Latest Research & Perspectives

Drunk driving and auto insurance costs in Wisconsin

Insurance rates in most cities in Wisconsin are extremely affordable. Wisconsin has an average annual insurance rate of $1228, which makes Wisconsin the 12th least expensive auto insurance state. Appleton, the least expensive city in Wisconsin, has an annual average insurance rate of $796. It costs less than $900 to insure a car in Eau Claire, Green Bay, Oshkosh and Waukesha, with average insurance rates of $861, $863, $865, and $873, respectively. In Madison, it costs an average of $907 per year to insure a car, and in Racine it costs $1000. The average annual insurance rates in West Allis, Kenosha, and Milwaukee are $1005, $1055, and $1168, respectively.

Drunk driving has a major impact on the average insurance rates. After a single Driving Under the Influence (DUI) conviction in Wisconsin, your insurance rate will increase from $1228 to $2284. Even Appleton, the least expensive zip code to buy ...

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Nissan Titan vs. Ford F-Series: Which full-size pickup costs less to insure in the United States?

The Ford F-Series is one of the most popular series of full-size pickups, having sustained its popularity for over six decades. The Nissan Titan was introduced in 2004 in the North American market, and has been nominated for several awards since then. In this feature, we will compare the cost of insuring both these pickups in the United States.

As of January 2014, the national average insurance rate for the Nissan Titan is $1414, while that of the Ford F-Series is $1324. The cheapest state to insure the Nissan Titan is Maine, with an annual average insurance rate of $951. Maine is also the cheapest state to insure the Ford F-Series, with a considerably lower insurance rate, at $848. There is also a huge difference in the purchase costs of two pickups in Maine. While a used Nissan Titan is available for a median price of $19,900, the Ford ...

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Highest and lowest auto insurance costs in Arkansas

At $1545, Arkansas’ average insurance rates are above national average by $49. Arkansas is the 18th most expensive state to buy auto insurance in the United States. Fayetteville is one of the more affordable cities to buy auto insurance, and has an annual average insurance rate of $1086. Little Rock is slightly more expensive, at $1332.

Most cars have lower insurance rates in Fayetteville. The car with the lowest insurance cost in Arkansas is the Chevrolet Silverado, which costs only an average of $960 per year to insure in Fayetteville. In Little Rock, it costs $1177 per year to insure the Silverado. The difference in the median prices in the two cities is not very high. In Fayetteville, you can buy a used Chevrolet Silverado for a median price of $29,259 and in Little Rock you can buy it for a median price of $27,995. If we ...

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Better than average performance by Georgia in keeping auto insurance expenditure down

The Consumer Federation of America, an organization that has been studying auto insurance trends for more than a decade, released a study in December 2013. The study analyzed auto insurance trends in all 50 states starting from 1989 to 2010. During the period of the study, they found that the countrywide average auto insurance expenditure had risen by an average 43.3 percent as of 2010 to stand at $791.22. Furthermore, the study found that in 38 of the 50 states the average expenditure has grown by more than the national average of 43.3 percent.

Georgia finds itself among a minority of states where insurance expenditure rose by less than the national average. Back in 1989, the average auto insurance expenditure in Georgia stood at $531.01. By 2010 the average figure had risen to $749.09, an increase of 41.1 percent. In the same period, Georgia ...

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83.5% rise in insurance costs from 1989 to 2010 in Kansas

Average insurance costs in Kansas have traditionally been lower than the countrywide average. However, a December 2013 study by the Consumer Federation of America found that the gap is closing. In 1989, Kansas was ranked that 6th cheapest state in terms of auto insurance expenditure. However, it had fallen to 11th cheapest by 2010. Kansas’ auto insurance expenditure which stood at $340.76 in 1989 had gone up to $625.17 in 2010, a rise of 83.5%. In the same period, the countrywide average went up 43.3 percent from $551.95 to $791.22.

Even though average auto insurance expenditure in Kansas is lower than the countrywide average, a rise of 83.5 percent has reduced the difference substantially. Kansas is one of 38 states where average expenditure grew by more than the countrywide average. Moreover, a growth rate of 83.5 percent was tenth highest ...

