Brooklyn, NY Auto Insurance Rates

Brooklyn, NY residents can save $1650 by comparing multiple quotes & reading reviews & research on Brooklyn car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$2,213 $4,133 $7,355
Write Your Review | Brooklyn, New York Auto Insurance Analysis
Travelers Auto Insurance, Brooklyn, NY
$449/1 month
Car Insurance Policy Holder
  • Single 31 Years old Male licensed 2 years ago with Financed BMW X6 XDrive 50i used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • less than high school education & Freelancer.
  • accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Geico, Brooklyn, NY
Rate : $600/6 months
Ford Focus 2003 Owned the car for 2.5 years. It's for personal use. Drive it about 5,000 miles a year only. No accidents, etc. Got my license in 2002.
29, married. Bachelor's Degree, work a professional services job.

Latest Auto Insurance Reviews in Brooklyn, New York

Geico

$54 for 1 Month

This car insurance is amazing I am young and i get a nice rate. When i have any questions there is someone that I can easily call and they will call me and get me the help that I need. It is always nice to have someone there to help you when you need something. This car insurance is amazing I am young and i get a nice rate. When i have any questions there is someone that I can easily call and they will call me and get me the help that I need. It is always nice to have someone there to help you when you need something.

How you could end up paying up to $7266 for auto insurance in Brooklyn, New York

There are several factors that affect your auto insurance premiums, such as your driving record, the state you live in, your zip code, and your age.

The average auto insurance rates differ from zip code to zip code in New York, with Syracuse being the least expensive and Brooklyn being the most expensive zip code to insure a car. The average annual insurance rate in the state of New York is $1,369.

The average insurance rates in the different cities of New York as of December 2013 have been listed in the table below.

City Average Annual Insurance Premium ($)
Syracuse 961
Rochester 1,000
Albany 1,007
Boston 1,159
Niagara Falls 1,210
Sleepy Hollow 1,652
Buffalo 1,770
Yonkers 1,934
Long Island 2,868
Brooklyn 3,933

New York is a no-fault insurance state, and has strict state laws aimed at curbing drunk driving. Arresting officers in New York do not require proof of consumption if they find unsealed alcohol containers in the vehicle.  

The average insurance rates are likely to increase if your insurance company is one of the many that stick to Insurance Service Office’s (ISO) surcharge schedule. This could bring your rates up to $1153-$1345 in Syracuse, $1200-$1400 in Rochester, $2124-$2478 in Buffalo, $3442-$4015 in Long Island, and $4720-$5506 in Brooklyn.

Your first drunk driving offense in Brooklyn will hike up your already high premium up to $7315. In Long Island, your average premium after one alcohol related offense will be around $5334. These are the two most expensive areas to drive drunk in. Your premiums will stay high for three years from the date you were first pulled over for driving under the influence. This spells long term additional costs that run into thousands of dollars.

If you get into an accident during the term of your policy, your premium could increase to $4844 in Brooklyn, and $3532 in Long Island. Your second accident will drive you premium further uphill, as high as $5269 in Long Island and $7226 in Brooklyn. All these factors considered, it may be wise to take a defensive driving course, not only to reduce your premiums, but also to prepare you to drive in adverse weather conditions. It might save your life, as well as help you keep your premiums low.

Brooklyn Car Insurance Rate Comparisons

Brooklyn, NY's average car insurance of $4133 differs from Weehawken, NJ (-$1813), Cedarhurst, NY (-$1848), Queens, NY (-$2283) and New York (-$2764)

Brooklyn Weehawken, NJ Cedarhurst, NY Queens, NY New York
Median Insurance Rates $4133 -$1813 -$1848 -$2283 -$2764

Brooklyn Car Insurance Savings By Neighborhood & Street Area

Brooklyn Driver Street Residence & Car Locations Car Details in Brooklyn Brooklyn Driver Demographics Brooklyn Auto Insurance Estimates Recent Brooklyn Insurance Savings
Red Hook Houses
3rd Pl2004 Cadillac Seville SLS71 year female senior$4,784$598
4th Pl2005 Buick Rendezvous CX50 year married man$5,016$772
Atlantic Terminal Houses
Plaza St E2009 Ford Fusion V6 SEL18 year female teenager$7,557$542
Plaza St W2003 Chevrolet Silverado 2500HD LS28 year woman$3,690$578
Fort Hamilton
Dyker Pl2010 Mazda Mazda3 s Sport49 year married woman$3,409$933
Dyker Pl2012 Hyundai Sonata GLS17 year teenager$8,074$894
Parkville
35th St2009 Acura TSX Base82 year male senior$5,041$903
35th St2010 Nissan Rogue S Krom16 year male teenager$8,159$367
Dyker Heights
Dyker Pl2008 Chrysler 300 C46 year man$5,248$512
Dyker Pl2010 Toyota Prius II61 year senior$4,191$584

