Downers Grove, IL Auto Insurance Rates

Downers Grove, IL residents can save $380 by comparing multiple quotes & reading reviews & research on Downers Grove car insurance rates, quotes, agents & coverage.

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$706 $948 $1,337

Latest Auto Insurance Reviews in Downers Grove, Illinois

I am satisfied with this premium compared to other insurance companies because it offers me more discounts. It offers me some discounts based on my driving history and affiliation with a professional organization.
State Farm
This company has the best deal for me. The payments are easy and the other ones do not offer this same coverage.
Premium figures have been really well with Geico. I chose a higher premium to keep monthly figures down to help with my monthly budgets
The company I am currently with a beat all other rates, so I switched to it. It is a decent amount cheaper, I am happy with it so far.
AAA is pretty standard and doesn't offer anything special beyond bundling discounts.
This company offers no frills, just the basics.
Customer support is good other than the fact that each department has its own customer service lines so if you have multiple questions you have to call multiple lines.
State Farm
My personal agent has a very large phone-tree if you call him, and sometimes emails can get lost in the shuffle. Once he is aware of the problem though, everything is handled well. For collisions sent through the website, everything was very prompt.
I love the fact that I am able to quickly get someone on the phone. Seems almost like you have your own personal agent to deal with your insurance. They have online payments as well as phone payments. I am also allowed to have other people call on my behalf and pay my bill for me. Overall a very good company.
I think the customer service people are overworked and have too many cases to deal with so you don't really get personal service.
I like this company because they are the cheapest option and they give me some good discounts. They are a good one to stick with, at least for now.
They are responsive, easy to get in touch with and offer rates and terms that I am satisfied with. I have had the same agent for more than a decade, so consistency and reliability is also a big factor in staying with this company.
This company doesn't go to bat for their customers. They basically just hope you will pay for everything and will go away.
State Farm
I still think my premium could be lower. I think they could offer some better discounts. I wish my agent had more flexibility but she has to mostly stick to the rates that the company provides for her to give.
I hear that it takes them a long time to pay claims so I worry that if I ever need to file that it will take a while for them to pay. I also do not like that they do not have a local office.
I recently had to pay $500 to get my car repaired after someone hit my car, and I am really unhappy about it. I don't feel like the company tried to get my claim resolved in a fair way at all.
Write Your Review | Downers Grove, Illinois Auto Insurance Analysis
State Farm Auto Insurance, Downers Grove, IL
$136/1 month
Car Insurance Policy Holder
  • Single 18 Years old Male licensed <1 year ago with Own Mazda CX-9 Sport used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • vocational education & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Downers Grove Car Insurance Rate Comparisons

Downers Grove, IL's average car insurance of $948 differs from Willowbrook, IL (+$892), Willow Springs, IL (+$126), Hinsdale, IL (+$832) and Illinois (+$374)

Downers Grove Willowbrook, IL Willow Springs, IL Hinsdale, IL Illinois
Median Insurance Rates $948 +$892 +$126 +$832 +$374

Downers Grove Car Insurance Savings By Neighborhood & Street Area

Downers Grove Driver Street Residence & Car Locations Car Details in Downers Grove Downers Grove Driver Demographics Downers Grove Auto Insurance Estimates Recent Downers Grove Insurance Savings
Valley View
Janet St2003 Buick Century Base77 year female senior$1,104$868
Morton Ave2011 Hyundai Sonata GLS84 year senior$1,207$657
Saint James Ct2008 Jeep Liberty Limited43 year married woman$650$560
Buckingham Pl2006 Cadillac DTS Luxury I26 year married man$1,588$564
Tedens (historical)
Waterford Ln2009 Ford Fusion SE18 year teenager$2,840$416
Rooke Ct2004 Mazda MAZDA3 i19 year male teenager$3,086$588
Meadowbrook Ln2010 Toyota Prius II18 year female teenager$2,556$453
Woodcreek Ct2008 GMC Sierra C150077 year male senior$1,284$576
Tower Rd2006 Chrysler 300C SRT-8 Base32 year woman$756$543
Otis Ave2014 Volkswagen Jetta S47 year man$1,484$923

