Charlotte, NC Auto Insurance Rates

Charlotte, NC residents can save $420 by comparing multiple quotes & reading reviews & research on Charlotte car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$769 $1,042 $1,469

Latest Auto Insurance Reviews in Charlotte, North Carolina


Progressive
When I have shopped around it seems like we really are getting the best rate by buying the insurance from Progressive directly.
State Farm
I think my insurance provider has the standard policy offerings that others offer
Geico
Pretty typical for full coverage insurance.
State Farm
this place has a cheaper policy and they are easier to work with.
Geico
The company is very responsive to my needs and professional to boot. I am satisfied with them in this regard.
State Farm
They are a large national company so I know they are not going to go under. My agent is very skilled and accessible. They have a good website. It is easy to make changes to my plan if I want to.
State Farm
I like the friendliness and helpfulness of the agents, and I really benefit from the low premiums. Affordable and friendly makes this provider overall satisfactory to me personally.
State Farm
Overall I like the options for policies and for discounts. Our agent is friendly and close by, easily accessible if we need to talk to her. The company's app makes it easy to file claims.
State Farm
I like that I feel like I get personal service, I also like that I feel very covered and that my deductible is fairly low compared to many other plans.
Geico
Everything was wonderful. It was a very positive experience.
Geico
I dislike the cost of my insurance. I think I pay way too much. I also wish I could change my rental coverage. I have an SUV so if something happens that class of car is very expensive to rent and would pay more of a premium if I could have higher rental coverage.
Write Your Review | Charlotte, North Carolina Auto Insurance Analysis
State Farm Auto Insurance, Charlotte, NC
$82/1 month
Car Insurance Policy Holder
  • Single 51 Years old Male licensed 1 year ago with Own Infiniti G37 X used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Doctors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Charlotte Car Insurance Rate Comparisons

Charlotte, NC's average car insurance of $1042 differs from Mint Hill, NC (+$448), McAdenville, NC (-$2), Matthews, NC (-$106) and North Carolina (+$43)

Charlotte Mint Hill, NC McAdenville, NC Matthews, NC North Carolina
Median Insurance Rates $1042 +$448 -$2 -$106 +$43

Charlotte Car Insurance Savings By Neighborhood & Street Area

Charlotte Driver Street Residence & Car Locations Car Details in Charlotte Charlotte Driver Demographics Charlotte Auto Insurance Estimates Recent Charlotte Insurance Savings
Hampshire Hills
Hartsell Pl2003 Buick Century Base48 year man$1,331$737
Fairmarket Pl2008 Mazda MAZDA3 i Sport17 year teenager$2,558$623
Virginia Manor
Friendly Pl2009 Ford Fusion SE37 year married man$1,294$539
Fireside Dr2008 Chrysler 300 LX17 year female teenager$2,455$742
Arlington
Greenhill St2011 Hyundai Sonata GLS66 year senior$1,265$851
Kraus Glen Dr2007 GMC Sierra 1500 Classic SLE240 year woman$915$639
Southbourne
Bonner Bridge Ct2012 Nissan Rogue S17 year male teenager$2,780$790
Everton Dr2007 Jeep Grand Cherokee Laredo51 year married woman$814$855
Selwyn Park
Wentworth Pl2011 Toyota Prius II62 year female senior$1,187$436
Valley Stream Rd2011 Audi A3 Premium65 year male senior$1,490$389

Charlotte Post DUI Car Insurance Rates

Charlotte Weddington McAdenville Indian Trail North Carolina
Median Post DUI Insurance Rate $1938 -$198 -$4 -$198 +$80
Male Teenager Post DUI Insurance Rate $5503 -$560 -$11 -$560 +$227
Female Teenager Post DUI Insurance Rate $4785 -$487 -$9 -$487 +$197

The Post DUI insurance in Charlotte, NC's is $1938 compared to Weddington (-$198), McAdenville (-$4), Indian Trail (-$198) and North Carolina (+$80)

In Charlotte, a male teenager with Post DUI pays $718 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Charlotte, NC would pay $5101 on auto insurance while a female teenager POST DUI would pay $4437.

