on my driving record- just two speeding tickets from over five years ago. I am currently ... Read all Dodge City Car Insurance Reviews

Progressive, Palatka, FL

$42 per month

I am located in Palatka, FL, USA. I recently switched my insurance from Progressive to Geico because Progressive went up in payments. I currently am paying $42 per month for the Florida minimum, which is 10,000 bucks PPI and car coverage. I am currently driving a 2005 Dodge Caravan ... Read all Palatka Car Insurance Reviews

State Farm, Morganton, NC

$175.00 a month

I am 36 years old and have State Farm for my Auto Insurance. I am married and have two kids. We have two cars on the policy. One is a 2008 and the other is a 2010. They are very basic cars. We pay about $175.00 a month for ... Read all Morganton Car Insurance Reviews

Allstate, ,

$225 for a six month

Auto insurance costs me and my wife about $225 for a six month policy on our 2004 Honda Odyssey. We live in Medford, Oregon and both my driving record and my wife's driving record are immaculate with no accidents or tickets for many years. We are both in our 30s and have children. My wife does most of the driving as she is at home with the children, I ride my bicycle to work so I only do about 20% of the driving. Our auto insurance is with Allstate through local agent David Martin and we've been carrying full coverage through Allstate for about ten years now, we carry full coverage because it doesn't save us enough to drop to liability only so we feel safer. I love my insurance provider, they have helped me through some issues over the years that I never would have expected and have kept me coming back to them despite the possibility of a somewhat lower premium elsewhere. All in all I would rate Allstate as a 5+ on a 5 point scale based on their willingness to provide great service at all times.

AAA, Whittier, CA

$178 a month

My name is Sandy Carabio, and I am a 51-year-old female. I've been married almost 14 years and my husband and I have State Farm Car Insurance. We live in Whittier, CA 90605. State Farm has been our insurance provider for the last 15 years. Prior to this I ... Read all Whittier Car Insurance Reviews

State Farm, Rome, GA

$250 a month

I pay 250.00 a month for my car insurance. I am located in Rome, Georgia, 30165. I have never had an automobile accident in my life. I am insuring both mine and my girlfriend's cars. The coverage I chose protects all kinds of accidents to the automobiles, if ... Read all Rome Car Insurance Reviews