Houma, LA Auto Insurance Rates

Houma, LA residents can save $900 by comparing multiple quotes & reading reviews & research on Houma car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,307 $2,251 $3,513

Latest Auto Insurance Reviews in Houma, Louisiana


Geico
We have compared the rates from various other auto insurance companies and have found that Geico is by far the cheapest for us. When calling companies for a quote, people we have spoken to have been shocked by how low our premium is. Other companies have given us quotes for insurance that are two to three time more than what we are currently paying, we have not found any that are even close.
Geico
I like how easy it is to reach someone at Geico. I like that I can talk to someone right away. I also like their web platform and how easy it is to use. I am very happy with how easy it is to access my account and get information.
Geico
I like their affordable rates and their willingness to help out in an emergency
Aaa
I feel pretty neutral about this company, honestly. I'm sure there are worse companies out there, but they are all a scam.
Write Your Review | Houma, Louisiana Auto Insurance Analysis
Fiesta Auto Insurance, Houma, LA
$144/1 month
Car Insurance Policy Holder
  • Married 56 Years old Female licensed 41 years ago with Financed Nissan Titan SV Crew Cab LWB used for Business with estimated annual mileage of 12,001 - 15,000.
  • vocational education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Progressive Insurance, Houma, LA
$48/1 month
Car Insurance Policy Holder
  • Divorced 79 Years old Male licensed 7 years ago with Own Nissan Rogue S used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Associate, pursuing Bachelors Degree & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Houma, LA
$106/1 month
Car Insurance Policy Holder
  • Divorced 76 Years old Female licensed 7 years ago with Own Chevrolet, Equinox LS AWD, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Geico, Houma, LA
$995/12 months
Car Insurance Policy Holder
  • Single 59 Years old Female licensed 19 years ago with Financed Acura, MDX, 5 Door 4WD Utility Advance used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Vocational & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 300 K Personal Injury Protection
  • 100 K Uninsured Motorists Bodily Injury
  • 300 K Uninsured Motorists Property Damage
Geico, Houma, LA
$1,259/12 months
Car Insurance Policy Holder
  • Single 26 Years old Female licensed 6 years ago with Own Ford, Expedition King Ranch, 4WD 4 Door SUV used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Houma, LA
$1,645/12 months
Car Insurance Policy Holder
  • Divorced 46 Years old Female licensed 31 years ago with Financed Ford, Expedition EL King Ranch, 4WD 4 Door SUV used for Business with estimated annual mileage of 6,001 - 7,500.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Safeco Insurance, Houma, LA
$1,287/12 months
Car Insurance Policy Holder
  • Single 63 Years old Female licensed 43 years ago with Own Ford, Mustang, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Progressive Insurance, Houma, LA
$1,527/12 months
Car Insurance Policy Holder
  • Married 51 Years old Male licensed 17 years ago with Own Kia, Sedona EX, 2WD 4 Door Van used for Business with estimated annual mileage of 20,001+.
  • Vocational & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Houma Car Insurance Rate Comparisons

Houma, LA's average car insurance of $2251 differs from Choctaw, LA (+$1309), Kraemer, LA (+$1349), Dulac, LA (+$1289) and Louisiana (+$448)

Houma Choctaw, LA Kraemer, LA Dulac, LA Louisiana
Median Insurance Rates $2251 +$1309 +$1349 +$1289 +$448

Houma Car Insurance Savings By Neighborhood & Street Area

Houma Driver Street Residence & Car Locations Car Details in Houma Houma Driver Demographics Houma Auto Insurance Estimates Recent Houma Insurance Savings
Sarah Plantation
Ja Don Dr2006 Buick Rendezvous CX17 year female teenager$4,252$608
Glenn Paul St2003 Chevrolet Silverado 2500HD LS17 year teenager$4,908$646
Rose Mary Ave2004 Cadillac DeVille DTS37 year married man$3,358$357
Alex Ln2004 Acura TSX Base w/Navi17 year male teenager$5,242$640
Ron St2006 Ford Fusion V6 SEL37 year woman$1,858$452
Other Area
Elizabeth St2011 Hyundai Sonata GLS44 year man$2,889$859
Vera St2010 Mazda 3 S42 year married woman$1,813$774
Doris Ct2010 Toyota Prius I73 year senior$2,574$477
Wolfe Ln2008 Audi A6 3.2 quattro77 year female senior$3,110$768
Scott Ln2011 Kia Sorento LX62 year male senior$2,420$582

