Abilene, TX Auto Insurance Rates

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$929 $1,152 $1,398

Latest Auto Insurance Reviews in Abilene, Texas


Progressive
The premiums cost more through different companies which are all higher. A lot higher in price
Geico
My premium has gone up a lot in the past two years. This is probably for a good reason, but I wish it were lower. I haven't recently compared it to other companies
Geico
I think I got a pretty standard insurance. I have a lot of confidence in my driving ability so I feel like I don't really need a premium coverage. But my state has a requirement for vehicle insurance.
Esurance
I was the lowest premium I could find an equal to or better than what others covered.
Allstate
Allstate offers a multitude of discounts and I have a very friendly agent that is always willing to answer questions, even when he's out of the office.
Geico
pretty much the same as any other insurance company
Geico
I feel that this company is easy to get ahold of. I have no problems accessing customer service. They were also very helpful when I needed a tow.
Geico
If you need to talk to a person, there is generally a long wait on the phone...but once you get through, the service is acceptable, and questions are answered satisfactorily.
State Farm
They are always there to help and they go above and beyond to make sure I am given all of the things I need to feel safe with them.
Esurance
I like that I can't interact with them online and also call easily. I have been able to contact them without issues
Esurance
I like that the company is very accessible. I can reach someone through chat email or phone. Anytime I reach someone I am able to get a prompt answer and quick customer service.
State Farm
I like that I can access their website and do most of what is needed. Also, they are very accessible by phone. It is a local business so I can go to the office easily.
Progressive
I like that I am able to reach customer service at any time and make policy changes at any time.
Geico
there is all of that and all the things you might expect out of an insurance company things I have already stated. Price, reliability communication,
Progressive
I love the fact about how quick they work on claims to get them solved.
State Farm
The company works hard to make sure that I am given what I need. I like that they have good prices and they also do not try to trick people into getting more than they need.
Metlife
I like that they have strong coverage and are able to help me whenever I need it. They offer good discounts and good prices for the area.
State Farm
They are a small office and very personal. I had been with the same provider since I started driving at 16. I'm now 50 and this year he just retired. The office was taken over by a new person and I am happy with his service so far.
Progressive
I like that I am not a number. I mean, I am... But the interactions with the sales agents and service agents are always a conversation, not a transaction.
Progressive
It is inexpensive and well known. I wouldn't anticipate having any problems if I did need to file a claim.
Geico
I pretty much don’t have any dislikes about this company. They gave me an affordable price so I can't complain about them at all.
Geico
I don't want to pay a lot for my car insurance because I really don't think I need it. Mainly, I want to complain about the State that I am living in because it is a requirement or else I will get fined.
Progressive
I can't think of anything overall that I don't like about progressive. I think I would like if they also insured my home.
Esurance
I don't really dislike anything about the company. If anything I would say it is the inability to get paperwork mailed to me. Everything has to be printed out. Sometimes I don't have access to a printer or ink and paper.
Metlife
They have increased my rates each of the last 3 years. However so have all the other local insurance companies. But I wish they would keep my rates lower.
Geico
There is nothing that I really dislike about the company. You pretty much get what you pay for. So when I am in need of more services I will either have to upgrade my services or choose a different company.
State Farm
I do not have any dislikes at all about the company. They are really great to work with and they do their best to help me.
State Farm
My dislike would be that their hours at the office are not easy to access for those of us that work all day. They have no weekend hours.
Progressive
I don't like that they are so large that if I have an issue that I am currently going through can get lost in translation and not get processed for an unknown number of days or weeks.
Write Your Review | Abilene, Texas Auto Insurance Analysis
Usaa Auto Insurance, Abilene, TX
$206/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed <1 year ago with Own Porsche Panamera Turbo used for Business with estimated annual mileage of 12,001 - 15,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Auto insurance rates in Abilene, Texas

There are a number of factors that determine auto insurance rates, the most important of which are: state regulations, make and model of the car, individual driving records, and personal profile. The city and state you live in has a major impact on your auto insurance rates.

Abilene in Texas is one of the affordable cities for insurance deals.  Abilene is the 3rd on the list of the least expensive auto insurance cities, out of 25 cities. With an average insurance rate of $1200, Abilene is much lower than the state’s average of $1500.

Since 2009, Abilene has seen a growth at a Compound Annual Growth Rate (CAGR) of 71% in its average insurance rates on a year-over-year (YOY) basis, from $700 in 2009 to $1200 in 2013. The increase is mainly attributed to a high accident rate and drunken driving cases. In most cases, drunk driving affects premiums more than accidents do. In Abilene, alcohol-related offenses will increase your insurance rates by around $1400.

Of all the models, the Mercedes CL600 is the most expensive car to insure. The annual average insurance rate of the Mercedes CL600 is $2800. On the other hand, the Jeep Patriot Sport is the cheapest car to insure with an annual premium of $ 900.

If we also consider the Manufactured Suggested Median Price (MSRP) along with the insurance rates, the Nissan Versa is the least expensive car available in the small car segment in Abilene. The Versa has an MSRP of $12760, and annual average insurance rate of $1100. In the small car segment, the Nissan Juke is the most expensive, with an MSRP of $23,700 and an insurance rate of $1100.

Of all the SUVs, the Nissan Rogue is the least expensive in Abilene, with an MSRP of $21,460 and annual average insurance rate of $1000. The Nissan Armada, on the other hand, is the most expensive SUV available in Abilene. Its MSRP is $37,910 and annual average insurance rate is $1200.

