Gainesville, FL Auto Insurance Rates

Gainesville, FL residents can save $420 by comparing multiple quotes & reading reviews & research on Gainesville car insurance rates, quotes, agents & coverage.

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$774 $1,048 $1,374

Latest Auto Insurance Reviews in Gainesville, Florida


Geico
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
Usaa
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
Esurance
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
Allstate
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
Progressive
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Geico
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
Usaa
This is the only company I could find that offered coverage in the US and in the Virgin Islands
Geico
less expensive for the same coverage
Allstate
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Geico
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
Usaa
I get full coverage for a very good price compared to my old insurance agency.
Geico
Affordable
State Farm
Dependable service without penalty for using
Usaa
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
Usaa
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
Usaa
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
Usaa
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
Geico
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
Usaa
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
Usaa
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Geico
Prices, coverage, accessibility.
Geico
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Usaa
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
Usaa
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
Geico
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
Geico
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
Esurance
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
Geico
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
Usaa
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
Progressive
I don't dislike anything about the company. I will never go through another company
Geico
I wish the premium were lower. Other than that, I like everything about them.
Geico
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Usaa
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
Usaa
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
Usaa
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Gainesville, Florida Auto Insurance Analysis
Allstate Auto Insurance, Gainesville, FL
$88/1 month
Car Insurance Policy Holder
  • Single 42 Years old Male licensed 19 years ago with Financed Buick Regal used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Associate & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Gainesville Car Insurance Rate Comparisons

Gainesville, FL's average car insurance of $1048 differs from High Springs, FL (-$3), Brooker, FL (+$722), Raleigh, FL (+$832) and Florida (+$316)

Gainesville High Springs, FL Brooker, FL Raleigh, FL Florida
Median Insurance Rates $1048 -$3 +$722 +$832 +$316

Gainesville Car Insurance Savings By Neighborhood & Street Area

Gainesville Driver Street Residence & Car Locations Car Details in Gainesville Gainesville Driver Demographics Gainesville Auto Insurance Estimates Recent Gainesville Insurance Savings
Brittany Estates Mobile Home Park
NE 54 Ave2000 Cadillac Seville SLS83 year male senior$1,751$590
55th Ter2008 Ford Fusion SEL19 year male teenager$2,673$613
Grove Park
SE 120 Pl2004 Buick Rendezvous CXL19 year teenager$2,346$549
Orange Ln2005 Audi A6 4.2 quattro39 year man$1,778$947
Westgate Manor Mobile Home Park
SW 51st Ave2012 Hyundai Sonata GLS47 year married woman$871$680
SW 34th Pl2002 Chevrolet Silverado 2500HD Base18 year female teenager$2,419$486
Idylwild
SW 22 Pl2010 Mazda Mazda3 s Sport81 year senior$1,474$719
SW 14th Ave2010 Toyota Prius II51 year married man$1,609$492
Shadow Lawn Estates
NW 15 Ter2010 Nissan Rogue S33 year woman$953$653
NW 19 St2007 Chrysler 300 C69 year female senior$1,373$807

Gainesville Post DUI Car Insurance Rates

Gainesville Brooker Hampton La Crosse Florida
Median Post DUI Insurance Rate $1949 +$1343 +$710 +$1454 +$588
Male Teenager Post DUI Insurance Rate $5243 +$3612 +$1910 +$3911 +$1581
Female Teenager Post DUI Insurance Rate $4677 +$3224 +$1706 +$3492 +$1410

The Post DUI insurance in Gainesville, FL's is $1949 compared to Brooker (+$1343), Hampton (+$710), La Crosse (+$1454) and Florida (+$588)

In Gainesville, a male teenager with Post DUI pays $566 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Buick Rendezvous CXL in Gainesville, FL would pay $4657 on auto insurance while a female teenager POST DUI would pay $4155.

Gainesville Car Insurance by Segment

Gainesville Teenagers Car Insurance Rates Comparison

18948 Gainesville Teenagers (10% of total population), 45% Male & 55% Female.

Gainesville Archer Hawthorne Hampton Florida
All Teenagers $2640 +$1820 +$1896 +$963 +$797
Male Teenager $2819 +$1942 +$2023 +$1027 +$850
Female Teenager $2515 +$1733 +$1805 +$917 +$758

Gainesville teenagers pay $2640 in insurance in contrast with Archer (+$1820), Hawthorne (+$1896), Hampton (+$963) and Florida (+$797). The difference between Male & Female teenagers in Gainesville is $304

Example

  • 2009 Acura TSX Base Male Teenager Insurance Rate $2,864
  • 2013 Honda Civic U.S. LX Female Teenager Insurance Rate $2,373

Gainesville Men & Women Car Insurance

172609 Gainesville Adults (100% of total population), 48% Men & 52% Women.

Gainesville Alachua High Springs Hawthorne Florida
All Women $964 +$121 -$3 +$692 +$290
Married Women $880 +$111 -$3 +$632 +$265
All Men $1729 +$218 -$5 +$1241 +$521
Married Men $1676 +$212 -$4 +$1204 +$506

The typical insurance rate of $1729 that Gainesville Men pay varies from Alachua (+$218), High Springs (-$5), Hawthorne (+$1241) and Florida (+$521). In Gainesville, married men pay $796 more than married women.

Example

  • 2013 Jeep Wrangler Sport Married Men Insurance Rate $1,707
  • 2013 Volkswagen Beetle 2.5 PZEV Married Women Insurance Rate $1,582

Gainesville Senior Car Insurance

22665 Gainesville Seniors (13% of total population), 44% Senior Men & 56% Senior Women.

Gainesville Raleigh Hawthorne Archer Florida
All Seniors $1551 +$1231 +$1113 +$1068 +$467
Senior Men $1592 +$1265 +$1144 +$1098 +$481
Senior Women $1509 +$1198 +$1083 +$1039 +$455

Gainesville seniors pay $1551 in insurance compared to Raleigh (+$1231), Hawthorne (+$1113), Archer (+$1068) and Florida (+$467). In Gainesville, senior men pay $83 more than senior women.

Gainesville Car Insurance Discounts for Multiple Vehicles

Gainesville Population with 1 Vehicle 28993 (44% of Gainesville population), 2 Vehicles 21380 (32% of the Gainesville population) and 3 vehicles 6729 (10% of the population)

Gainesville La Crosse Alachua County Williston Florida
2 Vehicles $1992 +$1485 +$516 +$1466 +$600
3 Vehicles $3040 +$2267 +$788 +$2238 +$916
4 Vehicles $4088 +$3049 +$1060 +$3010 +$1232