Houston, TX Auto Insurance Rates

Houston, TX residents can save $600 by comparing multiple quotes & reading reviews & research on Houston car insurance rates, quotes, agents & coverage.

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$1,158 $1,512 $1,781

Latest Auto Insurance Reviews in Houston, Texas


Usaa
I dislike the company. In fact, I am now actively looking to switch.
Usaa
I have nothing to dislike about USAA. Although you do have to be in the service or have a qualifying family member in the service to be able to use their products. So not everyone can utilize the services they have to offer.
Geico
GEICO's premium is pretty competitive for my location which tends to be high. I have priced my premium with other insurers and they are not able to compete with GEICO's prices.
State Farm
since I am technically on a family plan, my premium is the same as my fathers' who's is very low so because of that , I get to benefit from a very low premium.
Safeco Insurance
A good company that is quick to respond to my claims. I really haven't had an issue with them in the past. I like working with them.
Farm Bureau
So far there has been little to upset me. There were some initial communication issues but nothing too severe. Over all I can't complain.
Geico
We had Allstate for the last ten years or so. We were rear ended at a stop light twice and our rates were super high. No other insurance companies would even give us a quote because of the multiple accidents even though we were completely not at fault. Finally, the accidents got old enough to stop effecting us and we were able to switch companies which saved us almost $400 per month so I am very happy with Geico compared to Allstate in this regard but very unhappy that we were put into that position by no fault of our own.
State Farm
I wish the bundling prices and good driver discounts were better. I have been a loyal customer for almost 10 years, and I wish my premium reflected that.
Mercury
What I hate about the company I doubt is unique to the company, more like insurance as a whole. I don't like hos expensive it is when you neevr use it. I don't liek the random increases when i'm not changing my policy. Just this month my bill went up from 118 to 180 for no reason! I live on a budget where i need to know about an increase like that before it happens so i can try to save money from somewhere else.
Write Your Review | Houston, Texas Auto Insurance Analysis
Nationwide, Houston, TX
$150/1 month
Car Insurance Policy Holder
  • Married 24 Years old Male licensed 3 years ago with Financed 2008 Dodge Caliber used for Pleasure with estimated annual mileage of 12,001 - 15,000.
  • Associate & Full Time Job.
  • Yes accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $$50,001 - $100,000K (Per Person Bodily Injury) / $$50,001 - $100,000K (Per Accident Bodily Injury)
  • $15,001 - $20,000 K Property Damage
  • $50,001 - $100,000 K Personal Injury Protection
  • Comprehensive insurance with $501 - $750 deductible
  • Collision insurance with $501 - $750 deductible
  • $50,001 - $100,000 K Uninsured Motorists Bodily Injury
  • $50,001 - $100,000 K Uninsured Motorists Property Damage
Progressive Insurance, Houston, TX
$174/1 month
Car Insurance Policy Holder
  • Married 54 Years old Male licensed 30 years ago with Financed Ford Explorer Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • vocational education & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Houston Car Insurance Rate Comparisons

Houston, TX's average car insurance of $1512 differs from Stafford, TX (-$40), South Houston, TX (-$44), Hunters Creek Village, TX (+$608) and Texas (+$33)

Houston Stafford, TX South Houston, TX Hunters Creek Village, TX Texas
Median Insurance Rates $1512 -$40 -$44 +$608 +$33

Houston Car Insurance Savings By Neighborhood & Street Area

Houston Driver Street Residence & Car Locations Car Details in Houston Houston Driver Demographics Houston Auto Insurance Estimates Recent Houston Insurance Savings
Rosslyn
Mitchelldale St2003 Buick Rendezvous CX18 year male teenager$3,242$961
Deauville Plaza Dr2007 Mazda MAZDA3 s Sport61 year male senior$1,566$329
Deerfield Village
Wilstone Dr2009 Ford Fusion SE16 year female teenager$2,670$982
Arbor Falls Ln2007 Acura TSX Base70 year senior$1,571$597
Westfield Village
Mt Vinson Way2009 Chrysler 300 Touring17 year teenager$2,988$521
Kale Garden Ct2012 Honda Civic LX68 year female senior$1,346$772
Hunter Ridge Village
Tree Ln2007 Jeep Commander Sport44 year man$1,571$761
Kings Forest Dr2013 Hyundai Sonata GLS38 year woman$1,374$725
Candlelight Oaks Village
Fallen Oaks Dr2012 Dodge Journey SXT40 year married woman$1,324$591
Oak Shadows Dr2010 Nissan Rogue S46 year married man$1,731$819

