Champaign, IL Auto Insurance Rates

Champaign, IL residents can save $350 by comparing multiple quotes & reading reviews & research on Champaign car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$636 $869 $1,195
Write Your Review | Champaign, Illinois Auto Insurance Analysis
California Casualty, Champaign, IL
$49/1 month
Car Insurance Policy Holder
  • Married 33 Years old Male licensed 13 years ago with Own Ford Explorer Limited used for Business with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Champaign, IL
$55/1 month
Car Insurance Policy Holder
  • Single 20 Years old Male licensed 3 years ago with Own GMC Sierra 1500 Work Truck used for Business with estimated annual mileage of 12,001 - 15,000.
  • Bachelors, pursuing Graduate Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Erie Insurance Group, Champaign, IL
$60/1 month
Car Insurance Policy Holder
  • Married 31 Years old Male licensed 16 years ago with Financed Porsche, 911 Carrera, 2 Door Cabriolet used for Business with estimated annual mileage of 12,001 - 15,000.
  • Associate & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Champaign, IL
$616/12 months
Car Insurance Policy Holder
  • Married 34 Years old Male licensed 14 years ago with Financed Chrysler, 200 Limited, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $500K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 300 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Champaign, IL
$864/12 months
Car Insurance Policy Holder
  • Single 22 Years old Male licensed 6 years ago with Own Chevrolet, Corvette GS, 2 Door Convertible used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
American Family Insurance, Champaign, IL
$567/12 months
Car Insurance Policy Holder
  • Divorced 37 Years old Male licensed 4 years ago with Leased Kia, Sportage EX, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Champaign Car Insurance Rate Comparisons

Champaign, IL's average car insurance of $869 differs from Sidney, IL (+$841), Somer, IL (+$711), St. Joseph, IL (+$651) and Illinois (+$453)

Champaign Sidney, IL Somer, IL St. Joseph, IL Illinois
Median Insurance Rates $869 +$841 +$711 +$651 +$453

Champaign Car Insurance Savings By Neighborhood & Street Area

Champaign Driver Street Residence & Car Locations Car Details in Champaign Champaign Driver Demographics Champaign Auto Insurance Estimates Recent Champaign Insurance Savings
Wilbur Heights
Hedge Ct2008 Mazda MAZDA3 i Sport45 year married woman$667$584
Thomas Dr2008 Ford Fusion I4 SE62 year male senior$1,100$816
Kenwood
Sadler Dr2007 Buick LaCrosse CXS17 year male teenager$2,692$548
Mulberry Ct2006 Chrysler 300 C34 year woman$692$469
Other Area
Flora Ct2008 Cadillac DTS 36 year married man$1,457$356
N Country Fair Dr2008 Jeep Liberty Sport17 year teenager$2,335$795
Rising
Katie Lynn Dr2013 Volkswagen Jetta S51 year man$1,362$936
Clearwater Dr2009 Audi A4 2.0T82 year female senior$1,333$646
Staley
Blackhawk Pt2013 Honda Civic LX74 year senior$1,013$597
Prairiewest Dr2012 Lincoln MKZ Base16 year female teenager$2,689$524

Champaign Post DUI Car Insurance Rates

Champaign Sidney White Heath Philo Illinois
Median Post DUI Insurance Rate $1616 +$1564 +$1769 +$1211 +$842
Male Teenager Post DUI Insurance Rate $6059 +$5867 +$6635 +$4543 +$3161
Female Teenager Post DUI Insurance Rate $5107 +$4942 +$5589 +$3826 +$2662

The Post DUI insurance in Champaign, IL's is $1616 compared to Sidney (+$1564), White Heath (+$1769), Philo (+$1211) and Illinois (+$842)

In Champaign, a male teenager with Post DUI pays $952 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick LaCrosse CXS in Champaign, IL would pay $5007 on auto insurance while a female teenager POST DUI would pay $4218.

Champaign Car Insurance by Segment

Champaign Teenagers Car Insurance Rates Comparison

10577 Champaign Teenagers (13% of total population), 56% Male & 44% Female.

Champaign Bondville Somer Sangamon Illinois
All Teenagers $2980 +$3331 +$2439 +$1067 +$1554
Male Teenager $3258 +$3642 +$2667 +$1167 +$1699
Female Teenager $2746 +$3068 +$2246 +$982 +$1431

Champaign teenagers pay $2980 in insurance in contrast with Bondville (+$3331), Somer (+$2439), Sangamon (+$1067) and Illinois (+$1554). The difference between Male & Female teenagers in Champaign is $512

Example

  • 2013 Nissan Rogue SV w/SL Package Male Teenager Insurance Rate $2,936
  • 2014 Toyota Prius Two Female Teenager Insurance Rate $2,354

Champaign Men & Women Car Insurance

81083 Champaign Adults (100% of total population), 51% Men & 49% Women.

Champaign Cunningham Champaign County Philo Illinois
All Women $816 +$688 +$697 +$612 +$426
Married Women $764 +$644 +$652 +$573 +$399
All Men $1512 +$1272 +$1289 +$1132 +$788
Married Men $1312 +$1104 +$1119 +$983 +$684

The typical insurance rate of $1512 that Champaign Men pay varies from Cunningham (+$1272), Champaign County (+$1289), Philo (+$1132) and Illinois (+$788). In Champaign, married men pay $548 more than married women.

Example

  • 2005 Chevrolet Silverado 2500HD Work Truck Married Men Insurance Rate $1,094
  • 2013 Dodge Journey Crew Married Women Insurance Rate $1,153

Champaign Senior Car Insurance

9597 Champaign Seniors (11% of total population), 44% Senior Men & 56% Senior Women.

Champaign White Heath Sidney St. Joseph Illinois
All Seniors $1233 +$1351 +$1195 +$925 +$644
Senior Men $1260 +$1379 +$1219 +$944 +$656
Senior Women $1225 +$1341 +$1186 +$918 +$639

Champaign seniors pay $1233 in insurance compared to White Heath (+$1351), Sidney (+$1195), St. Joseph (+$925) and Illinois (+$644). In Champaign, senior men pay $35 more than senior women.

Champaign Car Insurance Discounts for Multiple Vehicles

Champaign Population with 1 Vehicle 13740 (43% of Champaign population), 2 Vehicles 10705 (33% of the Champaign population) and 3 vehicles 2784 (9% of the population)

Champaign Urbana Sangamon St. Joseph Illinois
2 Vehicles $1652 -$4 +$590 +$1236 +$860
3 Vehicles $2521 -$6 +$901 +$1887 +$1313
4 Vehicles $3390 -$8 +$1212 +$2538 +$1766

Car Insurance Agents in Champaign, IL

Rank Agent Name Agent Contact
1 AAA Insurance 1610 S Neil St, Champaign, IL 61820
2 Allsure Services 701 Devonshire Dr Ste 203b, Champaign, IL 61820
3 Behnke & Company One E Main Street, Champaign, IL 61820
4 Brad L Shipp 602 N Country Fair Dr Ste B, Champaign, IL 61821
5 Bret Kroencke 1207 S Mattis Ave Ste 2, Champaign, IL 61821
6 Brian Lowry 801 N Country Fair Dr Ste C, Champaign, IL 61821
7 Brya Insurance Agency 2002 S Neil St, Champaign, IL 61820
8 Bud Myers Insurance 211 W Springfield Ave, Champaign, IL 61820
9 Cathy Hall & Associates 711 S Neil St, Champaign, IL 61820
10 Champaign General Agency 44 E Main St Ste 210, Champaign, IL 61820