Fort Lauderdale, FL Auto Insurance Rates

Fort Lauderdale, FL residents can save $700 by comparing multiple quotes & reading reviews & research on Fort Lauderdale car insurance rates, quotes, agents & coverage.

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$1,216 $1,746 $2,442

Latest Auto Insurance Reviews in Fort Lauderdale, Florida


Geico
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
Usaa
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
Esurance
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
Allstate
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
Progressive
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Geico
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
Usaa
This is the only company I could find that offered coverage in the US and in the Virgin Islands
Geico
less expensive for the same coverage
Allstate
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Geico
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
Usaa
I get full coverage for a very good price compared to my old insurance agency.
Geico
Affordable
State Farm
Dependable service without penalty for using
Usaa
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
Usaa
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
Usaa
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
Usaa
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
Geico
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
Usaa
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
Usaa
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Geico
Prices, coverage, accessibility.
Geico
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Usaa
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
Usaa
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
Geico
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
Geico
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
Esurance
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
Geico
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
Usaa
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
Progressive
I don't dislike anything about the company. I will never go through another company
Geico
I wish the premium were lower. Other than that, I like everything about them.
Geico
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Usaa
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
Usaa
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
Usaa
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Fort Lauderdale, Florida Auto Insurance Analysis
Geico, Fort Lauderdale, FL
$138/1 month
Car Insurance Policy Holder
  • Married 49 Years old Male licensed 5 years ago with Own Suzuki SX4 SportBack used for Business with estimated annual mileage of 20,001+.
  • high school education & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Fort Lauderdale Car Insurance Rate Comparisons

Fort Lauderdale, FL's average car insurance of $1746 differs from Hollywood, FL (+$167), Sunrise, FL (+$193), Tamarac, FL (+$377) and Florida (-$382)

Fort Lauderdale Hollywood, FL Sunrise, FL Tamarac, FL Florida
Median Insurance Rates $1746 +$167 +$193 +$377 -$382

Fort Lauderdale Car Insurance Savings By Neighborhood & Street Area

Fort Lauderdale Driver Street Residence & Car Locations Car Details in Fort Lauderdale Fort Lauderdale Driver Demographics Fort Lauderdale Auto Insurance Estimates Recent Fort Lauderdale Insurance Savings
North Andrews Gardens
NE 53rd Ct2002 Cadillac Seville STS32 year married woman$1,615$570
NE 53rd Ct2005 Chrysler Pacifica Base23 year woman$1,453$428
Melrose Park
5th Ct2006 Buick Rendezvous CX17 year female teenager$3,722$702
Georgia Ave2004 Chevrolet Silverado 2500HD Work Truck19 year male teenager$4,540$862
Imperial Estates Mobile Home Park
Island Club Dr2012 Hyundai Sonata GLS21 year man$2,829$661
Treehouse Ln2009 Ford Fusion V6 SEL71 year male senior$2,527$829
Middle River Trailer Park
Old Dixie Hwy2012 Kia Sorento LX19 year teenager$4,223$502
NE 13th Ct2009 Acura TSX 79 year senior$2,622$707
Jenada Isles
NE 27th Dr2010 Mazda Mazda3 s Sport75 year female senior$2,381$828
NE 26th Dr2013 Honda Civic LX27 year married man$2,635$859

Fort Lauderdale Post DUI Car Insurance Rates

Fort Lauderdale Lauderdale Lakes Pompano Beach Lazy Lake Florida
Median Post DUI Insurance Rate $3247 +$305 +$268 +$45 -$710
Male Teenager Post DUI Insurance Rate $8734 +$820 +$722 +$121 -$1910
Female Teenager Post DUI Insurance Rate $7793 +$733 +$643 +$108 -$1706

The Post DUI insurance in Fort Lauderdale, FL's is $3247 compared to Lauderdale Lakes (+$305), Pompano Beach (+$268), Lazy Lake (+$45) and Florida (-$710)

In Fort Lauderdale, a male teenager with Post DUI pays $941 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CX in Fort Lauderdale, FL would pay $7759 on auto insurance while a female teenager POST DUI would pay $6922.

