Citrus Heights, CA Auto Insurance Rates

Citrus Heights, CA residents can save $660 by comparing multiple quotes & reading reviews & research on Citrus Heights car insurance rates, quotes, agents & coverage.

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$1,038 $1,652 $2,747

Latest Auto Insurance Reviews in Citrus Heights, California


Progressive
progressive has been a gem of acompany to work with, and lowers my premium on occassion. Thet have been a great company to work with and are always there to serve us.
Allstate
my premium is pretty much a tad cheaper than most other companies its why I am with them since I was overpaying at a different place
Mercury
MY COVERAGE FOR THIS COMPANY IS ABOUT $1,700 A YEAR CHEAPER THAN WHAT I HAD BEFORE. I HAD CAR INSURANCE WITH AAA AND I HAVE FOUND THAT THEY WERE THE MOST EXPENSIVE COMPARED TO OTHER AUTO QUOTES WHEN I WAS SHOPPING.
Liberty Mutual
I have compared my policy with others over the past 5 years, for a long time I was getting the better rate with my insurance compared to others, Now my policy is about 16 dollars more a month than what others are quoting me, But I do have accident forgiveness which would pay for the additional cost of my premium if I were in a wreck
Geico
My insurance is pretty typical of most companies. I got the bare minimum I could get to still have full coverage insurance as required since my car is still bank owned. I have a $5,000 deductible.
State Farm
I have not compared insurance companies in a very long time. The last time I looked, the cost of my coverage was a very little bit more expensive. However, it would have to save considerable money for me to lose the years I have invested in State Farm.
Geico
When price checked, the pricing for the multi-car has been the best value for the age and condition of both of my vehicles. Also, the rates reduce the longer I have the policy with no accidents
State Farm
My premium is lower than most other companies can offer. I took advantage of checking with Geico for example and they sent me away saying they could not give me a better rate.
Allstate
The premium is $1778 every 6 months. This is expensive but the car is 2017 Jaguar XJL that costs over $90K new. I am a longtime Allstate customer so I have not shopped with other companies but assume the cost is comparable. To change insurers would involve 2 other vehicles and the house
State Farm
The premium for my insurance was less than half of what I was paying through a name brand company before. I also get more coverage for less price and I'm able to group auto with home.
Geico
It covers damages and medical, it was cheaper than my last company.
Allstate
The deductible is low and coverage is flexible
Progressive
It has a reasonable price and easy to manage policy online
Mercury
THEY ARE THE CHEAPEST FOR SAME COVERAGE FOR MOST PLACES
Geico
Geico has an easy to access the website. They have 24-hour phone support and whenever I have called the operators are friendly and helpful. Our policy is reasonable in price and Geico offers a variety of payment options including changing the date a payment is due if we are having financial issues. They offer many different policy options and also have renters insurance (and other types too).
Geico
I like Geico. for the most part, they are good. anytime I have had an issue they have been very helpful. there have been some small issues but nothing that makes me want to change.
Geico
It is affordable and keeps me insured.
Esurance
they offer a policy that meets my budget compared to others
Esurance
The coverage they offer is similar but the price is a small percentage cheaper.
Allstate
My local All State office provides good customer service and comprehensive offerings. We also have our house with them and get discounts because of that. All-State is a major insurer and we get the stability they prove. I also assume that most major insurers provide similar features though I am a long time customer and have not done any comparison shopping in awhile
Progressive
they don't offer some things you hear about such as accident forgiveness
Progressive
It was the least expensive of all the companies I checked.
State Farm
I recently switched to a different agent because I had become very unhappy with the one I had. I am happier with the new one they work hard to help me out
State Farm
The few times that I've needed to do anything with them. They do it immediately and efficiently. They called me when I turned 25 to get my premium down from what it was. I've been a loyal customer for over 10 years.
Progressive
I like the fact that they are always available by phone and always answer questions well. I have been a bit disappointed with the roadside assistance but haven't had to use it much
Geico
I can call 24 hours a day and speak with someone about my coverage but I do not have an office local that I can go sit down and speak with someone face to face.
Allstate
The insurance company is easily accessible. I can do an online chat with them if I want to make a claim, so I don't need to talk to anyone. Also, I can call their 24-hour hotline if I ever need assistance. They are always there for me.
Progressive
This company is very accessible - online, app, & phone
Mercury
THE ONLY THING I DO NOT LIKE IS I HAD TO GO THROUGH AN INSURANCE COMPANY THAT IS A BROKER AND THEY BROKERED MY POLICY TO MERCURY. WHEN TRYING TO CONTACT THEM I HAVE TO CONTACT MY AGENT AND THEN MY AGENT HAS TO GO AND CONTACT THEM I DO NOT CONTACT THEM DIRECTLY
Geico
I love that I have 24/7 access to Geico. It really helps when I do not have time during the day to do things and have to do stuff in the evenings.
Geico
we can get in contact with Geico 24 hours a day. There are several different ways to contact them including email, phone, online chat, and snail mail. They also have an app for the phone. the people we have communicated with have always been friendly and helpful.
State Farm
I like that I have a physical office and a physical agent should I need assistance. I can also walk into their office with my insurance payment and have it posted on the spot so that I know my payment will not be late.
Metlife
