Baltimore, MD Auto Insurance Rates

Baltimore, MD residents can save $850 by comparing multiple quotes & reading reviews & research on Baltimore car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,028 $2,115 $3,150
Write Your Review | Baltimore, Maryland Auto Insurance Analysis
Nationwide Insurance, Baltimore, MD
$99/1 month
Car Insurance Policy Holder
  • Single 37 Years old Male licensed 3 years ago with Financed Chevrolet Equinox LTZ AWD used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Geico, Baltimore, MD
Rate : $35/1 month
Toyota Corolla 1999 I have that time in there. Many don't know what has happened to the stuff in the life of the world. One has the time in a long list long in the plus for them.
Some are there for a time in a line for that. Some are made in a lack in long lines of the time. It will come to that time that you have to take it down.

Latest Auto Insurance Reviews

If I factor in the insurance costs, which used car should I buy in Baltimore?

Are you a resident of Baltimore, Maryland and are looking for a used car? Are you confused about which car will prove to be the most affordable, as far as upfront costs and insurance rates are concerned? Here is a chart that can help you make an informed decision.

Make and Model Insurance Average ($) Median Price ($) Insurance Percentage (%) Cost of ownership for one year ($)
Toyota Corolla 1,947 12,983 14 14,930
Honda Civic 1,988 13,987 14 15,975
Nissan Altima 2,259 14,950 15 17,209
Honda Accord 2,050 15,600 13 17,650
Toyota Camry 2,369 15,995 14 18,364
Honda CR-V 2,104 17,987 11 20,091
Chevrolet Silverado 1,906 23,987 7 25,893
Ford F-Series 1,871 24,800 7 26,671

Before we try to figure out which is the best car for you, let us first consider the average cost of auto insurance in Baltimore. The average annual auto insurance rate in Baltimore is $ 2158, which is significantly higher than the national average rate. In the state of Maryland, on the other hand, the average annual rate is $ 1528. Though this is less than Baltimore’s insurance average, Maryland is the 19th most expensive state in the United States to buy auto insurance.

Despite the higher insurance costs of cars such as the Corolla and Civic, these are your more affordable options. Compare them to the Chevrolet Silverado or Ford F-Series, and you save more than $10,000 on upfront costs and insurance costs.

If, however, you are in the market for a full-size pickup, you also have the option of buying the Ford F-Series from Macon, Georgia, and having it shipped to Baltimore.  The median price of the Ford F-Series is $ 9976 in Macon. Add the cost of shipping it as well as auto transport insurance, and you still save enough to pay your insurance costs for 4-5 years!

Baltimore Car Insurance Rate Comparisons

Baltimore, MD's average car insurance of $2115 differs from Carney, MD (-$265), Rosedale, MD (-$165), Parkville, MD (-$75) and Maryland (-$587)

Baltimore Carney, MD Rosedale, MD Parkville, MD Maryland
Median Insurance Rates $2115 -$265 -$165 -$75 -$587

Baltimore Car Insurance Savings By Neighborhood & Street Area

Baltimore Driver Street Residence & Car Locations Car Details in Baltimore Baltimore Driver Demographics Baltimore Auto Insurance Estimates Recent Baltimore Insurance Savings
Anthonyville
Schley Ave2004 Cadillac DeVille DTS41 year married woman$2,162$674
Luerssen Ave2008 Ford Fusion V6 SEL54 year married man$2,574$718
Television Hill
Parkden Ave2007 Jeep Grand Cherokee Overland17 year male teenager$4,734$336
Druid Park Dr2006 Buick Rendezvous CX60 year senior$2,751$367
Hunting Ridge
N Chapel Gate Ln2006 Acura TSX Base w/Navi17 year female teenager$5,038$630
Hunting Pl2011 Hyundai Sonata GLS69 year male senior$2,539$726
Guilford
San Martin Dr2010 Mazda Mazda3 s Sport44 year man$3,079$633
Wyman Park Dr2007 Chevrolet Silverado 2500HD LT140 year woman$1,905$530
Idlewood
Loch Crest Ct2013 Honda Civic LX64 year female senior$2,367$966
Macbeth Dr2009 Chrysler 300 C HEMI17 year teenager$5,735$302

Baltimore Post DUI Car Insurance Rates

Baltimore Carney Brooklyn Park Towson Maryland
Median Post DUI Insurance Rate $3933 -$492 -$306 -$1404 -$1091
Male Teenager Post DUI Insurance Rate $11014 -$1380 -$859 -$3932 -$3057
Female Teenager Post DUI Insurance Rate $9086 -$1139 -$709 -$3244 -$2523

The Post DUI insurance in Baltimore, MD's is $3933 compared to Carney (-$492), Brooklyn Park (-$306), Towson (-$1404) and Maryland (-$1091)

In Baltimore, a male teenager with Post DUI pays $1928 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Jeep Grand Cherokee Overland in Baltimore, MD would pay $8805 on auto insurance while a female teenager POST DUI would pay $7265.

