Lincoln MKX: best and worst states to buy and insure

The Lincoln MKX is one of the best choices in the luxury crossover category. It is a mid-size five-seater crossover marketed by Ford’s Lincoln segment. Despite its decent list of standard features, the Lincoln MKX faces strong competition in the market from the giants such as Nissan Pathfinder, Cadillac SRX, and Toyota Highlander.

In case you’re a planning to buy a Lincoln, Minnesota would be a favorable option with the lowest median Manufacturer’s Suggested Retail Price (MSRP) of $39,876. The average MSRP for this model is $44305. On the other hand, Washington has the highest median MSRP of $55690 to buy a Lincoln MKX. Of all the luxury SUV cars, the Lincoln MKX is the 14th least expensive car on the list.  This makes it an affordable option for consumers.

The Lincoln MKX is also an affordable car to insure. There are only five other luxury SUVs with a lower average insurance rate. Insuring the MKX is the cheapest in the state of Maine, at an annual insurance rate of $879. This is followed by Iowa at $909 and Carolina at $973. The rate in Maine is around 33% lower than the median rate of $1318, which is the insurance rate in South Dakota. On the other hand, Louisiana has most expensive insurance deals at an annual rate of $2427 which is around 84% higher than the rate in the median state. This isn’t surprising, since Louisiana has the highest insurance rates for various other models as well such as Subaru Impreza, Dodge Charger, GMC Sierra, and Acura ZDX.

After Louisiana, Michigan and Georgia also have high insurance rates, at $2358 and $1821, respectively. The disparity between the highest and the lowest rates is as high as around 176%. The customers, thus, have the scope to negotiate rates with insurance companies based on their driving records and profiles.