Baton Rouge, LA Auto Insurance Rates

Baton Rouge, LA residents can save $930 by comparing multiple quotes & reading reviews & research on Baton Rouge car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$1,617 $2,328 $3,581
Write Your Review | Baton Rouge, Louisiana Auto Insurance Analysis
Progressive Insurance, Baton Rouge, LA
$172/1 month
Car Insurance Policy Holder
  • Divorced 58 Years old Female licensed 7 years ago with Leased Ford Flex SEL used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • high school education & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Louisiana leads nation in auto insurance rates, Baton Rouge not far behind

Baton Rouge, the capital of the state of Louisiana, is not immune from the menace of high insurance rates that plagues the state of Louisiana. Louisiana has the unfortunate distinction of leading the nation when it comes to high auto insurance rates. The average annual insurance premium of the state of Louisiana is $2,699, which is the highest recorded figure among the states. The capital city of Baton Rouge is, however, not far behind, with an average insurance rate of $2,328.

In this feature, we will examine the insurance rates of 8 best selling used cars in Baton Rouge: Toyota’s Corolla and Camry, Nissan’s Altima, Honda’s CR-V, Civic and, Accord, Ford’s F-Series, and Chevrolet’s Silverado. Which of these cars is the most affordable and costs the least to insure in Baton Rouge?

Let’s take a look at the numbers for the year range 2005–2012.

Make Model Insurance Average ($) Median Price ($) Percentage of insurance as compared to median price (%)
Nissan Altima 2,281 15,390 14
Honda Civic 2,227 15,600 14
Honda Accord 1,942 15,865 12
Toyota Corolla 2,108 15,895 13
Honda CR-V 1,781 15,900 11
Toyota Camry 2,073 15,995 12
Chevrolet Silverado 2,050 28,888 7
Ford F-Series 2,001 30,023 6

If you have the money to spare, the Ford F-Series is clearly a good investment, with an insurance percentage of a mere 6% of the cost.

If you do not want to spend all your savings on your car, the Honda CR-V is probably your best bet. With a median price of $15,900 and the lowest insurance average among all the cars, the CR-V makes a good contender as an affordable car.

The table above also illustrates the need to look at all three variables, i.e., the median price, the average insurance, and the insurance percentage, before choosing your car. While the Chevy Silverado and Ford F-Series have the lowest insurance percentages, their median prices are so high that the insurance percentage ceases to be relevant. These cars can only be considered by prospective buyers who prefer these cars and numbers do not matter.   

Baton Rouge Car Insurance Rate Comparisons

Baton Rouge, LA's average car insurance of $2328 differs from Baker, LA (-$11), Watson, LA (-$518), Inniswold, LA (+$1212) and Louisiana (+$371)

Baton Rouge Baker, LA Watson, LA Inniswold, LA Louisiana
Median Insurance Rates $2328 -$11 -$518 +$1212 +$371

Baton Rouge Car Insurance Savings By Neighborhood & Street Area

Baton Rouge Driver Street Residence & Car Locations Car Details in Baton Rouge Baton Rouge Driver Demographics Baton Rouge Auto Insurance Estimates Recent Baton Rouge Insurance Savings
Villa Del Rey Park
N Alameda Dr2001 Cadillac DeVille DTS47 year married woman$2,314$807
Casa Loma Dr2005 Chevrolet Silverado K2500 Heavy Duty73 year male senior$2,718$329
Lynn Place
Juban Ave2006 Ford Fusion V6 SEL40 year married man$2,784$946
Bicentennial Pl2005 Acura TSX Base w/Navi16 year male teenager$5,426$659
La Belle Aire
N Pamela Dr2007 Buick Rendezvous CX77 year senior$2,531$842
Dumont Dr2010 Mazda Mazda3 s Sport19 year teenager$4,877$753
Afton Oaks
Lake Ladare Ave2006 Audi A6 3.2 quattro63 year female senior$3,213$839
Bonn Dr2007 Lexus GS 350 Base19 year female teenager$5,644$746
Centurion Place
Woodlore Dr2011 Kia Sorento LX35 year man$2,806$956
Hammond Manor Dr2011 Hyundai Sonata GLS44 year woman$1,966$857

Baton Rouge Post DUI Car Insurance Rates

Baton Rouge St. Gabriel Port Allen Monticello Louisiana
Median Post DUI Insurance Rate $4330 +$2440 +$76 +$468 +$690
Male Teenager Post DUI Insurance Rate $11344 +$6392 +$199 +$1227 +$1808
Female Teenager Post DUI Insurance Rate $9915 +$5588 +$175 +$1073 +$1579

The Post DUI insurance in Baton Rouge, LA's is $4330 compared to St. Gabriel (+$2440), Port Allen (+$76), Monticello (+$468) and Louisiana (+$690)

In Baton Rouge, a male teenager with Post DUI pays $1429 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion V6 SEL in Baton Rouge, LA would pay $9759 on auto insurance while a female teenager POST DUI would pay $8529.