They are very accessible. I have been able to get in touch with them every time I have had a question or needed assistance. If I ever need to report a claim or ask questions about my policy I am able to get in touch with them.
Geico
There are many ways to contact the company; email, chat or by phone. I have used all the different types of communication all have worked out well. Usual wait times and everyone was friendly.
Esurance
I can either call or use email to contact the company. They also have a website to access information about my account.
State Farm
the interaction has been excellent all the time. my car was destroyed in a flood. it was replaced within days
Progressive
I feel as if each interaction is more personable than any other places. I feel like the person on the phone actually cares about me and the issue that I have.
Liberty Mutual
Overall, it's a reputable company with competitive premiums. It's pretty good so far, and (fortunately) I have yet to actually need to use it. Could do away with rising premiums, but that happens with pretty much any insurance company.
Geico
They are friendly and helpful. They are honest. They have been affordable for most of the time I've used them.
Allstate
Overall, All-State is a great company. I would recommend anyone to use it. Farmer's may be the premier insurance company, but I have found that All State can do everything that Farmer's does, but at a cheaper price. I love my agent and I would recommend him to anyone.
State Farm
They have a very good response time, they are for the most part friendly and they work with me when I need them too. They have an easy claims process and paying my bill is very east as well
Allstate
its a good value for the money that I pay, thankfully I have not needed anything too serious. it gives me an affordable option
Mercury
I LIKE THE CHEAP PREMIUM CONSIDERING I HAVE THREE CARS INSURED AND IT WAS VERY EASY SIGNING UP AND MAKING THE PAYMENTS
Geico
Overall, this company ensures the drivers that coverage is immediate upon payment. You have on-call roadside assistance when needed. Customer service is very nice and willing to help at all times.
Esurance
I like the communication options and the price of the policy. There are no negatives that I can see.
Geico
I like the options they offer and what they provide in terms of service and discounts. I am happy with my insurance provider.
Progressive
I like their pricing and I like that I am always able to reach customer service to ask questions or make policy changes.
Progressive
The roadside assistance is slow or in one case nonexistent and cost of hours of waiting until the local sheriff came by to help. otherwise, I have nothing bad to say about the company
Geico
Premiums keep rising even though I have never filed a claim.
Progressive
I would have to say the only thing I don't really love about the company is the cost of the insurance. It is a little higher than I would like to be paying but most car insurance in the state is. There isn't much I can do about that.
State Farm
I would love to have a lower insurance rate, of course. The option to see different options if we wanted to easily on the app would be a nice thing to have as well.
Geico
Their telephone line makes it difficult to get through to a live human representative. It should be made easier.
Mercury
THE ONLY THING I DON'T LIKE OVERALL IS THAT I HAVE TO GO THROUGH A BROKER AND MY AGENT CANNOT MAKE CHANGES RIGHT AWAY THEY HAVE TO BE APPROVED SO IT CAN TAKE A FEW DAYS TO GET THAT DONE
Esurance
I dislike that when my coverage renews they do not send me a new card in the mail so I have to print it
Allstate
They don't want to pay out on claims. If you break your back in an accident you should be able to get full payout. They don't even want to pay us what is medical bills have cost.
Geico
They are a big company it is easy to fall through the cracks; you are just another number it is impersonal
Write Your Review | Citrus Heights, California Auto Insurance Analysis
Nationwide Insurance, Citrus Heights, CA
$61/1 month
Car Insurance Policy Holder
  • Married 26 Years old Male licensed 9 years ago with Own GMC Yukon XL Denali used for Business with estimated annual mileage of 20,001+.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 100 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Citrus Heights, CA
$86/1 month
Car Insurance Policy Holder
  • Single 26 Years old Female licensed 8 years ago with Own Chevrolet Camaro LS used for Business with estimated annual mileage of 7,501 - 9,000.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Geico, Citrus Heights, CA
$95/1 month
Car Insurance Policy Holder
  • Divorced 79 Years old Male licensed 6 years ago with Own Jaguar, XK, 2 Door Convertible used for Commute to Work or School with estimated annual mileage of 20001.
  • Associate & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Geico, Citrus Heights, CA
$1,277/12 months
Car Insurance Policy Holder
  • Single 66 Years old Female licensed 10 years ago with Financed Ford, Flex Limited, 2WD 4 Door MPV used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Less than High School & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
21st Century Insurance, Citrus Heights, CA
$1,365/12 months
Car Insurance Policy Holder
  • Married 37 Years old Male licensed 22 years ago with Financed BMW, 550i, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 500 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Citrus Heights, CA
$870/12 months
Car Insurance Policy Holder
  • Divorced 66 Years old Female licensed 16 years ago with Financed Hyundai, Elantra Limited, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Hartford, Citrus Heights, CA
$1,005/12 months
Car Insurance Policy Holder
  • Married 33 Years old Male licensed 7 years ago with Own GMC, Sierra 2500HD Work Truck, 4WD 4 Door Crew Cab 167WB used for Commute to Work or School with estimated annual mileage of 20,001+.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Progressive Insurance, Citrus Heights, CA
$1,526/12 months
Car Insurance Policy Holder
  • Single 20 Years old Female licensed 3 years ago with Own Porsche, Cayenne, 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Citrus Heights Car Insurance Rate Comparisons

