Chattanooga, TN Auto Insurance Rates

Chattanooga, TN residents can save $420 by comparing multiple quotes & reading reviews & research on Chattanooga car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$751 $1,040 $1,426

Latest Auto Insurance Reviews in Chattanooga, Tennessee


State Farm
I found the rates the best with State Farm when bundling with my home insurance. I am going with a 1 to rate my insurance, I am very satisfied with the agents and the price.
National General
When I did the comparison when shopping for Home insurance National General was not the cheapest company but I get to have a single point of contact when filing a claim.
State Farm
We have shopped for insurance lately and State farm is the most affordable for the most amount of coverage as compared to 4 of its peers.
Mapfre Insurance
The thing I like the most about this company is the local agents and how nice everyone is to work with. I have used another agent in a different state and they were just as nice.
Encompass Insurance
My interactions with customer support have been good. We did have an issue early on with them not sending my bank some information, but they cleared it up quickly.
Write Your Review | Chattanooga, Tennessee Auto Insurance Analysis
State Farm Auto Insurance, Chattanooga, TN
$49/1 month
Car Insurance Policy Holder
  • Divorced 58 Years old Male licensed 36 years ago with Financed Kia Sportage EX used for Business with estimated annual mileage of 9,001 - 12,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Chattanooga Car Insurance Rate Comparisons

Chattanooga, TN's average car insurance of $1040 differs from Lakeview, GA (+$1970), Fairmount, TN (+$870), Fort Oglethorpe-Lakeview, GA (+$1810) and Tennessee (+$368)

Chattanooga Lakeview, GA Fairmount, TN Fort Oglethorpe-Lakeview, GA Tennessee
Median Insurance Rates $1040 +$1970 +$870 +$1810 +$368

Chattanooga Car Insurance Savings By Neighborhood & Street Area

Chattanooga Driver Street Residence & Car Locations Car Details in Chattanooga Chattanooga Driver Demographics Chattanooga Auto Insurance Estimates Recent Chattanooga Insurance Savings
Vista Hills
Briarwood Cir2002 Buick Century Custom65 year senior$1,079$474
Nautical Way2008 Mazda MAZDA3 i Sport19 year male teenager$2,852$870
Concord Heights
Bunker Hill Rd2006 GMC Sierra 1500 SLE144 year married man$669$854
King Arthur Rd2009 Ford Fusion SE45 year married woman$842$519
Camp Jordan
Boyds Rd2010 Toyota Prius I72 year male senior$1,143$729
Frawley Rd2007 Jeep Grand Cherokee Laredo50 year man$846$953
Cross Creek
Sawmill Trl2007 Chrysler 300 C17 year teenager$2,285$816
Tim Ln2011 Hyundai Sonata GLS19 year female teenager$1,645$923
Royal Oaks
Crown Court Ln2012 Honda Civic LX29 year woman$949$613
Rosebrook Dr2011 Nissan Rogue SV80 year female senior$926$416

Chattanooga Post DUI Car Insurance Rates

Chattanooga Fort Oglethorpe, GA Fairmount Fairview, GA Tennessee
Median Post DUI Insurance Rate $1934 +$861 +$1618 +$3646 +$684
Male Teenager Post DUI Insurance Rate $5550 +$2472 +$4644 +$10464 +$1964
Female Teenager Post DUI Insurance Rate $3288 +$1464 +$2751 +$6198 +$1162

The Post DUI insurance in Chattanooga, TN's is $1934 compared to Fort Oglethorpe, GA (+$861), Fairmount (+$1618), Fairview, GA (+$3646) and Tennessee (+$684)

In Chattanooga, a male teenager with Post DUI pays $2262 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 GMC Sierra 1500 SLE1 in Chattanooga, TN would pay $5033 on auto insurance while a female teenager POST DUI would pay $2981.

