Abilene, TX Auto Insurance Rates

Abilene, TX residents can save $460 by comparing multiple quotes & reading reviews & research on Abilene car insurance rates, quotes, agents & coverage.

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$929 $1,152 $1,398
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Usaa Auto Insurance, Abilene, TX
$206/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed <1 year ago with Own Porsche Panamera Turbo used for Business with estimated annual mileage of 12,001 - 15,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Auto insurance rates in Abilene, Texas

There are a number of factors that determine auto insurance rates, the most important of which are: state regulations, make and model of the car, individual driving records, and personal profile. The city and state you live in has a major impact on your auto insurance rates.

Abilene in Texas is one of the affordable cities for insurance deals.  Abilene is the 3rd on the list of the least expensive auto insurance cities, out of 25 cities. With an average insurance rate of $1200, Abilene is much lower than the state‚Äôs average of $1500.

Since 2009, Abilene has seen a growth at a Compound Annual Growth Rate (CAGR) of 71% in its average insurance rates on a year-over-year (YOY) basis, from $700 in 2009 to $1200 in 2013. The increase is mainly attributed to a high accident rate and drunken driving cases. In most cases, drunk driving affects premiums more than accidents do. In Abilene, alcohol-related offenses will increase your insurance rates by around $1400.

Of all the models, the Mercedes CL600 is the most expensive car to insure. The annual average insurance rate of the Mercedes CL600 is $2800. On the other hand, the Jeep Patriot Sport is the cheapest car to insure with an annual premium of $ 900.

If we also consider the Manufactured Suggested Median Price (MSRP) along with the insurance rates, the Nissan Versa is the least expensive car available in the small car segment in Abilene. The Versa has an MSRP of $12760, and annual average insurance rate of $1100. In the small car segment, the Nissan Juke is the most expensive, with an MSRP of $23,700 and an insurance rate of $1100.

Of all the SUVs, the Nissan Rogue is the least expensive in Abilene, with an MSRP of $21,460 and annual average insurance rate of $1000. The Nissan Armada, on the other hand, is the most expensive SUV available in Abilene. Its MSRP is $37,910 and annual average insurance rate is $1200.

Abilene Car Insurance Rate Comparisons

Abilene, TX's average car insurance of $1152 differs from Taylor County, TX (+$788), Potosi, TX (+$978), Putnam, TX (+$978) and Texas (+$393)

Abilene Taylor County, TX Potosi, TX Putnam, TX Texas
Median Insurance Rates $1152 +$788 +$978 +$978 +$393

Abilene Car Insurance Savings By Neighborhood & Street Area

Abilene Driver Street Residence & Car Locations Car Details in Abilene Abilene Driver Demographics Abilene Auto Insurance Estimates Recent Abilene Insurance Savings
Elmdale
E US Hwy 802005 Buick Century Standard18 year male teenager$2,457$464
Green Valley Dr2010 Nissan Rogue S68 year female senior$1,137$760
Gann St2009 Mazda MAZDA3 i Sport27 year married man$1,287$715
Other Area
Ruidosa Ave2007 Jeep Grand Cherokee Laredo77 year senior$1,008$550
Taos Dr2006 Lincoln Zephyr Base31 year married woman$1,101$506
I- 20 Svc Rd2008 Ford Fusion SE47 year man$1,372$880
Hamby
Co Rd 5102006 Cadillac DTS \N26 year woman$1,300$594
Revere Ct2011 Hyundai Sonata GLS17 year female teenager$2,070$316
Caps
Brentwood Dr2012 Honda Civic LX17 year teenager$2,036$570
Catclaw Dr2009 Chrysler 300 Touring79 year male senior$1,233$764

Abilene Post DUI Car Insurance Rates

Abilene Hawley-Noodle Potosi Hawley Texas
Median Post DUI Insurance Rate $2142 +$1578 +$1819 +$1801 +$731
Male Teenager Post DUI Insurance Rate $4884 +$3597 +$4148 +$4105 +$1666
Female Teenager Post DUI Insurance Rate $4092 +$3013 +$3474 +$3439 +$1395

The Post DUI insurance in Abilene, TX's is $2142 compared to Hawley-Noodle (+$1578), Potosi (+$1819), Hawley (+$1801) and Texas (+$731)

In Abilene, a male teenager with Post DUI pays $792 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Mazda MAZDA3 i Sport in Abilene, TX would pay $4473 on auto insurance while a female teenager POST DUI would pay $3747.

Abilene Car Insurance by Segment

Abilene Teenagers Car Insurance Rates Comparison

9469 Abilene Teenagers (7% of total population), 49% Male & 51% Female.

Abilene Clyde Impact Lueders Texas
All Teenagers $2396 +$2013 +$1847 +$1951 +$817
Male Teenager $2626 +$2207 +$2025 +$2139 +$896
Female Teenager $2200 +$1849 +$1696 +$1791 +$750

Abilene teenagers pay $2396 in insurance in contrast with Clyde (+$2013), Impact (+$1847), Lueders (+$1951) and Texas (+$817). The difference between Male & Female teenagers in Abilene is $426

Example

  • 2012 Kia Sorento LX Male Teenager Insurance Rate $2,275
  • 2013 Volkswagen Jetta S Female Teenager Insurance Rate $2,074

Abilene Men & Women Car Insurance

118951 Abilene Adults (100% of total population), 49% Men & 51% Women.

Abilene Merkel Lueders Taylor County Texas
All Women $1105 +$939 +$901 +$757 +$378
Married Women $1059 +$900 +$863 +$725 +$362
All Men $1486 +$1261 +$1210 +$1016 +$507
Married Men $1405 +$1193 +$1144 +$961 +$479

The typical insurance rate of $1486 that Abilene Men pay varies from Merkel (+$1261), Lueders (+$1210), Taylor County (+$1016) and Texas (+$507). In Abilene, married men pay $346 more than married women.

Example

  • 2013 Dodge Journey SXT Married Men Insurance Rate $1,366
  • 2014 Audi A4 2.0T Premium Married Women Insurance Rate $1,603

Abilene Senior Car Insurance

20942 Abilene Seniors (17% of total population), 41% Senior Men & 59% Senior Women.

Abilene Clyde Jones County Albany Texas
All Seniors $1244 +$1045 +$970 +$1056 +$424
Senior Men $1301 +$1094 +$1015 +$1105 +$444
Senior Women $1209 +$1017 +$943 +$1027 +$413

Abilene seniors pay $1244 in insurance compared to Clyde (+$1045), Jones County (+$970), Albany (+$1056) and Texas (+$424). In Abilene, senior men pay $92 more than senior women.

Abilene Car Insurance Discounts for Multiple Vehicles

Abilene Population with 1 Vehicle 16546 (37% of Abilene population), 2 Vehicles 17694 (40% of the Abilene population) and 3 vehicles 5440 (12% of the population)

Abilene Albany Merkel Jones County Texas
2 Vehicles $2189 +$1858 +$1858 +$1706 +$747
3 Vehicles $3341 +$2836 +$2836 +$2604 +$1140
4 Vehicles $4493 +$3814 +$3814 +$3502 +$1533

Car Insurance Agents in Abilene, TX

Rank Agent Name Agent Contact
1 Barhorst Ins Group LTD 4602 S. 14th St., Abilene, TX 79605-4735

Find the Cheapest auto insurance in Abilene, TX