Decatur, IL Auto Insurance Rates

Decatur, IL residents can save $380 by comparing multiple quotes & reading reviews & research on Decatur car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$685 $956 $1,294

Latest Auto Insurance Reviews in Decatur, Illinois


Progressive
I dont know if i have ever compared my insurance premium to any others, but i know its good with progressive because lots of my friends use them also.
State Farm
The comprehensive coverage I have causes the premium to be a little higher than less substantial coverages, but I find that the price is competitive with other companies when I have compared them. Overall, I'd rate the premium a 4.
Root Car Insurance
my auto insurance company is liberty mutual i am very satisfied with my policy i recently switched to them due to the treatment i received from my previous insurance company i would rate them 5 stars in coverage
Aaa
To my knowledge, my insurance company's premiums have always been very competitive compared to other insurance companies. I have never felt that I was overpaying for the coverage I was receiving.
Farm Bureau
My family has been with the company for years. They're conveniently located. The service is pretty good and the prices are fair. There are much worse companies out there
Allstate
They are responsive, easy to get in touch with and offer rates and terms that I am satisfied with. I have had the same agent for more than a decade, so consistency and reliability is also a big factor in staying with this company.
Write Your Review | Decatur, Illinois Auto Insurance Analysis
American Family Insurance, Decatur, IL
$52/1 month
Car Insurance Policy Holder
  • Single 48 Years old Female licensed 24 years ago with Financed Ford Expedition Limited used for Business with estimated annual mileage of 15,001 - 20,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Erie Insurance Group, Decatur, IL
$62/1 month
Car Insurance Policy Holder
  • Divorced 39 Years old Female licensed 7 years ago with Financed Porsche 911 Carrera used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • high school education & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Decatur, IL
$51/1 month
Car Insurance Policy Holder
  • Divorced 67 Years old Male licensed 44 years ago with Financed Suzuki, Grand Vitara Limited, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20001.
  • Vocational & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Decatur, IL
$697/12 months
Car Insurance Policy Holder
  • Single 24 Years old Female licensed 9 years ago with Financed Infiniti, M Series M35h, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
  • Bachelors, pursuing Graduate Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
American Family Insurance, Decatur, IL
$636/12 months
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 3 years ago with Own Kia, Sportage SX, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Nationwide Insurance, Decatur, IL
$844/12 months
Car Insurance Policy Holder
  • Married 41 Years old Male licensed 17 years ago with Own Mini, Cooper S, 2 Door Hatchback used for Business with estimated annual mileage of 20,001+.
  • Masters & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Decatur, IL
$814/12 months
Car Insurance Policy Holder
  • Single 66 Years old Female licensed 50 years ago with Own Ford, Edge Sport, 4 Door 4WD Utility used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • High School & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Decatur, IL
$578/12 months
Car Insurance Policy Holder
  • Married 78 Years old Female licensed 13 years ago with Financed Toyota, Camry LE, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Lawyer & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Decatur Car Insurance Rate Comparisons

Decatur, IL's average car insurance of $956 differs from LaPlace, IL (+$674), Oakley, IL (+$834), Mount Zion, IL (+$694) and Illinois (+$366)

Decatur LaPlace, IL Oakley, IL Mount Zion, IL Illinois
Median Insurance Rates $956 +$674 +$834 +$694 +$366

Decatur Car Insurance Savings By Neighborhood & Street Area

Decatur Driver Street Residence & Car Locations Car Details in Decatur Decatur Driver Demographics Decatur Auto Insurance Estimates Recent Decatur Insurance Savings
Bearsdale
Greenridge Dr2006 Buick LaCrosse CXS46 year married woman$700$450
N Carsons Trce2007 Ford Fusion SE66 year male senior$1,197$653
Longview Place
S Westlawn Ave2009 Mazda MAZDA3 i Sport18 year teenager$2,874$371
Taylor St2006 Cadillac DTS Luxury I21 year woman$998$844
Faries Park (historical)
Nolen Dr2011 Volkswagen Jetta S18 year male teenager$3,225$893
Lake Crest Dr2008 Jeep Liberty Limited38 year married man$1,130$659
Larkdale
Beth Blvd2008 Chrysler 300 C HEMI30 year man$1,421$707
E Camelot Cir2010 Toyota Prius II17 year female teenager$2,588$881
Wyckles
Catherine St2013 Honda Civic LX65 year senior$1,111$536
S Westlawn Ave2011 Lincoln MKZ Base70 year female senior$1,322$717

