Champaign, IL Auto Insurance Rates

Champaign, IL residents can save $350 by comparing multiple quotes & reading reviews & research on Champaign car insurance rates, quotes, agents & coverage.

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$636 $869 $1,195

Latest Auto Insurance Reviews in Champaign, Illinois


Geico
I am satisfied with this premium compared to other insurance companies because it offers me more discounts. It offers me some discounts based on my driving history and affiliation with a professional organization.
State Farm
This company has the best deal for me. The payments are easy and the other ones do not offer this same coverage.
Geico
Premium figures have been really well with Geico. I chose a higher premium to keep monthly figures down to help with my monthly budgets
Geico
The company I am currently with a beat all other rates, so I switched to it. It is a decent amount cheaper, I am happy with it so far.
Aaa
AAA is pretty standard and doesn't offer anything special beyond bundling discounts.
Aaa
This company offers no frills, just the basics.
Aaa
Customer support is good other than the fact that each department has its own customer service lines so if you have multiple questions you have to call multiple lines.
State Farm
My personal agent has a very large phone-tree if you call him, and sometimes emails can get lost in the shuffle. Once he is aware of the problem though, everything is handled well. For collisions sent through the website, everything was very prompt.
Geico
I love the fact that I am able to quickly get someone on the phone. Seems almost like you have your own personal agent to deal with your insurance. They have online payments as well as phone payments. I am also allowed to have other people call on my behalf and pay my bill for me. Overall a very good company.
Aaa
I think the customer service people are overworked and have too many cases to deal with so you don't really get personal service.
Geico
I like this company because they are the cheapest option and they give me some good discounts. They are a good one to stick with, at least for now.
Allstate
They are responsive, easy to get in touch with and offer rates and terms that I am satisfied with. I have had the same agent for more than a decade, so consistency and reliability is also a big factor in staying with this company.
Aaa
This company doesn't go to bat for their customers. They basically just hope you will pay for everything and will go away.
State Farm
I still think my premium could be lower. I think they could offer some better discounts. I wish my agent had more flexibility but she has to mostly stick to the rates that the company provides for her to give.
Geico
I hear that it takes them a long time to pay claims so I worry that if I ever need to file that it will take a while for them to pay. I also do not like that they do not have a local office.
Aaa
I recently had to pay $500 to get my car repaired after someone hit my car, and I am really unhappy about it. I don't feel like the company tried to get my claim resolved in a fair way at all.
Write Your Review | Champaign, Illinois Auto Insurance Analysis
California Casualty, Champaign, IL
$49/1 month
Car Insurance Policy Holder
  • Married 33 Years old Male licensed 13 years ago with Own Ford Explorer Limited used for Business with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Champaign, IL
$55/1 month
Car Insurance Policy Holder
  • Single 20 Years old Male licensed 3 years ago with Own GMC Sierra 1500 Work Truck used for Business with estimated annual mileage of 12,001 - 15,000.
  • Bachelors, pursuing Graduate Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Erie Insurance Group, Champaign, IL
$60/1 month
Car Insurance Policy Holder
  • Married 31 Years old Male licensed 16 years ago with Financed Porsche, 911 Carrera, 2 Door Cabriolet used for Business with estimated annual mileage of 12,001 - 15,000.
  • Associate & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Champaign, IL
$616/12 months
Car Insurance Policy Holder
  • Married 34 Years old Male licensed 14 years ago with Financed Chrysler, 200 Limited, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $500K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 300 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Champaign, IL
$864/12 months
Car Insurance Policy Holder
  • Single 22 Years old Male licensed 6 years ago with Own Chevrolet, Corvette GS, 2 Door Convertible used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
American Family Insurance, Champaign, IL
$567/12 months
Car Insurance Policy Holder
  • Divorced 37 Years old Male licensed 4 years ago with Leased Kia, Sportage EX, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
21st Century Insurance, Champaign, IL
$1,211/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Mazda, Mazda3s Grand Touring, 5 Door Hatchback used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Less than High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 100 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
American Family Insurance, Champaign, IL
$564/12 months
Car Insurance Policy Holder
  • Married 36 Years old Male licensed 4 years ago with Financed Ford, Edge SEL, 4 Door 2WD Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 500 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Champaign Car Insurance Rate Comparisons

Champaign, IL's average car insurance of $869 differs from Sidney, IL (+$841), Somer, IL (+$711), St. Joseph, IL (+$651) and Illinois (+$453)

Champaign Sidney, IL Somer, IL St. Joseph, IL Illinois
Median Insurance Rates $869 +$841 +$711 +$651 +$453

