Austin, TX Auto Insurance Rates

Austin, TX residents can save $510 by comparing multiple quotes & reading reviews & research on Austin car insurance rates, quotes, agents & coverage.

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$1,051 $1,284 $1,562

Latest Auto Insurance Reviews in Austin, Texas


Progressive
The premiums cost more through different companies which are all higher. A lot higher in price
Geico
My premium has gone up a lot in the past two years. This is probably for a good reason, but I wish it were lower. I haven't recently compared it to other companies
Geico
I think I got a pretty standard insurance. I have a lot of confidence in my driving ability so I feel like I don't really need a premium coverage. But my state has a requirement for vehicle insurance.
Esurance
I was the lowest premium I could find an equal to or better than what others covered.
Allstate
Allstate offers a multitude of discounts and I have a very friendly agent that is always willing to answer questions, even when he's out of the office.
Geico
pretty much the same as any other insurance company
Geico
I feel that this company is easy to get ahold of. I have no problems accessing customer service. They were also very helpful when I needed a tow.
Geico
If you need to talk to a person, there is generally a long wait on the phone...but once you get through, the service is acceptable, and questions are answered satisfactorily.
State Farm
They are always there to help and they go above and beyond to make sure I am given all of the things I need to feel safe with them.
Esurance
I like that I can't interact with them online and also call easily. I have been able to contact them without issues
Esurance
I like that the company is very accessible. I can reach someone through chat email or phone. Anytime I reach someone I am able to get a prompt answer and quick customer service.
State Farm
I like that I can access their website and do most of what is needed. Also, they are very accessible by phone. It is a local business so I can go to the office easily.
Progressive
I like that I am able to reach customer service at any time and make policy changes at any time.
Geico
there is all of that and all the things you might expect out of an insurance company things I have already stated. Price, reliability communication,
Progressive
I love the fact about how quick they work on claims to get them solved.
State Farm
The company works hard to make sure that I am given what I need. I like that they have good prices and they also do not try to trick people into getting more than they need.
Metlife
I like that they have strong coverage and are able to help me whenever I need it. They offer good discounts and good prices for the area.
State Farm
They are a small office and very personal. I had been with the same provider since I started driving at 16. I'm now 50 and this year he just retired. The office was taken over by a new person and I am happy with his service so far.
Progressive
I like that I am not a number. I mean, I am... But the interactions with the sales agents and service agents are always a conversation, not a transaction.
Progressive
It is inexpensive and well known. I wouldn't anticipate having any problems if I did need to file a claim.
Geico
I pretty much don’t have any dislikes about this company. They gave me an affordable price so I can't complain about them at all.
Geico
I don't want to pay a lot for my car insurance because I really don't think I need it. Mainly, I want to complain about the State that I am living in because it is a requirement or else I will get fined.
Progressive
I can't think of anything overall that I don't like about progressive. I think I would like if they also insured my home.
Esurance
I don't really dislike anything about the company. If anything I would say it is the inability to get paperwork mailed to me. Everything has to be printed out. Sometimes I don't have access to a printer or ink and paper.
Metlife
They have increased my rates each of the last 3 years. However so have all the other local insurance companies. But I wish they would keep my rates lower.
Geico
There is nothing that I really dislike about the company. You pretty much get what you pay for. So when I am in need of more services I will either have to upgrade my services or choose a different company.
State Farm
I do not have any dislikes at all about the company. They are really great to work with and they do their best to help me.
State Farm
My dislike would be that their hours at the office are not easy to access for those of us that work all day. They have no weekend hours.
Progressive
I don't like that they are so large that if I have an issue that I am currently going through can get lost in translation and not get processed for an unknown number of days or weeks.
Write Your Review | Austin, Texas Auto Insurance Analysis
Usaa Auto Insurance, Austin, TX
$114/1 month
Car Insurance Policy Holder
  • Married 39 Years old Male licensed 22 years ago with Own Buick Regal used for Business with estimated annual mileage of 5,001 - 6,000.
  • less than high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Austin Car Insurance Rate Comparisons

Austin, TX's average car insurance of $1284 differs from Lakeway, TX (-$58), West Lake Hills, TX (+$816), Volente, TX (+$846) and Texas (+$261)

Austin Lakeway, TX West Lake Hills, TX Volente, TX Texas
Median Insurance Rates $1284 -$58 +$816 +$846 +$261

Austin Car Insurance Savings By Neighborhood & Street Area

Austin Driver Street Residence & Car Locations Car Details in Austin Austin Driver Demographics Austin Auto Insurance Estimates Recent Austin Insurance Savings
Flatrock Ford
Taylor Dr1999 Buick Century Custom19 year male teenager$2,736$604
Red Oak St2004 Jeep Grand Cherokee Limited70 year male senior$1,163$718
Crystal Hills Dr2009 Ford Fusion SE43 year married man$1,451$516
W Overlook Mountain Rd2007 Mazda 3 Hatchback44 year woman$1,131$738
Lakewood Dr2007 Chrysler 300 Base18 year teenager$2,533$744
Eagle Nest Dr2012 Hyundai Sonata GLS42 year man$1,564$599
Bear Creek Pass2008 Cadillac DTS Base17 year female teenager$2,891$941
Shrike Dr2014 Volkswagen Jetta S69 year female senior$1,275$700
Oak Hollow Ln2012 Toyota Prius One80 year senior$1,235$978
Remuda Trl2012 Dodge Journey SXT42 year married woman$1,125$589