Decatur Post DUI Car Insurance Rates

Decatur South Macon Macon Illini Illinois
Median Post DUI Insurance Rate $1778 +$1570 +$1588 +$1421 +$680
Male Teenager Post DUI Insurance Rate $6668 +$5887 +$5955 +$5329 +$2552
Female Teenager Post DUI Insurance Rate $5617 +$4962 +$5020 +$4492 +$2152

The Post DUI insurance in Decatur, IL's is $1778 compared to South Macon (+$1570), Macon (+$1588), Illini (+$1421) and Illinois (+$680)

In Decatur, a male teenager with Post DUI pays $1051 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Mazda MAZDA3 i Sport in Decatur, IL would pay $5844 on auto insurance while a female teenager POST DUI would pay $4925.

Decatur Car Insurance by Segment

Decatur Teenagers Car Insurance Rates Comparison

5285 Decatur Teenagers (6% of total population), 50% Male & 50% Female.

Decatur Oreana Maroa Harristown Illinois
All Teenagers $3279 +$2757 +$2654 +$2929 +$1255
Male Teenager $3585 +$3015 +$2902 +$3202 +$1372
Female Teenager $3020 +$2541 +$2446 +$2699 +$1157

Decatur teenagers pay $3279 in insurance in contrast with Oreana (+$2757), Maroa (+$2654), Harristown (+$2929) and Illinois (+$1255). The difference between Male & Female teenagers in Decatur is $565

Example

  • 2014 Hyundai Sonata GLS Male Teenager Insurance Rate $3,236
  • 2014 Kia Sorento LX Female Teenager Insurance Rate $2,509

Decatur Men & Women Car Insurance

76091 Decatur Adults (100% of total population), 47% Men & 53% Women.

Decatur South Macon Warrensburg Maroa Illinois
All Women $898 +$794 +$765 +$728 +$344
Married Women $841 +$743 +$716 +$681 +$322
All Men $1663 +$1469 +$1416 +$1347 +$637
Married Men $1443 +$1275 +$1229 +$1169 +$553

The typical insurance rate of $1663 that Decatur Men pay varies from South Macon (+$1469), Warrensburg (+$1416), Maroa (+$1347) and Illinois (+$637). In Decatur, married men pay $602 more than married women.

Example

  • 2013 Dodge Journey Crew Married Men Insurance Rate $1,301
  • 2011 Audi A5 2.0T Premium Married Women Insurance Rate $1,580

Decatur Senior Car Insurance

17239 Decatur Seniors (22% of total population), 43% Senior Men & 57% Senior Women.

Decatur South Macon LaPlace Friends Creek Illinois
All Seniors $1357 +$1199 +$957 +$1099 +$520
Senior Men $1386 +$1224 +$977 +$1122 +$530
Senior Women $1347 +$1191 +$951 +$1092 +$517

Decatur seniors pay $1357 in insurance compared to South Macon (+$1199), LaPlace (+$957), Friends Creek (+$1099) and Illinois (+$520). In Decatur, senior men pay $39 more than senior women.

Decatur Car Insurance Discounts for Multiple Vehicles

Decatur Population with 1 Vehicle 12842 (41% of Decatur population), 2 Vehicles 10717 (34% of the Decatur population) and 3 vehicles 2929 (9% of the population)

Decatur Hickory Point Macon Long Creek Illinois
2 Vehicles $1817 +$1584 +$1622 +$1603 +$695
3 Vehicles $2773 +$2418 +$2476 +$2447 +$1061
4 Vehicles $3729 +$3252 +$3330 +$3291 +$1427

Find the Cheapest auto insurance in Decatur, IL