Brooklyn Post DUI Car Insurance Rates

Brooklyn Woodmere Kings County Richmond County New York
Median Post DUI Insurance Rate $7687 -$4246 -$4321 -$4172 -$5141
Male Teenager Post DUI Insurance Rate $16219 -$8960 -$9116 -$8804 -$10848
Female Teenager Post DUI Insurance Rate $15066 -$8322 -$8469 -$8177 -$10076

The Post DUI insurance in Brooklyn, NY's is $7687 compared to Woodmere (-$4246), Kings County (-$4321), Richmond County (-$4172) and New York (-$5141)

In Brooklyn, a male teenager with Post DUI pays $1153 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Brooklyn, NY would pay $15132 on auto insurance while a female teenager POST DUI would pay $14056.

Brooklyn Car Insurance by Segment

Brooklyn Teenagers Car Insurance Rates Comparison

166838 Brooklyn Teenagers (6% of total population), 51% Male & 49% Female.

Brooklyn Hudson County, NJ Guttenberg, NJ Hoboken, NJ New York
All Teenagers $8431 -$5208 -$4356 -$4819 -$5639
Male Teenager $8720 -$5387 -$4505 -$4984 -$5832
Female Teenager $8100 -$5004 -$4184 -$4629 -$5417

Brooklyn teenagers pay $8431 in insurance in contrast with Hudson County, NJ (-$5208), Guttenberg, NJ (-$4356), Hoboken, NJ (-$4819) and New York (-$5639). The difference between Male & Female teenagers in Brooklyn is $620

Example

  • 2011 GMC Sierra 1500 SLE Male Teenager Insurance Rate $8,224
  • 2014 Volkswagen Beetle 2.5 PZEV Female Teenager Insurance Rate $7,663

Brooklyn Men & Women Car Insurance

2512740 Brooklyn Adults (100% of total population), 47% Men & 53% Women.

Brooklyn Jersey City, NJ Queens Inwood New York
All Women $3843 -$2281 -$2123 -$3025 -$2570
Married Women $3719 -$2207 -$2054 -$2927 -$2487
All Men $5744 -$3409 -$3173 -$4521 -$3842
Married Men $5538 -$3287 -$3059 -$4359 -$3704

The typical insurance rate of $5744 that Brooklyn Men pay varies from Jersey City, NJ (-$3409), Queens (-$3173), Inwood (-$4521) and New York (-$3842). In Brooklyn, married men pay $1819 more than married women.

Example

  • 2012 Lincoln MKZ Base Married Men Insurance Rate $5,015
  • 2013 Jeep Wrangler Sport Married Women Insurance Rate $4,736

Brooklyn Senior Car Insurance

416538 Brooklyn Seniors (16% of total population), 41% Senior Men & 59% Senior Women.

Brooklyn Hudson County, NJ Kings County Cedarhurst New York
All Seniors $4670 -$2885 -$2625 -$2088 -$3124
Senior Men $4959 -$3063 -$2787 -$2217 -$3317
Senior Women $4298 -$2655 -$2416 -$1922 -$2875

Brooklyn seniors pay $4670 in insurance compared to Hudson County, NJ (-$2885), Kings County (-$2625), Cedarhurst (-$2088) and New York (-$3124). In Brooklyn, senior men pay $661 more than senior women.

