Houston, TX Auto Insurance Rates

Houston, TX residents can save $600 by comparing multiple quotes & reading reviews & research on Houston car insurance rates, quotes, agents & coverage.

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$1,158 $1,512 $1,781

Latest Auto Insurance Reviews in Houston, Texas


Progressive
The premiums cost more through different companies which are all higher. A lot higher in price
Geico
My premium has gone up a lot in the past two years. This is probably for a good reason, but I wish it were lower. I haven't recently compared it to other companies
Geico
I think I got a pretty standard insurance. I have a lot of confidence in my driving ability so I feel like I don't really need a premium coverage. But my state has a requirement for vehicle insurance.
Esurance
I was the lowest premium I could find an equal to or better than what others covered.
Allstate
Allstate offers a multitude of discounts and I have a very friendly agent that is always willing to answer questions, even when he's out of the office.
Geico
pretty much the same as any other insurance company
Geico
I feel that this company is easy to get ahold of. I have no problems accessing customer service. They were also very helpful when I needed a tow.
Geico
If you need to talk to a person, there is generally a long wait on the phone...but once you get through, the service is acceptable, and questions are answered satisfactorily.
State Farm
They are always there to help and they go above and beyond to make sure I am given all of the things I need to feel safe with them.
Esurance
I like that I can't interact with them online and also call easily. I have been able to contact them without issues
Esurance
I like that the company is very accessible. I can reach someone through chat email or phone. Anytime I reach someone I am able to get a prompt answer and quick customer service.
State Farm
I like that I can access their website and do most of what is needed. Also, they are very accessible by phone. It is a local business so I can go to the office easily.
Progressive
I like that I am able to reach customer service at any time and make policy changes at any time.
Geico
there is all of that and all the things you might expect out of an insurance company things I have already stated. Price, reliability communication,
Progressive
I love the fact about how quick they work on claims to get them solved.
State Farm
The company works hard to make sure that I am given what I need. I like that they have good prices and they also do not try to trick people into getting more than they need.
Metlife
I like that they have strong coverage and are able to help me whenever I need it. They offer good discounts and good prices for the area.
State Farm
They are a small office and very personal. I had been with the same provider since I started driving at 16. I'm now 50 and this year he just retired. The office was taken over by a new person and I am happy with his service so far.
Progressive
I like that I am not a number. I mean, I am... But the interactions with the sales agents and service agents are always a conversation, not a transaction.
Progressive
It is inexpensive and well known. I wouldn't anticipate having any problems if I did need to file a claim.
Geico
I pretty much don’t have any dislikes about this company. They gave me an affordable price so I can't complain about them at all.
Geico
I don't want to pay a lot for my car insurance because I really don't think I need it. Mainly, I want to complain about the State that I am living in because it is a requirement or else I will get fined.
Progressive
I can't think of anything overall that I don't like about progressive. I think I would like if they also insured my home.
Esurance
I don't really dislike anything about the company. If anything I would say it is the inability to get paperwork mailed to me. Everything has to be printed out. Sometimes I don't have access to a printer or ink and paper.
Metlife
They have increased my rates each of the last 3 years. However so have all the other local insurance companies. But I wish they would keep my rates lower.
Geico
There is nothing that I really dislike about the company. You pretty much get what you pay for. So when I am in need of more services I will either have to upgrade my services or choose a different company.
State Farm
I do not have any dislikes at all about the company. They are really great to work with and they do their best to help me.
State Farm
My dislike would be that their hours at the office are not easy to access for those of us that work all day. They have no weekend hours.
Progressive
I don't like that they are so large that if I have an issue that I am currently going through can get lost in translation and not get processed for an unknown number of days or weeks.
Write Your Review | Houston, Texas Auto Insurance Analysis
Nationwide, Houston, TX
$150/1 month
Car Insurance Policy Holder
  • Married 24 Years old Male licensed 3 years ago with Financed 2008 Dodge Caliber used for Pleasure with estimated annual mileage of 12,001 - 15,000.
  • Associate & Full Time Job.
  • Yes accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $$50,001 - $100,000K (Per Person Bodily Injury) / $$50,001 - $100,000K (Per Accident Bodily Injury)
  • $15,001 - $20,000 K Property Damage
  • $50,001 - $100,000 K Personal Injury Protection
  • Comprehensive insurance with $501 - $750 deductible
  • Collision insurance with $501 - $750 deductible
  • $50,001 - $100,000 K Uninsured Motorists Bodily Injury
  • $50,001 - $100,000 K Uninsured Motorists Property Damage
Progressive Insurance, Houston, TX
$174/1 month
Car Insurance Policy Holder
  • Married 54 Years old Male licensed 30 years ago with Financed Ford Explorer Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • vocational education & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Houston Car Insurance Rate Comparisons

Houston, TX's average car insurance of $1512 differs from Stafford, TX (-$40), South Houston, TX (-$44), Hunters Creek Village, TX (+$608) and Texas (+$33)

Houston Stafford, TX South Houston, TX Hunters Creek Village, TX Texas
Median Insurance Rates $1512 -$40 -$44 +$608 +$33

