Albany, OR Auto Insurance Rates

Albany, OR residents can save $360 by comparing multiple quotes & reading reviews & research on Albany car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$583 $899 $1,530
Write Your Review | Albany, Oregon Auto Insurance Analysis
Nationwide Insurance, Albany, OR
$47/1 month
Car Insurance Policy Holder
  • Divorced 46 Years old Female licensed 25 years ago with Own Mazda Mazda5 Sport used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • Lawyer & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Albany, OR
$188/1 month
Car Insurance Policy Holder
  • Divorced 64 Years old Male licensed 29 years ago with Leased Jaguar, XK, 2 Door Coupe used for Business with estimated annual mileage of 15,001 - 20,000.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Albany, OR
$583/12 months
Car Insurance Policy Holder
  • Single 39 Years old Female licensed 17 years ago with Leased Honda, Pilot EX, 5 Door 2WD SUV used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Masters & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Albany, OR
$618/12 months
Car Insurance Policy Holder
  • Married 28 Years old Male licensed 12 years ago with Own GMC, Yukon Denali, 2WD 4 Door Ethanol used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Liberty Mutual, Albany, OR
$960/12 months
Car Insurance Policy Holder
  • Single 45 Years old Male licensed 9 years ago with Leased Mercedes, C350, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Albany, OR
$763/12 months
Car Insurance Policy Holder
  • Married 29 Years old Female licensed 5 years ago with Financed Infiniti, G37 X, 2 Door Coupe AWD used for Business with estimated annual mileage of 3,001 - 5,000.
  • Associate, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 200 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Auto insurance rates in Albany, Oregon

Auto insurance rates are governed by several factors, the most important of which are your driving record, the state and city you live in, and your personal profile. In the United States, insurance rates vary from state to state due to differing auto insurance regulations. For example, Maine, Idaho, Iowa, and North Carolina are states where drivers pay less for auto insurance. On the other hand, states such as Louisiana, Michigan, Georgia, and Oklahoma are states where auto insurance rates are significantly higher than the national average.

Oregon is one of the states where the average insurance rates are affordable, and below the national average rates. With an annual average insurance rate of $1387, Oregon is the 21st on the list of states with low insurance rates. However, Albany has an average insurance rate of $900, which is considerably below the state average.

Drivers in Albany pay just 1% more than drivers in Corvallis, but 18% less than the drivers in Portland. Though auto insurance rates are low in Albany, the city has witnessed a Compound Annual Growth rate (CAGR) of 125% since 2009. The average rates in Albany were $400 in 2009. This increase is despite a 19% reduction in the theft rate in 2012.

Car theft is generally covered by optional comprehensive coverage on the insurance policy.

The average comprehensive coverage rate in Albany is $135, well below the Oregon average comprehensive rate of $210. As far as car accidents are concerned, the average collision insurance rate in Albany ($135) is also below the Oregon state average collision insurance rate of $448.

The Mercedes CL65 AMG has the highest insurance premium of $3800 in Albany. On the other hand, the Ford Explorer has the lowest insurance rate at $600. The Lincoln Navigator L is the car with average insurance rate of $1300, which is the median rate.

Albany Car Insurance Rate Comparisons

Albany, OR's average car insurance of $899 differs from North Benton (+$141), Shedd, OR (+$671), North Albany (+$251) and Oregon (+$488)

Albany North Benton Shedd, OR North Albany Oregon
Median Insurance Rates $899 +$141 +$671 +$251 +$488

Albany Car Insurance Savings By Neighborhood & Street Area

Albany Driver Street Residence & Car Locations Car Details in Albany Albany Driver Demographics Albany Auto Insurance Estimates Recent Albany Insurance Savings
Other Area
Old Hwy 342003 Buick Century Base70 year senior$943$458
SE Shady Oak Dr2002 GMC Sierra 1500 SL18 year teenager$2,259$374
Excor Rd SW2008 Mazda MAZDA3 s Sport83 year male senior$1,088$352
Church Rd2006 Cadillac DTS Luxury I37 year married woman$884$591
SE White Pine Rd2008 Ford Fusion I4 SE44 year married man$1,007$483
Draperville
Jefferson St SE2007 Jeep Grand Cherokee Laredo17 year female teenager$1,931$985
15th Ave SE2012 Hyundai Sonata GLS23 year woman$792$760
Pine St SE2007 Chrysler 300 Base16 year male teenager$2,634$400
Tudor Way SE2013 Dodge Journey SXT44 year man$1,224$643
10th Ave SE2014 Volkswagen Jetta S73 year female senior$940$462

