Independence, MO Auto Insurance Rates

Independence, MO residents can save $520 by comparing multiple quotes & reading reviews & research on Independence car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$890 $1,302 $2,545
Write Your Review | Independence, Missouri Auto Insurance Analysis
Safeco Insurance, Independence, MO
$96/1 month
Car Insurance Policy Holder
  • Divorced 41 Years old Male licensed 4 years ago with Own Hyundai Genesis used for Business with estimated annual mileage of 20,001+.
  • Doctors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Latest Auto Insurance Reviews

Independence Car Insurance Rate Comparisons

Independence, MO's average car insurance of $1302 differs from Lee's Summit, MO (-$212), Sibley, MO (+$798), Fort Osage, MO (+$398) and Missouri (+$336)

Independence Lee's Summit, MO Sibley, MO Fort Osage, MO Missouri
Median Insurance Rates $1302 -$212 +$798 +$398 +$336

Independence Car Insurance Savings By Neighborhood & Street Area

Independence Driver Street Residence & Car Locations Car Details in Independence Independence Driver Demographics Independence Auto Insurance Estimates Recent Independence Insurance Savings
East Independence
E James Downey Rd2001 Cadillac DeVille DHS19 year teenager$4,214$600
S Whitney Dr2006 Buick Rendezvous CX38 year man$1,800$976
Other Area
S Lynn Ave2005 Chevrolet Silverado 2500HD Work Truck81 year female senior$1,396$405
E Delaware Dr2008 Audi A4 2.0T quattro18 year female teenager$3,724$720
Pink Hill
NW State Hwy 72005 Jeep Grand Cherokee Limited53 year married woman$974$703
S Owens School Rd2009 Ford Fusion V6 SEL41 year woman$1,125$793
Selsa
S Whitney Dr2006 Acura TSX Base17 year male teenager$4,254$898
E Downey Ave2007 Chrysler 300 C68 year senior$1,446$412
Hiler
N Sunny Nook School Rd2010 Mazda MAZDASPEED3 Sport48 year married man$1,563$339
E Howell Rd2012 Dodge Journey SXT75 year male senior$1,346$557

Independence Post DUI Car Insurance Rates

Independence Unity Village Blue Raytown Missouri
Median Post DUI Insurance Rate $2421 +$1652 +$1522 +$13 +$625
Male Teenager Post DUI Insurance Rate $7386 +$5036 +$4640 +$39 +$1904
Female Teenager Post DUI Insurance Rate $6078 +$4144 +$3819 +$32 +$1568

The Post DUI insurance in Independence, MO's is $2421 compared to Unity Village (+$1652), Blue (+$1522), Raytown (+$13) and Missouri (+$625)

In Independence, a male teenager with Post DUI pays $1308 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Chevrolet Silverado 2500HD Work Truck in Independence, MO would pay $7010 on auto insurance while a female teenager POST DUI would pay $5769.

Independence Car Insurance by Segment

Independence Teenagers Car Insurance Rates Comparison

6425 Independence Teenagers (5% of total population), 53% Male & 47% Female.

Independence Sugar Creek Fort Osage Claycomo Missouri
All Teenagers $3593 +$2589 +$1099 +$1899 +$927
Male Teenager $3971 +$2861 +$1214 +$2098 +$1024
Female Teenager $3268 +$2354 +$999 +$1726 +$843

Independence teenagers pay $3593 in insurance in contrast with Sugar Creek (+$2589), Fort Osage (+$1099), Claycomo (+$1899) and Missouri (+$927). The difference between Male & Female teenagers in Independence is $703

Example

  • 2013 Nissan Rogue S Male Teenager Insurance Rate $3,885
  • 2014 Hyundai Sonata GLS Female Teenager Insurance Rate $3,099

Independence Men & Women Car Insurance

116513 Independence Adults (100% of total population), 48% Men & 52% Women.

Independence Brooking Glenaire Lake Tapawingo Missouri
All Women $1210 +$752 +$278 +$770 +$313
Married Women $1106 +$687 +$254 +$704 +$286
All Men $1822 +$1132 +$418 +$1160 +$471
Married Men $1601 +$994 +$367 +$1018 +$413

The typical insurance rate of $1822 that Independence Men pay varies from Brooking (+$1132), Glenaire (+$418), Lake Tapawingo (+$1160) and Missouri (+$471). In Independence, married men pay $495 more than married women.

Example

  • 2014 Volkswagen Jetta TDI Married Men Insurance Rate $1,698
  • 2013 Toyota Prius Two Married Women Insurance Rate $1,517

Independence Senior Car Insurance

24866 Independence Seniors (21% of total population), 42% Senior Men & 58% Senior Women.

Independence Sibley Birmingham Brooking Missouri
All Seniors $1419 +$870 +$1022 +$880 +$366
Senior Men $1367 +$838 +$985 +$848 +$352
Senior Women $1471 +$902 +$1060 +$913 +$379

Independence seniors pay $1419 in insurance compared to Sibley (+$870), Birmingham (+$1022), Brooking (+$880) and Missouri (+$366). In Independence, senior men pay $104 less than senior women.

Independence Car Insurance Discounts for Multiple Vehicles

Independence Population with 1 Vehicle 17569 (37% of Independence population), 2 Vehicles 18398 (39% of the Independence population) and 3 vehicles 5863 (12% of the population)

Independence Raytown Blue Buckner Missouri
2 Vehicles $2474 +$14 +$1554 +$1516 +$639
3 Vehicles $3776 +$21 +$2372 +$2314 +$975
4 Vehicles $5078 +$28 +$3190 +$3112 +$1311

Car Insurance Agents in Independence, MO

Rank Agent Name Agent Contact
1 Larry Crum & Assoc LLC 18616 E Arrowhead Ln, Independence, MO 64056-1105