Houma, LA Auto Insurance Rates

Houma, LA residents can save $900 by comparing multiple quotes & reading reviews & research on Houma car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,307 $2,251 $3,513
Write Your Review | Houma, Louisiana Auto Insurance Analysis
Fiesta Auto Insurance, Houma, LA
$144/1 month
Car Insurance Policy Holder
  • Married 56 Years old Female licensed 41 years ago with Financed Nissan Titan SV Crew Cab LWB used for Business with estimated annual mileage of 12,001 - 15,000.
  • vocational education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Progressive Insurance, Houma, LA
$48/1 month
Car Insurance Policy Holder
  • Divorced 79 Years old Male licensed 7 years ago with Own Nissan Rogue S used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Associate, pursuing Bachelors Degree & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Houma, LA
$106/1 month
Car Insurance Policy Holder
  • Divorced 76 Years old Female licensed 7 years ago with Own Chevrolet, Equinox LS AWD, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Geico, Houma, LA
$995/12 months
Car Insurance Policy Holder
  • Single 59 Years old Female licensed 19 years ago with Financed Acura, MDX, 5 Door 4WD Utility Advance used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Vocational & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 300 K Personal Injury Protection
  • 100 K Uninsured Motorists Bodily Injury
  • 300 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Houma Car Insurance Rate Comparisons

Houma, LA's average car insurance of $2251 differs from Choctaw, LA (+$1309), Kraemer, LA (+$1349), Dulac, LA (+$1289) and Louisiana (+$448)

Houma Choctaw, LA Kraemer, LA Dulac, LA Louisiana
Median Insurance Rates $2251 +$1309 +$1349 +$1289 +$448

Houma Car Insurance Savings By Neighborhood & Street Area

Houma Driver Street Residence & Car Locations Car Details in Houma Houma Driver Demographics Houma Auto Insurance Estimates Recent Houma Insurance Savings
Sarah Plantation
Ja Don Dr2006 Buick Rendezvous CX17 year female teenager$4,252$608
Glenn Paul St2003 Chevrolet Silverado 2500HD LS17 year teenager$4,908$646
Rose Mary Ave2004 Cadillac DeVille DTS37 year married man$3,358$357
Alex Ln2004 Acura TSX Base w/Navi17 year male teenager$5,242$640
Ron St2006 Ford Fusion V6 SEL37 year woman$1,858$452
Other Area
Elizabeth St2011 Hyundai Sonata GLS44 year man$2,889$859
Vera St2010 Mazda 3 S42 year married woman$1,813$774
Doris Ct2010 Toyota Prius I73 year senior$2,574$477
Wolfe Ln2008 Audi A6 3.2 quattro77 year female senior$3,110$768
Scott Ln2011 Kia Sorento LX62 year male senior$2,420$582

Houma Post DUI Car Insurance Rates

Houma Bourg Montegut Schriever Louisiana
Median Post DUI Insurance Rate $4186 -$76 +$2584 +$1952 +$834
Male Teenager Post DUI Insurance Rate $10968 -$199 +$6768 +$5113 +$2184
Female Teenager Post DUI Insurance Rate $9586 -$175 +$5917 +$4470 +$1908

The Post DUI insurance in Houma, LA's is $4186 compared to Bourg (-$76), Montegut (+$2584), Schriever (+$1952) and Louisiana (+$834)

In Houma, a male teenager with Post DUI pays $1382 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Cadillac DeVille DTS in Houma, LA would pay $11771 on auto insurance while a female teenager POST DUI would pay $10289.

Houma Car Insurance by Segment

Houma Teenagers Car Insurance Rates Comparison

2274 Houma Teenagers (6% of total population), 51% Male & 49% Female.

Houma Terrebonne Raceland Montegut Louisiana
All Teenagers $5469 +$1529 +$2938 +$3376 +$1089
Male Teenager $5897 +$1648 +$3168 +$3639 +$1174
Female Teenager $5154 +$1441 +$2769 +$3181 +$1026

Houma teenagers pay $5469 in insurance in contrast with Terrebonne (+$1529), Raceland (+$2938), Montegut (+$3376) and Louisiana (+$1089). The difference between Male & Female teenagers in Houma is $743

Example

  • 2006 Jeep Grand Cherokee SRT-8 Base Male Teenager Insurance Rate $4,736
  • 2012 Lincoln MKZ Base Female Teenager Insurance Rate $4,896

Houma Men & Women Car Insurance

33719 Houma Adults (100% of total population), 48% Men & 52% Women.

Houma Lafourche Crossing Dulac Larose Louisiana
All Women $2160 -$29 +$1238 +$595 +$431
Married Women $2093 -$29 +$1199 +$576 +$417
All Men $3286 -$45 +$1882 +$904 +$654
Married Men $3128 -$43 +$1792 +$861 +$623

The typical insurance rate of $3286 that Houma Men pay varies from Lafourche Crossing (-$45), Dulac (+$1882), Larose (+$904) and Louisiana (+$654). In Houma, married men pay $1035 more than married women.

Example

  • 2006 Chrysler 300C SRT-8 Base Married Men Insurance Rate $2,766
  • 2014 Volkswagen Beetle R-Line Married Women Insurance Rate $2,754

Houma Senior Car Insurance

6086 Houma Seniors (18% of total population), 45% Senior Men & 55% Senior Women.

Houma Terrebonne Larose Lockport Heights Louisiana
All Seniors $2971 +$830 +$817 +$1503 +$591
Senior Men $2926 +$818 +$805 +$1481 +$582
Senior Women $3016 +$843 +$829 +$1526 +$600

Houma seniors pay $2971 in insurance compared to Terrebonne (+$830), Larose (+$817), Lockport Heights (+$1503) and Louisiana (+$591). In Houma, senior men pay $90 less than senior women.

Houma Car Insurance Discounts for Multiple Vehicles

Houma Population with 1 Vehicle 4180 (34% of Houma population), 2 Vehicles 4971 (40% of the Houma population) and 3 vehicles 1412 (11% of the population)

Houma Montegut Gray Mathews Louisiana
2 Vehicles $4277 +$2639 +$2449 +$1442 +$852
3 Vehicles $6528 +$4028 +$3738 +$2201 +$1300
4 Vehicles $8779 +$5417 +$5027 +$2960 +$1748

Find the Cheapest auto insurance in Houma, LA