Albany Post DUI Car Insurance Rates

Albany Peoria Monmouth-Independence Halsey Oregon
Median Post DUI Insurance Rate $1672 +$1917 +$1564 +$1899 +$907
Male Teenager Post DUI Insurance Rate $5332 +$6118 +$4991 +$6058 +$2896
Female Teenager Post DUI Insurance Rate $4497 +$5158 +$4207 +$5108 +$2442

The Post DUI insurance in Albany, OR's is $1672 compared to Peoria (+$1917), Monmouth-Independence (+$1564), Halsey (+$1899) and Oregon (+$907)

In Albany, a male teenager with Post DUI pays $835 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 s Sport in Albany, OR would pay $4966 on auto insurance while a female teenager POST DUI would pay $4186.

Albany Car Insurance by Segment

Albany Teenagers Car Insurance Rates Comparison

3252 Albany Teenagers (6% of total population), 45% Male & 55% Female.

Albany Monmouth-Independence Philomath Scio Oregon
All Teenagers $2598 +$2430 +$130 +$2459 +$1410
Male Teenager $2867 +$2683 +$144 +$2715 +$1557
Female Teenager $2418 +$2262 +$121 +$2289 +$1313

Albany teenagers pay $2598 in insurance in contrast with Monmouth-Independence (+$2430), Philomath (+$130), Scio (+$2459) and Oregon (+$1410). The difference between Male & Female teenagers in Albany is $449

Example

  • 2011 Toyota Prius Male Teenager Insurance Rate $2,555
  • 2012 Lincoln MKZ Base Female Teenager Insurance Rate $2,394

Albany Men & Women Car Insurance

53005 Albany Adults (100% of total population), 48% Men & 52% Women.

Albany Marion Peoria Sodaville Oregon
All Women $818 +$920 +$938 +$856 +$444
Married Women $737 +$829 +$845 +$771 +$400
All Men $1339 +$1506 +$1536 +$1402 +$727
Married Men $1177 +$1325 +$1351 +$1233 +$639

The typical insurance rate of $1339 that Albany Men pay varies from Marion (+$1506), Peoria (+$1536), Sodaville (+$1402) and Oregon (+$727). In Albany, married men pay $440 more than married women.

Example

  • 2006 Chevrolet Silverado 2500HD Work Truck Married Men Insurance Rate $975
  • 2013 Nissan Rogue S Married Women Insurance Rate $1,116

Albany Senior Car Insurance

10198 Albany Seniors (19% of total population), 44% Senior Men & 56% Senior Women.

Albany North Benton Millersburg Shedd Oregon
All Seniors $1069 +$168 +$620 +$799 +$581
Senior Men $1168 +$184 +$678 +$873 +$635
Senior Women $979 +$154 +$568 +$732 +$532

Albany seniors pay $1069 in insurance compared to North Benton (+$168), Millersburg (+$620), Shedd (+$799) and Oregon (+$581). In Albany, senior men pay $189 more than senior women.

Albany Car Insurance Discounts for Multiple Vehicles

Albany Population with 1 Vehicle 6658 (33% of Albany population), 2 Vehicles 7906 (39% of the Albany population) and 3 vehicles 2964 (15% of the population)

Albany Sodaville Millersburg Corvallis Oregon
2 Vehicles $1709 +$1787 +$989 -$29 +$927
3 Vehicles $2608 +$2728 +$1510 -$44 +$1415
4 Vehicles $3507 +$3669 +$2031 -$59 +$1903

Car Insurance Agents in Albany, OR

Rank Agent Name Agent Contact
1 Allen & Associates Ins Inc 433 3rd St SE, Albany, OR 97321-2860

Find the Cheapest auto insurance in Albany, OR