Citrus Heights, CA's average car insurance of $1652 differs from Rosemont, CA (+$818), La Riviera, CA (+$878), Carmichael, CA (+$568) and California (+$167)

Citrus Heights Rosemont, CA La Riviera, CA Carmichael, CA California
Median Insurance Rates $1652 +$818 +$878 +$568 +$167

Citrus Heights Car Insurance Savings By Neighborhood & Street Area

Citrus Heights Driver Street Residence & Car Locations Car Details in Citrus Heights Citrus Heights Driver Demographics Citrus Heights Auto Insurance Estimates Recent Citrus Heights Insurance Savings
Fairoaks Bridge (historical)
Red Pine Ct2002 Cadillac DeVille DTS18 year female teenager$3,979$899
Cammeray Dr2008 Ford Fusion V6 SEL35 year married woman$1,423$939
Crail Ct2007 Buick Rendezvous CX47 year woman$1,611$324
Sabre City
Cornerstone Way2011 Hyundai Sonata GLS66 year female senior$1,745$315
Katella Way2007 Jeep Grand Cherokee Limited19 year teenager$3,128$547
Starling Ct2007 Acura TSX Base81 year senior$1,708$506
Folsom Junction
St Jeanne Way2010 Mazda MAZDASPEED3 Sport50 year man$2,000$644
Weddell Ct2008 Chrysler 300 C HEMI67 year male senior$1,697$701
Walerga
Oak Hill Dr2013 Honda Civic U.S. LX28 year married man$1,732$818
Wasson Ln2010 Lincoln MKZ 17 year male teenager$3,583$903

