Chapel Hill, NC Auto Insurance Rates

Chapel Hill, NC residents can save $360 by comparing multiple quotes & reading reviews & research on Chapel Hill car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$651 $905 $1,141

Latest Auto Insurance Reviews in Chapel Hill, North Carolina


Progressive
When I have shopped around it seems like we really are getting the best rate by buying the insurance from Progressive directly.
State Farm
I think my insurance provider has the standard policy offerings that others offer
Geico
Pretty typical for full coverage insurance.
State Farm
this place has a cheaper policy and they are easier to work with.
Geico
The company is very responsive to my needs and professional to boot. I am satisfied with them in this regard.
State Farm
They are a large national company so I know they are not going to go under. My agent is very skilled and accessible. They have a good website. It is easy to make changes to my plan if I want to.
State Farm
I like the friendliness and helpfulness of the agents, and I really benefit from the low premiums. Affordable and friendly makes this provider overall satisfactory to me personally.
State Farm
Overall I like the options for policies and for discounts. Our agent is friendly and close by, easily accessible if we need to talk to her. The company's app makes it easy to file claims.
State Farm
I like that I feel like I get personal service, I also like that I feel very covered and that my deductible is fairly low compared to many other plans.
Geico
Everything was wonderful. It was a very positive experience.
Geico
I dislike the cost of my insurance. I think I pay way too much. I also wish I could change my rental coverage. I have an SUV so if something happens that class of car is very expensive to rent and would pay more of a premium if I could have higher rental coverage.
Write Your Review | Chapel Hill, North Carolina Auto Insurance Analysis
Chubb Group Of Insurance, Chapel Hill, NC
$98/1 month
Car Insurance Policy Holder
  • Married 26 Years old Male licensed 5 years ago with Financed Buick Lacrosse Leather used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Liberty Mutual, Chapel Hill, NC
$55/1 month
Car Insurance Policy Holder
  • Single 72 Years old Male licensed 19 years ago with Own BMW Z4 35is sDRIVE used for Business with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Nationwide Insurance, Chapel Hill, NC
$72/1 month
Car Insurance Policy Holder
  • Divorced 55 Years old Female licensed 10 years ago with Own Ford, Explorer, 4 Door Utility 2WD used for Business with estimated annual mileage of 20001.
  • Associate, pursuing Bachelors Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
California Casualty, Chapel Hill, NC
$560/12 months
Car Insurance Policy Holder
  • Married 29 Years old Female licensed 10 years ago with Own Chevrolet, Equinox LTZ AWD, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Vocational & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Chapel Hill, NC
$834/12 months
Car Insurance Policy Holder
  • Single 49 Years old Male licensed 13 years ago with Financed Toyota, 4Runner SR5, 4WD 4 Door Utility used for Business with estimated annual mileage of 12,001 - 15,000.
  • Bachelors & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Nationwide Insurance, Chapel Hill, NC
$599/12 months
Car Insurance Policy Holder
  • Married 33 Years old Female licensed 17 years ago with Financed Toyota, Prius c, 4 Door Hatchback Hybrid used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School & Full Time Job.
  • accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 300 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Hartford, Chapel Hill, NC
$566/12 months
Car Insurance Policy Holder
  • Married 52 Years old Female licensed 34 years ago with Financed Honda, Accord LX, 2 Door Coupe Manual Trans used for Business with estimated annual mileage of 6,001 - 7,500.
  • Associate & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage
Liberty Mutual, Chapel Hill, NC
$1,080/12 months
Car Insurance Policy Holder
  • Single 43 Years old Female licensed 11 years ago with Leased Porsche, Panamera S, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 300 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Chapel Hill Car Insurance Rate Comparisons

Chapel Hill, NC's average car insurance of $905 differs from Durham, NC (+$84), Pittsboro, NC (-$15), Baldwin, NC (+$525) and North Carolina (+$180)

Chapel Hill Durham, NC Pittsboro, NC Baldwin, NC North Carolina
Median Insurance Rates $905 +$84 -$15 +$525 +$180

