Grand Rapids, MI Auto Insurance Rates

Grand Rapids, MI residents can save $700 by comparing multiple quotes & reading reviews & research on Grand Rapids car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,105 $1,754 $2,922
Write Your Review | Grand Rapids, Michigan Auto Insurance Analysis
State Farm Auto Insurance, Grand Rapids, MI
$163/1 month
Car Insurance Policy Holder
  • Divorced 70 Years old Female licensed 1 year ago with Leased Cadillac SRX Performance used for Business with estimated annual mileage of 20,001+.
  • Associate, pursuing Bachelors Degree & Retired.
  • No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 300 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Grand Rapids Car Insurance Rate Comparisons

Grand Rapids, MI's average car insurance of $1754 differs from East Grand Rapids, MI (-$116), Grand Rapids charter, MI (+$1596), Cutlerville, MI (+$966) and Michigan (+$766)

Grand Rapids East Grand Rapids, MI Grand Rapids charter, MI Cutlerville, MI Michigan
Median Insurance Rates $1754 -$116 +$1596 +$966 +$766

Grand Rapids Car Insurance Savings By Neighborhood & Street Area

Grand Rapids Driver Street Residence & Car Locations Car Details in Grand Rapids Grand Rapids Driver Demographics Grand Rapids Auto Insurance Estimates Recent Grand Rapids Insurance Savings
East Paris
E Mall Dr SE2006 Ford Fusion V6 SEL30 year man$1,997$490
Sparks Dr SE2007 Buick Rendezvous CXL17 year male teenager$3,078$706
Forestside Ct SE2004 Cadillac Deville DTS31 year married man$2,293$364
Hilltop Mobile Home Park
Svc Rd NE2006 Acura TSX Base w/Navi76 year male senior$2,017$599
Plum Hollow Ave NE2001 Chevrolet Silverado K2500 Heavy Duty49 year woman$1,541$925
Edith NE2011 Hyundai Sonata GLS77 year female senior$1,930$714
Other Area
Drexel Dr NE2010 Mazda Mazda3 s Sport17 year female teenager$3,033$509
Herrick Ave NE2006 Chrysler 300C 30 year married woman$1,438$485
Eastmont
Engleside Dr SE2013 Honda Civic LX16 year teenager$2,913$957
Park East Ct SE2013 Nissan Rogue S71 year senior$1,861$753

Grand Rapids Post DUI Car Insurance Rates

Grand Rapids Alpine Walker Wyoming Michigan
Median Post DUI Insurance Rate $3262 +$1239 +$35 +$43 +$1425
Male Teenager Post DUI Insurance Rate $5838 +$2217 +$63 +$76 +$2550
Female Teenager Post DUI Insurance Rate $5806 +$2205 +$62 +$77 +$2536

The Post DUI insurance in Grand Rapids, MI's is $3262 compared to Alpine (+$1239), Walker (+$35), Wyoming (+$43) and Michigan (+$1425)

In Grand Rapids, a male teenager with Post DUI pays $32 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Cadillac Deville DTS in Grand Rapids, MI would pay $6470 on auto insurance while a female teenager POST DUI would pay $6435.

Grand Rapids Car Insurance by Segment

Grand Rapids Teenagers Car Insurance Rates Comparison

14213 Grand Rapids Teenagers (7% of total population), 48% Male & 52% Female.

Grand Rapids Grandville Byron Center Grand Rapids charter Michigan
All Teenagers $3122 -$363 +$2930 +$2841 +$1363
Male Teenager $3139 -$365 +$2947 +$2857 +$1371
Female Teenager $3122 -$363 +$2930 +$2841 +$1363

Grand Rapids teenagers pay $3122 in insurance in contrast with Grandville (-$363), Byron Center (+$2930), Grand Rapids charter (+$2841) and Michigan (+$1363). The difference between Male & Female teenagers in Grand Rapids is $17

Example

  • 2013 Dodge Journey SXT Male Teenager Insurance Rate $2,948
  • 2011 Lincoln MKZ Base Female Teenager Insurance Rate $3,244

Grand Rapids Men & Women Car Insurance

189340 Grand Rapids Adults (100% of total population), 49% Men & 51% Women.

Grand Rapids Byron Wyoming Walker Michigan
All Women $1613 +$89 +$21 +$18 +$705
Married Women $1403 +$77 +$18 +$15 +$613
All Men $2174 +$120 +$29 +$24 +$950
Married Men $2069 +$114 +$27 +$23 +$904

The typical insurance rate of $2174 that Grand Rapids Men pay varies from Byron (+$120), Wyoming (+$29), Walker (+$24) and Michigan (+$950). In Grand Rapids, married men pay $666 more than married women.

Example

  • 2014 Toyota Prius Three Married Men Insurance Rate $2,094
  • 2011 Audi A4 2.0T quattro Premium Married Women Insurance Rate $2,404

Grand Rapids Senior Car Insurance

28897 Grand Rapids Seniors (15% of total population), 42% Senior Men & 58% Senior Women.

Grand Rapids Wyoming Alpine Gaines charter Michigan
All Seniors $1946 +$26 +$740 +$274 +$851
Senior Men $1946 +$26 +$740 +$274 +$851
Senior Women $1964 +$26 +$746 +$276 +$858

Grand Rapids seniors pay $1946 in insurance compared to Wyoming (+$26), Alpine (+$740), Gaines charter (+$274) and Michigan (+$851). In Grand Rapids, senior men pay $18 less than senior women.

Grand Rapids Car Insurance Discounts for Multiple Vehicles

Grand Rapids Population with 1 Vehicle 29061 (40% of Grand Rapids population), 2 Vehicles 25476 (35% of the Grand Rapids population) and 3 vehicles 6135 (8% of the population)

Grand Rapids Grand Rapids charter Georgetown charter Grandville Michigan
2 Vehicles $3333 +$3032 +$334 -$388 +$1455
3 Vehicles $5087 +$4628 +$510 -$592 +$2221
4 Vehicles $6841 +$6224 +$686 -$796 +$2987

Car Insurance Agents in Grand Rapids, MI

Rank Agent Name Agent Contact
1 AAA Insurance 4650 Plainfield Ave NE, Grand Rapids, MI 49525
2 AAA Insurance 2560 East Paris Ave SE, Grand Rapids, MI 49546
3 Advasure Insurance Agency 3665 28th St SE, Grand Rapids, MI 49512
4 Advasure Insurance Agency XIV 2005 Kalamazoo Ave SE, Grand Rapids, MI 49507
5 Advasure Insurance Agency XVII 1219 Plainfield Ave NE, Grand Rapids, MI 49505
6 AgencyOne 3300 Eagle Run Dr NE Ste 101, Grand Rapids, MI 49525
7 Al Dionise 1345 Walker Village Dr NW, Grand Rapids, MI 49534
8 Allstate Insurance - The Lange Agency 2055 28th St SE Ste 16, Grand Rapids, MI 49508
9 Aon Risk Services Central 171 Monroe Ave NW Ste 525, Grand Rapids, MI 49503
10 Arlington/Roe of Grand Rapids, MI 2675 44th St SW Ste 105, Grand Rapids, MI 49519