Grand Junction, CO Auto Insurance Rates

Grand Junction, CO residents can save $390 by comparing multiple quotes & reading reviews & research on Grand Junction car insurance rates, quotes, agents & coverage.

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$685 $982 $1,288

Latest Auto Insurance Reviews in Grand Junction, Colorado


Liberty Mutual
I switch around to avoid rising premiums. The premium at first was much cheaper than my previous carrier, by about $60 per month. But since switching, in my second year of being on their insurance, it has risen by $30 a month. I currently pay $130 per month. I may switch after this six month period.
Usaa
We ran quote against others and found USAA to be cheapest with the amoun tof coverage offered, just in case.
Usaa
It is lower than most companies and has great service and great coverage. The website makes it easy to make changes.
Geico
My premium is a bit high, but with other companies, it was actually higher. I also paid much less before adding more people to my policy. So I question my premium cost often and research what other companies offer.
Progressive
I feel as if the premium is a lot lower than most other companies. I feel like I get a much better loyalty credit than I would get with any other company offering the same plan.
Progressive
I think it is fair and good. Used their discount for monitoring my driving
Allstate
I think they could have a better payout for the price and faster service
Usaa
They have 24 hour a day, seven day a week customer service as well as a comprehensive online system for questions, claims or payments.
Usaa
Good rates, good company, responsive customer support.Good overall coverage for what we need. Would be hard pressed to find a better quote elsewhere.
Progressive
I Like the fact that they go out of their way to help us and get issues settled promptly. They work with the collision companies I choose and are prompt with service and payment.
Geico
I like how easy it is to get a hold of a representative when I need one. Their billing is also very easy to understand, and the workers are always positive and friendly on the phone.
Write Your Review | Grand Junction, Colorado Auto Insurance Analysis
Hartford, Grand Junction, CO
$46/1 month
Car Insurance Policy Holder
  • Single 47 Years old Female licensed 4 years ago with Own Subaru Outback 3.6R Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • PhD & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Grand Junction, CO
$66/1 month
Car Insurance Policy Holder
  • Divorced 28 Years old Male licensed 8 years ago with Financed Chevrolet Malibu LT used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Liberty Mutual, Grand Junction, CO
$53/1 month
Car Insurance Policy Holder
  • Single 45 Years old Female licensed 24 years ago with Financed Mazda, Mazda5, 4 Door Wagon used for Business with estimated annual mileage of 12,001 - 15,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Safeco Insurance, Grand Junction, CO
$2,411/12 months
Car Insurance Policy Holder
  • Single 18 Years old Male licensed 2 years ago with Own Ford, Mustang Boss 302, 2 Door Coupe used for Business with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Grand Junction, CO
$996/12 months
Car Insurance Policy Holder
  • Single 22 Years old Female licensed 4 years ago with Own Infiniti, M Series M56x AWD, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Vocational & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
American Family Insurance, Grand Junction, CO
$718/12 months
Car Insurance Policy Holder
  • Divorced 29 Years old Female licensed 8 years ago with Financed GMC, Sierra 2500HD SLT, 2WD 4 Door Crew Cab 167WB Trbo Dsl used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Progressive Insurance, Grand Junction, CO
$882/12 months
Car Insurance Policy Holder
  • Single 46 Years old Male licensed 23 years ago with Financed Kia, Sorento EX, 2WD 4 Door Utility used for Business with estimated annual mileage of 20,001+.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Grand Junction, CO
$907/12 months
Car Insurance Policy Holder
  • Divorced 38 Years old Female licensed 5 years ago with Leased Ford, Explorer XLT, 4 Door Utility 4WD used for Business with estimated annual mileage of 3,001 - 5,000.
  • High School & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 250 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Grand Junction, CO
$739/12 months
Car Insurance Policy Holder
  • Divorced 46 Years old Male licensed 7 years ago with Financed Buick, Regal, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Vocational & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Grand Junction Car Insurance Rate Comparisons

Grand Junction, CO's average car insurance of $982 differs from Delta, CO (+$33), Fruita, CO (-$5), Redlands, CO (-$2) and Colorado (+$289)

Grand Junction Delta, CO Fruita, CO Redlands, CO Colorado
Median Insurance Rates $982 +$33 -$5 -$2 +$289

