Fort Smith, AR Auto Insurance Rates

Fort Smith, AR residents can save $430 by comparing multiple quotes & reading reviews & research on Fort Smith car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$821 $1,075 $1,328
Write Your Review | Fort Smith, Arkansas Auto Insurance Analysis
Liberty Mutual, Fort Smith, AR
$47/1 month
Car Insurance Policy Holder
  • Divorced 34 Years old Male licensed 17 years ago with Leased Chevrolet Express 1500 LS used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Associate & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Fort Smith, AR
$56/1 month
Car Insurance Policy Holder
  • Single 25 Years old Female licensed 7 years ago with Financed Chevrolet Equinox LTZ AWD used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • High School, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 300 K Personal Injury Protection
  • 100 K Uninsured Motorists Bodily Injury
  • 300 K Uninsured Motorists Property Damage
Safeco Insurance, Fort Smith, AR
$52/1 month
Car Insurance Policy Holder
  • Single 38 Years old Female licensed 19 years ago with Financed Ford, Explorer Limited, 4 Door SUV 2WD SOHC used for Commute to Work or School with estimated annual mileage of 20001.
  • Bachelors & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Nationwide Insurance, Fort Smith, AR
$756/12 months
Car Insurance Policy Holder
  • Married 44 Years old Male licensed 22 years ago with Financed Suzuki, Grand Vitara Premium, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Progressive Insurance, Fort Smith, AR
$656/12 months
Car Insurance Policy Holder
  • Single 54 Years old Male licensed 20 years ago with Financed Ford, Expedition XLT, 2WD 4 Door SUV used for Business with estimated annual mileage of 12,001 - 15,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Fort Smith, AR
$1,616/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Infiniti, G37, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Fort Smith, AR
$673/12 months
Car Insurance Policy Holder
  • Divorced 29 Years old Male licensed 3 years ago with Financed Ford, Transit Connect XLT, 4 Door Van used for Commute to Work or School with estimated annual mileage of 20,001+.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Nationwide Insurance, Fort Smith, AR
$780/12 months
Car Insurance Policy Holder
  • Single 21 Years old Female licensed 5 years ago with Own GMC, Sierra 2500HD SLE, 4WD 4 Door Crew Cab 153WB Trbo Dsl used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Fort Smith Car Insurance Rate Comparisons

Fort Smith, AR's average car insurance of $1075 differs from Cole, AR (+$725), Central City (+$475), Moffett, OK (+$1745) and Arkansas (+$470)

Fort Smith Cole, AR Central City Moffett, OK Arkansas
Median Insurance Rates $1075 +$725 +$475 +$1745 +$470

Fort Smith Car Insurance Savings By Neighborhood & Street Area

Fort Smith Driver Street Residence & Car Locations Car Details in Fort Smith Fort Smith Driver Demographics Fort Smith Auto Insurance Estimates Recent Fort Smith Insurance Savings
Massard
Leigh Ave2008 Mazda MAZDA3 i Sport33 year married man$1,267$546
S 74th St2008 Ford Fusion I4 SE30 year man$1,266$721
Doubleday (historical)
Idlewood Ln2006 Cadillac DTS Luxury II81 year senior$1,583$501
Reeves Rd2008 Jeep Liberty Sport18 year female teenager$1,920$801
Saw Mill
Brentwood Dr2006 Chrysler 300C SRT-8 Base52 year married woman$900$817
Two Sisters Ct2006 GMC Sierra 1500 SLT67 year male senior$1,198$834
Oak Park
N T St2008 Buick LaCrosse Super19 year male teenager$2,991$399
Morris Dr2014 Volkswagen Jetta S39 year woman$977$563
Other Area
Tilles Ave2011 Hyundai Sonata GLS63 year female senior$1,283$523
A St N2013 Honda Civic LX17 year teenager$2,352$534

