Cambridge, MA Auto Insurance Rates

Cambridge, MA residents can save $470 by comparing multiple quotes & reading reviews & research on Cambridge car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$841 $1,175 $1,317
Write Your Review | Cambridge, Massachusetts Auto Insurance Analysis
State Farm Auto Insurance, Cambridge, MA
$59/1 month
Car Insurance Policy Holder
  • Married 46 Years old Female licensed 23 years ago with Financed Chrysler Town & Country Touring L used for Business with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Cambridge Car Insurance Rate Comparisons

Cambridge, MA's average car insurance of $1175 differs from Winthrop Town, MA (+$345), Medford, MA (+$383), Boston, MA (+$186) and Massachusetts (+$450)

Cambridge Winthrop Town, MA Medford, MA Boston, MA Massachusetts
Median Insurance Rates $1175 +$345 +$383 +$186 +$450

Cambridge Car Insurance Savings By Neighborhood & Street Area

Cambridge Driver Street Residence & Car Locations Car Details in Cambridge Cambridge Driver Demographics Cambridge Auto Insurance Estimates Recent Cambridge Insurance Savings
East Cambridge
Monsignor Obrien Hwy2000 Buick Regal GS30 year married man$1,576$406
Sciarappa St2009 Mazda MAZDA3 i Sport18 year teenager$2,732$506
Education St2008 Ford Fusion I4 SE79 year senior$1,009$598
Gore St2009 Jeep Liberty Limited44 year man$1,323$680
Other Area
Spring Pl2011 Hyundai Sonata GLS80 year male senior$1,197$779
4th Street Pl2010 Toyota Prius \N30 year married woman$970$687
Potter St2008 Cadillac DTS Base74 year female senior$1,151$791
Cambridgeport
Porrington St2009 Chrysler 300 C HEMI18 year male teenager$3,153$397
Blanche St2013 Volkswagen Jetta S18 year female teenager$2,749$501
Osborne St2013 Honda Civic LX41 year woman$977$608

Cambridge Post DUI Car Insurance Rates

Cambridge Newton Suffolk County Everett Massachusetts
Median Post DUI Insurance Rate $2185 -$257 +$586 +$753 +$837
Male Teenager Post DUI Insurance Rate $5834 -$686 +$1565 +$2011 +$2234
Female Teenager Post DUI Insurance Rate $5070 -$597 +$1358 +$1746 +$1942

The Post DUI insurance in Cambridge, MA's is $2185 compared to Newton (-$257), Suffolk County (+$586), Everett (+$753) and Massachusetts (+$837)

In Cambridge, a male teenager with Post DUI pays $764 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Cambridge, MA would pay $5332 on auto insurance while a female teenager POST DUI would pay $4633.

Cambridge Car Insurance by Segment

Cambridge Teenagers Car Insurance Rates Comparison

7373 Cambridge Teenagers (7% of total population), 44% Male & 56% Female.

Cambridge Waltham Everett Saugus Massachusetts
All Teenagers $2914 -$268 +$1004 +$880 +$1116
Male Teenager $3137 -$289 +$1081 +$948 +$1201
Female Teenager $2726 -$251 +$939 +$823 +$1044

Cambridge teenagers pay $2914 in insurance in contrast with Waltham (-$268), Everett (+$1004), Saugus (+$880) and Massachusetts (+$1116). The difference between Male & Female teenagers in Cambridge is $411

Example

  • 2013 Dodge Journey Crew Male Teenager Insurance Rate $3,374
  • 2010 Audi A4 2.0T Premium Female Teenager Insurance Rate $3,016

Cambridge Men & Women Car Insurance

105026 Cambridge Adults (100% of total population), 49% Men & 51% Women.

Cambridge Belmont Suffolk County Medford Massachusetts
All Women $1116 +$983 +$299 +$364 +$427
Married Women $1069 +$942 +$286 +$348 +$409
All Men $1609 +$1418 +$432 +$525 +$617
Married Men $1480 +$1304 +$397 +$483 +$567

The typical insurance rate of $1609 that Cambridge Men pay varies from Belmont (+$1418), Suffolk County (+$432), Medford (+$525) and Massachusetts (+$617). In Cambridge, married men pay $411 more than married women.

Example

  • 2012 Lincoln MKZ Married Men Insurance Rate $1,430
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,406

Cambridge Senior Car Insurance

16440 Cambridge Seniors (15% of total population), 41% Senior Men & 59% Senior Women.

Cambridge Stoneham Suffolk County Medford Massachusetts
All Seniors $1104 +$136 +$296 +$360 +$423
Senior Men $1151 +$142 +$309 +$375 +$441
Senior Women $1034 +$127 +$277 +$337 +$396

Cambridge seniors pay $1104 in insurance compared to Stoneham (+$136), Suffolk County (+$296), Medford (+$360) and Massachusetts (+$423). In Cambridge, senior men pay $117 more than senior women.

Cambridge Car Insurance Discounts for Multiple Vehicles

Cambridge Population with 1 Vehicle 21941 (49% of Cambridge population), 2 Vehicles 7606 (17% of the Cambridge population) and 3 vehicles 1080 (2% of the population)

Cambridge Waltham Revere Stoneham Massachusetts
2 Vehicles $2233 -$205 +$745 +$275 +$855
3 Vehicles $3408 -$313 +$1137 +$420 +$1305
4 Vehicles $4583 -$421 +$1529 +$565 +$1755

Car Insurance Agents in Cambridge, MA

Rank Agent Name Agent Contact
1 Allston Insurance Agency 955 Massachusetts Ave, Cambridge, MA 2139
2 Central Square Insurance Agency 875 Massachusetts Ave Ste 11, Cambridge, MA 2139
3 Congress Auto Insurance Agency 10 Magazine St Ste B, Cambridge, MA 2139
4 Dudley & Borland, Ellis & Andrews Insurance 30 Brattle St, Cambridge, MA 2138
5 H Levenbaum Insurance Agency 1361 Cambridge St, Cambridge, MA 2139
6 John L Danehy Real Estate & Insurance 2294 Mass Ave, Cambridge, MA 2140
7 Neil S Lupardo Insurance Agency 519 Cambridge St, Cambridge, MA 2141
8 Ponte Insurance Agency 819 Cambridge St, Cambridge, MA 2141
9 Ribeiro-DeSousa Insurance Agency 1092 Cambridge St, Cambridge, MA 2139
10 Samuel J. Foti Insurance Agency 402 Cambridge St, Cambridge, MA 2141