Elgin, IL Auto Insurance Rates

Elgin, IL residents can save $400 by comparing multiple quotes & reading reviews & research on Elgin car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$644 $1,002 $1,309
Write Your Review | Elgin, Illinois Auto Insurance Analysis
Geico, Elgin, IL
$63/1 month
Car Insurance Policy Holder
  • Divorced 54 Years old Male licensed 37 years ago with Own Acura ZDX used for Business with estimated annual mileage of 15,001 - 20,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • >3 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Elgin Car Insurance Rate Comparisons

Elgin, IL's average car insurance of $1002 differs from Carpentersville, IL (-$8), St. Charles, IL (+$758), East Dundee, IL (+$308) and Illinois (+$320)

Elgin Carpentersville, IL St. Charles, IL East Dundee, IL Illinois
Median Insurance Rates $1002 -$8 +$758 +$308 +$320

Elgin Car Insurance Savings By Neighborhood & Street Area

Elgin Driver Street Residence & Car Locations Car Details in Elgin Elgin Driver Demographics Elgin Auto Insurance Estimates Recent Elgin Insurance Savings
Spring Lake Mobile Home Park
Butler Dr2000 Buick Regal GS40 year married woman$729$422
Monarch Dr2008 Mazda MAZDA3 i Sport64 year senior$1,245$399
Douglas Rd2008 Ford Fusion I4 SE63 year female senior$1,236$835
Westridge Blvd2012 Volkswagen Jetta S17 year teenager$3,087$586
Edinburgh Dr2008 Cadillac DTS Base36 year married man$1,676$683
Sherwood Oaks
Cobblestone Ct2011 Hyundai Sonata GLS78 year male senior$1,303$807
Frank Dr2008 Jeep Liberty Limited30 year man$1,371$307
Bent Ridge Ln2008 GMC Sierra 1500 SLE119 year male teenager$3,506$719
Red Oak Dr2013 Honda Civic LX16 year female teenager$2,597$811
Algona Ave2009 Chrysler 300 C HEMI30 year woman$806$730

Elgin Post DUI Car Insurance Rates

Elgin Campton Hills Carpentersville Gilberts Illinois
Median Post DUI Insurance Rate $1863 +$1559 -$15 -$9 +$595
Male Teenager Post DUI Insurance Rate $6988 +$5846 -$56 -$36 +$2232
Female Teenager Post DUI Insurance Rate $5888 +$4926 -$46 -$29 +$1881

The Post DUI insurance in Elgin, IL's is $1863 compared to Campton Hills (+$1559), Carpentersville (-$15), Gilberts (-$9) and Illinois (+$595)

In Elgin, a male teenager with Post DUI pays $1100 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Elgin, IL would pay $6115 on auto insurance while a female teenager POST DUI would pay $5154.

Elgin Car Insurance by Segment

Elgin Teenagers Car Insurance Rates Comparison

7937 Elgin Teenagers (7% of total population), 52% Male & 48% Female.

Elgin Carpentersville South Elgin Hanover Illinois
All Teenagers $3436 -$27 -$133 +$474 +$1098
Male Teenager $3757 -$30 -$146 +$518 +$1200
Female Teenager $3166 -$25 -$123 +$436 +$1011

Elgin teenagers pay $3436 in insurance in contrast with Carpentersville (-$27), South Elgin (-$133), Hanover (+$474) and Illinois (+$1098). The difference between Male & Female teenagers in Elgin is $591

Example

  • 2010 Toyota Prius Male Teenager Insurance Rate $3,221
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $2,847

Elgin Men & Women Car Insurance

109513 Elgin Adults (100% of total population), 50% Men & 50% Women.

Elgin Dundee West Dundee Campton Illinois
All Women $941 +$149 +$713 +$751 +$301
Married Women $881 +$139 +$667 +$703 +$282
All Men $1743 +$275 +$1319 +$1389 +$557
Married Men $1513 +$238 +$1144 +$1205 +$483

The typical insurance rate of $1743 that Elgin Men pay varies from Dundee (+$275), West Dundee (+$1319), Campton (+$1389) and Illinois (+$557). In Elgin, married men pay $632 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,396
  • 2014 Dodge Journey Limited Married Women Insurance Rate $1,333

Elgin Senior Car Insurance

14209 Elgin Seniors (12% of total population), 42% Senior Men & 58% Senior Women.

Elgin Barrington Kane County Sleepy Hollow Illinois
All Seniors $1422 -$5 +$26 +$1020 +$455
Senior Men $1452 -$5 +$27 +$1042 +$464
Senior Women $1412 -$5 +$26 +$1013 +$452

Elgin seniors pay $1422 in insurance compared to Barrington (-$5), Kane County (+$26), Sleepy Hollow (+$1020) and Illinois (+$455). In Elgin, senior men pay $40 more than senior women.

Elgin Car Insurance Discounts for Multiple Vehicles

Elgin Population with 1 Vehicle 11654 (33% of Elgin population), 2 Vehicles 14526 (41% of the Elgin population) and 3 vehicles 5091 (14% of the population)

Elgin Plato Barrington Rutland Illinois
2 Vehicles $1904 +$1478 -$7 -$99 +$608
3 Vehicles $2906 +$2256 -$11 -$151 +$928
4 Vehicles $3908 +$3034 -$15 -$203 +$1248

Find the Cheapest auto insurance in Elgin, IL