Chapel Hill, NC Auto Insurance Rates

Chapel Hill, NC residents can save $360 by comparing multiple quotes & reading reviews & research on Chapel Hill car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$651 $905 $1,141
Write Your Review | Chapel Hill, North Carolina Auto Insurance Analysis
Chubb Group Of Insurance, Chapel Hill, NC
$98/1 month
Car Insurance Policy Holder
  • Married 26 Years old Male licensed 5 years ago with Financed Buick Lacrosse Leather used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Liberty Mutual, Chapel Hill, NC
$55/1 month
Car Insurance Policy Holder
  • Single 72 Years old Male licensed 19 years ago with Own BMW Z4 35is sDRIVE used for Business with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Nationwide Insurance, Chapel Hill, NC
$72/1 month
Car Insurance Policy Holder
  • Divorced 55 Years old Female licensed 10 years ago with Own Ford, Explorer, 4 Door Utility 2WD used for Business with estimated annual mileage of 20001.
  • Associate, pursuing Bachelors Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
California Casualty, Chapel Hill, NC
$560/12 months
Car Insurance Policy Holder
  • Married 29 Years old Female licensed 10 years ago with Own Chevrolet, Equinox LTZ AWD, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Vocational & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Chapel Hill, NC
$834/12 months
Car Insurance Policy Holder
  • Single 49 Years old Male licensed 13 years ago with Financed Toyota, 4Runner SR5, 4WD 4 Door Utility used for Business with estimated annual mileage of 12,001 - 15,000.
  • Bachelors & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Chapel Hill Car Insurance Rate Comparisons

Chapel Hill, NC's average car insurance of $905 differs from Durham, NC (+$84), Pittsboro, NC (-$15), Baldwin, NC (+$525) and North Carolina (+$180)

Chapel Hill Durham, NC Pittsboro, NC Baldwin, NC North Carolina
Median Insurance Rates $905 +$84 -$15 +$525 +$180

Chapel Hill Car Insurance Savings By Neighborhood & Street Area

Chapel Hill Driver Street Residence & Car Locations Car Details in Chapel Hill Chapel Hill Driver Demographics Chapel Hill Auto Insurance Estimates Recent Chapel Hill Insurance Savings
Ironwoods
Canton Ct2005 Buick LaCrosse CXS72 year senior$1,041$402
William White Ct2007 Mazda 3 I17 year female teenager$2,114$954
Lake Ellen
Seminole Dr2009 Ford Fusion SE45 year married woman$762$852
Indian Trail Rd2008 Jeep Liberty Sport17 year male teenager$2,209$742
High Park
McCauley St2006 Cadillac DTS \N37 year woman$1,010$540
Whitehead Cir2009 Volkswagen Routan SEL50 year married man$1,188$414
Rangewood
Welcome Dr2005 Chevrolet Silverado K2500 Heavy Duty34 year man$1,147$707
Sabre Ct2007 Chrysler 300 C69 year female senior$1,073$368
Flying Elephant Ranch
State Rd 11442013 Hyundai Sonata GLS19 year teenager$2,342$484
State Rd 11452013 Honda Civic LX81 year male senior$967$312

Chapel Hill Post DUI Car Insurance Rates

Chapel Hill Durham County Efland Morrisville North Carolina
Median Post DUI Insurance Rate $1683 -$9 +$958 +$65 +$335
Male Teenager Post DUI Insurance Rate $4780 -$26 +$2719 +$184 +$950
Female Teenager Post DUI Insurance Rate $4157 -$23 +$2366 +$160 +$825

The Post DUI insurance in Chapel Hill, NC's is $1683 compared to Durham County (-$9), Efland (+$958), Morrisville (+$65) and North Carolina (+$335)

In Chapel Hill, a male teenager with Post DUI pays $623 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Chapel Hill, NC would pay $4424 on auto insurance while a female teenager POST DUI would pay $3848.

Chapel Hill Car Insurance by Segment

Chapel Hill Teenagers Car Insurance Rates Comparison

10982 Chapel Hill Teenagers (12% of total population), 48% Male & 52% Female.

Chapel Hill Baldwin Mebane Bingham North Carolina
All Teenagers $2353 +$1365 -$190 +$1417 +$468
Male Teenager $2570 +$1491 -$208 +$1548 +$511
Female Teenager $2235 +$1297 -$180 +$1346 +$444

Chapel Hill teenagers pay $2353 in insurance in contrast with Baldwin (+$1365), Mebane (-$190), Bingham (+$1417) and North Carolina (+$468). The difference between Male & Female teenagers in Chapel Hill is $335

Example

  • 2012 Dodge Journey Crew Male Teenager Insurance Rate $2,556
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $2,104

Chapel Hill Men & Women Car Insurance

88923 Chapel Hill Adults (100% of total population), 47% Men & 53% Women.

Chapel Hill Orange County Bingham Efland North Carolina
All Women $877 +$529 +$529 +$500 +$175
Married Women $823 +$496 +$496 +$469 +$164
All Men $1230 +$742 +$742 +$701 +$245
Married Men $1212 +$731 +$731 +$690 +$241

The typical insurance rate of $1230 that Chapel Hill Men pay varies from Orange County (+$742), Bingham (+$742), Efland (+$701) and North Carolina (+$245). In Chapel Hill, married men pay $389 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,116
  • 2012 GMC Terrain SLT-2 Married Women Insurance Rate $1,113

Chapel Hill Senior Car Insurance

11231 Chapel Hill Seniors (12% of total population), 43% Senior Men & 57% Senior Women.

Chapel Hill Cedar Fork Baldwin Fearrington Village North Carolina
All Seniors $1104 +$665 +$640 +$640 +$219
Senior Men $1104 +$665 +$640 +$640 +$219
Senior Women $1122 +$676 +$651 +$651 +$223

Chapel Hill seniors pay $1104 in insurance compared to Cedar Fork (+$665), Baldwin (+$640), Fearrington Village (+$640) and North Carolina (+$219). In Chapel Hill, senior men pay $18 less than senior women.

Chapel Hill Car Insurance Discounts for Multiple Vehicles

Chapel Hill Population with 1 Vehicle 12472 (38% of Chapel Hill population), 2 Vehicles 12067 (36% of the Chapel Hill population) and 3 vehicles 4019 (12% of the population)

Chapel Hill Durham County Orange County Lebanon North Carolina
2 Vehicles $1720 -$10 +$1035 -$143 +$342
3 Vehicles $2625 -$15 +$1580 -$218 +$522
4 Vehicles $3530 -$20 +$2125 -$293 +$702