Ames, IA Auto Insurance Rates

Ames, IA residents can save $310 by comparing multiple quotes & reading reviews & research on Ames car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$561 $772 $1,282
Write Your Review | Ames, Iowa Auto Insurance Analysis
Travelers Auto Insurance, Ames, IA
$46/1 month
Car Insurance Policy Holder
  • Divorced 44 Years old Female licensed 3 years ago with Financed GMC Sierra 1500 SL used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Lawyer & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
California Casualty, Ames, IA
$75/1 month
Car Insurance Policy Holder
  • Single 28 Years old Female licensed 11 years ago with Own Ford Expedition Limited EL used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Ames, IA
$85/1 month
Car Insurance Policy Holder
  • Divorced 28 Years old Female licensed 4 years ago with Financed Infiniti, M Series M37, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
  • Associate, pursuing Bachelors Degree & Full Time Job.
  • No accidents , Issued traffic ticket previously , DUIs in history , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Ames, IA
$555/12 months
Car Insurance Policy Holder
  • Married 49 Years old Male licensed 32 years ago with Leased Acura, MDX, 5 Door 4WD Utility Tech used for Business with estimated annual mileage of 20,001+.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
California Casualty, Ames, IA
$803/12 months
Car Insurance Policy Holder
  • Married 54 Years old Female licensed 18 years ago with Financed Ford, Explorer Limited, 4 Door SUV 4WD used for Business with estimated annual mileage of 12,001 - 15,000.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Ames, IA
$779/12 months
Car Insurance Policy Holder
  • Single 21 Years old Female licensed 4 years ago with Own Ford, Edge SEL, 4 Door 2WD Utility used for Business with estimated annual mileage of 20,001+.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Liberty Mutual, Ames, IA
$833/12 months
Car Insurance Policy Holder
  • Married 24 Years old Female licensed 4 years ago with Own Toyota, Prius, 4 Door Hatchback Hybrid used for Business with estimated annual mileage of 20,001+.
  • Less than High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Safeco Insurance, Ames, IA
$589/12 months
Car Insurance Policy Holder
  • Divorced 34 Years old Female licensed 14 years ago with Financed Mini, Cooper John Cooper Works, 2 Door Hatchback used for Business with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Nationwide Insurance, Ames, IA
$544/12 months
Car Insurance Policy Holder
  • Married 24 Years old Female licensed 5 years ago with Own Cadillac, Escalade EXT Luxury, 4 Door Utility Ethanol used for Business with estimated annual mileage of 20,001+.
  • Vocational & Full Time Job.
  • accidents in history , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 300 K Personal Injury Protection
  • 100 K Uninsured Motorists Bodily Injury
  • 200 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Ames Car Insurance Rate Comparisons

Ames, IA's average car insurance of $772 differs from Madrid, IA (+$418), Howard, IA (-$52), Story County, IA (-$62) and Iowa (+$256)

Ames Madrid, IA Howard, IA Story County, IA Iowa
Median Insurance Rates $772 +$418 -$52 -$62 +$256

Ames Car Insurance Savings By Neighborhood & Street Area

Ames Driver Street Residence & Car Locations Car Details in Ames Ames Driver Demographics Ames Auto Insurance Estimates Recent Ames Insurance Savings
Other Area
Peach Ln2007 Buick LaCrosse CXS26 year woman$611$533
Golden Aspen2008 Mazda MAZDA3 i Sport16 year female teenager$1,754$406
Carnegie Ave2007 Cadillac DTS Base63 year senior$1,154$731
S Kellogg Ave2009 Ford Fusion SE63 year female senior$676$324
Crestview Mobile Home Park
Raphael Ave2008 Jeep Liberty Sport17 year male teenager$2,181$805
Waller St2007 Chrysler 300 C54 year married man$1,139$716
Rockwell Ave2008 Audi A4 2.0T83 year male senior$1,284$921
Old Orchard Mobile Home Park
Opal Cir2005 Chevrolet Silverado 2500HD Work Truck34 year married woman$640$947
Meadow Glen Rd2014 Volkswagen Jetta S18 year teenager$1,994$821
530th Ave2013 Honda Civic U.S. LX41 year man$1,115$446

Ames Post DUI Car Insurance Rates

Ames Howard Lafayette Palestine Iowa
Median Post DUI Insurance Rate $1435 -$96 +$387 -$59 +$477
Male Teenager Post DUI Insurance Rate $4737 -$318 +$1278 -$195 +$1572
Female Teenager Post DUI Insurance Rate $3602 -$241 +$971 -$148 +$1196

The Post DUI insurance in Ames, IA's is $1435 compared to Howard (-$96), Lafayette (+$387), Palestine (-$59) and Iowa (+$477)

In Ames, a male teenager with Post DUI pays $1135 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Cadillac DTS Base in Ames, IA would pay $5855 on auto insurance while a female teenager POST DUI would pay $4452.

Ames Car Insurance by Segment

Ames Teenagers Car Insurance Rates Comparison

7915 Ames Teenagers (13% of total population), 53% Male & 47% Female.

Ames Cambridge Howard Nevada Iowa
All Teenagers $2153 +$860 -$145 +$165 +$715
Male Teenager $2547 +$1017 -$171 +$195 +$845
Female Teenager $1937 +$773 -$130 +$148 +$643

Ames teenagers pay $2153 in insurance in contrast with Cambridge (+$860), Howard (-$145), Nevada (+$165) and Iowa (+$715). The difference between Male & Female teenagers in Ames is $610

Example

  • 2014 Hyundai Sonata GLS Male Teenager Insurance Rate $2,425
  • 2011 Lincoln MKZ Base Female Teenager Insurance Rate $1,912

Ames Men & Women Car Insurance

59206 Ames Adults (100% of total population), 53% Men & 47% Women.

Ames Sheldahl Madrid Nevada Iowa
All Women $725 +$233 +$393 +$56 +$241
Married Women $671 +$216 +$364 +$51 +$223
All Men $1312 +$422 +$711 +$100 +$435
Married Men $1312 +$422 +$711 +$100 +$435

The typical insurance rate of $1312 that Ames Men pay varies from Sheldahl (+$422), Madrid (+$711), Nevada (+$100) and Iowa (+$435). In Ames, married men pay $641 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,230
  • 2013 Dodge Journey Crew Married Women Insurance Rate $1,264

Ames Senior Car Insurance

6480 Ames Seniors (10% of total population), 45% Senior Men & 55% Senior Women.

Ames Cambridge Huxley Gilbert Iowa
All Seniors $934 +$372 -$63 -$39 +$309
Senior Men $1119 +$447 -$75 -$46 +$371
Senior Women $756 +$302 -$51 -$31 +$251

Ames seniors pay $934 in insurance compared to Cambridge (+$372), Huxley (-$63), Gilbert (-$39) and Iowa (+$309). In Ames, senior men pay $363 more than senior women.

Ames Car Insurance Discounts for Multiple Vehicles

Ames Population with 1 Vehicle 8223 (36% of Ames population), 2 Vehicles 9437 (42% of the Ames population) and 3 vehicles 2418 (11% of the population)

Ames Worth Cambridge Kelley Iowa
2 Vehicles $1467 -$232 +$585 +$528 +$487
3 Vehicles $2239 -$354 +$893 +$806 +$743
4 Vehicles $3011 -$476 +$1201 +$1084 +$999

Find the Cheapest auto insurance in Ames, IA