Lakeland, FL Auto Insurance Rates

Lakeland, FL residents can save $550 by comparing multiple quotes & reading reviews & research on Lakeland car insurance rates, quotes, agents & coverage.

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$1,028 $1,376 $2,053

Latest Auto Insurance Reviews in Lakeland, Florida


Geico
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Citizens Property Insurance
My premium is average as far as costs go. It's a necessity so no use complaining about it. My only complaint would be when to pay the premium.
Usaa
It seems as though my premium is affordable, given the coverage that I have. I think the offerings are appropriate and suitable for my needs.
Esurance
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
Allstate
I wish I could have a lower premium. Insurance costs are so high and I feel like I am not getting as much as I should for the money I pay. I think you pay a company enough every year that they should give you the best coverage. Especially when you have no claims to increase costs.
Progressive
The premium is of really good value compared to other insurance agencies that I have looked into. On the flip side, there are some extras that are not included in that price.
Geico
Unfortunately one of the main drivers in my policy got in an accident causing the rate to go up, but it is still competitive with others based on driving history.
Usaa
This is the only company I could find that offered coverage in the US and in the Virgin Islands
Geico
less expensive for the same coverage
Allstate
Honestly I have not look at any competing companies, I have been very satisfied with the rates I have been offered and have not felt the need to look at other providers.
Geico
Compared to other insurance providers, I am able to have a lower deductible and higher coverage for a lower price.
Usaa
I get full coverage for a very good price compared to my old insurance agency.
Geico
Affordable
State Farm
Dependable service without penalty for using
Usaa
available customer service reps used to be affordable
State Farm
My insurance is comparable to other insurance companies.
Usaa
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
Usaa
I honestly can say that there is not much I would change. I have never had an issue with their customer service and have always been great.
Usaa
There may not be any physical locations for my company, but when you call them, they do everything they possibly can to fix whatever problem you are calling with.
Citizens Property Insurance
Being able to communicate through email is great. Having the ability to text chat and face time is paramount. Being we live in the country, it takes a while to get anywhere.
Geico
I like that it is all auto-pay so I don't have to really think about it. If I need any information, I will just go to the Geico website and see all the information there.
Usaa
I"m apprehensive about calling in to speak with an agent because I feel like I may admonish for my history versus advised for ways to improve my experience.
Usaa
They offered coverage worldwide with affordable premiums and excellent coverage options that I was able to custom fit to my needs. I would recommend them to anyone.
Geico
Prices, coverage, accessibility.
Geico
Well, I don't need comp in order to get roadside assistance. I an PARANOID car no go in the middle of nowhere. My only problem is the deadline.One time left stupid lights on the car and it was in a parking lot so no problem there. 1-hour service.
Usaa
I mostly like the customer service, when we have called in the past they have bent over backward to help us or save us money.
Usaa
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
Geico
I have all the access I can with Geico 24/7. It is great to be able to get in touch with Geico whenever I need to. The policy has been great and the price I pay is definitely worth it.
Citizens Property Insurance
Always willing to help. Never catch any flack from them about why I'm filing a claim. Agents are helpful and courteous and go above and beyond their duty every time I deal with them.
Motorist Insurance
The only thing I like about the company is that it's the cheapest insurance available to me. I plan on looking elsewhere soon though.
Liberty Mutual
I like them because they are not intrusive, I make my payments and they leave me alone. I think their cost is reasonable. I don't have any problems with them.
Geico
I like the prices for my coverage--Geico is very competitive and I feel like they work to get you the best possible rate. They make the claims process quick and easy.
Esurance
the best thing for me about it is that the premium is the lowest I could find and I can combine it with my rental insurance to make it even cheaper
Geico
It is easy to get in contact with the company, people are friendly and helpful. Everything has gone smoothly and I am saving money. No complaints thus far.
Usaa
I personally have no dislikes. I believe you have to be affiliated with the military to use them by blood or marriage so they are not available to everyone. But I would recommend them to anyone who qualifies.
Progressive
I don't dislike anything about the company. I will never go through another company
Geico
I wish the premium were lower. Other than that, I like everything about them.
Geico
I wish I had a lower price on insurance since I barely drive around at all and there is no freaking traffic out here except deer and cattle.
Usaa
Once again, I don't have anything bad to say, I guess I would always like cheaper rates in general.
Usaa
What most people don't like about USAA is that there aren't any physical locations that we could walk into and deal with stuff.
Citizens Property Insurance
Costs are always going up. At least once a year I have an added cost added to my bill and have to call and have them correct it. It gets frustrating at times.
Usaa
I would like it if there was a way to have the best coverage with a more affordable option. I would also like to feel like I can call in to express my concerns openly.
Write Your Review | Lakeland, Florida Auto Insurance Analysis
Geico, Lakeland, FL
$310/6 months
Car Insurance Policy Holder
  • Divorced 56 Years old Female licensed 43 years ago with Own 2011 Ford Fiesta used for Pleasure with estimated annual mileage of 9,001 - 12,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $$20,001 - $25,000K (Per Person Bodily Injury) / $$50,001 - $100,000K (Per Accident Bodily Injury)
  • $20,001 - $25,000 K Property Damage
  • $15,001 - $20,000 K Personal Injury Protection
  • Comprehensive insurance with $251 - $500 deductible
  • Collision insurance with $1001 - $1,500 deductible
  • $10,001 - $15,000 K Uninsured Motorists Bodily Injury
  • $10,001 - $15,000 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Lakeland, FL
$190/1 month
Car Insurance Policy Holder
  • Single 44 Years old Male licensed 5 years ago with Leased Hyundai Sonata Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Associate & Full Time Job.
  • accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Lakeland Car Insurance Rate Comparisons

