Cambridge, MA Auto Insurance Rates

Cambridge, MA residents can save $470 by comparing multiple quotes & reading reviews & research on Cambridge car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$841 $1,175 $1,317

Latest Auto Insurance Reviews in Cambridge, Massachusetts


Geico
I had a different company for about 6 years, I always checked to see if I was getting the best rate. I checked in the spring and found a better rate. I switched to Gieco for the better rate. Hopefully their rate will stay low and not jump when I go to resign.
State Farm
I like that we get good driving discounts, we can add riders for single items, and our rates are reasonable.
Geico
There is an app for GEICO that you can put on your phone but I uninstalled it since I would MUCH rather have a REAL PERSON.
Progressive
I like progressive as they are simple to work with. They are also very good coverage for the value. I like they give me options for saving money.
Geico
I am concerned that the rate will continue to climb, like my previous company. I hope this is not true but I am not holding my breath.
Allstate
What I dislike is that the price is still a little higher than the low-end insurance company's, such a GEICO. I wish that All-State could lower their price just a little bit. However, I understand that you get what you pay for. So I have no real complaints.
Write Your Review | Cambridge, Massachusetts Auto Insurance Analysis
State Farm Auto Insurance, Cambridge, MA
$59/1 month
Car Insurance Policy Holder
  • Married 46 Years old Female licensed 23 years ago with Financed Chrysler Town & Country Touring L used for Business with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Cambridge Car Insurance Rate Comparisons

Cambridge, MA's average car insurance of $1175 differs from Winthrop Town, MA (+$345), Medford, MA (+$383), Boston, MA (+$186) and Massachusetts (+$450)

Cambridge Winthrop Town, MA Medford, MA Boston, MA Massachusetts
Median Insurance Rates $1175 +$345 +$383 +$186 +$450

Cambridge Car Insurance Savings By Neighborhood & Street Area

Cambridge Driver Street Residence & Car Locations Car Details in Cambridge Cambridge Driver Demographics Cambridge Auto Insurance Estimates Recent Cambridge Insurance Savings
East Cambridge
Monsignor Obrien Hwy2000 Buick Regal GS30 year married man$1,576$406
Sciarappa St2009 Mazda MAZDA3 i Sport18 year teenager$2,732$506
Education St2008 Ford Fusion I4 SE79 year senior$1,009$598
Gore St2009 Jeep Liberty Limited44 year man$1,323$680
Other Area
Spring Pl2011 Hyundai Sonata GLS80 year male senior$1,197$779
4th Street Pl2010 Toyota Prius \N30 year married woman$970$687
Potter St2008 Cadillac DTS Base74 year female senior$1,151$791
Cambridgeport
Porrington St2009 Chrysler 300 C HEMI18 year male teenager$3,153$397
Blanche St2013 Volkswagen Jetta S18 year female teenager$2,749$501
Osborne St2013 Honda Civic LX41 year woman$977$608

Cambridge Post DUI Car Insurance Rates

Cambridge Newton Suffolk County Everett Massachusetts
Median Post DUI Insurance Rate $2185 -$257 +$586 +$753 +$837
Male Teenager Post DUI Insurance Rate $5834 -$686 +$1565 +$2011 +$2234
Female Teenager Post DUI Insurance Rate $5070 -$597 +$1358 +$1746 +$1942

The Post DUI insurance in Cambridge, MA's is $2185 compared to Newton (-$257), Suffolk County (+$586), Everett (+$753) and Massachusetts (+$837)

In Cambridge, a male teenager with Post DUI pays $764 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Cambridge, MA would pay $5332 on auto insurance while a female teenager POST DUI would pay $4633.

Cambridge Car Insurance by Segment

Cambridge Teenagers Car Insurance Rates Comparison

7373 Cambridge Teenagers (7% of total population), 44% Male & 56% Female.

Cambridge Waltham Everett Saugus Massachusetts
All Teenagers $2914 -$268 +$1004 +$880 +$1116
Male Teenager $3137 -$289 +$1081 +$948 +$1201
Female Teenager $2726 -$251 +$939 +$823 +$1044

Cambridge teenagers pay $2914 in insurance in contrast with Waltham (-$268), Everett (+$1004), Saugus (+$880) and Massachusetts (+$1116). The difference between Male & Female teenagers in Cambridge is $411

Example

  • 2013 Dodge Journey Crew Male Teenager Insurance Rate $3,374
  • 2010 Audi A4 2.0T Premium Female Teenager Insurance Rate $3,016

Cambridge Men & Women Car Insurance

105026 Cambridge Adults (100% of total population), 49% Men & 51% Women.

Cambridge Belmont Suffolk County Medford Massachusetts
All Women $1116 +$983 +$299 +$364 +$427
Married Women $1069 +$942 +$286 +$348 +$409
All Men $1609 +$1418 +$432 +$525 +$617
Married Men $1480 +$1304 +$397 +$483 +$567

The typical insurance rate of $1609 that Cambridge Men pay varies from Belmont (+$1418), Suffolk County (+$432), Medford (+$525) and Massachusetts (+$617). In Cambridge, married men pay $411 more than married women.

Example

  • 2012 Lincoln MKZ Married Men Insurance Rate $1,430
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,406

Cambridge Senior Car Insurance

16440 Cambridge Seniors (15% of total population), 41% Senior Men & 59% Senior Women.

Cambridge Stoneham Suffolk County Medford Massachusetts
All Seniors $1104 +$136 +$296 +$360 +$423
Senior Men $1151 +$142 +$309 +$375 +$441
Senior Women $1034 +$127 +$277 +$337 +$396

Cambridge seniors pay $1104 in insurance compared to Stoneham (+$136), Suffolk County (+$296), Medford (+$360) and Massachusetts (+$423). In Cambridge, senior men pay $117 more than senior women.

Cambridge Car Insurance Discounts for Multiple Vehicles

Cambridge Population with 1 Vehicle 21941 (49% of Cambridge population), 2 Vehicles 7606 (17% of the Cambridge population) and 3 vehicles 1080 (2% of the population)

Cambridge Waltham Revere Stoneham Massachusetts
2 Vehicles $2233 -$205 +$745 +$275 +$855
3 Vehicles $3408 -$313 +$1137 +$420 +$1305
4 Vehicles $4583 -$421 +$1529 +$565 +$1755

Car Insurance Agents in Cambridge, MA

Rank Agent Name Agent Contact
1 Allston Insurance Agency 955 Massachusetts Ave, Cambridge, MA 2139
2 Central Square Insurance Agency 875 Massachusetts Ave Ste 11, Cambridge, MA 2139
3 Congress Auto Insurance Agency 10 Magazine St Ste B, Cambridge, MA 2139
4 Dudley & Borland, Ellis & Andrews Insurance 30 Brattle St, Cambridge, MA 2138
5 H Levenbaum Insurance Agency 1361 Cambridge St, Cambridge, MA 2139
6 John L Danehy Real Estate & Insurance 2294 Mass Ave, Cambridge, MA 2140
7 Neil S Lupardo Insurance Agency 519 Cambridge St, Cambridge, MA 2141
8 Ponte Insurance Agency 819 Cambridge St, Cambridge, MA 2141
9 Ribeiro-DeSousa Insurance Agency 1092 Cambridge St, Cambridge, MA 2139
10 Samuel J. Foti Insurance Agency 402 Cambridge St, Cambridge, MA 2141