Chattanooga Car Insurance by Segment

Chattanooga Teenagers Car Insurance Rates Comparison

11296 Chattanooga Teenagers (6% of total population), 49% Male & 51% Female.

Chattanooga Fort Oglethorpe-Lakeview, GA Lookout Mountain Boynton Ridge, GA Tennessee
All Teenagers $2215 +$3855 +$1746 +$2577 +$784
Male Teenager $2984 +$5195 +$2354 +$3473 +$1056
Female Teenager $1768 +$3077 +$1394 +$2057 +$625

Chattanooga teenagers pay $2215 in insurance in contrast with Fort Oglethorpe-Lakeview, GA (+$3855), Lookout Mountain (+$1746), Boynton Ridge, GA (+$2577) and Tennessee (+$784). The difference between Male & Female teenagers in Chattanooga is $1216

Example

  • 2012 Dodge Journey SXT Male Teenager Insurance Rate $2,809
  • 2014 Volkswagen Jetta S Female Teenager Insurance Rate $1,734

Chattanooga Men & Women Car Insurance

167869 Chattanooga Adults (100% of total population), 48% Men & 52% Women.

Chattanooga Indian Springs, GA Ridgeside Walden Tennessee
All Women $1040 +$1530 +$830 +$900 +$368
Married Women $936 +$1377 +$747 +$810 +$331
All Men $1040 +$1530 +$830 +$900 +$368
Married Men $738 +$1086 +$589 +$639 +$261

The typical insurance rate of $1040 that Chattanooga Men pay varies from Indian Springs, GA (+$1530), Ridgeside (+$830), Walden (+$900) and Tennessee (+$368). In Chattanooga, married men pay $198 less than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $770
  • 2007 Chevrolet Silverado K2500 Heavy Duty Married Women Insurance Rate $697

Chattanooga Senior Car Insurance

34818 Chattanooga Seniors (20% of total population), 41% Senior Men & 59% Senior Women.

Chattanooga Rossville, GA Fairmount Ridgeside Tennessee
All Seniors $1092 +$2058 +$913 +$871 +$386
Senior Men $1206 +$2274 +$1009 +$963 +$427
Senior Women $956 +$1804 +$801 +$764 +$339

Chattanooga seniors pay $1092 in insurance compared to Rossville, GA (+$2058), Fairmount (+$913), Ridgeside (+$871) and Tennessee (+$386). In Chattanooga, senior men pay $250 more than senior women.

Chattanooga Car Insurance Discounts for Multiple Vehicles

Chattanooga Population with 1 Vehicle 28017 (40% of Chattanooga population), 2 Vehicles 23285 (33% of the Chattanooga population) and 3 vehicles 7347 (11% of the population)

Chattanooga Indian Springs, GA Fort Oglethorpe, GA Fairmount Tennessee
2 Vehicles $1976 +$2907 +$880 +$1653 +$700
3 Vehicles $3016 +$4437 +$1343 +$2523 +$1068
4 Vehicles $4056 +$5967 +$1806 +$3393 +$1436

Car Insurance Agents in Chattanooga, TN

Rank Agent Name Agent Contact
1 A-1 Insurance Warehouse 6323 E Brainerd Rd, Chattanooga, TN 37421
2 AAA Insurance 2111 Gunbarrel Rd, Chattanooga, TN 37421
3 A American Advantage 4101 Dayton Blvd Ste 101, Chattanooga, TN 37415
4 Aaron Franklin 7625 Hamilton Park Dr Ste 24, Chattanooga, TN 37421
5 ABC Insurance Services 400 Chickamauga Rd, Chattanooga, TN 37421
6 Agency Insurance Group of Chattanooga 6505 Lee Hwy, Chattanooga, TN 37421
7 Aje Group 2158 Northgate Park Ln, Chattanooga, TN 37415
8 Allstar Insurance Group 5803 Lee Hwy Ste 104, Chattanooga, TN 37421
9 America's Insurance Network 5987 Brainerd Rd, Chattanooga, TN 37421
10 Andrea Dufrene Goldberg 1317 Hickory Valley Rd, Chattanooga, TN 37421