Ann Arbor, MI Auto Insurance Rates

Ann Arbor, MI residents can save $650 by comparing multiple quotes & reading reviews & research on Ann Arbor car insurance rates, quotes, agents & coverage.

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$1,170 $1,630 $2,502

Latest Auto Insurance Reviews in Ann Arbor, Michigan


Allstate
I have had Allstate for all of my driving histories until the last couple of years. I switched to Statefarm because they were overall cheaper. I was not thrilled with their service, as my rates increasingly went up every renewal. I purchase a new vehicle within the last few months and switched back to Allstate. As a "new customer" again, I received better coverage for cheaper rates than Statefarm and even was able to participate in a program for new vehicle owners. I received a $250 check for purchasing a Jeep, which was covered in their program. The only thing I am not overly thrilled about is the $500 collision deductible, but that is worth dealing with for the coverage and monthly fees.
Motorist Insurance
It's just basic full coverage insurance since I financed my car. Just the bare minimum full coverage available for Florida.
Progressive
I checked with Allstate, Geico, and one other less known company for quotes and Progressive was cheaper than all of them so that's whom I bought from.
Geico
Geico has been absolutely great to be with - they have good prices and keeps premiums as well as possible
Allstate
I have an insurance agent that is easy to get a hold of and very responsive. Any time I have a question or concern I can email Keith and generally get a well thought out response the same day.
Geico
I have had nothing but a great experience with customer service. The hold times are short and the staff is very friendly. I would recommend them to anyone.
Progressive
I like the customer service and the speed that issues are handled. It is very easy to pay my bill, make changes, update information and ask questions as needed.
Allstate
Allstate has always had very friendly, prompt customer service. I speak highly of them mostly because of my personal Allstate agent. He has been an agent for over 30 years and is very friendly and offers suggestions whenever possible. I sent him an email asking questions and he even called me on his day off to let me know that he got the email and offered help over the phone. Allstate truly seems to be invested in its customers.
State Farm
I like having an agent, someone whom I can look in the eyes and do business with or sit down an talk to if I need to.
Liberty Mutual
I dislike the rising premium rates, naturally. Otherwise, I can't really see a reason to dislike this company. There really is no basis for dislike at this time.
Write Your Review | Ann Arbor, Michigan Auto Insurance Analysis
21st Century Insurance, Ann Arbor, MI
$51/1 month
Car Insurance Policy Holder
  • Married 57 Years old Male licensed 13 years ago with Own Chevrolet Camaro LT used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Associate & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Geico, Ann Arbor, MI
Rate : $114/1 month
Chevrolet Cobalt 2006 I own my car and it is paid in full. I drive it for personal use, only around 10 miles/day. I have had 1 accident on my current insurance, but it wasn't in this car. It was in my old car, which was hit by someone who ran a stop sign and totaled. My insurance company paid me MORE than what I thought the car was worth, which was nice. I have had a few incidents in this current car and Geico helped a lot. One was a flat tire, I called emergency roadside assistance and they came out promptly. Another was the car breaking down, I called Geico and they sent a tow truck out. I also locked my keys in my car once and Geico sent a couple people to get into my car and give me my keys. I have never had any DUIs or suspended licenses or anything like that. I have been pulled over a couple times but was never given a ticket.
28 years old, unmarried, college degree. My neighborhood is kind of iffy, I wouldn't call it safe. I am self-employed.

Ann Arbor Car Insurance Rate Comparisons

Ann Arbor, MI's average car insurance of $1630 differs from Barton Hills, MI (+$1750), Lodi, MI (+$1800), Ypsilanti charter, MI (+$1030) and Michigan (+$890)

Ann Arbor Barton Hills, MI Lodi, MI Ypsilanti charter, MI Michigan
Median Insurance Rates $1630 +$1750 +$1800 +$1030 +$890

Ann Arbor Car Insurance Savings By Neighborhood & Street Area

Ann Arbor Driver Street Residence & Car Locations Car Details in Ann Arbor Ann Arbor Driver Demographics Ann Arbor Auto Insurance Estimates Recent Ann Arbor Insurance Savings
Other Area
Pine Ridge St2002 Cadillac DeVille DHS41 year married woman$1,443$340
Linda Vista St2004 Chevrolet Silverado 2500HD Work Truck45 year man$1,933$943
Westaire Way2006 Buick Rendezvous CXL18 year male teenager$2,847$524
Mark Hannah Pl2005 Audi A4 2.0T quattro38 year married man$2,225$433
Thomas Ct2005 Acura TSX Base46 year woman$1,553$373
Doty Ave2009 Ford Fusion V6 SEL60 year senior$1,670$379
Alice St2007 Jeep Grand Cherokee Limited60 year female senior$1,518$573
Bruce St2006 Chrysler 300 C67 year male senior$1,853$951
Linwood Ave2010 Mazda MAZDASPEED3 Sport16 year female teenager$2,821$381
Susan Dr2012 Volkswagen Jetta TDI19 year teenager$2,929$634