Abilene Car Insurance Rate Comparisons

Abilene, TX's average car insurance of $1152 differs from Taylor County, TX (+$788), Potosi, TX (+$978), Putnam, TX (+$978) and Texas (+$393)

Abilene Taylor County, TX Potosi, TX Putnam, TX Texas
Median Insurance Rates $1152 +$788 +$978 +$978 +$393

Abilene Car Insurance Savings By Neighborhood & Street Area

Abilene Driver Street Residence & Car Locations Car Details in Abilene Abilene Driver Demographics Abilene Auto Insurance Estimates Recent Abilene Insurance Savings
Elmdale
E US Hwy 802005 Buick Century Standard18 year male teenager$2,457$464
Green Valley Dr2010 Nissan Rogue S68 year female senior$1,137$760
Gann St2009 Mazda MAZDA3 i Sport27 year married man$1,287$715
Other Area
Ruidosa Ave2007 Jeep Grand Cherokee Laredo77 year senior$1,008$550
Taos Dr2006 Lincoln Zephyr Base31 year married woman$1,101$506
I- 20 Svc Rd2008 Ford Fusion SE47 year man$1,372$880
Hamby
Co Rd 5102006 Cadillac DTS \N26 year woman$1,300$594
Revere Ct2011 Hyundai Sonata GLS17 year female teenager$2,070$316
Caps
Brentwood Dr2012 Honda Civic LX17 year teenager$2,036$570
Catclaw Dr2009 Chrysler 300 Touring79 year male senior$1,233$764

Abilene Post DUI Car Insurance Rates

Abilene Hawley-Noodle Potosi Hawley Texas
Median Post DUI Insurance Rate $2142 +$1578 +$1819 +$1801 +$731
Male Teenager Post DUI Insurance Rate $4884 +$3597 +$4148 +$4105 +$1666
Female Teenager Post DUI Insurance Rate $4092 +$3013 +$3474 +$3439 +$1395

The Post DUI insurance in Abilene, TX's is $2142 compared to Hawley-Noodle (+$1578), Potosi (+$1819), Hawley (+$1801) and Texas (+$731)

In Abilene, a male teenager with Post DUI pays $792 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Mazda MAZDA3 i Sport in Abilene, TX would pay $4473 on auto insurance while a female teenager POST DUI would pay $3747.

Abilene Car Insurance by Segment

Abilene Teenagers Car Insurance Rates Comparison

9469 Abilene Teenagers (7% of total population), 49% Male & 51% Female.

Abilene Clyde Impact Lueders Texas
All Teenagers $2396 +$2013 +$1847 +$1951 +$817
Male Teenager $2626 +$2207 +$2025 +$2139 +$896
Female Teenager $2200 +$1849 +$1696 +$1791 +$750

Abilene teenagers pay $2396 in insurance in contrast with Clyde (+$2013), Impact (+$1847), Lueders (+$1951) and Texas (+$817). The difference between Male & Female teenagers in Abilene is $426

Example

  • 2012 Kia Sorento LX Male Teenager Insurance Rate $2,275
  • 2013 Volkswagen Jetta S Female Teenager Insurance Rate $2,074

Abilene Men & Women Car Insurance

118951 Abilene Adults (100% of total population), 49% Men & 51% Women.

Abilene Merkel Lueders Taylor County Texas
All Women $1105 +$939 +$901 +$757 +$378
Married Women $1059 +$900 +$863 +$725 +$362
All Men $1486 +$1261 +$1210 +$1016 +$507
Married Men $1405 +$1193 +$1144 +$961 +$479

The typical insurance rate of $1486 that Abilene Men pay varies from Merkel (+$1261), Lueders (+$1210), Taylor County (+$1016) and Texas (+$507). In Abilene, married men pay $346 more than married women.

Example

  • 2013 Dodge Journey SXT Married Men Insurance Rate $1,366
  • 2014 Audi A4 2.0T Premium Married Women Insurance Rate $1,603

Abilene Senior Car Insurance

20942 Abilene Seniors (17% of total population), 41% Senior Men & 59% Senior Women.

Abilene Clyde Jones County Albany Texas
All Seniors $1244 +$1045 +$970 +$1056 +$424
Senior Men $1301 +$1094 +$1015 +$1105 +$444
Senior Women $1209 +$1017 +$943 +$1027 +$413

Abilene seniors pay $1244 in insurance compared to Clyde (+$1045), Jones County (+$970), Albany (+$1056) and Texas (+$424). In Abilene, senior men pay $92 more than senior women.

Abilene Car Insurance Discounts for Multiple Vehicles

Abilene Population with 1 Vehicle 16546 (37% of Abilene population), 2 Vehicles 17694 (40% of the Abilene population) and 3 vehicles 5440 (12% of the population)

Abilene Albany Merkel Jones County Texas
2 Vehicles $2189 +$1858 +$1858 +$1706 +$747
3 Vehicles $3341 +$2836 +$2836 +$2604 +$1140
4 Vehicles $4493 +$3814 +$3814 +$3502 +$1533

Car Insurance Agents in Abilene, TX

Rank Agent Name Agent Contact
1 Barhorst Ins Group LTD 4602 S. 14th St., Abilene, TX 79605-4735

Find the Cheapest auto insurance in Abilene, TX