Brooklyn Car Insurance Discounts for Multiple Vehicles

Brooklyn Population with 1 Vehicle 299179 (33% of Brooklyn population), 2 Vehicles 76019 (8% of the Brooklyn population) and 3 vehicles 11903 (1% of the population)

Brooklyn Richmond County North Bergen, NJ New York County New York
2 Vehicles $7853 -$4262 -$4699 -$4243 -$5251
3 Vehicles $11986 -$6505 -$7172 -$6476 -$8015
4 Vehicles $16119 -$8748 -$9645 -$8709 -$10779

Brooklyn Insurance Rates by Make

Brooklyn Audi Insurance

ModelsInsurance RateNorth Valley StreamRutherford, NJRoselle Park, NJHarbor Isle
Q7$5230+$1750-$470-$510-$1680
TTS$5250+$1760-$480-$510-$1690
TT$4990+$1670-$450-$490-$1610
S5$5400+$1810-$490-$530-$1740
S4$5210+$1750-$470-$510-$1680
A4$4470+$1500-$400-$440-$1440
A6$5140+$1720-$470-$500-$1660

Brooklyn BMW Insurance

ModelsInsurance RateBayonne, NJWest New York, NJGarden City SouthGarden City Park
6 series$8930-$960-$1900-$2680-$3010
3 series$5120-$550-$1090-$1540-$1720
M series$6350-$680-$1350-$1910-$2140

Brooklyn Chevrolet Insurance

ModelsInsurance RateGreat Neck EstatesManhattanQueens CountyNavesink, NJ
Corvette$4950-$1490-$1630-$1670-$3400
Express$3620-$1090-$1190-$1220-$2490
Camaro$4170-$1250-$1370-$1400-$2870

Brooklyn Ford Insurance

ModelsInsurance RateLeonia, NJLeonardo, NJStewart ManorHighlands, NJ
Flex$3920-$600-$1210-$1460-$1720
Expedition$4050-$620-$1250-$1510-$1780
Transit$3520-$540-$1080-$1310-$1550
Fiesta$3670-$560-$1130-$1370-$1610
Focus$3890-$590-$1200-$1450-$1710
Fusion$3830-$580-$1180-$1430-$1680
Edge$3760-$570-$1160-$1400-$1650

Brooklyn Honda Insurance

ModelsInsurance RateBay ParkCarteret, NJKings CountySouth Floral Park
Accord$3880+$1360-$840-$1250-$1310
CR-Z$4080+$1430-$880-$1310-$1370
Pilot$3790+$1330-$820-$1220-$1280

Brooklyn Mazda Insurance

ModelsInsurance RateGarden City SouthHarbor IsleFranklin SquareLawrence
CX-9$3700-$1110-$1190-$1380-$2480
Mazda3i$4010-$1200-$1290-$1500-$2680
Mazda3s$4140-$1240-$1330-$1550-$2770
Mazdaspeed3$4240-$1270-$1370-$1580-$2840
Mazda6i$3810-$1140-$1230-$1420-$2550

Brooklyn Nissan Insurance

ModelsInsurance RateElmontSouth Hackensack, NJHighlands, NJNavesink, NJ
Pathfinder$3620+$1190+$820-$1590-$2490
Altima$4400+$1440+$990-$1930-$3020
Murano$3690+$1210+$830-$1620-$2540
Quest$3870+$1270+$870-$1700-$2660
Versa$3750+$1230+$850-$1650-$2580
Armada$4300+$1410+$970-$1890-$2960
Juke$3830+$1260+$860-$1680-$2630
Maxima$4450+$1460+$1000-$1950-$3060

Brooklyn Volkswagen Insurance

ModelsInsurance RateFort Lee, NJLeonardo, NJCedarhurstWeehawken, NJ
CC$4090-$1240-$1260-$2740-$2840
GTI$3910-$1190-$1200-$2620-$2720
Eos$4290-$1300-$1320-$2870-$2980

Car Insurance Agents in Brooklyn, NY

Rank Agent Name Agent Contact
1 AAA Insurance 2334 Ralph Ave, Brooklyn, NY 11234
2 A Bernard Schwartz Brokerage 8802 Flatlands Ave, Brooklyn, NY 11236
3 Abraham Fallah 8226 5th Ave, Brooklyn, NY 11209
4 Action Insurance Agency & Tax Service 357 Smith St, Brooklyn, NY 11231
5 Admiral Insurance Brokerage 6833 Shore Rd, Brooklyn, NY 11220
6 Akmal Syed 167 4th Ave, Brooklyn, NY 11217
7 Alan Wheeler 483 Atlantic Ave, Brooklyn, NY 11217
8 Albert B Liell 9004 5th Ave, Brooklyn, NY 11209
9 Alex Herskovich 1379 Coney Island Ave, Brooklyn, NY 11230
10 Alex Ilyaev 2875 W 8th St, Brooklyn, NY 11224