Ann Arbor Post DUI Car Insurance Rates

Ann Arbor Northfield Lima Van Buren charter Michigan
Median Post DUI Insurance Rate $3031 +$596 +$3069 +$1395 +$1656
Male Teenager Post DUI Insurance Rate $5425 +$1066 +$5495 +$2498 +$2963
Female Teenager Post DUI Insurance Rate $5395 +$1061 +$5463 +$2483 +$2947

The Post DUI insurance in Ann Arbor, MI's is $3031 compared to Northfield (+$596), Lima (+$3069), Van Buren charter (+$1395) and Michigan (+$1656)

In Ann Arbor, a male teenager with Post DUI pays $30 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CXL in Ann Arbor, MI would pay $5295 on auto insurance while a female teenager POST DUI would pay $5265.

Ann Arbor Car Insurance by Segment

Ann Arbor Teenagers Car Insurance Rates Comparison

15098 Ann Arbor Teenagers (13% of total population), 53% Male & 47% Female.

Ann Arbor Whitmore Lake Washtenaw County Lima Michigan
All Teenagers $2901 +$1620 +$3115 +$2937 +$1584
Male Teenager $2917 +$1629 +$3133 +$2954 +$1593
Female Teenager $2901 +$1620 +$3115 +$2937 +$1584

Ann Arbor teenagers pay $2901 in insurance in contrast with Whitmore Lake (+$1620), Washtenaw County (+$3115), Lima (+$2937) and Michigan (+$1584). The difference between Male & Female teenagers in Ann Arbor is $16

Example

  • 2014 Hyundai Sonata GLS Male Teenager Insurance Rate $2,880
  • 2012 Lincoln MKZ Base Female Teenager Insurance Rate $3,018

Ann Arbor Men & Women Car Insurance

114725 Ann Arbor Adults (100% of total population), 49% Men & 51% Women.

Ann Arbor Van Buren charter Whitmore Lake Barton Hills Michigan
All Women $1499 +$690 +$837 +$1610 +$819
Married Women $1304 +$600 +$728 +$1400 +$712
All Men $2021 +$930 +$1128 +$2170 +$1103
Married Men $1923 +$885 +$1074 +$2065 +$1050

The typical insurance rate of $2021 that Ann Arbor Men pay varies from Van Buren charter (+$930), Whitmore Lake (+$1128), Barton Hills (+$2170) and Michigan (+$1103). In Ann Arbor, married men pay $619 more than married women.

Example

  • 2013 Nissan Rogue S Married Men Insurance Rate $1,862
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,747

Ann Arbor Senior Car Insurance

15696 Ann Arbor Seniors (13% of total population), 42% Senior Men & 58% Senior Women.

Ann Arbor Northfield Whitmore Lake Lima Michigan
All Seniors $1809 +$355 +$1010 +$1831 +$988
Senior Men $1809 +$355 +$1010 +$1831 +$988
Senior Women $1825 +$359 +$1019 +$1848 +$997

Ann Arbor seniors pay $1809 in insurance compared to Northfield (+$355), Whitmore Lake (+$1010), Lima (+$1831) and Michigan (+$988). In Ann Arbor, senior men pay $16 less than senior women.

Ann Arbor Car Insurance Discounts for Multiple Vehicles

Ann Arbor Population with 1 Vehicle 21110 (46% of Ann Arbor population), 2 Vehicles 14894 (33% of the Ann Arbor population) and 3 vehicles 3316 (7% of the population)

Ann Arbor Whitmore Lake Ann Arbor charter Dexter Michigan
2 Vehicles $3097 +$1729 +$3325 +$3173 +$1691
3 Vehicles $4727 +$2639 +$5075 +$4843 +$2581
4 Vehicles $6357 +$3549 +$6825 +$6513 +$3471

Car Insurance Agents in Ann Arbor, MI

Rank Agent Name Agent Contact
1 AAA Insurance 1100 S Main St, Ann Arbor, MI 48104
2 AAA Insurance 1750 Plymouth Rd, Ann Arbor, MI 48105
3 AAA Insurance 2650 Carpenter Rd, Ann Arbor, MI 48108
4 Adam Khalil 3676 S State St, Ann Arbor, MI 48108
5 AMG Insurance Solutions Agency 2311 E Stadium Blvd Ste B2, Ann Arbor, MI 48104
6 Anistia Thomas 283 S Zeeb Rd Ste F, Ann Arbor, MI 48103
7 Ann Arbor Insurance Centre 2621 Carpenter Rd, Ann Arbor, MI 48108
8 Anthony Kantola 4900 Jackson Rd Ste C, Ann Arbor, MI 48103
9 Aprill Agency 2204 Packard St, Ann Arbor, MI 48104
10 Armstrong/Robitaille/Riegle 2950 S State St Ste 350, Ann Arbor, MI 48104