Dearborn, MI Auto Insurance Rates

Dearborn, MI residents can save $1180 by comparing multiple quotes & reading reviews & research on Dearborn car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$2,136 $2,945 $4,627

Latest Auto Insurance Reviews in Dearborn, Michigan


Allstate
I have had Allstate for all of my driving histories until the last couple of years. I switched to Statefarm because they were overall cheaper. I was not thrilled with their service, as my rates increasingly went up every renewal. I purchase a new vehicle within the last few months and switched back to Allstate. As a "new customer" again, I received better coverage for cheaper rates than Statefarm and even was able to participate in a program for new vehicle owners. I received a $250 check for purchasing a Jeep, which was covered in their program. The only thing I am not overly thrilled about is the $500 collision deductible, but that is worth dealing with for the coverage and monthly fees.
Motorist Insurance
It's just basic full coverage insurance since I financed my car. Just the bare minimum full coverage available for Florida.
Progressive
I checked with Allstate, Geico, and one other less known company for quotes and Progressive was cheaper than all of them so that's whom I bought from.
Geico
Geico has been absolutely great to be with - they have good prices and keeps premiums as well as possible
Allstate
I have an insurance agent that is easy to get a hold of and very responsive. Any time I have a question or concern I can email Keith and generally get a well thought out response the same day.
Geico
I have had nothing but a great experience with customer service. The hold times are short and the staff is very friendly. I would recommend them to anyone.
Progressive
I like the customer service and the speed that issues are handled. It is very easy to pay my bill, make changes, update information and ask questions as needed.
Allstate
Allstate has always had very friendly, prompt customer service. I speak highly of them mostly because of my personal Allstate agent. He has been an agent for over 30 years and is very friendly and offers suggestions whenever possible. I sent him an email asking questions and he even called me on his day off to let me know that he got the email and offered help over the phone. Allstate truly seems to be invested in its customers.
State Farm
I like having an agent, someone whom I can look in the eyes and do business with or sit down an talk to if I need to.
Liberty Mutual
I dislike the rising premium rates, naturally. Otherwise, I can't really see a reason to dislike this company. There really is no basis for dislike at this time.
Write Your Review | Dearborn, Michigan Auto Insurance Analysis
Chubb Group Of Insurance, Dearborn, MI
$441/1 month
Car Insurance Policy Holder
  • Divorced 45 Years old Male licensed 26 years ago with Financed Jaguar XK used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • less than high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 200 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Dearborn, MI
$190/1 month
Car Insurance Policy Holder
  • Divorced 58 Years old Male licensed 31 years ago with Financed Ford Explorer used for Business with estimated annual mileage of 12,001 - 15,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Dearborn, MI
$165/1 month
Car Insurance Policy Holder
  • Divorced 25 Years old Male licensed 5 years ago with Own Infiniti, G37 S, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 20001.
  • Bachelors & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Aaa Auto Insurance, Dearborn, MI
$4,086/12 months
Car Insurance Policy Holder
  • Married 29 Years old Male licensed 12 years ago with Leased BMW, 335is, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Aaa Auto Insurance, Dearborn, MI
$2,171/12 months
Car Insurance Policy Holder
  • Single 20 Years old Male licensed 5 years ago with Own Ford, Explorer AWD, 4 Door Utility 4WD used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Bachelors, pursuing Graduate Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Hartford, Dearborn, MI
$2,142/12 months
Car Insurance Policy Holder
  • Divorced 59 Years old Female licensed 32 years ago with Own Ford, Explorer Limited, 4 Door SUV 2WD SOHC used for Commute to Work or School with estimated annual mileage of 7,501 - 9,000.
  • Vocational & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 500 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Liberty Mutual, Dearborn, MI
$3,494/12 months
Car Insurance Policy Holder
  • Divorced 34 Years old Female licensed 4 years ago with Own Ford, Mustang Shelby GT500, 2 Door Convertible used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Hartford, Dearborn, MI
$1,581/12 months
Car Insurance Policy Holder
  • Single 36 Years old Female licensed 8 years ago with Financed Hyundai, Genesis 2.0T Premium, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Bachelors & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Progressive Insurance, Dearborn, MI
$2,641/12 months
Car Insurance Policy Holder
  • Single 27 Years old Male licensed 11 years ago with Own Nissan, Armada Platinum, 2WD 4 Door used for Business with estimated annual mileage of 15,001 - 20,000.
  • Associate & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Dearborn Car Insurance Rate Comparisons

Dearborn, MI's average car insurance of $2945 differs from Lincoln Park, MI (-$97), Highland Park, MI (+$1269), Dearborn Heights, MI (-$481) and Michigan (-$425)

Dearborn Lincoln Park, MI Highland Park, MI Dearborn Heights, MI Michigan
Median Insurance Rates $2945 -$97 +$1269 -$481 -$425