Downers Grove Post DUI Car Insurance Rates

Downers Grove Woodridge Burr Ridge La Grange Illinois
Median Post DUI Insurance Rate $1763 +$26 +$1510 +$1510 +$695
Male Teenager Post DUI Insurance Rate $6612 +$97 +$5664 +$5664 +$2608
Female Teenager Post DUI Insurance Rate $5570 +$82 +$4773 +$4773 +$2199

The Post DUI insurance in Downers Grove, IL's is $1763 compared to Woodridge (+$26), Burr Ridge (+$1510), La Grange (+$1510) and Illinois (+$695)

In Downers Grove, a male teenager with Post DUI pays $1042 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Jeep Liberty Limited in Downers Grove, IL would pay $5154 on auto insurance while a female teenager POST DUI would pay $4343.

Downers Grove Car Insurance by Segment

Downers Grove Teenagers Car Insurance Rates Comparison

9996 Downers Grove Teenagers (6% of total population), 50% Male & 50% Female.

Downers Grove Lemont Western Springs Willow Springs Illinois
All Teenagers $3251 +$288 +$175 +$432 +$1283
Male Teenager $3555 +$315 +$191 +$472 +$1402
Female Teenager $2995 +$266 +$161 +$398 +$1182

Downers Grove teenagers pay $3251 in insurance in contrast with Lemont (+$288), Western Springs (+$175), Willow Springs (+$432) and Illinois (+$1283). The difference between Male & Female teenagers in Downers Grove is $560


  • 2012 Lincoln MKZ Base Male Teenager Insurance Rate $3,487
  • 2011 Audi A4 2.0T Premium Female Teenager Insurance Rate $3,276

Downers Grove Men & Women Car Insurance

147211 Downers Grove Adults (100% of total population), 48% Men & 52% Women.

Downers Grove Clarendon Hills Du Page Countryside Illinois
All Women $891 +$23 +$190 +$152 +$351
Married Women $834 +$22 +$178 +$142 +$329
All Men $1649 +$44 +$352 +$282 +$651
Married Men $1431 +$38 +$305 +$245 +$565

The typical insurance rate of $1649 that Downers Grove Men pay varies from Clarendon Hills (+$44), Du Page (+$352), Countryside (+$282) and Illinois (+$651). In Downers Grove, married men pay $597 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $1,301
  • 2014 Dodge Journey R/T Married Women Insurance Rate $1,257

Downers Grove Senior Car Insurance

30563 Downers Grove Seniors (20% of total population), 44% Senior Men & 56% Senior Women.

Downers Grove York Countryside Woodridge Illinois
All Seniors $1346 +$1266 +$230 +$20 +$531
Senior Men $1374 +$1294 +$235 +$20 +$542
Senior Women $1336 +$1258 +$229 +$20 +$528

Downers Grove seniors pay $1346 in insurance compared to York (+$1266), Countryside (+$230), Woodridge (+$20) and Illinois (+$531). In Downers Grove, senior men pay $38 more than senior women.

Downers Grove Car Insurance Discounts for Multiple Vehicles

Downers Grove Population with 1 Vehicle 17430 (31% of Downers Grove population), 2 Vehicles 26290 (47% of the Downers Grove population) and 3 vehicles 7636 (14% of the population)

Downers Grove Hinsdale Indian Head Park Lisle Illinois
2 Vehicles $1802 +$1580 +$1542 -$35 +$710
3 Vehicles $2750 +$2412 +$2354 -$53 +$1084
4 Vehicles $3698 +$3244 +$3166 -$71 +$1458

Car Insurance Agents in Downers Grove, IL

Rank Agent Name Agent Contact
1 LARRY SHISSLER 6912 Main St Ste 101, Downers Grove, IL 60516-3447