Albany, NY Auto Insurance Rates

Albany, NY residents can save $400 by comparing multiple quotes & reading reviews & research on Albany car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$679 $1,007 $1,629

Latest Auto Insurance Reviews in Albany, New York


Allstate
All State is a good insurance company. They are better than other companies because it's cheaper and you get the same coverage. I switches from Farmer's to All State and saved almost $500 a year.
Usaa
I love my insurance company and the price for what they give me. I bundled my renter's insurance with my full coverage car insurance for a very low price. And best of all is that my insurance company is also my bank. USAA is the best company I have ever had the pleasure to deal with.
Geico
I think that I am paying more as compared to the other companies for my vehicle. With my driving history and age of the vehicle, I strongly feel that I should be paying a lot less for insurance.
Liberty Mutual
The ease of setting up the insurance and paying it has been great. I have not had any issues with things like address changes or renewals, everything has been efficient, user-friendly, and quite easy to navigate.
State Farm
We have an independent agent that is only about 15 minutes away. We can call or walk into the office anytime during business hours and talk to her.
Aaa
Overall for the price I find the AAA Insurance has been great for the last three years I have been with them. I continue to review my insurance yearly but the always seem to be the lowest in price.
Allstate
could be cheaper but then again so could every other company that's out there, so I don't really have too much to say
State Farm
I wish State Farm would offer a vanishing deductible as I have seen with Allstate. Other companies also offer incentives that State Farm does not.
Write Your Review | Albany, New York Auto Insurance Analysis
21st Century Insurance, Albany, NY
$119/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Ford Explorer XLT used for Business with estimated annual mileage of 20,001+.
  • vocational education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Albany, NY
$104/1 month
Car Insurance Policy Holder
  • Single 26 Years old Male licensed 9 years ago with Own Suzuki Grand Vitara Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Albany, NY
$65/1 month
Car Insurance Policy Holder
  • Divorced 26 Years old Female licensed 7 years ago with Leased Cadillac, Escalade EXT, 4 Door Utility Ethanol used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Liberty Mutual, Albany, NY
$686/12 months
Car Insurance Policy Holder
  • Single 38 Years old Female licensed 6 years ago with Own Kia, Sportage LX, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Erie Insurance Group, Albany, NY
$1,557/12 months
Car Insurance Policy Holder
  • Married 23 Years old Male licensed 6 years ago with Leased Toyota, 4Runner Limited, 2WD 4 Door Utility used for Business with estimated annual mileage of 12,001 - 15,000.
  • Less than High School & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Albany, NY
$828/12 months
Car Insurance Policy Holder
  • Divorced 58 Years old Female licensed 17 years ago with Financed Toyota, Corolla L, 4 Door Sedan used for Business with estimated annual mileage of 7,501 - 9,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Albany, NY
$583/12 months
Car Insurance Policy Holder
  • Single 59 Years old Female licensed 41 years ago with Financed Toyota, Corolla LE, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Vocational & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Albany, NY
$1,317/12 months
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 3 years ago with Own Lexus, RX 450h, 4 Door Utility AWD Hybrid used for Business with estimated annual mileage of 20,001+.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Albany Car Insurance Rate Comparisons

Albany, NY's average car insurance of $1007 differs from Green Island, NY (+$813), Voorheesville, NY (+$643), East Greenbush, NY (+$803) and New York (+$362)

Albany Green Island, NY Voorheesville, NY East Greenbush, NY New York
Median Insurance Rates $1007 +$813 +$643 +$803 +$362

Albany Car Insurance Savings By Neighborhood & Street Area

Albany Driver Street Residence & Car Locations Car Details in Albany Albany Driver Demographics Albany Auto Insurance Estimates Recent Albany Insurance Savings
Karlsfeld
Talmedge Pl2002 Buick Century Limited16 year male teenager$1,920$842
Krumkill Ct E2008 Ford Fusion I4 SE72 year male senior$1,134$775
Normansville
Hollywood Ave2007 Cadillac DTS 18 year female teenager$2,193$691
Ramsey Pl2006 Mazda MAZDA3 s70 year senior$1,044$527
North Bethlehem
Briar Ave2008 Chrysler 300 Touring45 year married woman$833$883
Kent St2007 Jeep Commander Sport29 year woman$796$791
West Albany
Manning Blvd2005 GMC Yukon XL 1500 SLT26 year married man$1,262$968
Manning Blvd2013 Hyundai Sonata GLS16 year teenager$1,978$988
McKownville
Washington Ave Exn2014 Volkswagen Jetta S81 year female senior$999$551
Washington Ave Exn2013 Dodge Journey SXT23 year man$1,348$902

