Atlanta, GA Auto Insurance Rates

Atlanta, GA residents can save $800 by comparing multiple quotes & reading reviews & research on Atlanta car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,219 $1,998 $4,240
Write Your Review | Atlanta, Georgia Auto Insurance Analysis
Geico, Atlanta, GA
$90/12 months
Car Insurance Policy Holder
  • Single 23 Years old Male licensed 8 years ago with Own 1999 Ford Ranger used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $$0 - $10,000K (Per Person Bodily Injury) / $$0 - $10,000K (Per Accident Bodily Injury)
  • $0 - $10,000 K Property Damage
  • $0 - $10,000 K Personal Injury Protection
  • $0 - $10,000 K Uninsured Motorists Bodily Injury
  • $0 - $10,000 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Atlanta, GA
$52/1 month
Car Insurance Policy Holder
  • Single 48 Years old Female licensed 4 years ago with Own Scion xD used for Business with estimated annual mileage of 12,001 - 15,000.
  • less than high school education & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 300 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews in Atlanta, Georgia

Progressive

$81.46 for 1 Month

I have been with progressive almost one year. I got a quote after seeing several commercial on TV. I decided to go with this insurance provider because it was the cheapest. The company is well so that's another reason I choose them, reputation and length of time in business. My experience thus far has been positive. I transact just about everything online. Their online tools are great so I don't have to spend time waiting to speak with an customer service agent to address is issues/concern. I have automatic payments so my policy is cheaper. I get reminders through my email about upcoming payment so I can avoid overdrafting my account. Also, I can print proof of insurance card and declaration page if I need to. I am satisfied with progressive.

Auto insurance rates in Atlanta, Georgia

Atlanta is the capital and the most populous city of the state of Georgia. The average auto insurance rates in Atlanta have witnessed a 157% increase from $700 in 2009 to $1,800 in 2013. Atlanta’s insurance rates are now below the state average of $2,200, but above the national average, of $1496. Atlanta is one of the most expensive auto insurance cities in Georgia. To be able to afford a car in Atlanta, you need to earn a monthly income between $3,350 and $34,960.

Atlanta’s auto insurance rates, at $1800, are lower than the state average, though a drunk driving conviction can shoot them up to $2200. Most car insurance companies will keep your premium rates high for at least three years after your first drunk driving conviction.

The average comprehensive coverage rates in Atlanta would cost $271, while the state average is $330. Similarly, collision coverage costs $271 in Atlanta, as opposed to the state average of $704.

If we take a look at the insurance rates of all the cars in Atlanta, the Mercedes CL65 AMG is the most expensive car, both in terms of the Manufacturer’s Suggested Retail Price (MSRP) as well as the annual insurance average rates. To insure a Mercedes CL65 AMG in Atlanta, you would have to shell out an average of $4,700 every year. The Ford Edge SE is the cheapest car to insure, with an annual average premium of $1,000. Among the SUVs, the GMC Terrain is the least expensive, with an MSRP of $23995 and an annual average insurance rate of $1400. On the other hand, with an MSRP of about $70250 and an annual average insurance rate of $2500, the Porsche Cayenne is the most expensive SUV in Atlanta.

In the luxury car segment, the Audi A4 is the least expensive and the Porsche Cayenne is the most expensive in Atlanta. The Audi has an MSRP of around $39995 and an average insurance rate of $2600. The Porsche has an MSRP of $70250, with the average annual insurance rate of $2500.

Moving on to the small car segment, the Hyundai Accent is the least expensive car you can opt for. With an MSRP of $17700 and an insurance rate of $1200, the Hyundai Accent is the most affordable small car in Atlanta. On the other hand, the Volkswagen GTI is the costliest, with an MSRP of $31860 and annual insurance rate of $1300.

Atlanta Car Insurance Rate Comparisons

Atlanta, GA's average car insurance of $1998 differs from Candler-McAfee (+$702), Conley, GA (+$872), Smyrna, GA (-$374) and Georgia (+$157)

Atlanta Candler-McAfee Conley, GA Smyrna, GA Georgia
Median Insurance Rates $1998 +$702 +$872 -$374 +$157

Atlanta Car Insurance Savings By Neighborhood & Street Area

Atlanta Driver Street Residence & Car Locations Car Details in Atlanta Atlanta Driver Demographics Atlanta Auto Insurance Estimates Recent Atlanta Insurance Savings
Canaan Woods
Great Southwest Pkwy SW2007 Buick Rendezvous CX32 year woman$2,129$863
Sahara Dr SW2006 Audi A6 4.2 quattro17 year female teenager$6,287$333
English Avenue Neighborhood
Strong St NW2008 Ford Fusion SEL42 year married woman$1,513$581
Edwards St NW2006 Acura TSX Base w/Navi63 year female senior$3,117$812
Capitol Homes
Rawson St SE2004 Chevrolet Silverado 2500HD LS18 year male teenager$5,756$455
Fulton St SE2012 Honda Civic LX19 year teenager$5,252$754
Sherbrook Forest
Kiram Ter2010 Mazda 3 S83 year male senior$2,982$645
Pontevedra Pl SW2010 Lincoln MKZ Base43 year married man$3,246$501
Boulder Park
Wisteria Ln SW2010 Toyota Prius II23 year man$3,351$663
Fennel Cir SW2011 Hyundai Sonata GLS77 year senior$2,495$348

