Gainesville, GA Auto Insurance Rates

Gainesville, GA residents can save $590 by comparing multiple quotes & reading reviews & research on Gainesville car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$950 $1,476 $2,793
Write Your Review | Gainesville, Georgia Auto Insurance Analysis
State Farm Auto Insurance, Gainesville, GA
$55/1 month
Car Insurance Policy Holder
  • Divorced 24 Years old Female licensed 8 years ago with Own Ford Edge SE used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 250 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Gainesville, GA
$48/1 month
Car Insurance Policy Holder
  • Single 51 Years old Female licensed 34 years ago with Own Ford Mustang Boss 302 used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Gainesville, GA
$91/1 month
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 3 years ago with Own GMC, Acadia Denali, 4WD 4 Door Utility used for Business with estimated annual mileage of 12,001 - 15,000.
  • High School, pursuing Bachelors Degree & Part Time Job.
  • accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Gainesville, GA
$746/12 months
Car Insurance Policy Holder
  • Single 55 Years old Female licensed 32 years ago with Own Ford, Explorer XLT, 4 Door Utility 2WD used for Business with estimated annual mileage of 20,001+.
  • High School & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $500K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 300 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Nationwide Insurance, Gainesville, GA
$816/12 months
Car Insurance Policy Holder
  • Married 48 Years old Male licensed 17 years ago with Leased Toyota, Corolla L, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Gainesville, GA
$935/12 months
Car Insurance Policy Holder
  • Single 21 Years old Female licensed 3 years ago with Own Volvo, XC60 3.2, 5 Door Wagon used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Purchase the used Honda Civic from Gainesville or the Ford F-Series from Macon, depending on your vehicle preference

The 2013 Honda Civic has featured in many lists as one of the best affordable small cars in the U.S. This small wonder has a four-cylinder gasoline engine, and comes in four different models: base, Si coupe, HF, and hybrid.

Look at the figures provided below for this car in the different cities of Georgia. It is very important that you consider these before purchasing this used vehicle in your state. Insurance rates are higher in the cities of Atlanta and Gainesville but the upfront cost is not as high in Macon and Savannah. The figures provided below are within the cars manufactured and sold within the year 2005 and 2012.

State City Average Insurance ($) Median Price ($) Insurance (%)
Georgia Atlanta 1,811 16,250 11
Georgia Gainesville 1,338 12,998 10
Georgia Macon 1,438 17,489 8
Georgia Savannah 1,378 15,998 8

Speaking in these terms, it will be best if you can purchase this used car from Gainesville because the price and insurance cost proves to be most affordable in this city. At a median price of just $12000 you can own this car without going overboard with insurance payments. The insurance % is just 2% higher than Macon and Savannah.

If a compact car is not what you are looking for, but a full-size pickup truck suits your needs, your best option is the Ford F-Series.

Speaking in these terms, it will be best if you can purchase this used car from Gainesville because the price and insurance cost proves to be most affordable in this city. At a median price of just $12000 you can own this car without going overboard with insurance payments. The insurance % is just 2% higher than Macon and Savannah.

If a compact car is not what you are looking for, but a full-size pickup truck suits your needs, your best option is the Ford F-Series.

State City Average Insurance ($) Median Price ($) Insurance %
Georgia Atlanta 1,691 28,500 5
Georgia Gainesville 1,249 27,298 4
Georgia Macon 1,343 9,976 13
Georgia Savannah 1,286 34,230 3

As the figures above suggest it is ideal to purchase this vehicle from Macon as there is a lot of difference in the upfront cost when you compare it with that in the other cities. You might have to pay slightly higher insurance rates but it could be worth it because of the money you are saving on the initial cost.

Gainesville Car Insurance Rate Comparisons

Gainesville, GA's average car insurance of $1476 differs from Auburn, GA (+$39), Maysville, GA (+$1114), Jackson County, GA (+$594) and Georgia (+$679)

Gainesville Auburn, GA Maysville, GA Jackson County, GA Georgia
Median Insurance Rates $1476 +$39 +$1114 +$594 +$679

Gainesville Car Insurance Savings By Neighborhood & Street Area

Gainesville Driver Street Residence & Car Locations Car Details in Gainesville Gainesville Driver Demographics Gainesville Auto Insurance Estimates Recent Gainesville Insurance Savings
Scoutland
Woodlake Dr2006 Buick Rendezvous CX17 year teenager$4,664$564
Looper Lake Rd1998 Cadillac DeVille Concours43 year married woman$1,412$837
Lanier Valley
Smith Rd2005 Acura TSX Base w/Navi80 year female senior$2,294$856
Skelton Rd2004 Chevrolet Silverado 2500HD Work Truck68 year male senior$1,921$896
Gower Springs (historical)
Patton Dr2009 Ford Fusion V6 SEL17 year female teenager$3,139$482
Tall Oaks Dr2011 Hyundai Sonata GLS52 year man$2,304$584
Green Hills
Esther Dr2010 Mazda Mazda3 s Sport79 year senior$2,071$654
Michael Cir2006 Chrysler 300 C16 year male teenager$5,607$662
Jarrett
Greggs Rd2009 Jeep Grand Cherokee Limited26 year woman$1,006$312
State Rte 822013 Honda Civic LX32 year married man$2,146$497

