El Cajon, CA Auto Insurance Rates

El Cajon, CA residents can save $520 by comparing multiple quotes & reading reviews & research on El Cajon car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$823 $1,298 $2,111

Latest Auto Insurance Reviews in El Cajon, California


State Farm
We have a local agent that we can go and talk to if we have questions or if we want to make any changes. He spends time with us and gives lots of options.
American National Property And Casualty Company
in comparison with the other insurance policies I feel that the insurance company in which I am currently insured gives me much more confidence and security than the other companies
Geico
When I was looking for insurance rates, I checked with Geico, Statefarm and progressive but went with Geico because they were quicker to respond, they gave me a discount which made my payments about $30 less a month compared to my other two options, and that is why I chose them.
Allstate
my premium is pretty much a tad cheaper than most other companies its why I am with them since I was overpaying at a different place
Write Your Review | El Cajon, California Auto Insurance Analysis
Farmers Auto Insurance, El Cajon, CA
$72/1 month
Car Insurance Policy Holder
  • Married 34 Years old Female licensed 12 years ago with Own Honda Insight LX used for Business with estimated annual mileage of 20,001+.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Geico, El Cajon, CA
$71/1 month
Car Insurance Policy Holder
  • Divorced 25 Years old Female licensed 9 years ago with Financed Kia Forte SX used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Bachelors, pursuing Graduate Degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Farmers Auto Insurance, El Cajon, CA
$118/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Subaru, Impreza WRX, 4 Door Sedan AWD used for Business with estimated annual mileage of 20001.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Safeco Insurance, El Cajon, CA
$1,117/12 months
Car Insurance Policy Holder
  • Single 43 Years old Male licensed 13 years ago with Financed Toyota, Camry SE, 4 Door Sedan used for Business with estimated annual mileage of 20,001+.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Farmers Auto Insurance, El Cajon, CA
$1,221/12 months
Car Insurance Policy Holder
  • Divorced 23 Years old Female licensed 4 years ago with Leased Ford, Mustang GT, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, El Cajon, CA
$1,358/12 months
Car Insurance Policy Holder
  • Single 79 Years old Female licensed 19 years ago with Own Hyundai, Genesis 2.0T, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, El Cajon, CA
$739/12 months
Car Insurance Policy Holder
  • Single 22 Years old Female licensed 5 years ago with Own Ford, Flex SEL, 2WD 4 Door MPV used for Business with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Aaa Auto Insurance, El Cajon, CA
$1,145/12 months
Car Insurance Policy Holder
  • Single 54 Years old Male licensed 28 years ago with Financed Ford, Explorer Limited, 4 Door SUV 2WD SOHC used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

El Cajon Car Insurance Rate Comparisons

El Cajon, CA's average car insurance of $1298 differs from Rancho San Diego, CA (+$12), Bonita, CA (-$78), Lemon Grove, CA (+$10) and California (+$521)

El Cajon Rancho San Diego, CA Bonita, CA Lemon Grove, CA California
Median Insurance Rates $1298 +$12 -$78 +$10 +$521

El Cajon Car Insurance Savings By Neighborhood & Street Area

El Cajon Driver Street Residence & Car Locations Car Details in El Cajon El Cajon Driver Demographics El Cajon Auto Insurance Estimates Recent El Cajon Insurance Savings
Other Area
Charles Way2003 Buick Rendezvous CX44 year man$1,654$866
Louise Ct2009 Ford Fusion V6 SEL18 year male teenager$2,594$878
Cajon Heights
Brockwood Dr2009 Acura TSX Base30 year married man$1,536$887
Sandalwood Dr2011 Hyundai Sonata GLS19 year teenager$2,772$521
Camerons Mobile Home Park
Bates Ln2010 Nissan Rogue S75 year female senior$1,329$725
Poinciana Dr2010 Cadillac DTS Premium Collection19 year female teenager$3,142$694
Mount Helix
Olde Grove Ln2008 Chrysler 300 Touring63 year senior$1,365$668
Country View Rd2010 Toyota Prius V47 year married woman$1,082$931
Hillsdale
Overlook Ln2010 Mazda Mazda3 s Grand Touring82 year male senior$1,290$526
S Mollison Ave2002 Chevrolet Silverado 2500HD Base54 year woman$1,176$617

