Des Moines, IA Auto Insurance Rates

Des Moines, IA residents can save $360 by comparing multiple quotes & reading reviews & research on Des Moines car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$679 $907 $1,369
Write Your Review | Des Moines, Iowa Auto Insurance Analysis
State Farm, Des Moines, IA
$44/1 month
Car Insurance Policy Holder
  • Single 42 Years old Female licensed 29 years ago with Own 1996 Honda Accord used for Pleasure with estimated annual mileage of 3,001 - 5,000.
  • vocational education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Bundled Home & Auto Insurance with no discount
  • $$0 - $10,000K (Per Person Bodily Injury) / $$0 - $10,000K (Per Accident Bodily Injury)
  • $0 - $10,000 K Property Damage
  • $0 - $10,000 K Personal Injury Protection
  • Collision insurance with $751 - $1,000 deductible
  • $0 - $10,000 K Uninsured Motorists Bodily Injury
  • $0 - $10,000 K Uninsured Motorists Property Damage
Amica Auto Insurance, Des Moines, IA
$50/1 month
Car Insurance Policy Holder
  • Divorced 39 Years old Female licensed 23 years ago with Financed Nissan Maxima S used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • high school education & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

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Des Moines Car Insurance Rate Comparisons

Des Moines, IA's average car insurance of $907 differs from Greenfield, IA (-$147), Bloomfield, IA (+$183), Johnston, IA (-$69) and Iowa (+$121)

Des Moines Greenfield, IA Bloomfield, IA Johnston, IA Iowa
Median Insurance Rates $907 -$147 +$183 -$69 +$121

Des Moines Car Insurance Savings By Neighborhood & Street Area

Des Moines Driver Street Residence & Car Locations Car Details in Des Moines Des Moines Driver Demographics Des Moines Auto Insurance Estimates Recent Des Moines Insurance Savings
Other Area
Greenfield Pkwy2004 Buick Century Custom65 year male senior$1,109$419
W County Line Rd2007 Ford Fusion SE38 year man$1,370$945
Pinehurst Cir2009 Mazda MAZDA3 i Sport53 year married man$1,390$601
Crestview Rd2011 Hyundai Sonata GLS53 year woman$808$407
Coventry Blvd2010 Nissan Rogue S18 year teenager$2,368$999
Acorn St2012 Honda Civic LX69 year senior$935$303
Gepke Pkwy2008 Cadillac DTS Luxury III33 year married woman$974$589
NW 25th St2010 Toyota Prius III18 year male teenager$2,669$928
113th Ave2012 Dodge Journey SXT71 year female senior$853$468
New Castle Dr2008 Jeep Grand Cherokee Laredo19 year female teenager$1,952$532

Des Moines Post DUI Car Insurance Rates

Des Moines Johnston Saylor West Des Moines Iowa
Median Post DUI Insurance Rate $1687 -$129 -$423 -$80 +$225
Male Teenager Post DUI Insurance Rate $5566 -$424 -$1393 -$264 +$743
Female Teenager Post DUI Insurance Rate $4233 -$322 -$1060 -$201 +$565

The Post DUI insurance in Des Moines, IA's is $1687 compared to Johnston (-$129), Saylor (-$423), West Des Moines (-$80) and Iowa (+$225)

In Des Moines, a male teenager with Post DUI pays $1333 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Mazda MAZDA3 i Sport in Des Moines, IA would pay $5020 on auto insurance while a female teenager POST DUI would pay $3818.

Des Moines Car Insurance by Segment

Des Moines Teenagers Car Insurance Rates Comparison

13420 Des Moines Teenagers (6% of total population), 51% Male & 49% Female.

Des Moines Saylor West Des Moines Altoona Iowa
All Teenagers $2530 -$633 -$120 -$215 +$338
Male Teenager $2993 -$749 -$142 -$254 +$399
Female Teenager $2276 -$570 -$108 -$193 +$304

Des Moines teenagers pay $2530 in insurance in contrast with Saylor (-$633), West Des Moines (-$120), Altoona (-$215) and Iowa (+$338). The difference between Male & Female teenagers in Des Moines is $717

Example

  • 2014 Volkswagen Jetta S Male Teenager Insurance Rate $2,748
  • 2008 Chrysler 300 Touring Female Teenager Insurance Rate $1,977

Des Moines Men & Women Car Insurance

204362 Des Moines Adults (100% of total population), 49% Men & 51% Women.

Des Moines Johnston Saylor Four Mile Iowa
All Women $852 -$65 -$213 +$482 +$114
Married Women $789 -$60 -$198 +$446 +$105
All Men $1541 -$117 -$385 +$873 +$206
Married Men $1541 -$117 -$385 +$873 +$206

The typical insurance rate of $1541 that Des Moines Men pay varies from Johnston (-$117), Saylor (-$385), Four Mile (+$873) and Iowa (+$206). In Des Moines, married men pay $752 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,455
  • 2013 BMW 3 Series 328i Married Women Insurance Rate $2,063

Des Moines Senior Car Insurance

32501 Des Moines Seniors (15% of total population), 43% Senior Men & 57% Senior Women.

Des Moines Windsor Heights Saylorville Carlisle Iowa
All Seniors $1097 -$15 +$584 +$28 +$146
Senior Men $1315 -$18 +$700 +$33 +$175
Senior Women $888 -$11 +$474 +$23 +$119

Des Moines seniors pay $1097 in insurance compared to Windsor Heights (-$15), Saylorville (+$584), Carlisle (+$28) and Iowa (+$146). In Des Moines, senior men pay $427 more than senior women.

Des Moines Car Insurance Discounts for Multiple Vehicles

Des Moines Population with 1 Vehicle 30679 (37% of Des Moines population), 2 Vehicles 30290 (37% of the Des Moines population) and 3 vehicles 9356 (11% of the population)

Des Moines Webster Johnston Cumming Iowa
2 Vehicles $1724 +$974 -$131 +$974 +$230
3 Vehicles $2631 +$1487 -$200 +$1487 +$351
4 Vehicles $3538 +$2000 -$269 +$2000 +$472

Car Insurance Agents in Des Moines, IA

Rank Agent Name Agent Contact
1 Ahrold Fay Rosenberg 604 Locust St Ste 800, Des Moines, IA 50309
2 Ana Sanchez-Drag 3900 E 14th St Ste 19, Des Moines, IA 50313
3 A Wagemann 1200 Valley W. Dr Ste 206-23, Des Moines, IA 50265
4 Big Value Insurance 3703 Douglas Ave, Des Moines, IA 50310
5 Bob Belmonte 2120 Rittenhouse St, Des Moines, IA 50321
6 Brad Van Meter 4229 Fleur Dr, Des Moines, IA 50321
7 Budget Insurance 2740 Douglas Ave, Des Moines, IA 50310
8 Chad Wempen Insurance & Financial Services 4685 Merle Hay Rd Ste 207, Des Moines, IA 50322
9 Chuck Smith 3801 Douglas Ave, Des Moines, IA 50310
10 Corcoran & Associates 2525 E Euclid Ave Ste 102, Des Moines, IA 50317