El Cajon, CA Auto Insurance Rates

El Cajon, CA residents can save $520 by comparing multiple quotes & reading reviews & research on El Cajon car insurance rates, quotes, agents & coverage.

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$823 $1,298 $2,111

Latest Auto Insurance Reviews in El Cajon, California


Progressive
progressive has been a gem of acompany to work with, and lowers my premium on occassion. Thet have been a great company to work with and are always there to serve us.
Allstate
my premium is pretty much a tad cheaper than most other companies its why I am with them since I was overpaying at a different place
Mercury
MY COVERAGE FOR THIS COMPANY IS ABOUT $1,700 A YEAR CHEAPER THAN WHAT I HAD BEFORE. I HAD CAR INSURANCE WITH AAA AND I HAVE FOUND THAT THEY WERE THE MOST EXPENSIVE COMPARED TO OTHER AUTO QUOTES WHEN I WAS SHOPPING.
Liberty Mutual
I have compared my policy with others over the past 5 years, for a long time I was getting the better rate with my insurance compared to others, Now my policy is about 16 dollars more a month than what others are quoting me, But I do have accident forgiveness which would pay for the additional cost of my premium if I were in a wreck
Geico
My insurance is pretty typical of most companies. I got the bare minimum I could get to still have full coverage insurance as required since my car is still bank owned. I have a $5,000 deductible.
State Farm
I have not compared insurance companies in a very long time. The last time I looked, the cost of my coverage was a very little bit more expensive. However, it would have to save considerable money for me to lose the years I have invested in State Farm.
Geico
When price checked, the pricing for the multi-car has been the best value for the age and condition of both of my vehicles. Also, the rates reduce the longer I have the policy with no accidents
State Farm
My premium is lower than most other companies can offer. I took advantage of checking with Geico for example and they sent me away saying they could not give me a better rate.
Allstate
The premium is $1778 every 6 months. This is expensive but the car is 2017 Jaguar XJL that costs over $90K new. I am a longtime Allstate customer so I have not shopped with other companies but assume the cost is comparable. To change insurers would involve 2 other vehicles and the house
State Farm
The premium for my insurance was less than half of what I was paying through a name brand company before. I also get more coverage for less price and I'm able to group auto with home.
Geico
It covers damages and medical, it was cheaper than my last company.
Allstate
The deductible is low and coverage is flexible
Progressive
It has a reasonable price and easy to manage policy online
Mercury
THEY ARE THE CHEAPEST FOR SAME COVERAGE FOR MOST PLACES
Geico
Geico has an easy to access the website. They have 24-hour phone support and whenever I have called the operators are friendly and helpful. Our policy is reasonable in price and Geico offers a variety of payment options including changing the date a payment is due if we are having financial issues. They offer many different policy options and also have renters insurance (and other types too).
Geico
I like Geico. for the most part, they are good. anytime I have had an issue they have been very helpful. there have been some small issues but nothing that makes me want to change.
Geico
It is affordable and keeps me insured.
Esurance
they offer a policy that meets my budget compared to others
Esurance
The coverage they offer is similar but the price is a small percentage cheaper.
Allstate
My local All State office provides good customer service and comprehensive offerings. We also have our house with them and get discounts because of that. All-State is a major insurer and we get the stability they prove. I also assume that most major insurers provide similar features though I am a long time customer and have not done any comparison shopping in awhile
Progressive
they don't offer some things you hear about such as accident forgiveness
Progressive
It was the least expensive of all the companies I checked.
State Farm
I recently switched to a different agent because I had become very unhappy with the one I had. I am happier with the new one they work hard to help me out
State Farm
The few times that I've needed to do anything with them. They do it immediately and efficiently. They called me when I turned 25 to get my premium down from what it was. I've been a loyal customer for over 10 years.
Progressive
I like the fact that they are always available by phone and always answer questions well. I have been a bit disappointed with the roadside assistance but haven't had to use it much
Geico
I can call 24 hours a day and speak with someone about my coverage but I do not have an office local that I can go sit down and speak with someone face to face.
Allstate
The insurance company is easily accessible. I can do an online chat with them if I want to make a claim, so I don't need to talk to anyone. Also, I can call their 24-hour hotline if I ever need assistance. They are always there for me.
Progressive
This company is very accessible - online, app, & phone
Mercury
THE ONLY THING I DO NOT LIKE IS I HAD TO GO THROUGH AN INSURANCE COMPANY THAT IS A BROKER AND THEY BROKERED MY POLICY TO MERCURY. WHEN TRYING TO CONTACT THEM I HAVE TO CONTACT MY AGENT AND THEN MY AGENT HAS TO GO AND CONTACT THEM I DO NOT CONTACT THEM DIRECTLY
Geico
I love that I have 24/7 access to Geico. It really helps when I do not have time during the day to do things and have to do stuff in the evenings.
Geico
we can get in contact with Geico 24 hours a day. There are several different ways to contact them including email, phone, online chat, and snail mail. They also have an app for the phone. the people we have communicated with have always been friendly and helpful.
State Farm
I like that I have a physical office and a physical agent should I need assistance. I can also walk into their office with my insurance payment and have it posted on the spot so that I know my payment will not be late.