Austin Post DUI Car Insurance Rates

Austin Bear Creek Garfield San Leanna Texas
Median Post DUI Insurance Rate $2388 +$1350 +$1536 +$1499 +$485
Male Teenager Post DUI Insurance Rate $5444 +$3078 +$3502 +$3418 +$1106
Female Teenager Post DUI Insurance Rate $4560 +$2580 +$2935 +$2863 +$927

The Post DUI insurance in Austin, TX's is $2388 compared to Bear Creek (+$1350), Garfield (+$1536), San Leanna (+$1499) and Texas (+$485)

In Austin, a male teenager with Post DUI pays $884 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Austin, TX would pay $5046 on auto insurance while a female teenager POST DUI would pay $4225.

Austin Car Insurance by Segment

Austin Teenagers Car Insurance Rates Comparison

52449 Austin Teenagers (6% of total population), 51% Male & 49% Female.

Austin Bee Cave Lakeway Sunset Valley Texas
All Teenagers $2670 +$1677 -$120 +$1510 +$543
Male Teenager $2927 +$1838 -$132 +$1655 +$595
Female Teenager $2452 +$1539 -$111 +$1387 +$498

Austin teenagers pay $2670 in insurance in contrast with Bee Cave (+$1677), Lakeway (-$120), Sunset Valley (+$1510) and Texas (+$543). The difference between Male & Female teenagers in Austin is $475

Example

  • 2013 Nissan Rogue SV Male Teenager Insurance Rate $2,745
  • 2006 Chevrolet Silverado 2500HD Work Truck Female Teenager Insurance Rate $2,324

Austin Men & Women Car Insurance

799939 Austin Adults (100% of total population), 51% Men & 49% Women.

Austin Travis County Garfield Sunset Valley Texas
All Women $1232 +$707 +$793 +$697 +$251
Married Women $1181 +$677 +$760 +$668 +$240
All Men $1656 +$949 +$1065 +$936 +$337
Married Men $1566 +$898 +$1008 +$886 +$318

The typical insurance rate of $1656 that Austin Men pay varies from Travis County (+$949), Garfield (+$1065), Sunset Valley (+$936) and Texas (+$337). In Austin, married men pay $385 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,779
  • 2007 GMC Sierra 1500 Denali Married Women Insurance Rate $1,522

Austin Senior Car Insurance

86485 Austin Seniors (10% of total population), 44% Senior Men & 56% Senior Women.

Austin Manor Travis County Bear Creek Texas
All Seniors $1386 +$180 +$795 +$784 +$282
Senior Men $1450 +$188 +$832 +$821 +$295
Senior Women $1348 +$174 +$773 +$762 +$274

Austin seniors pay $1386 in insurance compared to Manor (+$180), Travis County (+$795), Bear Creek (+$784) and Texas (+$282). In Austin, senior men pay $102 more than senior women.

Austin Car Insurance Discounts for Multiple Vehicles

Austin Population with 1 Vehicle 137556 (42% of Austin population), 2 Vehicles 125141 (38% of the Austin population) and 3 vehicles 31298 (10% of the population)

Austin Volente Shady Hollow Manchaca Texas
2 Vehicles $2440 +$1607 +$1607 +$1398 +$496
3 Vehicles $3724 +$2453 +$2453 +$2134 +$757
4 Vehicles $5008 +$3299 +$3299 +$2870 +$1018

Car Insurance Agents in Austin, TX

Rank Agent Name Agent Contact
1 1 Stop Financial Service Centers 6715 E Highway 290 # 2, Austin, TX 78723
2 1 Stop Financial Service Centers 2501 E 7th St, Austin, TX 78702
3 1 Stop Financial Service Centers 11209 N. Lamar Blvd, Austin, TX 78753
4 1 Stop Financial Service Centers 539 W Oltorf St, Austin, TX 78704
5 1 Stop Financial Service Centers 3712 Airport Blvd, Austin, TX 78722
6 1 Stop Financial Service Centers 6400 S Congress Ave, Austin, TX 78745
7 1-Stop Financial Service Centers of America 2617b E 7th St, Austin, TX 78702
8 AAA Insurance 13376 N Highway 183 Ste 108, Austin, TX 78750
9 AAA Insurance 4970 W Highway 290 Ste 310, Austin, TX 78735
10 Achilles & Associates 7756 Northcross Dr Ste 204, Austin, TX 78757

Find the Cheapest auto insurance in Austin, TX