An hour’s drive from Stockton to San Francisco to buy your used Honda Civic can save you $5,971!

The Honda Civic has been one of the most loved affordable compact cars. A car that’s fun to drive, along with its reputation for reliability and low running costs, makes it a no brainer. It is also extremely popular in the used car market. Let us have a look at how the insurance percentage and average pans out in the state of California.

If you consider the table below, one will observe that Stockton and San Jose have the lowest insurance rates at 9%, while Los Angeles, San Francisco and Sacramento are seeing insurance percentage upwards of 13%.

City Make Model Year Range Insurance Average ($) Insurance %
San Francisco Honda Civic 2005 - 2012 1,628 13
Sacramento Honda Civic 2005 - 2012 1,705 13
Los Angeles Honda Civic 2005 - 2012 2,252 16
San Jose Honda Civic 2005 - 2012 1,509 9
Stockton Honda Civic 2005 - 2012 1,674 9

So buying a used Honda Civic in Stockton or San Jose makes more sense for anyone wanting to save money on insurance and costs, right? Not really.  Let us add the median price of buying a used Honda Civic in these cities. If you consider the table below, it is obvious that Stockton and San Jose actually have the highest cost for a used Honda Civic.

City Make Model Year Range Insurance Average ($) Median Price ($) Insurance %
San Francisco Honda Civic 2005 - 2012 1,628 11,975 13
Sacramento Honda Civic 2005 - 2012 1,705 12,480 13
Los Angeles Honda Civic 2005 - 2012 2,252 13,495 16
San Jose Honda Civic 2005 - 2012 1,509 15,909 9
Stockton Honda Civic 2005 - 2012 1,674 17,900 9

The compact car would cost about $19,574 in Stockton, and $17,418 in San Jose, for the upfront price and the first year’s insurance.  That is quite steep if you consider that it would cost just $13,603 in San Francisco, and $14,185 in Sacramento.