Metlife
They are very accessible. I have been able to get in touch with them every time I have had a question or needed assistance. If I ever need to report a claim or ask questions about my policy I am able to get in touch with them.
Geico
There are many ways to contact the company; email, chat or by phone. I have used all the different types of communication all have worked out well. Usual wait times and everyone was friendly.
Esurance
I can either call or use email to contact the company. They also have a website to access information about my account.
State Farm
the interaction has been excellent all the time. my car was destroyed in a flood. it was replaced within days
Progressive
I feel as if each interaction is more personable than any other places. I feel like the person on the phone actually cares about me and the issue that I have.
Liberty Mutual
Overall, it's a reputable company with competitive premiums. It's pretty good so far, and (fortunately) I have yet to actually need to use it. Could do away with rising premiums, but that happens with pretty much any insurance company.
Geico
They are friendly and helpful. They are honest. They have been affordable for most of the time I've used them.
Allstate
Overall, All-State is a great company. I would recommend anyone to use it. Farmer's may be the premier insurance company, but I have found that All State can do everything that Farmer's does, but at a cheaper price. I love my agent and I would recommend him to anyone.
State Farm
They have a very good response time, they are for the most part friendly and they work with me when I need them too. They have an easy claims process and paying my bill is very east as well
Allstate
its a good value for the money that I pay, thankfully I have not needed anything too serious. it gives me an affordable option
Mercury
I LIKE THE CHEAP PREMIUM CONSIDERING I HAVE THREE CARS INSURED AND IT WAS VERY EASY SIGNING UP AND MAKING THE PAYMENTS
Geico
Overall, this company ensures the drivers that coverage is immediate upon payment. You have on-call roadside assistance when needed. Customer service is very nice and willing to help at all times.
Esurance
I like the communication options and the price of the policy. There are no negatives that I can see.
Geico
I like the options they offer and what they provide in terms of service and discounts. I am happy with my insurance provider.
Progressive
I like their pricing and I like that I am always able to reach customer service to ask questions or make policy changes.
Progressive
The roadside assistance is slow or in one case nonexistent and cost of hours of waiting until the local sheriff came by to help. otherwise, I have nothing bad to say about the company
Geico
Premiums keep rising even though I have never filed a claim.
Progressive
I would have to say the only thing I don't really love about the company is the cost of the insurance. It is a little higher than I would like to be paying but most car insurance in the state is. There isn't much I can do about that.
State Farm
I would love to have a lower insurance rate, of course. The option to see different options if we wanted to easily on the app would be a nice thing to have as well.
Geico
Their telephone line makes it difficult to get through to a live human representative. It should be made easier.
Mercury
THE ONLY THING I DON'T LIKE OVERALL IS THAT I HAVE TO GO THROUGH A BROKER AND MY AGENT CANNOT MAKE CHANGES RIGHT AWAY THEY HAVE TO BE APPROVED SO IT CAN TAKE A FEW DAYS TO GET THAT DONE
Esurance
I dislike that when my coverage renews they do not send me a new card in the mail so I have to print it
Allstate
They don't want to pay out on claims. If you break your back in an accident you should be able to get full payout. They don't even want to pay us what is medical bills have cost.
Geico
They are a big company it is easy to fall through the cracks; you are just another number it is impersonal
Write Your Review | El Cajon, California Auto Insurance Analysis
Farmers Auto Insurance, El Cajon, CA
$72/1 month
Car Insurance Policy Holder
  • Married 34 Years old Female licensed 12 years ago with Own Honda Insight LX used for Business with estimated annual mileage of 20,001+.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Geico, El Cajon, CA
$71/1 month
Car Insurance Policy Holder
  • Divorced 25 Years old Female licensed 9 years ago with Financed Kia Forte SX used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Bachelors, pursuing Graduate Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Farmers Auto Insurance, El Cajon, CA
$118/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Subaru, Impreza WRX, 4 Door Sedan AWD used for Business with estimated annual mileage of 20001.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Safeco Insurance, El Cajon, CA
$1,117/12 months
Car Insurance Policy Holder
  • Single 43 Years old Male licensed 13 years ago with Financed Toyota, Camry SE, 4 Door Sedan used for Business with estimated annual mileage of 20,001+.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Farmers Auto Insurance, El Cajon, CA
$1,221/12 months
Car Insurance Policy Holder
  • Divorced 23 Years old Female licensed 4 years ago with Leased Ford, Mustang GT, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, El Cajon, CA
$1,358/12 months
Car Insurance Policy Holder
  • Single 79 Years old Female licensed 19 years ago with Own Hyundai, Genesis 2.0T, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, El Cajon, CA
$739/12 months
Car Insurance Policy Holder
  • Single 22 Years old Female licensed 5 years ago with Own Ford, Flex SEL, 2WD 4 Door MPV used for Business with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Aaa Auto Insurance, El Cajon, CA
$1,145/12 months
Car Insurance Policy Holder
  • Single 54 Years old Male licensed 28 years ago with Financed Ford, Explorer Limited, 4 Door SUV 2WD SOHC used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

