Charleston, WV Auto Insurance Rates

Charleston, WV residents can save $670 by comparing multiple quotes & reading reviews & research on Charleston car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,092 $1,667 $2,463
Write Your Review | Charleston, West Virginia Auto Insurance Analysis
Geico, Charleston, WV
$93/1 month
Car Insurance Policy Holder
  • Single 58 Years old Male licensed 11 years ago with Leased Scion xD used for Business with estimated annual mileage of 15,001 - 20,000.
  • Associate & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Charleston, WV
$107/1 month
Car Insurance Policy Holder
  • Single 27 Years old Male licensed 4 years ago with Financed Toyota Camry LE used for Business with estimated annual mileage of 20,001+.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Nationwide Insurance, Charleston, WV
$82/1 month
Car Insurance Policy Holder
  • Divorced 53 Years old Female licensed 15 years ago with Own Chevrolet, Silverado 1500 LTZ, 4WD 4 Door Crew Cab 144WB used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Nationwide Insurance, Charleston, WV
$1,506/12 months
Car Insurance Policy Holder
  • Single 18 Years old Male licensed 2 years ago with Own Scion, xD, 5 Door Hatchback used for Business with estimated annual mileage of 6,001 - 7,500.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Progressive Insurance, Charleston, WV
$1,288/12 months
Car Insurance Policy Holder
  • Married 38 Years old Male licensed 8 years ago with Financed Ford, Mustang, 2 Door Convertible used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Associate & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 200 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Nationwide Insurance, Charleston, WV
$1,401/12 months
Car Insurance Policy Holder
  • Single 43 Years old Male licensed 5 years ago with Financed Volkswagen, Touareg, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Less than High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Geico, Charleston, WV
$882/12 months
Car Insurance Policy Holder
  • Divorced 26 Years old Female licensed 7 years ago with Own Honda, Insight, 5 Door Hatchback used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Geico, Charleston, WV
$891/12 months
Car Insurance Policy Holder
  • Divorced 43 Years old Female licensed 12 years ago with Own Ford, Expedition XLT, 4WD 4 Door SUV used for Commute to Work or School with estimated annual mileage of 20,001+.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Charleston Car Insurance Rate Comparisons

Charleston, WV's average car insurance of $1667 differs from Coal Fork, WV (+$533), Poca, WV (-$207), Cross Lanes, WV (-$457) and West Virginia (+$149)

Charleston Coal Fork, WV Poca, WV Cross Lanes, WV West Virginia
Median Insurance Rates $1667 +$533 -$207 -$457 +$149

Charleston Car Insurance Savings By Neighborhood & Street Area

Charleston Driver Street Residence & Car Locations Car Details in Charleston Charleston Driver Demographics Charleston Auto Insurance Estimates Recent Charleston Insurance Savings
Rutledge
Big Bottom Rd2002 Cadillac DeVille DHS38 year woman$1,910$644
Clover Hollow2006 Audi A4 2.0T quattro16 year teenager$4,129$316
Loudon Heights
Kenwood Rd2003 Chevrolet Silverado 2500HD LS82 year senior$1,826$738
Louden Heights Rd2004 Acura TSX Base43 year married woman$1,596$867
Joplin
Kanawha State Forest Dr2007 Buick Rendezvous CXL61 year female senior$1,661$662
Basswood Rd2009 Ford Fusion V6 SEL43 year man$1,939$711
Other Area
Potterfield Dr2006 Chrysler 300 C47 year married man$1,581$707
Lawnview Rd2010 Mazda MAZDASPEED3 Sport18 year male teenager$3,670$845
Fivemile
Buckner Ln2013 Honda Civic LX65 year male senior$1,676$951
Candace Dr2013 Nissan Rogue S17 year female teenager$2,834$541

Charleston Post DUI Car Insurance Rates

Charleston Cross Lanes Sissonville Elkview West Virginia
Median Post DUI Insurance Rate $3100 -$850 -$534 +$62 +$277
Male Teenager Post DUI Insurance Rate $7657 -$2100 -$1319 +$153 +$685
Female Teenager Post DUI Insurance Rate $5673 -$1555 -$977 +$113 +$507

The Post DUI insurance in Charleston, WV's is $3100 compared to Cross Lanes (-$850), Sissonville (-$534), Elkview (+$62) and West Virginia (+$277)

In Charleston, a male teenager with Post DUI pays $1984 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2003 Chevrolet Silverado 2500HD LS in Charleston, WV would pay $7294 on auto insurance while a female teenager POST DUI would pay $5405.