Albany Post DUI Car Insurance Rates

Albany Castleton-on-Hudson Colonie Guilderland New York
Median Post DUI Insurance Rate $1873 +$1568 +$3 +$1084 +$673
Male Teenager Post DUI Insurance Rate $3950 +$3309 +$8 +$2288 +$1421
Female Teenager Post DUI Insurance Rate $3669 +$3075 +$8 +$2126 +$1321

The Post DUI insurance in Albany, NY's is $1873 compared to Castleton-on-Hudson (+$1568), Colonie (+$3), Guilderland (+$1084) and New York (+$673)

In Albany, a male teenager with Post DUI pays $281 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Cadillac DTS in Albany, NY would pay $4391 on auto insurance while a female teenager POST DUI would pay $4078.

Albany Car Insurance by Segment

Albany Teenagers Car Insurance Rates Comparison

10009 Albany Teenagers (10% of total population), 48% Male & 52% Female.

Albany Wynantskill East Greenbush Schodack New York
All Teenagers $2054 +$1801 +$1638 +$1434 +$738
Male Teenager $2124 +$1863 +$1695 +$1484 +$764
Female Teenager $1973 +$1731 +$1574 +$1378 +$710

Albany teenagers pay $2054 in insurance in contrast with Wynantskill (+$1801), East Greenbush (+$1638), Schodack (+$1434) and New York (+$738). The difference between Male & Female teenagers in Albany is $151

Example

  • 2011 Lincoln MKZ Base Male Teenager Insurance Rate $2,188
  • 2011 Acura TSX Female Teenager Insurance Rate $2,012

Albany Men & Women Car Insurance

97892 Albany Adults (100% of total population), 48% Men & 52% Women.

Albany Watervliet Bethlehem Menands New York
All Women $936 +$2 +$440 +$598 +$337
Married Women $906 +$2 +$426 +$579 +$326
All Men $1399 +$3 +$658 +$894 +$503
Married Men $1349 +$3 +$634 +$862 +$485

The typical insurance rate of $1399 that Albany Men pay varies from Watervliet (+$3), Bethlehem (+$658), Menands (+$894) and New York (+$503). In Albany, married men pay $443 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,286
  • 2013 Toyota Prius Married Women Insurance Rate $1,220

Albany Senior Car Insurance

16103 Albany Seniors (16% of total population), 40% Senior Men & 60% Senior Women.

Albany Menands Watervliet Hampton Manor New York
All Seniors $1137 +$727 +$3 +$964 +$409
Senior Men $1208 +$772 +$2 +$1024 +$434
Senior Women $1047 +$669 +$2 +$887 +$376

Albany seniors pay $1137 in insurance compared to Menands (+$727), Watervliet (+$3), Hampton Manor (+$964) and New York (+$409). In Albany, senior men pay $161 more than senior women.

Albany Car Insurance Discounts for Multiple Vehicles

Albany Population with 1 Vehicle 17084 (43% of Albany population), 2 Vehicles 9785 (25% of the Albany population) and 3 vehicles 2165 (5% of the population)

Albany Wynantskill East Greenbush Niskayuna New York
2 Vehicles $1914 +$1677 +$1525 +$1031 +$688
3 Vehicles $2921 +$2560 +$2328 +$1574 +$1050
4 Vehicles $3928 +$3443 +$3131 +$2117 +$1412

Car Insurance Agents in Albany, NY

Rank Agent Name Agent Contact
1 AAA Insurance 618 Delaware Ave, Albany, NY 12209
2 Adirondack Trust Insurance Agency 12 Computer Dr W, Albany, NY 12205
3 A L Hofaker 215 Wolf Rd, Albany, NY 12205
4 Anchor Agency 61 Colvin Ave, Albany, NY 12206
5 Apple Auto Agency 19 Colvin Ave, Albany, NY 12206
6 Arnold Applebaum 550 Central Ave, Albany, NY 12206
7 Arthur J. Gallagher Risk Management Services 500 New Karner Rd, Albany, NY 12205
8 Austin & Company 20 Corporate Woods Blvd Ste 4, Albany, NY 12211
9 Avid Insurance Agency 425 N Karner Rd, Albany, NY 12206
10 Becky Ianniello 4 Executive Park Dr Ste 2, Albany, NY 12203

Find the Cheapest auto insurance in Albany, NY