Gainesville Post DUI Car Insurance Rates

Gainesville Jackson County Maysville Flowery Branch Georgia
Median Post DUI Insurance Rate $2745 +$1105 +$2072 +$119 +$1263
Male Teenager Post DUI Insurance Rate $8701 +$3502 +$6569 +$377 +$4004
Female Teenager Post DUI Insurance Rate $6532 +$2630 +$4933 +$284 +$3006

The Post DUI insurance in Gainesville, GA's is $2745 compared to Jackson County (+$1105), Maysville (+$2072), Flowery Branch (+$119) and Georgia (+$1263)

In Gainesville, a male teenager with Post DUI pays $2169 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Acura TSX Base w/Navi in Gainesville, GA would pay $10654 on auto insurance while a female teenager POST DUI would pay $7998.

Gainesville Car Insurance by Segment

Gainesville Teenagers Car Insurance Rates Comparison

6803 Gainesville Teenagers (7% of total population), 48% Male & 52% Female.

Gainesville Braselton Pendergrass Murrayville Georgia
All Teenagers $4073 +$33 -$99 +$674 +$1874
Male Teenager $4678 +$38 -$114 +$774 +$2153
Female Teenager $3512 +$29 -$85 +$581 +$1616

Gainesville teenagers pay $4073 in insurance in contrast with Braselton (+$33), Pendergrass (-$99), Murrayville (+$674) and Georgia (+$1874). The difference between Male & Female teenagers in Gainesville is $1166

Example

  • 2012 Volkswagen Jetta GLI PZEV Male Teenager Insurance Rate $4,907
  • 2010 Lincoln MKZ Base Female Teenager Insurance Rate $3,748

Gainesville Men & Women Car Insurance

87882 Gainesville Adults (100% of total population), 50% Men & 50% Women.

Gainesville Maysville Auburn West Jackson Georgia
All Women $1372 +$1036 +$36 +$171 +$632
Married Women $1254 +$947 +$33 +$157 +$577
All Men $2464 +$1861 +$66 +$308 +$1134
Married Men $2243 +$1693 +$59 +$280 +$1032

The typical insurance rate of $2464 that Gainesville Men pay varies from Maysville (+$1861), Auburn (+$66), West Jackson (+$308) and Georgia (+$1134). In Gainesville, married men pay $989 more than married women.

Example

  • 2014 Toyota Prius Two Married Men Insurance Rate $2,161
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,802

Gainesville Senior Car Insurance

12654 Gainesville Seniors (14% of total population), 43% Senior Men & 57% Senior Women.

Gainesville Auburn Clermont Buford Georgia
All Seniors $1977 +$53 -$235 +$106 +$910
Senior Men $2110 +$56 -$251 +$113 +$971
Senior Women $1874 +$50 -$223 +$100 +$862

Gainesville seniors pay $1977 in insurance compared to Auburn (+$53), Clermont (-$235), Buford (+$106) and Georgia (+$910). In Gainesville, senior men pay $236 more than senior women.

Gainesville Car Insurance Discounts for Multiple Vehicles

Gainesville Population with 1 Vehicle 9711 (35% of Gainesville population), 2 Vehicles 9731 (35% of the Gainesville population) and 3 vehicles 4210 (15% of the population)

Gainesville Dacula-Rocky Creek Clermont Buford Georgia
2 Vehicles $2805 +$102 -$335 +$150 +$1290
3 Vehicles $4281 +$156 -$511 +$229 +$1969
4 Vehicles $5757 +$210 -$687 +$308 +$2648

Car Insurance Agents in Gainesville, GA

Rank Agent Name Agent Contact
1 A & B Insurance Agency 505 Jesse Jewell Pkwy SW Ste E, Gainesville, GA 30501
2 Advantage Insurance Agency Gainesville 2315a Browns Bridge Rd, Gainesville, GA 30504
3 Allen Insurance Group 2041 Memorial Park Dr, Gainesville, GA 30504
4 America Insurance Agency 1216 Aviation Blvd Ste 106, Gainesville, GA 30501
5 Arrow Auto Insurance Agency 901 Washington St, Gainesville, GA 30501
6 Barrett Hill & Associates 303 Green St NW, Gainesville, GA 30501
7 BBT - Sidney O. Smith Insurance, Inc. 200 Broad St SW, Gainesville, GA 30501
8 Benton & Parker Company 703 Medical Park Ln, Gainesville, GA 30501
9 Best Auto Insurance Agency 2420 Old Flowery Branch Rd Ste 102a, Gainesville, GA 30504
10 Best Insurance Center 1010 Jesse Jewell Pkwy SW, Gainesville, GA 30501