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Alabama – 52.8% increase in insurance rates in two decades

Alabama is 12th on the list of the most expensive states to buy auto insurance in the United States.  The average auto insurance rate in Alabama is $1667. Over the past two decades, drivers in Alabama have had to spend more than 50% more on auto insurance than they did before.  In 1989, the average annual auto insurance rate was $426.30. This has increased to $651.24 in 2010, which is a 52.8% increase. The national auto insurance average expenditure in 2010 is $791.22.

Let us consider the factors that led to this increase in the auto insurance rates –

State regulations –

The state of Alabama follows the PA (Prior Approval) regulatory law. The PA system requires that insurers apply for rate changes before they are implemented in the market. The average change in insurance rates is 48% for states that follow the PA regulatory system. In Alabama ...

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Latest Auto Insurance Reviews

Geico, Brooklyn, NY

$54 for 1 Month

This car insurance is amazing I am young and i get a nice rate. When i have any questions there is someone that I can easily call and they will call me and get me the help that I need. It is always nice to have someone there to help ... Read all Brooklyn Car Insurance Reviews

Progressive, Charlotte, NC

$100 for 1 Month

I've been pretty pleased with Progressive so far. The monthly rates are fairly comparable with other insurance companies that I checked with. I like the ability to service my policy online, print out new insurance cards on the spot, or forms that I need with no wait. That is ... Read all Charlotte Car Insurance Reviews

GEICO, Dodge City, KS

$92 per month

I pay my car insurance in two installments a year, and it is around 92 dollars each time. I live in Dodge City, KS- whose zip code is 67801. I have no serious infractions on my driving record- just two speeding tickets from over five years ago. I am currently ... Read all Dodge City Car Insurance Reviews

Progressive, Palatka, FL

$42 per month

I am located in Palatka, FL, USA. I recently switched my insurance from Progressive to Geico because Progressive went up in payments. I currently am paying $42 per month for the Florida minimum, which is 10,000 bucks PPI and car coverage. I am currently driving a 2005 Dodge Caravan ... Read all Palatka Car Insurance Reviews

State Farm, Morganton, NC

$175.00 a month

I am 36 years old and have State Farm for my Auto Insurance. I am married and have two kids. We have two cars on the policy. One is a 2008 and the other is a 2010. They are very basic cars. We pay about $175.00 a month for ... Read all Morganton Car Insurance Reviews

Allstate, ,

$225 for a six month

Auto insurance costs me and my wife about $225 for a six month policy on our 2004 Honda Odyssey. We live in Medford, Oregon and both my driving record and my wife's driving record are immaculate with no accidents or tickets for many years. We are both in our 30s and have children. My wife does most of the driving as she is at home with the children, I ride my bicycle to work so I only do about 20% of the driving. Our auto insurance is with Allstate through local agent David Martin and we've been carrying full coverage through Allstate for about ten years now, we carry full coverage because it doesn't save us enough to drop to liability only so we feel safer. I love my insurance provider, they have helped me through some issues over the years that I never would have expected and have kept me coming back to them despite the possibility of a somewhat lower premium elsewhere. All in all I would rate Allstate as a 5+ on a 5 point scale based on their willingness to provide great service at all times.

AAA, Whittier, CA

$178 a month

My name is Sandy Carabio, and I am a 51-year-old female. I've been married almost 14 years and my husband and I have State Farm Car Insurance. We live in Whittier, CA 90605. State Farm has been our insurance provider for the last 15 years. Prior to this I ... Read all Whittier Car Insurance Reviews

State Farm, Rome, GA

$250 a month

I pay 250.00 a month for my car insurance. I am located in Rome, Georgia, 30165. I have never had an automobile accident in my life. I am insuring both mine and my girlfriend's cars. The coverage I chose protects all kinds of accidents to the automobiles, if ... Read all Rome Car Insurance Reviews

Nationwide, Middletown, CT

$116 per month

Right now I pay around $116 per month for my car insurance which is insured with Nationwide. I have a basic liability plan for my 2002 Mitsubishi Eclipse and it's currently the only car that insured with Nationwide. As a twenty four year old male living in Middletown, New ... Read all Middletown Car Insurance Reviews

Progressive, Wheeling, IL

$84.00 per month

I have been insured with IFA Auto Insurance for over 5 years. Every month I pay $84.00 and it is for full coverage on my GMC Envoy. I live in Wheeling, WV and I have been driving since I was 16 years of age. I have had no accidents ... Read all Wheeling Car Insurance Reviews