El Cajon Car Insurance Rate Comparisons

El Cajon, CA's average car insurance of $1298 differs from Rancho San Diego, CA (+$12), Bonita, CA (-$78), Lemon Grove, CA (+$10) and California (+$521)

El Cajon Rancho San Diego, CA Bonita, CA Lemon Grove, CA California
Median Insurance Rates $1298 +$12 -$78 +$10 +$521

El Cajon Car Insurance Savings By Neighborhood & Street Area

El Cajon Driver Street Residence & Car Locations Car Details in El Cajon El Cajon Driver Demographics El Cajon Auto Insurance Estimates Recent El Cajon Insurance Savings
Other Area
Charles Way2003 Buick Rendezvous CX44 year man$1,654$866
Louise Ct2009 Ford Fusion V6 SEL18 year male teenager$2,594$878
Cajon Heights
Brockwood Dr2009 Acura TSX Base30 year married man$1,536$887
Sandalwood Dr2011 Hyundai Sonata GLS19 year teenager$2,772$521
Camerons Mobile Home Park
Bates Ln2010 Nissan Rogue S75 year female senior$1,329$725
Poinciana Dr2010 Cadillac DTS Premium Collection19 year female teenager$3,142$694
Mount Helix
Olde Grove Ln2008 Chrysler 300 Touring63 year senior$1,365$668
Country View Rd2010 Toyota Prius V47 year married woman$1,082$931
Hillsdale
Overlook Ln2010 Mazda Mazda3 s Grand Touring82 year male senior$1,290$526
S Mollison Ave2002 Chevrolet Silverado 2500HD Base54 year woman$1,176$617

El Cajon Post DUI Car Insurance Rates

El Cajon Lakeside Bostonia Casa de Oro-Mount Helix California
Median Post DUI Insurance Rate $2414 +$1473 +$1808 +$2254 +$969
Male Teenager Post DUI Insurance Rate $5261 +$3213 +$3942 +$4915 +$2113
Female Teenager Post DUI Insurance Rate $5237 +$3198 +$3923 +$4892 +$2104

The Post DUI insurance in El Cajon, CA's is $2414 compared to Lakeside (+$1473), Bostonia (+$1808), Casa de Oro-Mount Helix (+$2254) and California (+$969)

In El Cajon, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Acura TSX Base in El Cajon, CA would pay $5148 on auto insurance while a female teenager POST DUI would pay $5124.

El Cajon Car Insurance by Segment

El Cajon Teenagers Car Insurance Rates Comparison

7422 El Cajon Teenagers (7% of total population), 49% Male & 51% Female.

El Cajon Alpine Santee Bonita California
All Teenagers $2829 -$322 -$181 -$170 +$1136
Male Teenager $2829 -$322 -$181 -$170 +$1136
Female Teenager $2816 -$321 -$180 -$169 +$1131

El Cajon teenagers pay $2829 in insurance in contrast with Alpine (-$322), Santee (-$181), Bonita (-$170) and California (+$1136). The difference between Male & Female teenagers in El Cajon is $13

Example

  • 2013 Honda Civic LX Male Teenager Insurance Rate $2,452
  • 2011 Kia Sorento LX Female Teenager Insurance Rate $2,480

El Cajon Men & Women Car Insurance

99680 El Cajon Adults (100% of total population), 49% Men & 51% Women.

El Cajon Santee Winter Gardens Poway California
All Women $1259 -$81 +$923 -$54 +$505
Married Women $1220 -$78 +$895 -$52 +$489
All Men $1648 -$105 +$1209 -$70 +$662
Married Men $1570 -$100 +$1152 -$66 +$630

The typical insurance rate of $1648 that El Cajon Men pay varies from Santee (-$105), Winter Gardens (+$1209), Poway (-$70) and California (+$662). In El Cajon, married men pay $350 more than married women.

Example

  • 2011 GMC Sierra 1500 SLE Married Men Insurance Rate $1,372
  • 2011 Lincoln MKZ AWD Married Women Insurance Rate $1,574

El Cajon Senior Car Insurance

15050 El Cajon Seniors (15% of total population), 42% Senior Men & 58% Senior Women.

El Cajon Alpine Spring Valley Lemon Grove California
All Seniors $1375 -$156 +$745 +$11 +$553
Senior Men $1349 -$153 +$731 +$11 +$542
Senior Women $1401 -$159 +$759 +$11 +$563

El Cajon seniors pay $1375 in insurance compared to Alpine (-$156), Spring Valley (+$745), Lemon Grove (+$11) and California (+$553). In El Cajon, senior men pay $52 less than senior women.

El Cajon Car Insurance Discounts for Multiple Vehicles

El Cajon Population with 1 Vehicle 12593 (39% of El Cajon population), 2 Vehicles 11029 (34% of the El Cajon population) and 3 vehicles 3936 (12% of the population)

El Cajon Santee National City Spring Valley California
2 Vehicles $2467 -$158 +$1903 +$1333 +$990
3 Vehicles $3765 -$241 +$2905 +$2035 +$1511
4 Vehicles $5063 -$324 +$3907 +$2737 +$2032

Find the Cheapest auto insurance in El Cajon, CA