Baltimore Car Insurance by Segment

Baltimore Teenagers Car Insurance Rates Comparison

43685 Baltimore Teenagers (7% of total population), 49% Male & 51% Female.

Baltimore Essex Parkville Woodlawn Maryland
All Teenagers $5456 -$167 -$193 -$529 -$1514
Male Teenager $5922 -$182 -$210 -$574 -$1644
Female Teenager $4885 -$150 -$173 -$473 -$1356

Baltimore teenagers pay $5456 in insurance in contrast with Essex (-$167), Parkville (-$193), Woodlawn (-$529) and Maryland (-$1514). The difference between Male & Female teenagers in Baltimore is $1037

Example

  • 2012 Dodge Journey SXT Male Teenager Insurance Rate $5,709
  • 2014 Toyota Prius Five Female Teenager Insurance Rate $4,555

Baltimore Men & Women Car Insurance

620644 Baltimore Adults (100% of total population), 47% Men & 53% Women.

Baltimore Hampton Lochearn Parkville Maryland
All Women $2030 -$5 -$130 -$72 -$564
Married Women $1924 -$4 -$123 -$68 -$534
All Men $3151 -$8 -$201 -$112 -$875
Married Men $2897 -$7 -$185 -$103 -$804

The typical insurance rate of $3151 that Baltimore Men pay varies from Hampton (-$8), Lochearn (-$201), Parkville (-$112) and Maryland (-$875). In Baltimore, married men pay $973 more than married women.

Example

  • 2013 Nissan Rogue SV Married Men Insurance Rate $2,446
  • 2014 Volkswagen Jetta GLI Married Women Insurance Rate $2,877

Baltimore Senior Car Insurance

104326 Baltimore Seniors (16% of total population), 41% Senior Men & 59% Senior Women.

Baltimore Carney Overlea Pikesville Maryland
All Seniors $2643 -$331 -$131 -$793 -$733
Senior Men $2622 -$328 -$130 -$787 -$728
Senior Women $2643 -$331 -$131 -$793 -$733

Baltimore seniors pay $2643 in insurance compared to Carney (-$331), Overlea (-$131), Pikesville (-$793) and Maryland (-$733). In Baltimore, senior men pay $21 less than senior women.

Baltimore Car Insurance Discounts for Multiple Vehicles

Baltimore Population with 1 Vehicle 99472 (41% of Baltimore population), 2 Vehicles 53017 (22% of the Baltimore population) and 3 vehicles 12009 (5% of the population)

Baltimore Lutherville Towson Woodlawn Maryland
2 Vehicles $4019 -$1435 -$1435 -$390 -$1115
3 Vehicles $6134 -$2190 -$2190 -$595 -$1702
4 Vehicles $8249 -$2945 -$2945 -$800 -$2289

Car Insurance Agents in Baltimore, MD

Rank Agent Name Agent Contact
1 AAFS, llc 1703 E Joppa Rd Ste 200, Baltimore, MD 21234
2 A A Hawk Auto Insurance 2102 Greenmount Ave Baltimore, MD 21218
3 Aaron Scott 8844 Belair Rd, Baltimore, MD 21236
4 Abrams Insurance Agency 110 E 25th St Baltimore, MD 21218
5 Adebayo Togun 2324 N Rolling Rd, Baltimore, MD 21244
6 Admiral Auto Insurance Agency Inc 5504 1/2 Harford Rd Baltimore, MD 21214
7 Allied Insurance Agency 7840 Eastern Ave, Baltimore, MD 21224
8 Allied Insurance Agency 7000 Security Blvd Ste 111, Baltimore, MD 21244
9 All Insurance Resource, Inc. 8717 Belair Rd, Baltimore, MD 21236
10 All Wheels Insurance Service 5501 Reisterstown Rd Ste B, Baltimore, MD 21215