Clearwater, FL Auto Insurance Rates

Clearwater, FL residents can save $640 by comparing multiple quotes & reading reviews & research on Clearwater car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,290 $1,612 $2,260
Write Your Review | Clearwater, Florida Auto Insurance Analysis
Progressive Insurance, Clearwater, FL
$144/1 month
Car Insurance Policy Holder
  • Single 24 Years old Male licensed 2 years ago with Financed Hyundai Tucson GL used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 250 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Clearwater Car Insurance Rate Comparisons

Clearwater, FL's average car insurance of $1612 differs from Pinellas Park, FL (+$10), Indian Shores, FL (+$258), Bardmoor, FL (-$132) and Florida (-$248)

Clearwater Pinellas Park, FL Indian Shores, FL Bardmoor, FL Florida
Median Insurance Rates $1612 +$10 +$258 -$132 -$248

Clearwater Car Insurance Savings By Neighborhood & Street Area

Clearwater Driver Street Residence & Car Locations Car Details in Clearwater Clearwater Driver Demographics Clearwater Auto Insurance Estimates Recent Clearwater Insurance Savings
Mecca
Somerset Cir N2003 Cadillac Seville STS16 year male teenager$4,774$613
Oak Hill Dr2006 Buick Rendezvous CX78 year senior$2,122$591
Habor Bluffs
Saint Andrews Dr2008 Ford Fusion V6 SEL30 year married woman$1,288$364
Druid Rd S2010 Mazda 3 S45 year man$2,517$854
Dunedin Isles
B Ave2009 Acura TSX Base33 year married man$2,612$772
E Ave2005 Chevrolet Silverado 2500HD Work Truck29 year woman$1,435$573
Dellwood
N Co Rd 1932012 Hyundai Sonata GLS62 year male senior$2,412$780
Harbor Cir2013 Honda Civic LX73 year female senior$2,201$395
Anona
Chickasaw Trl2011 Nissan Rogue SV19 year teenager$4,021$875
145th St N2011 Lincoln MKZ Base16 year female teenager$3,924$731

Clearwater Post DUI Car Insurance Rates

Clearwater Seminole Harbor Bluffs Tarpon Springs Florida
Median Post DUI Insurance Rate $2998 -$36 +$498 +$117 -$461
Male Teenager Post DUI Insurance Rate $8064 -$94 +$1342 +$315 -$1240
Female Teenager Post DUI Insurance Rate $7194 -$84 +$1198 +$283 -$1107

The Post DUI insurance in Clearwater, FL's is $2998 compared to Seminole (-$36), Harbor Bluffs (+$498), Tarpon Springs (+$117) and Florida (-$461)

In Clearwater, a male teenager with Post DUI pays $870 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion V6 SEL in Clearwater, FL would pay $7674 on auto insurance while a female teenager POST DUI would pay $6846.

Clearwater Car Insurance by Segment

Clearwater Teenagers Car Insurance Rates Comparison

15240 Clearwater Teenagers (4% of total population), 55% Male & 45% Female.

Clearwater Belleair Beach Dunedin Feather Sound Florida
All Teenagers $4062 +$474 +$38 +$448 -$625
Male Teenager $4336 +$506 +$40 +$479 -$667
Female Teenager $3868 +$452 +$36 +$428 -$595

Clearwater teenagers pay $4062 in insurance in contrast with Belleair Beach (+$474), Dunedin (+$38), Feather Sound (+$448) and Florida (-$625). The difference between Male & Female teenagers in Clearwater is $468

Example

  • 2010 Toyota Prius Male Teenager Insurance Rate $4,158
  • 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $3,482

Clearwater Men & Women Car Insurance

319406 Clearwater Adults (100% of total population), 48% Men & 52% Women.

Clearwater Harbor Bluffs South Highpoint Seminole Florida
All Women $1483 +$246 +$127 -$18 -$229
Married Women $1354 +$225 +$116 -$16 -$209
All Men $2659 +$443 +$228 -$31 -$409
Married Men $2579 +$429 +$221 -$31 -$397

The typical insurance rate of $2659 that Clearwater Men pay varies from Harbor Bluffs (+$443), South Highpoint (+$228), Seminole (-$31) and Florida (-$409). In Clearwater, married men pay $1225 more than married women.

Example

  • 2013 Volkswagen Beetle 2.5 50s Edition Married Men Insurance Rate $2,480
  • 2007 Lexus GS 350 Married Women Insurance Rate $2,768

Clearwater Senior Car Insurance

99118 Clearwater Seniors (31% of total population), 44% Senior Men & 56% Senior Women.

Clearwater Safety Harbor Seminole South Highpoint Florida
All Seniors $2385 +$27 -$28 +$205 -$367
Senior Men $2450 +$27 -$29 +$210 -$377
Senior Women $2321 +$26 -$28 +$199 -$357

Clearwater seniors pay $2385 in insurance compared to Safety Harbor (+$27), Seminole (-$28), South Highpoint (+$205) and Florida (-$367). In Clearwater, senior men pay $129 more than senior women.

Clearwater Car Insurance Discounts for Multiple Vehicles

Clearwater Population with 1 Vehicle 68587 (49% of Clearwater population), 2 Vehicles 46638 (33% of the Clearwater population) and 3 vehicles 10454 (7% of the population)

Clearwater Bardmoor Belleair Bluffs Harbor Bluffs Florida
2 Vehicles $3063 -$251 -$840 +$509 -$471
3 Vehicles $4675 -$383 -$1282 +$777 -$719
4 Vehicles $6287 -$515 -$1724 +$1045 -$967