Champaign Car Insurance Savings By Neighborhood & Street Area

Champaign Driver Street Residence & Car Locations Car Details in Champaign Champaign Driver Demographics Champaign Auto Insurance Estimates Recent Champaign Insurance Savings
Wilbur Heights
Hedge Ct2008 Mazda MAZDA3 i Sport45 year married woman$667$584
Thomas Dr2008 Ford Fusion I4 SE62 year male senior$1,100$816
Kenwood
Sadler Dr2007 Buick LaCrosse CXS17 year male teenager$2,692$548
Mulberry Ct2006 Chrysler 300 C34 year woman$692$469
Other Area
Flora Ct2008 Cadillac DTS 36 year married man$1,457$356
N Country Fair Dr2008 Jeep Liberty Sport17 year teenager$2,335$795
Rising
Katie Lynn Dr2013 Volkswagen Jetta S51 year man$1,362$936
Clearwater Dr2009 Audi A4 2.0T82 year female senior$1,333$646
Staley
Blackhawk Pt2013 Honda Civic LX74 year senior$1,013$597
Prairiewest Dr2012 Lincoln MKZ Base16 year female teenager$2,689$524

Champaign Post DUI Car Insurance Rates

Champaign Sidney White Heath Philo Illinois
Median Post DUI Insurance Rate $1616 +$1564 +$1769 +$1211 +$842
Male Teenager Post DUI Insurance Rate $6059 +$5867 +$6635 +$4543 +$3161
Female Teenager Post DUI Insurance Rate $5107 +$4942 +$5589 +$3826 +$2662

The Post DUI insurance in Champaign, IL's is $1616 compared to Sidney (+$1564), White Heath (+$1769), Philo (+$1211) and Illinois (+$842)

In Champaign, a male teenager with Post DUI pays $952 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick LaCrosse CXS in Champaign, IL would pay $5007 on auto insurance while a female teenager POST DUI would pay $4218.

Champaign Car Insurance by Segment

Champaign Teenagers Car Insurance Rates Comparison

10577 Champaign Teenagers (13% of total population), 56% Male & 44% Female.

Champaign Bondville Somer Sangamon Illinois
All Teenagers $2980 +$3331 +$2439 +$1067 +$1554
Male Teenager $3258 +$3642 +$2667 +$1167 +$1699
Female Teenager $2746 +$3068 +$2246 +$982 +$1431

Champaign teenagers pay $2980 in insurance in contrast with Bondville (+$3331), Somer (+$2439), Sangamon (+$1067) and Illinois (+$1554). The difference between Male & Female teenagers in Champaign is $512

Example

  • 2013 Nissan Rogue SV w/SL Package Male Teenager Insurance Rate $2,936
  • 2014 Toyota Prius Two Female Teenager Insurance Rate $2,354

Champaign Men & Women Car Insurance

81083 Champaign Adults (100% of total population), 51% Men & 49% Women.

Champaign Cunningham Champaign County Philo Illinois
All Women $816 +$688 +$697 +$612 +$426
Married Women $764 +$644 +$652 +$573 +$399
All Men $1512 +$1272 +$1289 +$1132 +$788
Married Men $1312 +$1104 +$1119 +$983 +$684

The typical insurance rate of $1512 that Champaign Men pay varies from Cunningham (+$1272), Champaign County (+$1289), Philo (+$1132) and Illinois (+$788). In Champaign, married men pay $548 more than married women.

Example

  • 2005 Chevrolet Silverado 2500HD Work Truck Married Men Insurance Rate $1,094
  • 2013 Dodge Journey Crew Married Women Insurance Rate $1,153

Champaign Senior Car Insurance

9597 Champaign Seniors (11% of total population), 44% Senior Men & 56% Senior Women.

Champaign White Heath Sidney St. Joseph Illinois
All Seniors $1233 +$1351 +$1195 +$925 +$644
Senior Men $1260 +$1379 +$1219 +$944 +$656
Senior Women $1225 +$1341 +$1186 +$918 +$639

Champaign seniors pay $1233 in insurance compared to White Heath (+$1351), Sidney (+$1195), St. Joseph (+$925) and Illinois (+$644). In Champaign, senior men pay $35 more than senior women.

Champaign Car Insurance Discounts for Multiple Vehicles

Champaign Population with 1 Vehicle 13740 (43% of Champaign population), 2 Vehicles 10705 (33% of the Champaign population) and 3 vehicles 2784 (9% of the population)

Champaign Urbana Sangamon St. Joseph Illinois
2 Vehicles $1652 -$4 +$590 +$1236 +$860
3 Vehicles $2521 -$6 +$901 +$1887 +$1313
4 Vehicles $3390 -$8 +$1212 +$2538 +$1766

Car Insurance Agents in Champaign, IL

Rank Agent Name Agent Contact
1 AAA Insurance 1610 S Neil St, Champaign, IL 61820
2 Allsure Services 701 Devonshire Dr Ste 203b, Champaign, IL 61820
3 Behnke & Company One E Main Street, Champaign, IL 61820
4 Brad L Shipp 602 N Country Fair Dr Ste B, Champaign, IL 61821
5 Bret Kroencke 1207 S Mattis Ave Ste 2, Champaign, IL 61821
6 Brian Lowry 801 N Country Fair Dr Ste C, Champaign, IL 61821
7 Brya Insurance Agency 2002 S Neil St, Champaign, IL 61820
8 Bud Myers Insurance 211 W Springfield Ave, Champaign, IL 61820
9 Cathy Hall & Associates 711 S Neil St, Champaign, IL 61820
10 Champaign General Agency 44 E Main St Ste 210, Champaign, IL 61820