Citrus Heights Post DUI Car Insurance Rates

Citrus Heights Arden-Arcade Fair Oaks Orangevale California
Median Post DUI Insurance Rate $3072 +$1150 +$331 +$1317 +$311
Male Teenager Post DUI Insurance Rate $6697 +$2506 +$722 +$2870 +$677
Female Teenager Post DUI Insurance Rate $6666 +$2494 +$720 +$2859 +$675

The Post DUI insurance in Citrus Heights, CA's is $3072 compared to Arden-Arcade (+$1150), Fair Oaks (+$331), Orangevale (+$1317) and California (+$311)

In Citrus Heights, a male teenager with Post DUI pays $31 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Buick Rendezvous CX in Citrus Heights, CA would pay $6733 on auto insurance while a female teenager POST DUI would pay $6703.

Citrus Heights Car Insurance by Segment

Citrus Heights Teenagers Car Insurance Rates Comparison

5560 Citrus Heights Teenagers (6% of total population), 52% Male & 48% Female.

Citrus Heights Foothill Farms Folsom Rocklin California
All Teenagers $3601 +$1827 -$746 -$763 +$364
Male Teenager $3601 +$1827 -$746 -$763 +$364
Female Teenager $3584 +$1819 -$742 -$759 +$363

Citrus Heights teenagers pay $3601 in insurance in contrast with Foothill Farms (+$1827), Folsom (-$746), Rocklin (-$763) and California (+$364). The difference between Male & Female teenagers in Citrus Heights is $17

Example

  • 2013 Nissan Rogue S Male Teenager Insurance Rate $3,418
  • 2007 Chevrolet Silverado 2500HD Classic Work Truck Female Teenager Insurance Rate $3,367

Citrus Heights Men & Women Car Insurance

84104 Citrus Heights Adults (100% of total population), 48% Men & 52% Women.

Citrus Heights Fair Oaks Foothill Farms La Riviera California
All Women $1602 +$173 +$813 +$852 +$162
Married Women $1552 +$168 +$788 +$826 +$157
All Men $2098 +$226 +$1064 +$1115 +$212
Married Men $1998 +$216 +$1014 +$1063 +$202

The typical insurance rate of $2098 that Citrus Heights Men pay varies from Fair Oaks (+$226), Foothill Farms (+$1064), La Riviera (+$1115) and California (+$212). In Citrus Heights, married men pay $446 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,781
  • 2013 Volkswagen Jetta GLI Autobahn PZEV Married Women Insurance Rate $1,897

Citrus Heights Senior Car Insurance

15681 Citrus Heights Seniors (18% of total population), 44% Senior Men & 56% Senior Women.

Citrus Heights Carmichael Mather Fair Oaks California
All Seniors $1751 +$602 +$687 +$188 +$177
Senior Men $1718 +$590 +$674 +$185 +$173
Senior Women $1784 +$613 +$700 +$192 +$180

Citrus Heights seniors pay $1751 in insurance compared to Carmichael (+$602), Mather (+$687), Fair Oaks (+$188) and California (+$177). In Citrus Heights, senior men pay $66 less than senior women.

Citrus Heights Car Insurance Discounts for Multiple Vehicles

Citrus Heights Population with 1 Vehicle 11502 (35% of Citrus Heights population), 2 Vehicles 12229 (38% of the Citrus Heights population) and 3 vehicles 4536 (14% of the population)

Citrus Heights Penryn Rosemont Rio Linda California
2 Vehicles $3139 +$15 +$1554 +$1345 +$318
3 Vehicles $4791 +$23 +$2372 +$2053 +$485
4 Vehicles $6443 +$31 +$3190 +$2761 +$652

Car Insurance Agents in Citrus Heights, CA

Rank Agent Name Agent Contact
1 Aaron Luke Grigsby Agency 5437 Sunrise Blvd STE C, Citrus Heights, CA 95610