Atlanta Post DUI Car Insurance Rates

Atlanta North Atlanta Candler-McAfee Douglasville-Lithia Springs Georgia
Median Post DUI Insurance Rate $3716 +$1808 +$1306 +$841 +$292
Male Teenager Post DUI Insurance Rate $11779 +$5731 +$4140 +$2665 +$926
Female Teenager Post DUI Insurance Rate $8844 +$4302 +$3108 +$2001 +$694

The Post DUI insurance in Atlanta, GA's is $3716 compared to North Atlanta (+$1808), Candler-McAfee (+$1306), Douglasville-Lithia Springs (+$841) and Georgia (+$292)

In Atlanta, a male teenager with Post DUI pays $2935 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion SEL in Atlanta, GA would pay $10494 on auto insurance while a female teenager POST DUI would pay $7878.

Atlanta Car Insurance by Segment

Atlanta Teenagers Car Insurance Rates Comparison

36310 Atlanta Teenagers (6% of total population), 51% Male & 49% Female.

Atlanta Douglasville-Lithia Springs Druid Hills Fair Oaks Georgia
All Teenagers $5514 +$1248 +$2214 +$1855 +$433
Male Teenager $6333 +$1433 +$2543 +$2130 +$498
Female Teenager $4755 +$1076 +$1909 +$1599 +$373

Atlanta teenagers pay $5514 in insurance in contrast with Douglasville-Lithia Springs (+$1248), Druid Hills (+$2214), Fair Oaks (+$1855) and Georgia (+$433). The difference between Male & Female teenagers in Atlanta is $1578

Example

  • 2013 Dodge Journey SXT Male Teenager Insurance Rate $5,816
  • 2009 Jeep Grand Cherokee Limited Female Teenager Insurance Rate $3,491

Atlanta Men & Women Car Insurance

538641 Atlanta Adults (100% of total population), 49% Men & 51% Women.

Atlanta North Druid Hills Fair Oaks Decatur Georgia
All Women $1858 +$866 +$625 -$236 +$146
Married Women $1698 +$792 +$571 -$215 +$133
All Men $3336 +$1557 +$1122 -$422 +$262
Married Men $3036 +$1417 +$1022 -$384 +$239

The typical insurance rate of $3336 that Atlanta Men pay varies from North Druid Hills (+$1557), Fair Oaks (+$1122), Decatur (-$422) and Georgia (+$262). In Atlanta, married men pay $1338 more than married women.

Example

  • 2013 Volkswagen Jetta GLI PZEV Married Men Insurance Rate $3,648
  • 2013 Nissan Rogue SV Married Women Insurance Rate $2,924

Atlanta Senior Car Insurance

78166 Atlanta Seniors (14% of total population), 42% Senior Men & 58% Senior Women.

Atlanta Avondale Estates Smyrna Candler-McAfee Georgia
All Seniors $2677 +$1168 -$501 +$941 +$210
Senior Men $2857 +$1247 -$535 +$1004 +$224
Senior Women $2537 +$1107 -$475 +$892 +$199

Atlanta seniors pay $2677 in insurance compared to Avondale Estates (+$1168), Smyrna (-$501), Candler-McAfee (+$941) and Georgia (+$210). In Atlanta, senior men pay $320 more than senior women.

Atlanta Car Insurance Discounts for Multiple Vehicles

Atlanta Population with 1 Vehicle 100831 (45% of Atlanta population), 2 Vehicles 68082 (30% of the Atlanta population) and 3 vehicles 16836 (8% of the population)

Atlanta Vinings Decatur Druid Hills Georgia
2 Vehicles $3797 +$1523 -$481 +$1523 +$298
3 Vehicles $5795 +$2325 -$734 +$2325 +$455
4 Vehicles $7793 +$3127 -$987 +$3127 +$612

Car Insurance Agents in Atlanta, GA

Rank Agent Name Agent Contact
1 AAA Auto Club South-Sandy Springs, Atlanta, GA
2 AAA Insurance 2161 Lavista Rd NE, Atlanta, GA 30329
3 AAA Insurance 4540 Roswell Rd Ste B, Atlanta, GA 30342
4 Aaron Frazier 4246 Peachtree Rd NE Ste 7, Atlanta, GA 30319
5 Abbey Insurance of Smyrna 3220 Cobb Pkwy SE Ste 101, Atlanta, GA 30339
6 Abbey of Sandy Springs 5491 Roswell Rd Ste A # 102, Atlanta, GA 30342
7 ABT Insurance Services 6695 Peachtree Industrial Blvd Ste 110, Atlanta, GA 30360
8 Access General 2830 Dresden Dr, Atlanta, GA
9 Advantage Benefits 1155 Perimeter Ctr W Ste 600, Atlanta, GA 30338
10 All Georgia Insurance 2900 Chamblee Tucker Rd Bldg 8, Atlanta, GA 30341

Find the Cheapest auto insurance in Atlanta, GA