Houma Post DUI Car Insurance Rates

Houma Bourg Montegut Schriever Louisiana
Median Post DUI Insurance Rate $4186 -$76 +$2584 +$1952 +$834
Male Teenager Post DUI Insurance Rate $10968 -$199 +$6768 +$5113 +$2184
Female Teenager Post DUI Insurance Rate $9586 -$175 +$5917 +$4470 +$1908

The Post DUI insurance in Houma, LA's is $4186 compared to Bourg (-$76), Montegut (+$2584), Schriever (+$1952) and Louisiana (+$834)

In Houma, a male teenager with Post DUI pays $1382 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Cadillac DeVille DTS in Houma, LA would pay $11771 on auto insurance while a female teenager POST DUI would pay $10289.

Houma Car Insurance by Segment

Houma Teenagers Car Insurance Rates Comparison

2274 Houma Teenagers (6% of total population), 51% Male & 49% Female.

Houma Terrebonne Raceland Montegut Louisiana
All Teenagers $5469 +$1529 +$2938 +$3376 +$1089
Male Teenager $5897 +$1648 +$3168 +$3639 +$1174
Female Teenager $5154 +$1441 +$2769 +$3181 +$1026

Houma teenagers pay $5469 in insurance in contrast with Terrebonne (+$1529), Raceland (+$2938), Montegut (+$3376) and Louisiana (+$1089). The difference between Male & Female teenagers in Houma is $743

Example

  • 2006 Jeep Grand Cherokee SRT-8 Base Male Teenager Insurance Rate $4,736
  • 2012 Lincoln MKZ Base Female Teenager Insurance Rate $4,896

Houma Men & Women Car Insurance

33719 Houma Adults (100% of total population), 48% Men & 52% Women.

Houma Lafourche Crossing Dulac Larose Louisiana
All Women $2160 -$29 +$1238 +$595 +$431
Married Women $2093 -$29 +$1199 +$576 +$417
All Men $3286 -$45 +$1882 +$904 +$654
Married Men $3128 -$43 +$1792 +$861 +$623

The typical insurance rate of $3286 that Houma Men pay varies from Lafourche Crossing (-$45), Dulac (+$1882), Larose (+$904) and Louisiana (+$654). In Houma, married men pay $1035 more than married women.

Example

  • 2006 Chrysler 300C SRT-8 Base Married Men Insurance Rate $2,766
  • 2014 Volkswagen Beetle R-Line Married Women Insurance Rate $2,754

Houma Senior Car Insurance

6086 Houma Seniors (18% of total population), 45% Senior Men & 55% Senior Women.

Houma Terrebonne Larose Lockport Heights Louisiana
All Seniors $2971 +$830 +$817 +$1503 +$591
Senior Men $2926 +$818 +$805 +$1481 +$582
Senior Women $3016 +$843 +$829 +$1526 +$600

Houma seniors pay $2971 in insurance compared to Terrebonne (+$830), Larose (+$817), Lockport Heights (+$1503) and Louisiana (+$591). In Houma, senior men pay $90 less than senior women.

Houma Car Insurance Discounts for Multiple Vehicles

Houma Population with 1 Vehicle 4180 (34% of Houma population), 2 Vehicles 4971 (40% of the Houma population) and 3 vehicles 1412 (11% of the population)

Houma Montegut Gray Mathews Louisiana
2 Vehicles $4277 +$2639 +$2449 +$1442 +$852
3 Vehicles $6528 +$4028 +$3738 +$2201 +$1300
4 Vehicles $8779 +$5417 +$5027 +$2960 +$1748

Find the Cheapest auto insurance in Houma, LA