Dearborn Car Insurance Savings By Neighborhood & Street Area

Dearborn Driver Street Residence & Car Locations Car Details in Dearborn Dearborn Driver Demographics Dearborn Auto Insurance Estimates Recent Dearborn Insurance Savings
Greenfield Village
Woodbury St2005 Buick Rendezvous CXL82 year male senior$3,193$865
Danvers Ln2007 Acura TSX 18 year female teenager$5,423$436
Bradford Ln2003 Chevrolet Silverado 2500HD Base25 year man$3,491$976
Middlebury Dr W2009 Ford Fusion V6 SEL50 year married man$3,202$806
Other Area
Southfield Dr2006 Audi A4 3.0 quattro74 year senior$3,785$556
Fern St2010 Mazda Mazda3 s Sport41 year married woman$2,282$496
Snow Ct2011 Hyundai Sonata GLS78 year female senior$3,240$682
Oak
W Morrow Cir2006 Chrysler 300C Srt-817 year male teenager$5,398$877
Reuter St2010 Toyota Prius V17 year teenager$5,060$436
Reuter St2012 Honda Civic LX35 year woman$2,517$668

Dearborn Post DUI Car Insurance Rates

Dearborn Westland Taylor River Rouge Michigan
Median Post DUI Insurance Rate $5477 -$1320 -$1127 -$227 -$790
Male Teenager Post DUI Insurance Rate $9804 -$2364 -$2019 -$406 -$1416
Female Teenager Post DUI Insurance Rate $9750 -$2351 -$2007 -$406 -$1408

The Post DUI insurance in Dearborn, MI's is $5477 compared to Westland (-$1320), Taylor (-$1127), River Rouge (-$227) and Michigan (-$790)

In Dearborn, a male teenager with Post DUI pays $54 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2003 Chevrolet Silverado 2500HD Base in Dearborn, MI would pay $9374 on auto insurance while a female teenager POST DUI would pay $9322.

Dearborn Car Insurance by Segment

Dearborn Teenagers Car Insurance Rates Comparison

7008 Dearborn Teenagers (7% of total population), 51% Male & 49% Female.

Dearborn Romulus Dearborn Heights Wayne Michigan
All Teenagers $5242 -$798 -$857 -$1401 -$757
Male Teenager $5271 -$802 -$861 -$1409 -$761
Female Teenager $5242 -$798 -$857 -$1401 -$757

Dearborn teenagers pay $5242 in insurance in contrast with Romulus (-$798), Dearborn Heights (-$857), Wayne (-$1401) and Michigan (-$757). The difference between Male & Female teenagers in Dearborn is $29

Example

  • 2009 Jeep Grand Cherokee Limited Male Teenager Insurance Rate $4,367
  • 2010 Lincoln MKZ Base Female Teenager Insurance Rate $5,429

Dearborn Men & Women Car Insurance

97509 Dearborn Adults (100% of total population), 49% Men & 51% Women.

Dearborn Detroit Highland Park Redford charter Michigan
All Women $2709 +$1059 +$1167 +$428 -$391
Married Women $2356 +$920 +$1015 +$372 -$340
All Men $3651 +$1428 +$1574 +$577 -$527
Married Men $3475 +$1358 +$1497 +$548 -$502

The typical insurance rate of $3651 that Dearborn Men pay varies from Detroit (+$1428), Highland Park (+$1574), Redford charter (+$577) and Michigan (-$527). In Dearborn, married men pay $1119 more than married women.

Example

  • 2013 Nissan Rogue S Married Men Insurance Rate $3,135
  • 2011 Cadillac DTS Premium Collection Married Women Insurance Rate $3,866

Dearborn Senior Car Insurance

16625 Dearborn Seniors (17% of total population), 44% Senior Men & 56% Senior Women.

Dearborn Inkster Wyandotte Royal Oak charter Michigan
All Seniors $3268 -$249 +$228 +$617 -$471
Senior Men $3268 -$249 +$228 +$617 -$471
Senior Women $3298 -$252 +$230 +$622 -$476

Dearborn seniors pay $3268 in insurance compared to Inkster (-$249), Wyandotte (+$228), Royal Oak charter (+$617) and Michigan (-$471). In Dearborn, senior men pay $30 less than senior women.

Dearborn Car Insurance Discounts for Multiple Vehicles

Dearborn Population with 1 Vehicle 13827 (42% of Dearborn population), 2 Vehicles 11791 (36% of the Dearborn population) and 3 vehicles 3267 (10% of the population)

Dearborn Westland Wyandotte Redford charter Michigan
2 Vehicles $5596 -$1349 +$389 +$883 -$808
3 Vehicles $8541 -$2059 +$594 +$1348 -$1233
4 Vehicles $11486 -$2769 +$799 +$1813 -$1658

Car Insurance Agents in Dearborn, MI

Rank Agent Name Agent Contact
1 Adam Soofi 5309 Telegraph Rd, Dearborn, MI 48125
2 Amy Bordes 23810 Michigan Avenue Suite 203 Dearborn, MI 48124
3 Leandra Champnella 24234 Michigan Ave Dearborn, MI 48124
4 Metro One Insurance Agency 3423 S Telegraph Rd, Dearborn, MI 48124
5 Poole & Jackson Insurance Agency 3765 Heritage Pkwy # 6, Dearborn, MI 48124

Find the Cheapest auto insurance in Dearborn, MI