Charlotte Car Insurance by Segment

Charlotte Teenagers Car Insurance Rates Comparison

49059 Charlotte Teenagers (6% of total population), 51% Male & 49% Female.

Charlotte Marvin Mecklenburg County Township North Carolina
All Teenagers $2709 +$1139 -$473 +$73 +$112
Male Teenager $2959 +$1244 -$517 +$79 +$122
Female Teenager $2573 +$1082 -$449 +$69 +$106

Charlotte teenagers pay $2709 in insurance in contrast with Marvin (+$1139), Mecklenburg County (-$473), Township (+$73) and North Carolina (+$112). The difference between Male & Female teenagers in Charlotte is $386

Example

  • 2013 Honda Civic LX Male Teenager Insurance Rate $2,615
  • 2008 Cadillac DTS Base Female Teenager Insurance Rate $2,961

Charlotte Men & Women Car Insurance

740931 Charlotte Adults (100% of total population), 48% Men & 52% Women.

Charlotte Belmont Indian Trail Weddington North Carolina
All Women $1010 -$1 -$103 -$103 +$42
Married Women $948 -$1 -$97 -$97 +$39
All Men $1417 -$2 -$145 -$145 +$58
Married Men $1396 -$2 -$142 -$142 +$57

The typical insurance rate of $1417 that Charlotte Men pay varies from Belmont (-$2), Indian Trail (-$145), Weddington (-$145) and North Carolina (+$58). In Charlotte, married men pay $448 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,392
  • 2012 Lincoln MKZ Base Married Women Insurance Rate $1,444

Charlotte Senior Car Insurance

95244 Charlotte Seniors (12% of total population), 42% Senior Men & 58% Senior Women.

Charlotte Matthews Belmont Township North Carolina
All Seniors $1271 -$130 -$1 +$34 +$52
Senior Men $1271 -$130 -$1 +$34 +$52
Senior Women $1292 -$132 -$2 +$34 +$53

Charlotte seniors pay $1271 in insurance compared to Matthews (-$130), Belmont (-$1), Township (+$34) and North Carolina (+$52). In Charlotte, senior men pay $21 less than senior women.

Charlotte Car Insurance Discounts for Multiple Vehicles

Charlotte Population with 1 Vehicle 114585 (39% of Charlotte population), 2 Vehicles 112912 (39% of the Charlotte population) and 3 vehicles 32880 (11% of the population)

Charlotte Township Matthews Mecklenburg County North Carolina
2 Vehicles $1980 +$53 -$201 -$346 +$82
3 Vehicles $3022 +$81 -$307 -$528 +$125
4 Vehicles $4064 +$109 -$413 -$710 +$168

Car Insurance Agents in Charlotte, NC

Rank Agent Name Agent Contact
1 1st Rate Insurance Agency 7308 E Independence Blvd Ste C, Charlotte, NC 28227
2 AAA Carolinas 1740 Flat River Dr, Charlotte, NC
3 AAA Insurance 11338 N Community House Rd, Charlotte, NC 28277
4 AAA Insurance 13540 Steelecroft Pkwy, Charlotte, NC 28278
5 AAA Insurance 6600 Aaa Dr, Charlotte, NC 28212
6 AAA Insurance 4732 Sharon Rd, Charlotte, NC 28210
7 A & A Insurance Service 4801 S Tryon St, Charlotte, NC 28217
8 AA Insurance & Tax Service / Jeannie Thomas 4832 Park Rd Ste A, Charlotte, NC 28209
9 Absolute Insurance Group 5500 Executive Center Dr Ste 134, Charlotte, NC 28212
10 Access Advantage Auto & Home Agency 103 W Morehead St, Charlotte, NC 28202