Charleston, SC Auto Insurance Rates

Charleston, SC residents can save $410 by comparing multiple quotes & reading reviews & research on Charleston car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$643 $1,019 $1,246
Write Your Review | Charleston, South Carolina Auto Insurance Analysis
State Farm Auto Insurance, Charleston, SC
$57/1 month
Car Insurance Policy Holder
  • Married 26 Years old Female licensed 6 years ago with Financed Toyota Sequoia Limited used for Business with estimated annual mileage of 20,001+.
  • less than high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Charleston Car Insurance Rate Comparisons

Charleston, SC's average car insurance of $1019 differs from Johns Island, SC (+$581), West Ashley, SC (+$491), Lincolnville, SC (+$531) and South Carolina (+$142)

Charleston Johns Island, SC West Ashley, SC Lincolnville, SC South Carolina
Median Insurance Rates $1019 +$581 +$491 +$531 +$142

Charleston Car Insurance Savings By Neighborhood & Street Area

Charleston Driver Street Residence & Car Locations Car Details in Charleston Charleston Driver Demographics Charleston Auto Insurance Estimates Recent Charleston Insurance Savings
Remleys (historical)
Cooke St2008 Mazda MAZDA3 i Touring18 year teenager$3,092$412
Wando Landing St2006 Buick LaCrosse CXS53 year married woman$850$633
Schooner St2009 Ford Fusion SE41 year woman$953$893
Gehlkin (historical)
Vanderhorst Ct2006 Chrysler 300 C83 year senior$1,655$694
Peach Blossom Ln2010 Toyota Prius V41 year man$1,544$875
Bluffview Ln2005 Chevrolet Silverado 2500HD Work Truck19 year male teenager$3,578$864
Other Area
Cherry Tree2014 Volkswagen Jetta S17 year female teenager$3,120$891
Pelican Path2007 Audi A4 2.0T65 year female senior$1,884$613
Charity
Bamberg Cir2008 Jeep Liberty Sport41 year married man$1,398$653
French Quarter Creek Rd2010 Lincoln MKZ Base80 year male senior$1,935$455

Charleston Post DUI Car Insurance Rates

Charleston Goose Creek-Hanahan Sullivan's Island Ladson South Carolina
Median Post DUI Insurance Rate $1895 +$58 +$1062 +$485 +$264
Male Teenager Post DUI Insurance Rate $6292 +$191 +$3525 +$1611 +$876
Female Teenager Post DUI Insurance Rate $5686 +$173 +$3186 +$1456 +$792

The Post DUI insurance in Charleston, SC's is $1895 compared to Goose Creek-Hanahan (+$58), Sullivan's Island (+$1062), Ladson (+$485) and South Carolina (+$264)

In Charleston, a male teenager with Post DUI pays $606 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Charleston, SC would pay $6329 on auto insurance while a female teenager POST DUI would pay $5719.

Charleston Car Insurance by Segment

Charleston Teenagers Car Insurance Rates Comparison

8676 Charleston Teenagers (7% of total population), 48% Male & 52% Female.

Charleston Ravenel Ladson West Ashley South Carolina
All Teenagers $3107 +$1163 +$797 +$1498 +$434
Male Teenager $3383 +$1265 +$866 +$1630 +$471
Female Teenager $3057 +$1143 +$783 +$1473 +$426

Charleston teenagers pay $3107 in insurance in contrast with Ravenel (+$1163), Ladson (+$797), West Ashley (+$1498) and South Carolina (+$434). The difference between Male & Female teenagers in Charleston is $326

Example

  • 2013 Honda Civic LX Male Teenager Insurance Rate $3,220
  • 2014 Hyundai Sonata GLS Female Teenager Insurance Rate $3,120

Charleston Men & Women Car Insurance

120903 Charleston Adults (100% of total population), 47% Men & 53% Women.

Charleston Lincolnville Ravenel James Island South Carolina
All Women $947 +$494 +$355 +$485 +$132
Married Women $855 +$447 +$321 +$438 +$120
All Men $1548 +$808 +$580 +$792 +$216
Married Men $1538 +$802 +$576 +$787 +$215

The typical insurance rate of $1548 that Charleston Men pay varies from Lincolnville (+$808), Ravenel (+$580), James Island (+$792) and South Carolina (+$216). In Charleston, married men pay $683 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,583
  • 2013 Dodge Journey Crew Married Women Insurance Rate $1,614

Charleston Senior Car Insurance

20500 Charleston Seniors (16% of total population), 42% Senior Men & 58% Senior Women.

Charleston Goose Creek-Hanahan Goose Creek North Charleston South Carolina
All Seniors $1650 +$51 -$192 +$73 +$230
Senior Men $1711 +$53 -$199 +$76 +$239
Senior Women $1589 +$49 -$185 +$70 +$222

Charleston seniors pay $1650 in insurance compared to Goose Creek-Hanahan (+$51), Goose Creek (-$192), North Charleston (+$73) and South Carolina (+$230). In Charleston, senior men pay $122 more than senior women.

Charleston Car Insurance Discounts for Multiple Vehicles

Charleston Population with 1 Vehicle 20455 (40% of Charleston population), 2 Vehicles 19321 (38% of the Charleston population) and 3 vehicles 3987 (8% of the population)

Charleston Kiawah Island-Seabrook Island Wando Ravenel South Carolina
2 Vehicles $1937 +$970 +$1122 +$723 +$269
3 Vehicles $2956 +$1481 +$1713 +$1104 +$411
4 Vehicles $3975 +$1992 +$2304 +$1485 +$553