Grand Rapids, MI Auto Insurance Rates

Grand Rapids, MI residents can save $700 by comparing multiple quotes & reading reviews & research on Grand Rapids car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,105 $1,754 $2,922

Latest Auto Insurance Reviews in Grand Rapids, Michigan


Progressive
the premium for full coverage is way cheaper and has same qualities as other insurance companies.
Progressive
I don't like they plans they offer, it's either get the cheap almost no coverage or spend a pretty penny for something you may or may not need later on.
Horace Mann
The accessibility of my insurance company for any sorts of problems is actually also very great. Most of the important actions that I might need to do can be done through my cell phone.
Alfa Insurance
What I like is that they are really flexible, they respond quickly and easily. My dislike you can't speak with the same agent.
Farmer's Insurance
They offer full coverage for the best possible price in my area
Allstate
Allstate has always had very friendly, prompt customer service. I speak highly of them mostly because of my personal Allstate agent. He has been an agent for over 30 years and is very friendly and offers suggestions whenever possible. I sent him an email asking questions and he even called me on his day off to let me know that he got the email and offered help over the phone. Allstate truly seems to be invested in its customers.
Write Your Review | Grand Rapids, Michigan Auto Insurance Analysis
State Farm Auto Insurance, Grand Rapids, MI
$163/1 month
Car Insurance Policy Holder
  • Divorced 70 Years old Female licensed 1 year ago with Leased Cadillac SRX Performance used for Business with estimated annual mileage of 20,001+.
  • Associate, pursuing Bachelors Degree & Retired.
  • No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 300 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Grand Rapids Car Insurance Rate Comparisons

Grand Rapids, MI's average car insurance of $1754 differs from East Grand Rapids, MI (-$116), Grand Rapids charter, MI (+$1596), Cutlerville, MI (+$966) and Michigan (+$766)

Grand Rapids East Grand Rapids, MI Grand Rapids charter, MI Cutlerville, MI Michigan
Median Insurance Rates $1754 -$116 +$1596 +$966 +$766

Grand Rapids Car Insurance Savings By Neighborhood & Street Area

Grand Rapids Driver Street Residence & Car Locations Car Details in Grand Rapids Grand Rapids Driver Demographics Grand Rapids Auto Insurance Estimates Recent Grand Rapids Insurance Savings
East Paris
E Mall Dr SE2006 Ford Fusion V6 SEL30 year man$1,997$490
Sparks Dr SE2007 Buick Rendezvous CXL17 year male teenager$3,078$706
Forestside Ct SE2004 Cadillac Deville DTS31 year married man$2,293$364
Hilltop Mobile Home Park
Svc Rd NE2006 Acura TSX Base w/Navi76 year male senior$2,017$599
Plum Hollow Ave NE2001 Chevrolet Silverado K2500 Heavy Duty49 year woman$1,541$925
Edith NE2011 Hyundai Sonata GLS77 year female senior$1,930$714
Other Area
Drexel Dr NE2010 Mazda Mazda3 s Sport17 year female teenager$3,033$509
Herrick Ave NE2006 Chrysler 300C 30 year married woman$1,438$485
Eastmont
Engleside Dr SE2013 Honda Civic LX16 year teenager$2,913$957
Park East Ct SE2013 Nissan Rogue S71 year senior$1,861$753

Grand Rapids Post DUI Car Insurance Rates

Grand Rapids Alpine Walker Wyoming Michigan
Median Post DUI Insurance Rate $3262 +$1239 +$35 +$43 +$1425
Male Teenager Post DUI Insurance Rate $5838 +$2217 +$63 +$76 +$2550
Female Teenager Post DUI Insurance Rate $5806 +$2205 +$62 +$77 +$2536

The Post DUI insurance in Grand Rapids, MI's is $3262 compared to Alpine (+$1239), Walker (+$35), Wyoming (+$43) and Michigan (+$1425)

In Grand Rapids, a male teenager with Post DUI pays $32 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Cadillac Deville DTS in Grand Rapids, MI would pay $6470 on auto insurance while a female teenager POST DUI would pay $6435.