Grand Junction Car Insurance Savings By Neighborhood & Street Area

Grand Junction Driver Street Residence & Car Locations Car Details in Grand Junction Grand Junction Driver Demographics Grand Junction Auto Insurance Estimates Recent Grand Junction Insurance Savings
Johnsons Corner
N 15th Ct2003 Cadillac Seville SLS27 year woman$1,124$435
Fernwood Ct2002 Buick Rendezvous CXL79 year male senior$1,051$981
Highland Park
Vin Rose Way2006 Chrysler 300 C40 year married woman$778$371
Shanne St2007 Ford Fusion V6 SEL18 year female teenager$2,858$416
Rosevale
High Pointe Cir2010 Mazda 3 S43 year married man$1,260$726
Lake Rd2010 Nissan Rogue S69 year senior$1,150$351
Rhone
Magnus Ct2012 Hyundai Sonata GLS42 year man$1,422$909
Madeira Ct2009 Acura TSX Base67 year female senior$1,188$871
Durham
Peach St2013 Honda Civic LX19 year male teenager$2,854$541
W Gunnison Ave2010 Toyota Prius V16 year teenager$2,900$862

Grand Junction Post DUI Car Insurance Rates

Grand Junction Loma Orchard Mesa Delta County Colorado
Median Post DUI Insurance Rate $1826 +$1336 +$926 +$926 +$538
Male Teenager Post DUI Insurance Rate $6117 +$4475 +$3104 +$3104 +$1801
Female Teenager Post DUI Insurance Rate $5898 +$4315 +$2992 +$2992 +$1737

The Post DUI insurance in Grand Junction, CO's is $1826 compared to Loma (+$1336), Orchard Mesa (+$926), Delta County (+$926) and Colorado (+$538)

In Grand Junction, a male teenager with Post DUI pays $219 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Chrysler 300 C in Grand Junction, CO would pay $5388 on auto insurance while a female teenager POST DUI would pay $5194.

Grand Junction Car Insurance by Segment

Grand Junction Teenagers Car Insurance Rates Comparison

6036 Grand Junction Teenagers (7% of total population), 52% Male & 48% Female.

Grand Junction Moab, UT De Beque Fruita Colorado
All Teenagers $3240 +$264 +$1083 -$16 +$954
Male Teenager $3289 +$268 +$1099 -$17 +$968
Female Teenager $3171 +$259 +$1060 -$16 +$934

Grand Junction teenagers pay $3240 in insurance in contrast with Moab, UT (+$264), De Beque (+$1083), Fruita (-$16) and Colorado (+$954). The difference between Male & Female teenagers in Grand Junction is $118

Example

  • 2011 Kia Sorento LX Male Teenager Insurance Rate $2,847
  • 2011 Lincoln MKZ Base Female Teenager Insurance Rate $3,158

Grand Junction Men & Women Car Insurance

85642 Grand Junction Adults (100% of total population), 49% Men & 51% Women.

Grand Junction Orchard Mesa Fruita Loma Colorado
All Women $932 +$474 -$4 +$683 +$275
Married Women $883 +$449 -$4 +$647 +$260
All Men $1502 +$762 -$8 +$1099 +$442
Married Men $1394 +$707 -$7 +$1020 +$410

The typical insurance rate of $1502 that Grand Junction Men pay varies from Orchard Mesa (+$762), Fruita (-$8), Loma (+$1099) and Colorado (+$442). In Grand Junction, married men pay $511 more than married women.

Example

  • 2012 Jeep Wrangler Sport Married Men Insurance Rate $1,333
  • 2012 GMC Sierra 1500 SLE Married Women Insurance Rate $1,361

Grand Junction Senior Car Insurance

18596 Grand Junction Seniors (21% of total population), 43% Senior Men & 57% Senior Women.

Grand Junction Delta County Orchard City De Beque Colorado
All Seniors $1217 +$618 +$791 +$407 +$359
Senior Men $1227 +$623 +$798 +$410 +$361
Senior Women $1207 +$613 +$785 +$404 +$356

Grand Junction seniors pay $1217 in insurance compared to Delta County (+$618), Orchard City (+$791), De Beque (+$407) and Colorado (+$359). In Grand Junction, senior men pay $20 more than senior women.

Grand Junction Car Insurance Discounts for Multiple Vehicles

Grand Junction Population with 1 Vehicle 10958 (31% of Grand Junction population), 2 Vehicles 13501 (38% of the Grand Junction population) and 3 vehicles 5871 (17% of the population)

Grand Junction Collbran De Beque West Garfield Colorado
2 Vehicles $1866 +$205 +$623 +$490 +$549
3 Vehicles $2848 +$313 +$951 +$748 +$838
4 Vehicles $3830 +$421 +$1279 +$1006 +$1127