Lakeland, FL's average car insurance of $1376 differs from Lakeland Highlands, FL (-$426), Lake Alfred, FL (+$25), Combee Settlement, FL (+$424) and Florida (-$12)

Lakeland Lakeland Highlands, FL Lake Alfred, FL Combee Settlement, FL Florida
Median Insurance Rates $1376 -$426 +$25 +$424 -$12

Lakeland Car Insurance Savings By Neighborhood & Street Area

Lakeland Driver Street Residence & Car Locations Car Details in Lakeland Lakeland Driver Demographics Lakeland Auto Insurance Estimates Recent Lakeland Insurance Savings
Martin Estates Mobile Home Park
Boyd Ct2008 Mazda MAZDASPEED3 Sport82 year senior$1,921$358
Seagull Ln2004 Buick Rendezvous CX39 year married man$1,960$959
Griffin
Holton Rd2004 Acura TSX \N25 year woman$1,281$603
Iris Ann Dr2006 Chrysler 300 C84 year female senior$1,795$792
Lake Bonny Mobile Home Park
Brandon Rd2009 Ford Fusion SE51 year married woman$1,099$718
Kenwith Ct2004 Chevrolet Silverado 2500HD Work Truck18 year female teenager$3,177$855
Countryside Mobile Home Park
Little Valley Way2011 Nissan Rogue SV54 year man$2,244$971
Lehman Ct2013 Honda Civic U.S. LX19 year male teenager$3,505$683
Lakeland Junction Mobile Home Park
W Robson St2014 Volkswagen Jetta S76 year male senior$1,966$717
Hull St2009 Jeep Commander Sport18 year teenager$3,124$814

Lakeland Post DUI Car Insurance Rates

Lakeland Jan Phyl Village Polk City Lake Alfred Florida
Median Post DUI Insurance Rate $2559 +$937 +$603 +$46 -$22
Male Teenager Post DUI Insurance Rate $6883 +$2523 +$1622 +$125 -$59
Female Teenager Post DUI Insurance Rate $6141 +$2251 +$1447 +$112 -$54

The Post DUI insurance in Lakeland, FL's is $2559 compared to Jan Phyl Village (+$937), Polk City (+$603), Lake Alfred (+$46) and Florida (-$22)

In Lakeland, a male teenager with Post DUI pays $742 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Acura TSX \N in Lakeland, FL would pay $6969 on auto insurance while a female teenager POST DUI would pay $6217.

Lakeland Car Insurance by Segment

Lakeland Teenagers Car Insurance Rates Comparison

17571 Lakeland Teenagers (6% of total population), 50% Male & 50% Female.

Lakeland Crystal Lake Plant City Lake Alfred Florida
All Teenagers $3467 +$1043 +$338 +$63 -$30
Male Teenager $3701 +$1114 +$360 +$67 -$32
Female Teenager $3302 +$994 +$322 +$60 -$29

Lakeland teenagers pay $3467 in insurance in contrast with Crystal Lake (+$1043), Plant City (+$338), Lake Alfred (+$63) and Florida (-$30). The difference between Male & Female teenagers in Lakeland is $399

Example

  • 2013 Hyundai Sonata GLS Male Teenager Insurance Rate $3,639
  • 2012 Lincoln MKZ Base Female Teenager Insurance Rate $3,362

Lakeland Men & Women Car Insurance

253283 Lakeland Adults (100% of total population), 49% Men & 51% Women.

Lakeland Plant City Fuller Heights Lake Alfred Florida
All Women $1265 +$124 +$207 +$23 -$11
Married Women $1155 +$113 +$189 +$21 -$10
All Men $2270 +$221 +$370 +$41 -$20
Married Men $2201 +$215 +$359 +$40 -$19

The typical insurance rate of $2270 that Lakeland Men pay varies from Plant City (+$221), Fuller Heights (+$370), Lake Alfred (+$41) and Florida (-$20). In Lakeland, married men pay $1046 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $2,116
  • 2014 GMC Sierra 1500 Base Married Women Insurance Rate $2,166

Lakeland Senior Car Insurance

57888 Lakeland Seniors (22% of total population), 45% Senior Men & 55% Senior Women.

Lakeland Plant City Fussels Corner Combee Settlement Florida
All Seniors $2036 +$198 +$687 +$628 -$18
Senior Men $2091 +$204 +$705 +$645 -$18
Senior Women $1981 +$193 +$668 +$611 -$17

Lakeland seniors pay $2036 in insurance compared to Plant City (+$198), Fussels Corner (+$687), Combee Settlement (+$628) and Florida (-$18). In Lakeland, senior men pay $110 more than senior women.

Lakeland Car Insurance Discounts for Multiple Vehicles

Lakeland Population with 1 Vehicle 38902 (41% of Lakeland population), 2 Vehicles 35210 (37% of the Lakeland population) and 3 vehicles 10305 (11% of the population)

Lakeland Highland City Willow Oak Polk City Florida
2 Vehicles $2615 +$178 +$824 +$615 -$23
3 Vehicles $3991 +$272 +$1258 +$939 -$35
4 Vehicles $5367 +$366 +$1692 +$1263 -$47

Find the Cheapest auto insurance in Lakeland, FL