Fort Smith, AR Auto Insurance Rates

Fort Smith, AR residents can save $430 by comparing multiple quotes & reading reviews & research on Fort Smith car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$821 $1,075 $1,328

Latest Auto Insurance Reviews in Fort Smith, Arkansas


National General
I like the National General customer service because I work with one agent from start to finish. I have his direct number and if he is unavailable he calls me back at his earliest convenience.
Progressive
Progressive gives a full coverage at a good rate less than $200.00 monthly. It covers car rental, body injury,both vehicles. Great customer service.
Allstate
My insurance company provides everything the other companies provide. They provide the highest level of protection allowed for liability, uninsured motorist, etc. They provide rental coverage and towing coverage. They also provide a wide range of deductible options. In addition, they have accident forgiveness and your deductible goes down the more time goes by without an accident.
Lenox Mutual Insurance
I really like that I can pay my bill online with ease. I've never had an issue with my billing so I've never really had to talk to customer service.
Write Your Review | Fort Smith, Arkansas Auto Insurance Analysis
Liberty Mutual, Fort Smith, AR
$47/1 month
Car Insurance Policy Holder
  • Divorced 34 Years old Male licensed 17 years ago with Leased Chevrolet Express 1500 LS used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Associate & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Fort Smith, AR
$56/1 month
Car Insurance Policy Holder
  • Single 25 Years old Female licensed 7 years ago with Financed Chevrolet Equinox LTZ AWD used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • High School, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 300 K Personal Injury Protection
  • 100 K Uninsured Motorists Bodily Injury
  • 300 K Uninsured Motorists Property Damage
Safeco Insurance, Fort Smith, AR
$52/1 month
Car Insurance Policy Holder
  • Single 38 Years old Female licensed 19 years ago with Financed Ford, Explorer Limited, 4 Door SUV 2WD SOHC used for Commute to Work or School with estimated annual mileage of 20001.
  • Bachelors & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Nationwide Insurance, Fort Smith, AR
$756/12 months
Car Insurance Policy Holder
  • Married 44 Years old Male licensed 22 years ago with Financed Suzuki, Grand Vitara Premium, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Progressive Insurance, Fort Smith, AR
$656/12 months
Car Insurance Policy Holder
  • Single 54 Years old Male licensed 20 years ago with Financed Ford, Expedition XLT, 2WD 4 Door SUV used for Business with estimated annual mileage of 12,001 - 15,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Fort Smith, AR
$1,616/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Infiniti, G37, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Fort Smith, AR
$673/12 months
Car Insurance Policy Holder
  • Divorced 29 Years old Male licensed 3 years ago with Financed Ford, Transit Connect XLT, 4 Door Van used for Commute to Work or School with estimated annual mileage of 20,001+.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Nationwide Insurance, Fort Smith, AR
$780/12 months
Car Insurance Policy Holder
  • Single 21 Years old Female licensed 5 years ago with Own GMC, Sierra 2500HD SLE, 4WD 4 Door Crew Cab 153WB Trbo Dsl used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Fort Smith Car Insurance Rate Comparisons

Fort Smith, AR's average car insurance of $1075 differs from Cole, AR (+$725), Central City (+$475), Moffett, OK (+$1745) and Arkansas (+$470)

Fort Smith Cole, AR Central City Moffett, OK Arkansas
Median Insurance Rates $1075 +$725 +$475 +$1745 +$470

Fort Smith Car Insurance Savings By Neighborhood & Street Area

Fort Smith Driver Street Residence & Car Locations Car Details in Fort Smith Fort Smith Driver Demographics Fort Smith Auto Insurance Estimates Recent Fort Smith Insurance Savings
Massard
Leigh Ave2008 Mazda MAZDA3 i Sport33 year married man$1,267$546
S 74th St2008 Ford Fusion I4 SE30 year man$1,266$721
Doubleday (historical)
Idlewood Ln2006 Cadillac DTS Luxury II81 year senior$1,583$501
Reeves Rd2008 Jeep Liberty Sport18 year female teenager$1,920$801
Saw Mill
Brentwood Dr2006 Chrysler 300C SRT-8 Base52 year married woman$900$817
Two Sisters Ct2006 GMC Sierra 1500 SLT67 year male senior$1,198$834
Oak Park
N T St2008 Buick LaCrosse Super19 year male teenager$2,991$399
Morris Dr2014 Volkswagen Jetta S39 year woman$977$563
Other Area
Tilles Ave2011 Hyundai Sonata GLS63 year female senior$1,283$523
A St N2013 Honda Civic LX17 year teenager$2,352$534