Charleston Car Insurance by Segment

Charleston Teenagers Car Insurance Rates Comparison

3276 Charleston Teenagers (6% of total population), 50% Male & 50% Female.

Charleston Chesapeake Dunbar Chelyan West Virginia
All Teenagers $3667 +$1525 +$7 +$1679 +$328
Male Teenager $4117 +$1712 +$7 +$1885 +$368
Female Teenager $3050 +$1268 +$6 +$1396 +$273

Charleston teenagers pay $3667 in insurance in contrast with Chesapeake (+$1525), Dunbar (+$7), Chelyan (+$1679) and West Virginia (+$328). The difference between Male & Female teenagers in Charleston is $1067

Example

  • 2012 Lincoln MKZ Base Male Teenager Insurance Rate $4,213
  • 2014 Hyundai Sonata GLS Female Teenager Insurance Rate $2,852

Charleston Men & Women Car Insurance

51224 Charleston Adults (100% of total population), 48% Men & 52% Women.

Charleston Belle Chesapeake Dunbar West Virginia
All Women $1616 +$256 +$673 +$3 +$145
Married Women $1550 +$244 +$644 +$3 +$138
All Men $2133 +$337 +$887 +$4 +$191
Married Men $1800 +$284 +$748 +$3 +$161

The typical insurance rate of $2133 that Charleston Men pay varies from Belle (+$337), Chesapeake (+$887), Dunbar (+$4) and West Virginia (+$191). In Charleston, married men pay $250 more than married women.

Example

  • 2013 Volkswagen Jetta TDI Married Men Insurance Rate $1,629
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,589

Charleston Senior Car Insurance

12306 Charleston Seniors (24% of total population), 43% Senior Men & 57% Senior Women.

Charleston Chesapeake Upper Falls Belle West Virginia
All Seniors $1917 +$797 -$376 +$302 +$171
Senior Men $1900 +$790 -$373 +$300 +$170
Senior Women $1917 +$797 -$376 +$302 +$171

Charleston seniors pay $1917 in insurance compared to Chesapeake (+$797), Upper Falls (-$376), Belle (+$302) and West Virginia (+$171). In Charleston, senior men pay $17 less than senior women.

Charleston Car Insurance Discounts for Multiple Vehicles

Charleston Population with 1 Vehicle 9954 (42% of Charleston population), 2 Vehicles 7114 (30% of the Charleston population) and 3 vehicles 2278 (10% of the population)

Charleston Nitro Upper Falls Belle West Virginia
2 Vehicles $3168 -$6 -$622 +$499 +$283
3 Vehicles $4835 -$9 -$949 +$762 +$432
4 Vehicles $6502 -$12 -$1276 +$1025 +$581

Car Insurance Agents in Charleston, WV

Rank Agent Name Agent Contact
1 AAA Insurance 1000 Parkway Rd Ste A, Charleston, WV 25309
2 Barry A Hunter 1434 Greenbrier St, Charleston, WV 25311
3 BB&T - Carson Insurance Services 601 Tennessee Ave, Charleston, WV 25302
4 Brett Kelly 1614 Washington St E, Charleston, WV 25311
5 C B Hall Insurance Agency 239 Capitol St, Charleston, WV 25301
6 City Insurance Professionals 120 Kanawha Blvd W, Charleston, WV 25302
7 City Insurance Professionals 3601 Maccorkle Ave SE, Charleston, WV 25304
8 Commercial Insurance Service 340 Maccorkle Ave SE Ste 200, Charleston, WV 25314
9 CV Feller Insurance Agency 4301 Mccorkle Ave SE, Charleston, WV 25304
10 David Smyer 1615 Kanawha Blvd W, Charleston, WV 25387