Grand Rapids Car Insurance by Segment

Grand Rapids Teenagers Car Insurance Rates Comparison

14213 Grand Rapids Teenagers (7% of total population), 48% Male & 52% Female.

Grand Rapids Grandville Byron Center Grand Rapids charter Michigan
All Teenagers $3122 -$363 +$2930 +$2841 +$1363
Male Teenager $3139 -$365 +$2947 +$2857 +$1371
Female Teenager $3122 -$363 +$2930 +$2841 +$1363

Grand Rapids teenagers pay $3122 in insurance in contrast with Grandville (-$363), Byron Center (+$2930), Grand Rapids charter (+$2841) and Michigan (+$1363). The difference between Male & Female teenagers in Grand Rapids is $17

Example

  • 2013 Dodge Journey SXT Male Teenager Insurance Rate $2,948
  • 2011 Lincoln MKZ Base Female Teenager Insurance Rate $3,244

Grand Rapids Men & Women Car Insurance

189340 Grand Rapids Adults (100% of total population), 49% Men & 51% Women.

Grand Rapids Byron Wyoming Walker Michigan
All Women $1613 +$89 +$21 +$18 +$705
Married Women $1403 +$77 +$18 +$15 +$613
All Men $2174 +$120 +$29 +$24 +$950
Married Men $2069 +$114 +$27 +$23 +$904

The typical insurance rate of $2174 that Grand Rapids Men pay varies from Byron (+$120), Wyoming (+$29), Walker (+$24) and Michigan (+$950). In Grand Rapids, married men pay $666 more than married women.

Example

  • 2014 Toyota Prius Three Married Men Insurance Rate $2,094
  • 2011 Audi A4 2.0T quattro Premium Married Women Insurance Rate $2,404

Grand Rapids Senior Car Insurance

28897 Grand Rapids Seniors (15% of total population), 42% Senior Men & 58% Senior Women.

Grand Rapids Wyoming Alpine Gaines charter Michigan
All Seniors $1946 +$26 +$740 +$274 +$851
Senior Men $1946 +$26 +$740 +$274 +$851
Senior Women $1964 +$26 +$746 +$276 +$858

Grand Rapids seniors pay $1946 in insurance compared to Wyoming (+$26), Alpine (+$740), Gaines charter (+$274) and Michigan (+$851). In Grand Rapids, senior men pay $18 less than senior women.

Grand Rapids Car Insurance Discounts for Multiple Vehicles

Grand Rapids Population with 1 Vehicle 29061 (40% of Grand Rapids population), 2 Vehicles 25476 (35% of the Grand Rapids population) and 3 vehicles 6135 (8% of the population)

Grand Rapids Grand Rapids charter Georgetown charter Grandville Michigan
2 Vehicles $3333 +$3032 +$334 -$388 +$1455
3 Vehicles $5087 +$4628 +$510 -$592 +$2221
4 Vehicles $6841 +$6224 +$686 -$796 +$2987

Car Insurance Agents in Grand Rapids, MI

Rank Agent Name Agent Contact
1 AAA Insurance 4650 Plainfield Ave NE, Grand Rapids, MI 49525
2 AAA Insurance 2560 East Paris Ave SE, Grand Rapids, MI 49546
3 Advasure Insurance Agency 3665 28th St SE, Grand Rapids, MI 49512
4 Advasure Insurance Agency XIV 2005 Kalamazoo Ave SE, Grand Rapids, MI 49507
5 Advasure Insurance Agency XVII 1219 Plainfield Ave NE, Grand Rapids, MI 49505
6 AgencyOne 3300 Eagle Run Dr NE Ste 101, Grand Rapids, MI 49525
7 Al Dionise 1345 Walker Village Dr NW, Grand Rapids, MI 49534
8 Allstate Insurance - The Lange Agency 2055 28th St SE Ste 16, Grand Rapids, MI 49508
9 Aon Risk Services Central 171 Monroe Ave NW Ste 525, Grand Rapids, MI 49503
10 Arlington/Roe of Grand Rapids, MI 2675 44th St SW Ste 105, Grand Rapids, MI 49519