Fort Lauderdale Car Insurance by Segment

Fort Lauderdale Teenagers Car Insurance Rates Comparison

16040 Fort Lauderdale Teenagers (5% of total population), 52% Male & 48% Female.

Fort Lauderdale Sea Ranch Lakes Roosevelt Gardens Boulevard Gardens Florida
All Teenagers $4399 +$137 -$972 -$141 -$962
Male Teenager $4696 +$146 -$1038 -$150 -$1027
Female Teenager $4190 +$130 -$926 -$134 -$917

Fort Lauderdale teenagers pay $4399 in insurance in contrast with Sea Ranch Lakes (+$137), Roosevelt Gardens (-$972), Boulevard Gardens (-$141) and Florida (-$962). The difference between Male & Female teenagers in Fort Lauderdale is $506

Example

  • 2014 Volkswagen Beetle 2.5 PZEV Male Teenager Insurance Rate $4,406
  • 2011 Lincoln MKZ Base Female Teenager Insurance Rate $4,257

Fort Lauderdale Men & Women Car Insurance

284842 Fort Lauderdale Adults (100% of total population), 52% Men & 48% Women.

Fort Lauderdale Lauderdale-by-the-Sea Roosevelt Gardens Hollywood Florida
All Women $1606 +$86 -$355 +$153 -$352
Married Women $1466 +$79 -$324 +$140 -$321
All Men $2880 +$156 -$636 +$276 -$630
Married Men $2793 +$151 -$617 +$267 -$611

The typical insurance rate of $2880 that Fort Lauderdale Men pay varies from Lauderdale-by-the-Sea (+$156), Roosevelt Gardens (-$636), Hollywood (+$276) and Florida (-$630). In Fort Lauderdale, married men pay $1327 more than married women.

Example

  • 2011 Nissan Rogue S Married Men Insurance Rate $2,715
  • 2013 Jeep Wrangler Sport Married Women Insurance Rate $2,508

Fort Lauderdale Senior Car Insurance

61062 Fort Lauderdale Seniors (21% of total population), 50% Senior Men & 50% Senior Women.

Fort Lauderdale Pompano Beach Lighthouse Point Boulevard Gardens Florida
All Seniors $2584 +$213 +$171 -$83 -$566
Senior Men $2653 +$219 +$177 -$85 -$580
Senior Women $2514 +$207 +$167 -$81 -$550

Fort Lauderdale seniors pay $2584 in insurance compared to Pompano Beach (+$213), Lighthouse Point (+$171), Boulevard Gardens (-$83) and Florida (-$566). In Fort Lauderdale, senior men pay $139 more than senior women.

Fort Lauderdale Car Insurance Discounts for Multiple Vehicles

Fort Lauderdale Population with 1 Vehicle 59420 (50% of Fort Lauderdale population), 2 Vehicles 36747 (31% of the Fort Lauderdale population) and 3 vehicles 8596 (7% of the population)

Fort Lauderdale Dania Beach Broadview Park Margate Florida
2 Vehicles $3318 -$677 -$12 +$230 -$726
3 Vehicles $5064 -$1033 -$18 +$351 -$1108
4 Vehicles $6810 -$1389 -$24 +$472 -$1490

Car Insurance Agents in Fort Lauderdale, FL

Rank Agent Name Agent Contact
1 7 Star Auto Transport 3100 N 29 Ct, Fort Lauderdale, FL
2 AAAble Insurance Agency 2787 Davie Blvd, Fort Lauderdale, FL 33312
3 AA Sunrise Insurance Agency 504 E Sunrise Blvd, Fort Lauderdale, FL 33304
4 Able Assurance 2999 W Commercial Blvd, Fort Lauderdale, FL 33309
5 Ace Underwriting Group 933 E Cypress Creek Rd, Fort Lauderdale, FL 33334
6 Acu-Rate Assurance 2619 Davie Blvd, Fort Lauderdale, FL 33312
7 AGM Insurance Agency 1301 E Broward Blvd Fl 1, Fort Lauderdale, FL 33301
8 Alexander & Greep Insurance 2727 E Oakland Park Blvd Ste 200, Fort Lauderdale, FL 33306
9 Allo Insurance Agency 3602 Davie Blvd, Fort Lauderdale, FL 33312
10 Annette Willis Insurance Agency 18401 NW 27 Ave, Fort Lauderdale, FL