Elgin, IL Auto Insurance Rates

Elgin, IL residents can save $400 by comparing multiple quotes & reading reviews & research on Elgin car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$644 $1,002 $1,309

Latest Auto Insurance Reviews in Elgin, Illinois


Geico
I am satisfied with this premium compared to other insurance companies because it offers me more discounts. It offers me some discounts based on my driving history and affiliation with a professional organization.
State Farm
This company has the best deal for me. The payments are easy and the other ones do not offer this same coverage.
Geico
Premium figures have been really well with Geico. I chose a higher premium to keep monthly figures down to help with my monthly budgets
Geico
The company I am currently with a beat all other rates, so I switched to it. It is a decent amount cheaper, I am happy with it so far.
Aaa
AAA is pretty standard and doesn't offer anything special beyond bundling discounts.
Aaa
This company offers no frills, just the basics.
Aaa
Customer support is good other than the fact that each department has its own customer service lines so if you have multiple questions you have to call multiple lines.
State Farm
My personal agent has a very large phone-tree if you call him, and sometimes emails can get lost in the shuffle. Once he is aware of the problem though, everything is handled well. For collisions sent through the website, everything was very prompt.
Geico
I love the fact that I am able to quickly get someone on the phone. Seems almost like you have your own personal agent to deal with your insurance. They have online payments as well as phone payments. I am also allowed to have other people call on my behalf and pay my bill for me. Overall a very good company.
Aaa
I think the customer service people are overworked and have too many cases to deal with so you don't really get personal service.
Geico
I like this company because they are the cheapest option and they give me some good discounts. They are a good one to stick with, at least for now.
Allstate
They are responsive, easy to get in touch with and offer rates and terms that I am satisfied with. I have had the same agent for more than a decade, so consistency and reliability is also a big factor in staying with this company.
Aaa
This company doesn't go to bat for their customers. They basically just hope you will pay for everything and will go away.
State Farm
I still think my premium could be lower. I think they could offer some better discounts. I wish my agent had more flexibility but she has to mostly stick to the rates that the company provides for her to give.
Geico
I hear that it takes them a long time to pay claims so I worry that if I ever need to file that it will take a while for them to pay. I also do not like that they do not have a local office.
Aaa
I recently had to pay $500 to get my car repaired after someone hit my car, and I am really unhappy about it. I don't feel like the company tried to get my claim resolved in a fair way at all.
Write Your Review | Elgin, Illinois Auto Insurance Analysis
Geico, Elgin, IL
$63/1 month
Car Insurance Policy Holder
  • Divorced 54 Years old Male licensed 37 years ago with Own Acura ZDX used for Business with estimated annual mileage of 15,001 - 20,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • >3 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Elgin Car Insurance Rate Comparisons

Elgin, IL's average car insurance of $1002 differs from Carpentersville, IL (-$8), St. Charles, IL (+$758), East Dundee, IL (+$308) and Illinois (+$320)

Elgin Carpentersville, IL St. Charles, IL East Dundee, IL Illinois
Median Insurance Rates $1002 -$8 +$758 +$308 +$320

Elgin Car Insurance Savings By Neighborhood & Street Area

Elgin Driver Street Residence & Car Locations Car Details in Elgin Elgin Driver Demographics Elgin Auto Insurance Estimates Recent Elgin Insurance Savings
Spring Lake Mobile Home Park
Butler Dr2000 Buick Regal GS40 year married woman$729$422
Monarch Dr2008 Mazda MAZDA3 i Sport64 year senior$1,245$399
Douglas Rd2008 Ford Fusion I4 SE63 year female senior$1,236$835
Westridge Blvd2012 Volkswagen Jetta S17 year teenager$3,087$586
Edinburgh Dr2008 Cadillac DTS Base36 year married man$1,676$683
Sherwood Oaks
Cobblestone Ct2011 Hyundai Sonata GLS78 year male senior$1,303$807
Frank Dr2008 Jeep Liberty Limited30 year man$1,371$307
Bent Ridge Ln2008 GMC Sierra 1500 SLE119 year male teenager$3,506$719
Red Oak Dr2013 Honda Civic LX16 year female teenager$2,597$811
Algona Ave2009 Chrysler 300 C HEMI30 year woman$806$730

Elgin Post DUI Car Insurance Rates

Elgin Campton Hills Carpentersville Gilberts Illinois
Median Post DUI Insurance Rate $1863 +$1559 -$15 -$9 +$595
Male Teenager Post DUI Insurance Rate $6988 +$5846 -$56 -$36 +$2232
Female Teenager Post DUI Insurance Rate $5888 +$4926 -$46 -$29 +$1881

The Post DUI insurance in Elgin, IL's is $1863 compared to Campton Hills (+$1559), Carpentersville (-$15), Gilberts (-$9) and Illinois (+$595)

In Elgin, a male teenager with Post DUI pays $1100 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Elgin, IL would pay $6115 on auto insurance while a female teenager POST DUI would pay $5154.

Elgin Car Insurance by Segment

Elgin Teenagers Car Insurance Rates Comparison

7937 Elgin Teenagers (7% of total population), 52% Male & 48% Female.

Elgin Carpentersville South Elgin Hanover Illinois
All Teenagers $3436 -$27 -$133 +$474 +$1098
Male Teenager $3757 -$30 -$146 +$518 +$1200
Female Teenager $3166 -$25 -$123 +$436 +$1011

Elgin teenagers pay $3436 in insurance in contrast with Carpentersville (-$27), South Elgin (-$133), Hanover (+$474) and Illinois (+$1098). The difference between Male & Female teenagers in Elgin is $591

Example

  • 2010 Toyota Prius Male Teenager Insurance Rate $3,221
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $2,847

Elgin Men & Women Car Insurance

109513 Elgin Adults (100% of total population), 50% Men & 50% Women.

Elgin Dundee West Dundee Campton Illinois
All Women $941 +$149 +$713 +$751 +$301
Married Women $881 +$139 +$667 +$703 +$282
All Men $1743 +$275 +$1319 +$1389 +$557
Married Men $1513 +$238 +$1144 +$1205 +$483

The typical insurance rate of $1743 that Elgin Men pay varies from Dundee (+$275), West Dundee (+$1319), Campton (+$1389) and Illinois (+$557). In Elgin, married men pay $632 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,396
  • 2014 Dodge Journey Limited Married Women Insurance Rate $1,333

Elgin Senior Car Insurance

14209 Elgin Seniors (12% of total population), 42% Senior Men & 58% Senior Women.

Elgin Barrington Kane County Sleepy Hollow Illinois
All Seniors $1422 -$5 +$26 +$1020 +$455
Senior Men $1452 -$5 +$27 +$1042 +$464
Senior Women $1412 -$5 +$26 +$1013 +$452

Elgin seniors pay $1422 in insurance compared to Barrington (-$5), Kane County (+$26), Sleepy Hollow (+$1020) and Illinois (+$455). In Elgin, senior men pay $40 more than senior women.

Elgin Car Insurance Discounts for Multiple Vehicles

Elgin Population with 1 Vehicle 11654 (33% of Elgin population), 2 Vehicles 14526 (41% of the Elgin population) and 3 vehicles 5091 (14% of the population)

Elgin Plato Barrington Rutland Illinois
2 Vehicles $1904 +$1478 -$7 -$99 +$608
3 Vehicles $2906 +$2256 -$11 -$151 +$928
4 Vehicles $3908 +$3034 -$15 -$203 +$1248

Find the Cheapest auto insurance in Elgin, IL