Durham, NC Auto Insurance Rates

Durham, NC residents can save $400 by comparing multiple quotes & reading reviews & research on Durham car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$713 $989 $1,353

Latest Auto Insurance Reviews in Durham, North Carolina


Progressive
When I have shopped around it seems like we really are getting the best rate by buying the insurance from Progressive directly.
State Farm
I think my insurance provider has the standard policy offerings that others offer
Geico
Pretty typical for full coverage insurance.
State Farm
this place has a cheaper policy and they are easier to work with.
Geico
The company is very responsive to my needs and professional to boot. I am satisfied with them in this regard.
State Farm
They are a large national company so I know they are not going to go under. My agent is very skilled and accessible. They have a good website. It is easy to make changes to my plan if I want to.
State Farm
I like the friendliness and helpfulness of the agents, and I really benefit from the low premiums. Affordable and friendly makes this provider overall satisfactory to me personally.
State Farm
Overall I like the options for policies and for discounts. Our agent is friendly and close by, easily accessible if we need to talk to her. The company's app makes it easy to file claims.
State Farm
I like that I feel like I get personal service, I also like that I feel very covered and that my deductible is fairly low compared to many other plans.
Geico
Everything was wonderful. It was a very positive experience.
Geico
I dislike the cost of my insurance. I think I pay way too much. I also wish I could change my rental coverage. I have an SUV so if something happens that class of car is very expensive to rent and would pay more of a premium if I could have higher rental coverage.
Write Your Review | Durham, North Carolina Auto Insurance Analysis
State Farm Auto Insurance, Durham, NC
$112/1 month
Car Insurance Policy Holder
  • Divorced 26 Years old Male licensed 1 year ago with Leased BMW 740I used for Business with estimated annual mileage of 15,001 - 20,000.
  • vocational education & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $500K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 300 K Personal Injury Protection
  • 300 K Uninsured Motorists Bodily Injury
  • 500 K Uninsured Motorists Property Damage

Durham Car Insurance Rate Comparisons

Durham, NC's average car insurance of $989 differs from Carr, NC (-$209), House Creek, NC (+$421), Lebanon, NC (-$159) and North Carolina (+$96)

Durham Carr, NC House Creek, NC Lebanon, NC North Carolina
Median Insurance Rates $989 -$209 +$421 -$159 +$96

Durham Car Insurance Savings By Neighborhood & Street Area

Durham Driver Street Residence & Car Locations Car Details in Durham Durham Driver Demographics Durham Auto Insurance Estimates Recent Durham Insurance Savings
The American Village
Landmark Pl2003 Buick Century Base16 year male teenager$2,641$810
Rowemont Dr2008 Chrysler 300 Touring75 year male senior$1,152$964
Surry Green
Wofford Rd2006 Mazda MAZDA3 i48 year man$1,268$874
Hamstead Ct2004 GMC Sierra 1500 Work Truck60 year senior$1,088$859
Orange Factory
Parkhaven Pl2007 Jeep Grand Cherokee Laredo37 year married woman$769$304
Clancey Ct2010 Lincoln MKZ Base47 year married man$1,374$993
Few
Bluestone Rd2007 Ford Fusion I-4 SE19 year teenager$2,379$507
Stepney Ct2011 Hyundai Sonata GLS29 year woman$957$387
Bethesda
Briarhaven Dr2010 Nissan Rogue S73 year female senior$1,150$986
Perigrine Way2008 Cadillac DTS 18 year female teenager$2,815$912

Durham Post DUI Car Insurance Rates

Durham Carrboro Chapel Hill New Light North Carolina
Median Post DUI Insurance Rate $1839 -$156 -$156 +$876 +$179
Male Teenager Post DUI Insurance Rate $5222 -$442 -$442 +$2489 +$508
Female Teenager Post DUI Insurance Rate $4542 -$385 -$385 +$2165 +$440

The Post DUI insurance in Durham, NC's is $1839 compared to Carrboro (-$156), Chapel Hill (-$156), New Light (+$876) and North Carolina (+$179)

In Durham, a male teenager with Post DUI pays $680 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Mazda MAZDA3 i in Durham, NC would pay $4927 on auto insurance while a female teenager POST DUI would pay $4285.

Durham Car Insurance by Segment

Durham Teenagers Car Insurance Rates Comparison

16498 Durham Teenagers (7% of total population), 48% Male & 52% Female.

Durham Williams Morrisville Orange County North Carolina
All Teenagers $2571 +$1121 -$127 +$1199 +$250
Male Teenager $2808 +$1224 -$139 +$1310 +$273
Female Teenager $2442 +$1065 -$121 +$1139 +$237

Durham teenagers pay $2571 in insurance in contrast with Williams (+$1121), Morrisville (-$127), Orange County (+$1199) and North Carolina (+$250). The difference between Male & Female teenagers in Durham is $366

Example

  • 2014 Volkswagen Jetta S Male Teenager Insurance Rate $2,757
  • 2013 Honda Civic LX Female Teenager Insurance Rate $2,153

Durham Men & Women Car Insurance

229963 Durham Adults (100% of total population), 47% Men & 53% Women.

Durham Oak Grove Orange County Carrboro North Carolina
All Women $959 +$108 +$447 -$82 +$93
Married Women $899 +$102 +$420 -$76 +$88
All Men $1345 +$151 +$627 -$115 +$130
Married Men $1325 +$149 +$618 -$113 +$128

The typical insurance rate of $1345 that Durham Men pay varies from Oak Grove (+$151), Orange County (+$627), Carrboro (-$115) and North Carolina (+$130). In Durham, married men pay $426 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,323
  • 2012 BMW 3 Series 328i Married Women Insurance Rate $1,717

Durham Senior Car Insurance

31021 Durham Seniors (13% of total population), 41% Senior Men & 59% Senior Women.

Durham New Light Carrboro Bartons Creek North Carolina
All Seniors $1206 +$575 -$102 +$563 +$117
Senior Men $1206 +$575 -$102 +$563 +$117
Senior Women $1226 +$584 -$104 +$572 +$119

Durham seniors pay $1206 in insurance compared to New Light (+$575), Carrboro (-$102), Bartons Creek (+$563) and North Carolina (+$117). In Durham, senior men pay $20 less than senior women.

Durham Car Insurance Discounts for Multiple Vehicles

Durham Population with 1 Vehicle 37669 (40% of Durham population), 2 Vehicles 35476 (37% of the Durham population) and 3 vehicles 9325 (10% of the population)

Durham Morrisville Bartons Creek Hillsborough North Carolina
2 Vehicles $1880 -$94 +$875 -$160 +$182
3 Vehicles $2869 -$143 +$1336 -$244 +$278
4 Vehicles $3858 -$192 +$1797 -$328 +$374

Find the Cheapest auto insurance in Durham, NC