Houston Car Insurance Savings By Neighborhood & Street Area

Houston Driver Street Residence & Car Locations Car Details in Houston Houston Driver Demographics Houston Auto Insurance Estimates Recent Houston Insurance Savings
Rosslyn
Mitchelldale St2003 Buick Rendezvous CX18 year male teenager$3,242$961
Deauville Plaza Dr2007 Mazda MAZDA3 s Sport61 year male senior$1,566$329
Deerfield Village
Wilstone Dr2009 Ford Fusion SE16 year female teenager$2,670$982
Arbor Falls Ln2007 Acura TSX Base70 year senior$1,571$597
Westfield Village
Mt Vinson Way2009 Chrysler 300 Touring17 year teenager$2,988$521
Kale Garden Ct2012 Honda Civic LX68 year female senior$1,346$772
Hunter Ridge Village
Tree Ln2007 Jeep Commander Sport44 year man$1,571$761
Kings Forest Dr2013 Hyundai Sonata GLS38 year woman$1,374$725
Candlelight Oaks Village
Fallen Oaks Dr2012 Dodge Journey SXT40 year married woman$1,324$591
Oak Shadows Dr2010 Nissan Rogue S46 year married man$1,731$819

Houston Post DUI Car Insurance Rates

Houston Meadows Place Sheldon Bunker Hill Village Texas
Median Post DUI Insurance Rate $2812 -$376 +$945 +$1094 +$61
Male Teenager Post DUI Insurance Rate $6411 -$858 +$2154 +$2494 +$139
Female Teenager Post DUI Insurance Rate $5369 -$716 +$1806 +$2091 +$118

The Post DUI insurance in Houston, TX's is $2812 compared to Meadows Place (-$376), Sheldon (+$945), Bunker Hill Village (+$1094) and Texas (+$61)

In Houston, a male teenager with Post DUI pays $1042 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Houston, TX would pay $5927 on auto insurance while a female teenager POST DUI would pay $4966.

Houston Car Insurance by Segment

Houston Teenagers Car Insurance Rates Comparison

221559 Houston Teenagers (7% of total population), 51% Male & 49% Female.

Houston Cloverleaf Aldine Humble Texas
All Teenagers $3144 +$787 +$1265 -$72 +$69
Male Teenager $3447 +$862 +$1386 -$80 +$75
Female Teenager $2887 +$722 +$1162 -$66 +$63

Houston teenagers pay $3144 in insurance in contrast with Cloverleaf (+$787), Aldine (+$1265), Humble (-$72) and Texas (+$69). The difference between Male & Female teenagers in Houston is $560

Example

  • 2009 Cadillac DTS Luxury 6-Passenger Male Teenager Insurance Rate $4,060
  • 2010 Lincoln MKZ Female Teenager Insurance Rate $3,008

Houston Men & Women Car Insurance

3081338 Houston Adults (100% of total population), 50% Men & 50% Women.

Houston Humble Meadows Place South Houston Texas
All Women $1451 -$34 -$194 -$42 +$32
Married Women $1391 -$33 -$186 -$41 +$30
All Men $1950 -$45 -$261 -$57 +$43
Married Men $1844 -$43 -$246 -$54 +$40

The typical insurance rate of $1950 that Houston Men pay varies from Humble (-$45), Meadows Place (-$261), South Houston (-$57) and Texas (+$43). In Houston, married men pay $453 more than married women.

Example

  • 2013 Toyota Prius Two Married Men Insurance Rate $1,751
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,603

Houston Senior Car Insurance

389435 Houston Seniors (12% of total population), 44% Senior Men & 56% Senior Women.

Houston Southside Place Cloverleaf Galena Park Texas
All Seniors $1632 +$538 +$409 -$23 +$36
Senior Men $1708 +$563 +$427 -$25 +$37
Senior Women $1587 +$523 +$397 -$23 +$35

Houston seniors pay $1632 in insurance compared to Southside Place (+$538), Cloverleaf (+$409), Galena Park (-$23) and Texas (+$36). In Houston, senior men pay $121 more than senior women.

Houston Car Insurance Discounts for Multiple Vehicles

Houston Population with 1 Vehicle 425809 (40% of Houston population), 2 Vehicles 397112 (37% of the Houston population) and 3 vehicles 122849 (11% of the population)

Houston West University Place Harris County Stafford Texas
2 Vehicles $2873 +$1212 -$42 -$76 +$63
3 Vehicles $4385 +$1850 -$64 -$116 +$96
4 Vehicles $5897 +$2488 -$86 -$156 +$129

Car Insurance Agents in Houston, TX

Rank Agent Name Agent Contact
1 713 Auto Insurace 3403 Richmond Ave, Houston, TX 77046
2 AAAA Insurance 12450 East Fwy Ste 130, Houston, TX 77015
3 AAAA Insurance 12304 Fondren Rd Ste B, Houston, TX 77035
4 AAAA Insurance 8145 Highway 6 S Ste 122, Houston, TX 77083
5 AAAA Insurance 6702 Lyons Ave Ste 4, Houston, TX 77020
6 AAAA Insurance 1802 Wirt Rd Ste B, Houston, TX 77055
7 AAAA Insurance 8640 S Braeswood Blvd, Houston, TX 77031
8 AAAA Insurance 8817 Jensen Dr, Houston, TX 77093
9 AAAA Insurance 5326 Airline Dr, Houston, TX 77022
10 AAAA Insurance 900 S Wayside Dr Ste 400, Houston, TX 77023

Find the Cheapest auto insurance in Houston, TX