Chapel Hill Car Insurance Savings By Neighborhood & Street Area

Chapel Hill Driver Street Residence & Car Locations Car Details in Chapel Hill Chapel Hill Driver Demographics Chapel Hill Auto Insurance Estimates Recent Chapel Hill Insurance Savings
Ironwoods
Canton Ct2005 Buick LaCrosse CXS72 year senior$1,041$402
William White Ct2007 Mazda 3 I17 year female teenager$2,114$954
Lake Ellen
Seminole Dr2009 Ford Fusion SE45 year married woman$762$852
Indian Trail Rd2008 Jeep Liberty Sport17 year male teenager$2,209$742
High Park
McCauley St2006 Cadillac DTS \N37 year woman$1,010$540
Whitehead Cir2009 Volkswagen Routan SEL50 year married man$1,188$414
Rangewood
Welcome Dr2005 Chevrolet Silverado K2500 Heavy Duty34 year man$1,147$707
Sabre Ct2007 Chrysler 300 C69 year female senior$1,073$368
Flying Elephant Ranch
State Rd 11442013 Hyundai Sonata GLS19 year teenager$2,342$484
State Rd 11452013 Honda Civic LX81 year male senior$967$312

Chapel Hill Post DUI Car Insurance Rates

Chapel Hill Durham County Efland Morrisville North Carolina
Median Post DUI Insurance Rate $1683 -$9 +$958 +$65 +$335
Male Teenager Post DUI Insurance Rate $4780 -$26 +$2719 +$184 +$950
Female Teenager Post DUI Insurance Rate $4157 -$23 +$2366 +$160 +$825

The Post DUI insurance in Chapel Hill, NC's is $1683 compared to Durham County (-$9), Efland (+$958), Morrisville (+$65) and North Carolina (+$335)

In Chapel Hill, a male teenager with Post DUI pays $623 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Chapel Hill, NC would pay $4424 on auto insurance while a female teenager POST DUI would pay $3848.

Chapel Hill Car Insurance by Segment

Chapel Hill Teenagers Car Insurance Rates Comparison

10982 Chapel Hill Teenagers (12% of total population), 48% Male & 52% Female.

Chapel Hill Baldwin Mebane Bingham North Carolina
All Teenagers $2353 +$1365 -$190 +$1417 +$468
Male Teenager $2570 +$1491 -$208 +$1548 +$511
Female Teenager $2235 +$1297 -$180 +$1346 +$444

Chapel Hill teenagers pay $2353 in insurance in contrast with Baldwin (+$1365), Mebane (-$190), Bingham (+$1417) and North Carolina (+$468). The difference between Male & Female teenagers in Chapel Hill is $335

Example

  • 2012 Dodge Journey Crew Male Teenager Insurance Rate $2,556
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $2,104

Chapel Hill Men & Women Car Insurance

88923 Chapel Hill Adults (100% of total population), 47% Men & 53% Women.

Chapel Hill Orange County Bingham Efland North Carolina
All Women $877 +$529 +$529 +$500 +$175
Married Women $823 +$496 +$496 +$469 +$164
All Men $1230 +$742 +$742 +$701 +$245
Married Men $1212 +$731 +$731 +$690 +$241

The typical insurance rate of $1230 that Chapel Hill Men pay varies from Orange County (+$742), Bingham (+$742), Efland (+$701) and North Carolina (+$245). In Chapel Hill, married men pay $389 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,116
  • 2012 GMC Terrain SLT-2 Married Women Insurance Rate $1,113

Chapel Hill Senior Car Insurance

11231 Chapel Hill Seniors (12% of total population), 43% Senior Men & 57% Senior Women.

Chapel Hill Cedar Fork Baldwin Fearrington Village North Carolina
All Seniors $1104 +$665 +$640 +$640 +$219
Senior Men $1104 +$665 +$640 +$640 +$219
Senior Women $1122 +$676 +$651 +$651 +$223

Chapel Hill seniors pay $1104 in insurance compared to Cedar Fork (+$665), Baldwin (+$640), Fearrington Village (+$640) and North Carolina (+$219). In Chapel Hill, senior men pay $18 less than senior women.

Chapel Hill Car Insurance Discounts for Multiple Vehicles

Chapel Hill Population with 1 Vehicle 12472 (38% of Chapel Hill population), 2 Vehicles 12067 (36% of the Chapel Hill population) and 3 vehicles 4019 (12% of the population)

Chapel Hill Durham County Orange County Lebanon North Carolina
2 Vehicles $1720 -$10 +$1035 -$143 +$342
3 Vehicles $2625 -$15 +$1580 -$218 +$522
4 Vehicles $3530 -$20 +$2125 -$293 +$702