El Cajon Post DUI Car Insurance Rates

El Cajon Lakeside Bostonia Casa de Oro-Mount Helix California
Median Post DUI Insurance Rate $2414 +$1473 +$1808 +$2254 +$969
Male Teenager Post DUI Insurance Rate $5261 +$3213 +$3942 +$4915 +$2113
Female Teenager Post DUI Insurance Rate $5237 +$3198 +$3923 +$4892 +$2104

The Post DUI insurance in El Cajon, CA's is $2414 compared to Lakeside (+$1473), Bostonia (+$1808), Casa de Oro-Mount Helix (+$2254) and California (+$969)

In El Cajon, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Acura TSX Base in El Cajon, CA would pay $5148 on auto insurance while a female teenager POST DUI would pay $5124.

El Cajon Car Insurance by Segment

El Cajon Teenagers Car Insurance Rates Comparison

7422 El Cajon Teenagers (7% of total population), 49% Male & 51% Female.

El Cajon Alpine Santee Bonita California
All Teenagers $2829 -$322 -$181 -$170 +$1136
Male Teenager $2829 -$322 -$181 -$170 +$1136
Female Teenager $2816 -$321 -$180 -$169 +$1131

El Cajon teenagers pay $2829 in insurance in contrast with Alpine (-$322), Santee (-$181), Bonita (-$170) and California (+$1136). The difference between Male & Female teenagers in El Cajon is $13

Example

  • 2013 Honda Civic LX Male Teenager Insurance Rate $2,452
  • 2011 Kia Sorento LX Female Teenager Insurance Rate $2,480

El Cajon Men & Women Car Insurance

99680 El Cajon Adults (100% of total population), 49% Men & 51% Women.

El Cajon Santee Winter Gardens Poway California
All Women $1259 -$81 +$923 -$54 +$505
Married Women $1220 -$78 +$895 -$52 +$489
All Men $1648 -$105 +$1209 -$70 +$662
Married Men $1570 -$100 +$1152 -$66 +$630

The typical insurance rate of $1648 that El Cajon Men pay varies from Santee (-$105), Winter Gardens (+$1209), Poway (-$70) and California (+$662). In El Cajon, married men pay $350 more than married women.

Example

  • 2011 GMC Sierra 1500 SLE Married Men Insurance Rate $1,372
  • 2011 Lincoln MKZ AWD Married Women Insurance Rate $1,574

El Cajon Senior Car Insurance

15050 El Cajon Seniors (15% of total population), 42% Senior Men & 58% Senior Women.

El Cajon Alpine Spring Valley Lemon Grove California
All Seniors $1375 -$156 +$745 +$11 +$553
Senior Men $1349 -$153 +$731 +$11 +$542
Senior Women $1401 -$159 +$759 +$11 +$563

El Cajon seniors pay $1375 in insurance compared to Alpine (-$156), Spring Valley (+$745), Lemon Grove (+$11) and California (+$553). In El Cajon, senior men pay $52 less than senior women.

El Cajon Car Insurance Discounts for Multiple Vehicles

El Cajon Population with 1 Vehicle 12593 (39% of El Cajon population), 2 Vehicles 11029 (34% of the El Cajon population) and 3 vehicles 3936 (12% of the population)

El Cajon Santee National City Spring Valley California
2 Vehicles $2467 -$158 +$1903 +$1333 +$990
3 Vehicles $3765 -$241 +$2905 +$2035 +$1511
4 Vehicles $5063 -$324 +$3907 +$2737 +$2032

Find the Cheapest auto insurance in El Cajon, CA