Fort Smith Post DUI Car Insurance Rates

Fort Smith Sebastian County Cole Greenwood Arkansas
Median Post DUI Insurance Rate $1999 +$698 +$1349 -$6 +$874
Male Teenager Post DUI Insurance Rate $5957 +$2080 +$4020 -$17 +$2606
Female Teenager Post DUI Insurance Rate $4378 +$1527 +$2954 -$13 +$1914

The Post DUI insurance in Fort Smith, AR's is $1999 compared to Sebastian County (+$698), Cole (+$1349), Greenwood (-$6) and Arkansas (+$874)

In Fort Smith, a male teenager with Post DUI pays $1579 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Cadillac DTS Luxury II in Fort Smith, AR would pay $7021 on auto insurance while a female teenager POST DUI would pay $5159.

Fort Smith Car Insurance by Segment

Fort Smith Teenagers Car Insurance Rates Comparison

6050 Fort Smith Teenagers (7% of total population), 51% Male & 49% Female.

Fort Smith Kibler Bonanza Fort Coffee, OK Arkansas
All Teenagers $2633 +$2120 +$2193 +$4178 +$1152
Male Teenager $3203 +$2578 +$2667 +$5081 +$1401
Female Teenager $2354 +$1894 +$1960 +$3734 +$1029

Fort Smith teenagers pay $2633 in insurance in contrast with Kibler (+$2120), Bonanza (+$2193), Fort Coffee, OK (+$4178) and Arkansas (+$1152). The difference between Male & Female teenagers in Fort Smith is $849

Example

  • 2010 Toyota Prius I Male Teenager Insurance Rate $3,027
  • 2010 Audi A4 2.0T Premium Female Teenager Insurance Rate $2,825

Fort Smith Men & Women Car Insurance

86382 Fort Smith Adults (100% of total population), 49% Men & 51% Women.

Fort Smith Pocola, OK Lon Norris Upper Arkansas
All Women $1010 +$948 +$982 +$531 +$442
Married Women $903 +$846 +$877 +$474 +$394
All Men $1440 +$1351 +$1400 +$757 +$630
Married Men $1343 +$1260 +$1307 +$707 +$588

The typical insurance rate of $1440 that Fort Smith Men pay varies from Pocola, OK (+$1351), Lon Norris (+$1400), Upper (+$757) and Arkansas (+$630). In Fort Smith, married men pay $440 more than married women.

Example

  • 2012 Lincoln MKZ Base Married Men Insurance Rate $1,286
  • 2008 Chevrolet Silverado 2500HD Work Truck Married Women Insurance Rate $1,267

Fort Smith Senior Car Insurance

15003 Fort Smith Seniors (17% of total population), 40% Senior Men & 60% Senior Women.

Fort Smith Bonanza Barling Sebastian County Arkansas
All Seniors $1343 +$1119 -$17 +$469 +$588
Senior Men $1311 +$1092 -$17 +$458 +$573
Senior Women $1397 +$1164 -$18 +$488 +$611

Fort Smith seniors pay $1343 in insurance compared to Bonanza (+$1119), Barling (-$17), Sebastian County (+$469) and Arkansas (+$588). In Fort Smith, senior men pay $86 less than senior women.

Fort Smith Car Insurance Discounts for Multiple Vehicles

Fort Smith Population with 1 Vehicle 13678 (40% of Fort Smith population), 2 Vehicles 12664 (37% of the Fort Smith population) and 3 vehicles 3775 (11% of the population)

Fort Smith Bass Little Remy, OK Moffett, OK Arkansas
2 Vehicles $2043 +$427 +$3087 +$3315 +$893
3 Vehicles $3118 +$652 +$4712 +$5060 +$1363
4 Vehicles $4193 +$877 +$6337 +$6805 +$1833

Car Insurance Agents in Fort Smith, AR

Rank Agent Name Agent Contact
1 Alan Mashak Insurance Inc 521 S 21St St, Fort Smith, AR 72901-3912
2 Russell J Berryhill 2322 S 58th St, Fort Smith, AR 72903-3825