Albany, NY Auto Insurance Rates

Albany, NY residents can save $400 by comparing multiple quotes & reading reviews & research on Albany car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$679 $1,007 $1,629
Write Your Review | Albany, New York Auto Insurance Analysis
21st Century Insurance, Albany, NY
$119/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Ford Explorer XLT used for Business with estimated annual mileage of 20,001+.
  • vocational education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Albany, NY
$104/1 month
Car Insurance Policy Holder
  • Single 26 Years old Male licensed 9 years ago with Own Suzuki Grand Vitara Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Albany, NY
$65/1 month
Car Insurance Policy Holder
  • Divorced 26 Years old Female licensed 7 years ago with Leased Cadillac, Escalade EXT, 4 Door Utility Ethanol used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Liberty Mutual, Albany, NY
$686/12 months
Car Insurance Policy Holder
  • Single 38 Years old Female licensed 6 years ago with Own Kia, Sportage LX, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Erie Insurance Group, Albany, NY
$1,557/12 months
Car Insurance Policy Holder
  • Married 23 Years old Male licensed 6 years ago with Leased Toyota, 4Runner Limited, 2WD 4 Door Utility used for Business with estimated annual mileage of 12,001 - 15,000.
  • Less than High School & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Albany, NY
$828/12 months
Car Insurance Policy Holder
  • Divorced 58 Years old Female licensed 17 years ago with Financed Toyota, Corolla L, 4 Door Sedan used for Business with estimated annual mileage of 7,501 - 9,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Albany, NY
$583/12 months
Car Insurance Policy Holder
  • Single 59 Years old Female licensed 41 years ago with Financed Toyota, Corolla LE, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Vocational & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Albany, NY
$1,317/12 months
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 3 years ago with Own Lexus, RX 450h, 4 Door Utility AWD Hybrid used for Business with estimated annual mileage of 20,001+.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Albany Car Insurance Rate Comparisons

Albany, NY's average car insurance of $1007 differs from Green Island, NY (+$813), Voorheesville, NY (+$643), East Greenbush, NY (+$803) and New York (+$362)

Albany Green Island, NY Voorheesville, NY East Greenbush, NY New York
Median Insurance Rates $1007 +$813 +$643 +$803 +$362

Albany Car Insurance Savings By Neighborhood & Street Area

Albany Driver Street Residence & Car Locations Car Details in Albany Albany Driver Demographics Albany Auto Insurance Estimates Recent Albany Insurance Savings
Karlsfeld
Talmedge Pl2002 Buick Century Limited16 year male teenager$1,920$842
Krumkill Ct E2008 Ford Fusion I4 SE72 year male senior$1,134$775
Normansville
Hollywood Ave2007 Cadillac DTS 18 year female teenager$2,193$691
Ramsey Pl2006 Mazda MAZDA3 s70 year senior$1,044$527
North Bethlehem
Briar Ave2008 Chrysler 300 Touring45 year married woman$833$883
Kent St2007 Jeep Commander Sport29 year woman$796$791
West Albany
Manning Blvd2005 GMC Yukon XL 1500 SLT26 year married man$1,262$968
Manning Blvd2013 Hyundai Sonata GLS16 year teenager$1,978$988
McKownville
Washington Ave Exn2014 Volkswagen Jetta S81 year female senior$999$551
Washington Ave Exn2013 Dodge Journey SXT23 year man$1,348$902

Albany Post DUI Car Insurance Rates

Albany Castleton-on-Hudson Colonie Guilderland New York
Median Post DUI Insurance Rate $1873 +$1568 +$3 +$1084 +$673
Male Teenager Post DUI Insurance Rate $3950 +$3309 +$8 +$2288 +$1421
Female Teenager Post DUI Insurance Rate $3669 +$3075 +$8 +$2126 +$1321

The Post DUI insurance in Albany, NY's is $1873 compared to Castleton-on-Hudson (+$1568), Colonie (+$3), Guilderland (+$1084) and New York (+$673)

In Albany, a male teenager with Post DUI pays $281 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Cadillac DTS in Albany, NY would pay $4391 on auto insurance while a female teenager POST DUI would pay $4078.

Albany Car Insurance by Segment

Albany Teenagers Car Insurance Rates Comparison

10009 Albany Teenagers (10% of total population), 48% Male & 52% Female.

Albany Wynantskill East Greenbush Schodack New York
All Teenagers $2054 +$1801 +$1638 +$1434 +$738
Male Teenager $2124 +$1863 +$1695 +$1484 +$764
Female Teenager $1973 +$1731 +$1574 +$1378 +$710

Albany teenagers pay $2054 in insurance in contrast with Wynantskill (+$1801), East Greenbush (+$1638), Schodack (+$1434) and New York (+$738). The difference between Male & Female teenagers in Albany is $151

Example

  • 2011 Lincoln MKZ Base Male Teenager Insurance Rate $2,188
  • 2011 Acura TSX Female Teenager Insurance Rate $2,012

Albany Men & Women Car Insurance

97892 Albany Adults (100% of total population), 48% Men & 52% Women.

Albany Watervliet Bethlehem Menands New York
All Women $936 +$2 +$440 +$598 +$337
Married Women $906 +$2 +$426 +$579 +$326
All Men $1399 +$3 +$658 +$894 +$503
Married Men $1349 +$3 +$634 +$862 +$485

The typical insurance rate of $1399 that Albany Men pay varies from Watervliet (+$3), Bethlehem (+$658), Menands (+$894) and New York (+$503). In Albany, married men pay $443 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,286
  • 2013 Toyota Prius Married Women Insurance Rate $1,220

Albany Senior Car Insurance

16103 Albany Seniors (16% of total population), 40% Senior Men & 60% Senior Women.

Albany Menands Watervliet Hampton Manor New York
All Seniors $1137 +$727 +$3 +$964 +$409
Senior Men $1208 +$772 +$2 +$1024 +$434
Senior Women $1047 +$669 +$2 +$887 +$376

Albany seniors pay $1137 in insurance compared to Menands (+$727), Watervliet (+$3), Hampton Manor (+$964) and New York (+$409). In Albany, senior men pay $161 more than senior women.

Albany Car Insurance Discounts for Multiple Vehicles

Albany Population with 1 Vehicle 17084 (43% of Albany population), 2 Vehicles 9785 (25% of the Albany population) and 3 vehicles 2165 (5% of the population)

Albany Wynantskill East Greenbush Niskayuna New York
2 Vehicles $1914 +$1677 +$1525 +$1031 +$688
3 Vehicles $2921 +$2560 +$2328 +$1574 +$1050
4 Vehicles $3928 +$3443 +$3131 +$2117 +$1412

Car Insurance Agents in Albany, NY

Rank Agent Name Agent Contact
1 AAA Insurance 618 Delaware Ave, Albany, NY 12209
2 Adirondack Trust Insurance Agency 12 Computer Dr W, Albany, NY 12205
3 A L Hofaker 215 Wolf Rd, Albany, NY 12205
4 Anchor Agency 61 Colvin Ave, Albany, NY 12206
5 Apple Auto Agency 19 Colvin Ave, Albany, NY 12206
6 Arnold Applebaum 550 Central Ave, Albany, NY 12206
7 Arthur J. Gallagher Risk Management Services 500 New Karner Rd, Albany, NY 12205
8 Austin & Company 20 Corporate Woods Blvd Ste 4, Albany, NY 12211
9 Avid Insurance Agency 425 N Karner Rd, Albany, NY 12206
10 Becky Ianniello 4 Executive Park Dr Ste 2, Albany, NY 12203

Find the Cheapest auto insurance in Albany, NY