Birmingham, AL Auto Insurance Rates

Birmingham, AL residents can save $610 by comparing multiple quotes & reading reviews & research on Birmingham car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$966 $1,518 $2,650
Write Your Review | Birmingham, Alabama Auto Insurance Analysis
California Casualty, Birmingham, AL
$52/1 month
Car Insurance Policy Holder
  • Single 32 Years old Male licensed 7 years ago with Own Cadillac SRX Premium Turbo AWD used for Business with estimated annual mileage of 7,501 - 9,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Birmingham Car Insurance Rate Comparisons

Birmingham, AL's average car insurance of $1518 differs from McDonald Chapel, AL (+$702), Vestavia Hills, AL (-$139), Cardiff, AL (+$752) and Alabama (+$149)

Birmingham McDonald Chapel, AL Vestavia Hills, AL Cardiff, AL Alabama
Median Insurance Rates $1518 +$702 -$139 +$752 +$149

Birmingham Car Insurance Savings By Neighborhood & Street Area

Birmingham Driver Street Residence & Car Locations Car Details in Birmingham Birmingham Driver Demographics Birmingham Auto Insurance Estimates Recent Birmingham Insurance Savings
Godwin Estates
English Knoll Ln2001 Cadillac DeVille DHS76 year female senior$1,982$394
Lyle Dr2006 Buick Rendezvous CX34 year married woman$1,218$563
Valley Crest Estates
Killough Springs Rd2005 Acura TSX Base16 year teenager$4,332$986
11th St NW2007 Ford Fusion V6 SEL17 year male teenager$4,081$388
Grove Park
Stuart St2007 Jeep Grand Cherokee Limited64 year male senior$1,622$949
Peerless Ave2008 Audi A4 2.0T quattro25 year woman$1,653$371
Mayfair
Lancaster Rd2011 Hyundai Sonata GLS78 year senior$1,741$582
18th Pl S2010 Lincoln MKZ Base42 year man$2,197$495
South Vestavia Hills
Pizitz Dr2005 Chevrolet Silverado 2500HD LS41 year married man$2,063$851
Vestridge Cir2006 Chrysler 300 C19 year female teenager$3,781$388

Birmingham Post DUI Car Insurance Rates

Birmingham Homewood Mountain Brook McDonald Chapel Alabama
Median Post DUI Insurance Rate $2823 +$1492 -$337 +$1306 +$277
Male Teenager Post DUI Insurance Rate $8498 +$4490 -$1014 +$3930 +$833
Female Teenager Post DUI Insurance Rate $7707 +$4072 -$918 +$3564 +$756

The Post DUI insurance in Birmingham, AL's is $2823 compared to Homewood (+$1492), Mountain Brook (-$337), McDonald Chapel (+$1306) and Alabama (+$277)

In Birmingham, a male teenager with Post DUI pays $791 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Acura TSX Base in Birmingham, AL would pay $8570 on auto insurance while a female teenager POST DUI would pay $7772.

Birmingham Car Insurance by Segment

Birmingham Teenagers Car Insurance Rates Comparison

30898 Birmingham Teenagers (6% of total population), 50% Male & 50% Female.

Birmingham Minor Fultondale Lipscomb Alabama
All Teenagers $4295 +$1789 -$260 +$2214 +$422
Male Teenager $4569 +$1902 -$277 +$2354 +$448
Female Teenager $4144 +$1725 -$252 +$2135 +$406

Birmingham teenagers pay $4295 in insurance in contrast with Minor (+$1789), Fultondale (-$260), Lipscomb (+$2214) and Alabama (+$422). The difference between Male & Female teenagers in Birmingham is $425

Example

  • 2013 Honda Civic U.S. LX Male Teenager Insurance Rate $3,952
  • 2012 Dodge Journey SXT Female Teenager Insurance Rate $4,089

Birmingham Men & Women Car Insurance

456221 Birmingham Adults (100% of total population), 47% Men & 53% Women.

Birmingham Midfield Adamsville Vestavia Hills Alabama
All Women $1442 +$714 -$82 -$132 +$141
Married Women $1335 +$662 -$75 -$122 +$131
All Men $2185 +$1083 -$123 -$200 +$215
Married Men $2155 +$1068 -$122 -$197 +$212

The typical insurance rate of $2185 that Birmingham Men pay varies from Midfield (+$1083), Adamsville (-$123), Vestavia Hills (-$200) and Alabama (+$215). In Birmingham, married men pay $820 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,989
  • 2014 Toyota Prius Three Married Women Insurance Rate $1,935

Birmingham Senior Car Insurance

85050 Birmingham Seniors (18% of total population), 40% Senior Men & 60% Senior Women.

Birmingham Minor Mountain Brook Homewood Alabama
All Seniors $1836 +$765 -$219 +$971 +$181
Senior Men $1958 +$815 -$234 +$1034 +$192
Senior Women $1715 +$714 -$205 +$906 +$168

Birmingham seniors pay $1836 in insurance compared to Minor (+$765), Mountain Brook (-$219), Homewood (+$971) and Alabama (+$181). In Birmingham, senior men pay $243 more than senior women.

Birmingham Car Insurance Discounts for Multiple Vehicles

Birmingham Population with 1 Vehicle 72548 (40% of Birmingham population), 2 Vehicles 60721 (33% of the Birmingham population) and 3 vehicles 21909 (12% of the population)

Birmingham Forestdale Fairfield Minor Alabama
2 Vehicles $2885 +$250 +$57 +$1200 +$283
3 Vehicles $4403 +$382 +$87 +$1832 +$432
4 Vehicles $5921 +$514 +$117 +$2464 +$581

Car Insurance Agents in Birmingham, AL

Rank Agent Name Agent Contact
1 Alabama General Insurance Agency 4637 Avenue V, Birmingham, AL 35208
2 Alabama Insurance Agency 2710 20th St S Ste B, Birmingham, AL 35209
3 Alabama Insurance Agency 2107 5th Ave N. Suite 401 H, Birmingham, AL 35203
4 Alabama Insurance Agency 1100 Corporate Dr Ste 100, Birmingham, AL 35242
5 Alabama Insurance Agency 3499 Independence Dr Ste 102, Birmingham, AL 35209
6 Alasure 413 Reverend Abraham Woods Jr Blvd, Birmingham, AL 35204
7 Alberto Neto 100 Olde Towne Rd Ste 200, Birmingham, AL 35216
8 Alexander Insurance Agency 2 20th St N Ste 820, Birmingham, AL 35203
9 Alfa Insurance 453 Huffman Rd, Birmingham, AL 35215
10 Alfa Insurance 2960 Columbiana Rd, Birmingham, AL 35216