Boca Raton, FL Auto Insurance Rates

Boca Raton, FL residents can save $730 by comparing multiple quotes & reading reviews & research on Boca Raton car insurance rates, quotes, agents & coverage.

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$1,388 $1,825 $2,594

Latest Auto Insurance Reviews in Boca Raton, Florida


Geico
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
Usaa
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
Esurance
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
Allstate
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
Progressive
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Geico
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
Usaa
This is the only company I could find that offered coverage in the US and in the Virgin Islands
Geico
less expensive for the same coverage
Allstate
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Geico
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
Usaa
I get full coverage for a very good price compared to my old insurance agency.
Geico
Affordable
State Farm
Dependable service without penalty for using
Usaa
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
Usaa
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
Usaa
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
Usaa
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
Geico
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
Usaa
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
Usaa
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Geico
Prices, coverage, accessibility.
Geico
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Usaa
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
Usaa
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
Geico
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
Geico
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
Esurance
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
Geico
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
Usaa
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
Progressive
I don't dislike anything about the company. I will never go through another company
Geico
I wish the premium were lower. Other than that, I like everything about them.
Geico
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Usaa
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
Usaa
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
Usaa
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Boca Raton, Florida Auto Insurance Analysis
Liberty Mutual, Boca Raton, FL
$116/1 month
Car Insurance Policy Holder
  • Single 71 Years old Male licensed 13 years ago with Own Ford Fusion SEL used for Business with estimated annual mileage of 12,001 - 15,000.
  • Associate & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 3 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Boca Raton Car Insurance Rate Comparisons

Boca Raton, FL's average car insurance of $1825 differs from Pompano Beach, FL (+$65), Deerfield Beach, FL (+$30), Sea Ranch Lakes, FL (-$25) and Florida (-$461)

Boca Raton Pompano Beach, FL Deerfield Beach, FL Sea Ranch Lakes, FL Florida
Median Insurance Rates $1825 +$65 +$30 -$25 -$461

Boca Raton Car Insurance Savings By Neighborhood & Street Area

Boca Raton Driver Street Residence & Car Locations Car Details in Boca Raton Boca Raton Driver Demographics Boca Raton Auto Insurance Estimates Recent Boca Raton Insurance Savings
Boca Pointe
Granada Pl2002 Cadillac DeVille DHS65 year female senior$2,892$562
Cypress Cres2006 Ford Fusion V6 SEL40 year woman$1,590$781
Lake Rogers Isle
Ayre Ln2007 Buick Rendezvous CX78 year senior$2,413$712
Greenwood Ter2010 Lincoln MKZ Base48 year married man$2,963$794
Paradise Palms
NW 29th Rd2002 Chevrolet Silverado K2500 Heavy Duty18 year teenager$4,447$572
Potomac Rd2008 Acura TSX Base37 year married woman$1,554$340
Bel Marra
Forsyth St2005 Jeep Grand Cherokee Limited19 year male teenager$4,382$337
Nassau Dr2008 Audi A4 2.0T quattro75 year male senior$2,871$563
Yamato
Laredo Ln2012 Dodge Journey SXT18 year female teenager$4,260$732
Santa Fe Trl2008 Chrysler 300C 49 year man$2,742$437

Boca Raton Post DUI Car Insurance Rates

Boca Raton Parkland Sea Ranch Lakes Deerfield Beach Florida
Median Post DUI Insurance Rate $3394 +$41 -$46 +$56 -$857
Male Teenager Post DUI Insurance Rate $9130 +$110 -$124 +$149 -$2306
Female Teenager Post DUI Insurance Rate $8146 +$97 -$111 +$134 -$2059

The Post DUI insurance in Boca Raton, FL's is $3394 compared to Parkland (+$41), Sea Ranch Lakes (-$46), Deerfield Beach (+$56) and Florida (-$857)

In Boca Raton, a male teenager with Post DUI pays $984 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick Rendezvous CX in Boca Raton, FL would pay $8159 on auto insurance while a female teenager POST DUI would pay $7280.

Boca Raton Car Insurance by Segment

Boca Raton Teenagers Car Insurance Rates Comparison

8291 Boca Raton Teenagers (6% of total population), 47% Male & 53% Female.

Boca Raton Hillsboro Pines Gulf Stream Hillsboro Beach Florida
All Teenagers $4599 +$189 +$12 -$63 -$1162
Male Teenager $4909 +$202 +$13 -$67 -$1240
Female Teenager $4380 +$180 +$12 -$60 -$1107

Boca Raton teenagers pay $4599 in insurance in contrast with Hillsboro Pines (+$189), Gulf Stream (+$12), Hillsboro Beach (-$63) and Florida (-$1162). The difference between Male & Female teenagers in Boca Raton is $529

Example

  • 2010 Mazda MAZDASPEED3 Sport Male Teenager Insurance Rate $4,661
  • 2014 Hyundai Sonata GLS Female Teenager Insurance Rate $4,310

Boca Raton Men & Women Car Insurance

126688 Boca Raton Adults (100% of total population), 48% Men & 52% Women.

Boca Raton Hillsboro Pines Lauderdale-by-the-Sea Briny Breezes Florida
All Women $1679 +$69 +$13 -$456 -$425
Married Women $1533 +$63 +$12 -$416 -$388
All Men $3011 +$124 +$25 -$817 -$761
Married Men $2920 +$120 +$24 -$792 -$738

The typical insurance rate of $3011 that Boca Raton Men pay varies from Hillsboro Pines (+$124), Lauderdale-by-the-Sea (+$25), Briny Breezes (-$817) and Florida (-$761). In Boca Raton, married men pay $1387 more than married women.

Example

  • 2013 Toyota Prius Four Married Men Insurance Rate $2,745
  • 2008 Lexus GS 350 Base Married Women Insurance Rate $3,132

Boca Raton Senior Car Insurance

44030 Boca Raton Seniors (34% of total population), 45% Senior Men & 55% Senior Women.

Boca Raton Boynton Beach San Castle Hillsboro Pines Florida
All Seniors $2701 +$93 +$111 +$111 -$683
Senior Men $2774 +$95 +$114 +$114 -$701
Senior Women $2628 +$90 +$108 +$108 -$664

Boca Raton seniors pay $2701 in insurance compared to Boynton Beach (+$93), San Castle (+$111), Hillsboro Pines (+$111) and Florida (-$683). In Boca Raton, senior men pay $146 more than senior women.

Boca Raton Car Insurance Discounts for Multiple Vehicles

Boca Raton Population with 1 Vehicle 24557 (44% of Boca Raton population), 2 Vehicles 22488 (40% of the Boca Raton population) and 3 vehicles 4883 (9% of the population)

Boca Raton San Castle Margate Lauderdale-by-the-Sea Florida
2 Vehicles $3468 +$142 +$80 +$28 -$876
3 Vehicles $5293 +$217 +$122 +$43 -$1337
4 Vehicles $7118 +$292 +$164 +$58 -$1798