Houston Post DUI Car Insurance Rates

Houston Meadows Place Sheldon Bunker Hill Village Texas
Median Post DUI Insurance Rate $2812 -$376 +$945 +$1094 +$61
Male Teenager Post DUI Insurance Rate $6411 -$858 +$2154 +$2494 +$139
Female Teenager Post DUI Insurance Rate $5369 -$716 +$1806 +$2091 +$118

The Post DUI insurance in Houston, TX's is $2812 compared to Meadows Place (-$376), Sheldon (+$945), Bunker Hill Village (+$1094) and Texas (+$61)

In Houston, a male teenager with Post DUI pays $1042 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Houston, TX would pay $5927 on auto insurance while a female teenager POST DUI would pay $4966.

Houston Car Insurance by Segment

Houston Teenagers Car Insurance Rates Comparison

221559 Houston Teenagers (7% of total population), 51% Male & 49% Female.

Houston Cloverleaf Aldine Humble Texas
All Teenagers $3144 +$787 +$1265 -$72 +$69
Male Teenager $3447 +$862 +$1386 -$80 +$75
Female Teenager $2887 +$722 +$1162 -$66 +$63

Houston teenagers pay $3144 in insurance in contrast with Cloverleaf (+$787), Aldine (+$1265), Humble (-$72) and Texas (+$69). The difference between Male & Female teenagers in Houston is $560

Example

  • 2009 Cadillac DTS Luxury 6-Passenger Male Teenager Insurance Rate $4,060
  • 2010 Lincoln MKZ Female Teenager Insurance Rate $3,008

Houston Men & Women Car Insurance

3081338 Houston Adults (100% of total population), 50% Men & 50% Women.

Houston Humble Meadows Place South Houston Texas
All Women $1451 -$34 -$194 -$42 +$32
Married Women $1391 -$33 -$186 -$41 +$30
All Men $1950 -$45 -$261 -$57 +$43
Married Men $1844 -$43 -$246 -$54 +$40

The typical insurance rate of $1950 that Houston Men pay varies from Humble (-$45), Meadows Place (-$261), South Houston (-$57) and Texas (+$43). In Houston, married men pay $453 more than married women.

Example

  • 2013 Toyota Prius Two Married Men Insurance Rate $1,751
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,603

Houston Senior Car Insurance

389435 Houston Seniors (12% of total population), 44% Senior Men & 56% Senior Women.

Houston Southside Place Cloverleaf Galena Park Texas
All Seniors $1632 +$538 +$409 -$23 +$36
Senior Men $1708 +$563 +$427 -$25 +$37
Senior Women $1587 +$523 +$397 -$23 +$35

Houston seniors pay $1632 in insurance compared to Southside Place (+$538), Cloverleaf (+$409), Galena Park (-$23) and Texas (+$36). In Houston, senior men pay $121 more than senior women.

Houston Car Insurance Discounts for Multiple Vehicles

Houston Population with 1 Vehicle 425809 (40% of Houston population), 2 Vehicles 397112 (37% of the Houston population) and 3 vehicles 122849 (11% of the population)

Houston West University Place Harris County Stafford Texas
2 Vehicles $2873 +$1212 -$42 -$76 +$63
3 Vehicles $4385 +$1850 -$64 -$116 +$96
4 Vehicles $5897 +$2488 -$86 -$156 +$129

Car Insurance Agents in Houston, TX

Rank Agent Name Agent Contact
1 713 Auto Insurace 3403 Richmond Ave, Houston, TX 77046
2 AAAA Insurance 12450 East Fwy Ste 130, Houston, TX 77015
3 AAAA Insurance 12304 Fondren Rd Ste B, Houston, TX 77035
4 AAAA Insurance 8145 Highway 6 S Ste 122, Houston, TX 77083
5 AAAA Insurance 6702 Lyons Ave Ste 4, Houston, TX 77020
6 AAAA Insurance 1802 Wirt Rd Ste B, Houston, TX 77055
7 AAAA Insurance 8640 S Braeswood Blvd, Houston, TX 77031
8 AAAA Insurance 8817 Jensen Dr, Houston, TX 77093
9 AAAA Insurance 5326 Airline Dr, Houston, TX 77022
10 AAAA Insurance 900 S Wayside Dr Ste 400, Houston, TX 77023

Find the Cheapest auto insurance in Houston, TX