Fort Smith Post DUI Car Insurance Rates

Fort Smith Sebastian County Cole Greenwood Arkansas
Median Post DUI Insurance Rate $1999 +$698 +$1349 -$6 +$874
Male Teenager Post DUI Insurance Rate $5957 +$2080 +$4020 -$17 +$2606
Female Teenager Post DUI Insurance Rate $4378 +$1527 +$2954 -$13 +$1914

The Post DUI insurance in Fort Smith, AR's is $1999 compared to Sebastian County (+$698), Cole (+$1349), Greenwood (-$6) and Arkansas (+$874)

In Fort Smith, a male teenager with Post DUI pays $1579 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Cadillac DTS Luxury II in Fort Smith, AR would pay $7021 on auto insurance while a female teenager POST DUI would pay $5159.

Fort Smith Car Insurance by Segment

Fort Smith Teenagers Car Insurance Rates Comparison

6050 Fort Smith Teenagers (7% of total population), 51% Male & 49% Female.

Fort Smith Kibler Bonanza Fort Coffee, OK Arkansas
All Teenagers $2633 +$2120 +$2193 +$4178 +$1152
Male Teenager $3203 +$2578 +$2667 +$5081 +$1401
Female Teenager $2354 +$1894 +$1960 +$3734 +$1029

Fort Smith teenagers pay $2633 in insurance in contrast with Kibler (+$2120), Bonanza (+$2193), Fort Coffee, OK (+$4178) and Arkansas (+$1152). The difference between Male & Female teenagers in Fort Smith is $849

Example

  • 2010 Toyota Prius I Male Teenager Insurance Rate $3,027
  • 2010 Audi A4 2.0T Premium Female Teenager Insurance Rate $2,825

Fort Smith Men & Women Car Insurance

86382 Fort Smith Adults (100% of total population), 49% Men & 51% Women.

Fort Smith Pocola, OK Lon Norris Upper Arkansas
All Women $1010 +$948 +$982 +$531 +$442
Married Women $903 +$846 +$877 +$474 +$394
All Men $1440 +$1351 +$1400 +$757 +$630
Married Men $1343 +$1260 +$1307 +$707 +$588

The typical insurance rate of $1440 that Fort Smith Men pay varies from Pocola, OK (+$1351), Lon Norris (+$1400), Upper (+$757) and Arkansas (+$630). In Fort Smith, married men pay $440 more than married women.

Example

  • 2012 Lincoln MKZ Base Married Men Insurance Rate $1,286
  • 2008 Chevrolet Silverado 2500HD Work Truck Married Women Insurance Rate $1,267

Fort Smith Senior Car Insurance

15003 Fort Smith Seniors (17% of total population), 40% Senior Men & 60% Senior Women.

Fort Smith Bonanza Barling Sebastian County Arkansas
All Seniors $1343 +$1119 -$17 +$469 +$588
Senior Men $1311 +$1092 -$17 +$458 +$573
Senior Women $1397 +$1164 -$18 +$488 +$611

Fort Smith seniors pay $1343 in insurance compared to Bonanza (+$1119), Barling (-$17), Sebastian County (+$469) and Arkansas (+$588). In Fort Smith, senior men pay $86 less than senior women.

Fort Smith Car Insurance Discounts for Multiple Vehicles

Fort Smith Population with 1 Vehicle 13678 (40% of Fort Smith population), 2 Vehicles 12664 (37% of the Fort Smith population) and 3 vehicles 3775 (11% of the population)

Fort Smith Bass Little Remy, OK Moffett, OK Arkansas
2 Vehicles $2043 +$427 +$3087 +$3315 +$893
3 Vehicles $3118 +$652 +$4712 +$5060 +$1363
4 Vehicles $4193 +$877 +$6337 +$6805 +$1833

Car Insurance Agents in Fort Smith, AR

Rank Agent Name Agent Contact
1 Alan Mashak Insurance Inc 521 S 21St St, Fort Smith, AR 72901-3912
2 Russell J Berryhill 2322 S 58th St, Fort Smith, AR 72903-3825