Baton Rouge Car Insurance by Segment

Baton Rouge Teenagers Car Insurance Rates Comparison

19993 Baton Rouge Teenagers (8% of total population), 48% Male & 52% Female.

Baton Rouge Inniswold Plaquemine Watson Louisiana
All Teenagers $5657 +$2945 +$133 -$1259 +$901
Male Teenager $6099 +$3175 +$144 -$1357 +$972
Female Teenager $5331 +$2775 +$126 -$1187 +$849

Baton Rouge teenagers pay $5657 in insurance in contrast with Inniswold (+$2945), Plaquemine (+$133), Watson (-$1259) and Louisiana (+$901). The difference between Male & Female teenagers in Baton Rouge is $768

Example

  • 2014 Honda Civic LX Male Teenager Insurance Rate $5,017
  • 2007 Chrysler 300 SRT-8 Female Teenager Insurance Rate $4,522

Baton Rouge Men & Women Car Insurance

229174 Baton Rouge Adults (100% of total population), 48% Men & 52% Women.

Baton Rouge Watson Denham Springs Merrydale Louisiana
All Women $2234 -$497 +$78 +$1049 +$357
Married Women $2165 -$482 +$75 +$1015 +$345
All Men $3398 -$756 +$119 +$1595 +$542
Married Men $3235 -$720 +$113 +$1518 +$516

The typical insurance rate of $3398 that Baton Rouge Men pay varies from Watson (-$756), Denham Springs (+$119), Merrydale (+$1595) and Louisiana (+$542). In Baton Rouge, married men pay $1070 more than married women.

Example

  • 2014 Volkswagen Jetta GLI PZEV Married Men Insurance Rate $2,863
  • 2013 Nissan Rogue SV Married Women Insurance Rate $2,863

Baton Rouge Senior Car Insurance

36766 Baton Rouge Seniors (16% of total population), 41% Senior Men & 59% Senior Women.

Baton Rouge Central Monticello Shenandoah Louisiana
All Seniors $3072 -$380 +$333 +$1772 +$490
Senior Men $3026 -$374 +$328 +$1745 +$482
Senior Women $3119 -$386 +$338 +$1798 +$497

Baton Rouge seniors pay $3072 in insurance compared to Central (-$380), Monticello (+$333), Shenandoah (+$1772) and Louisiana (+$490). In Baton Rouge, senior men pay $93 less than senior women.

Baton Rouge Car Insurance Discounts for Multiple Vehicles

Baton Rouge Population with 1 Vehicle 37724 (43% of Baton Rouge population), 2 Vehicles 29471 (34% of the Baton Rouge population) and 3 vehicles 8750 (10% of the population)

Baton Rouge Baker Monticello Westminster Louisiana
2 Vehicles $4424 -$21 +$478 +$2644 +$705
3 Vehicles $6752 -$32 +$730 +$4036 +$1076
4 Vehicles $9080 -$43 +$982 +$5428 +$1447

Car Insurance Agents in Baton Rouge, LA

Rank Agent Name Agent Contact
1 1st Team Insurance Agency 3745 Choctaw Dr Ste A, Baton Rouge, LA 70805
2 AAA Insurance 5454 Bluebonnet Rd Ste M, Baton Rouge, LA 70809
3 A-Ace Insurance Agency 2834 S Sherwood Forest Blvd Ste B8, Baton Rouge, LA 70816
4 Agnes Andrews 214 S Acadian Thruway, Baton Rouge, LA 70806
5 Airline Insurance Agency 9253 Airline Hwy, Baton Rouge, LA 70815
6 A. J. McLin Insurance 5353 Jones Creek Rd Ste 5, Baton Rouge, LA 70817
7 Aldreamia Omar 8054 Jefferson Hwy, Baton Rouge, LA 70809
8 Angela Devall 5555 Essen Ln Ste A, Baton Rouge, LA 70809
9 Anna Jones 4811 Harding Blvd Ste A, Baton Rouge, LA 70811
10 ANPAC Agency 11925 Market Place Ave Ste B, Baton Rouge, LA 70816