Lakewood, CO Auto Insurance Rates

Lakewood, CO residents can save $450 by comparing multiple quotes & reading reviews & research on Lakewood car insurance rates, quotes, agents & coverage.

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$921 $1,117 $1,357

Latest Auto Insurance Reviews in Lakewood, Colorado

For the same coverage other insurance companies charge a lot more. USAA is specially designed to take care of service members.
I have auto and home insurance with USAA. I have been in two car accidents while on this insurance, and they have done a wonderful job of handling each individual situation. I am happy with my service (1).
The coverage I receive seems to be a great value. With the previous company I paid 25 percent more for the same coverage and did not get the same benefits such as the roadside assistance. Its reassuring to know I can pay a market price and still get excellent service. The roadside assistance and the customer service are worth a lot to me.
What I like about USAA is that it is a faithful company, and since I have been a long standing member I also get benefits as well. The company stands by their word.
Liberty Mutual
What I like most about my insurance company is the ease of having a phone application to make policy changes, check payment schedules and access to proof of insurance
My premium seems to be less than others when I check. It is still higher than I would like, though I am told I cannot lower it until my car is paid off and I have another 6 months without any traffic violations. Once this happens, I plan on re-evaluating both my current company and others.
Write Your Review | Lakewood, Colorado Auto Insurance Analysis
Allstate Auto Insurance, Lakewood, CO
$47/1 month
Car Insurance Policy Holder
  • Married 51 Years old Female licensed 19 years ago with Own Lexus IS 350 used for Commute to Work or School with estimated annual mileage of 20,001+.
  • bachelors degree & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Lakewood Car Insurance Rate Comparisons

Lakewood, CO's average car insurance of $1117 differs from Wheat Ridge, CO (+$9), Ken Caryl, CO (+$113), Dakota Ridge, CO (+$93) and Colorado (+$154)

Lakewood Wheat Ridge, CO Ken Caryl, CO Dakota Ridge, CO Colorado
Median Insurance Rates $1117 +$9 +$113 +$93 +$154

Lakewood Car Insurance Savings By Neighborhood & Street Area

Lakewood Driver Street Residence & Car Locations Car Details in Lakewood Lakewood Driver Demographics Lakewood Auto Insurance Estimates Recent Lakewood Insurance Savings
Bellevue Acres
W Temple Dr2002 Buick Rendezvous CX69 year male senior$1,198$820
W Layton Ave2006 Chrysler 300 C83 year senior$1,217$818
Country West
S Lewis Ct2003 Cadillac Seville SLS50 year married woman$1,208$934
W Marlowe Pl2008 Ford Fusion SEL42 year married man$1,425$984
Green Mountain Village
W Maryland Dr2010 Nissan Rogue S73 year female senior$1,298$873
W Center Pl2010 Mazda 3 S16 year teenager$3,352$607
Applewood Grove
Echo Dr2012 Hyundai Sonata GLS32 year woman$995$969
Berry Cir2002 Chevrolet Silverado 2500HD LS33 year man$1,634$541
Spring Hill
W Layton Ave2013 Honda Civic LX16 year female teenager$3,133$547
S Coors Way2010 Toyota Prius V18 year male teenager$3,336$853

Lakewood Post DUI Car Insurance Rates

Lakewood Applewood Berkley Englewood Colorado
Median Post DUI Insurance Rate $2077 +$1140 +$936 +$58 +$287
Male Teenager Post DUI Insurance Rate $6958 +$3820 +$3136 +$193 +$960
Female Teenager Post DUI Insurance Rate $6709 +$3682 +$3022 +$187 +$926

The Post DUI insurance in Lakewood, CO's is $2077 compared to Applewood (+$1140), Berkley (+$936), Englewood (+$58) and Colorado (+$287)

In Lakewood, a male teenager with Post DUI pays $249 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2003 Cadillac Seville SLS in Lakewood, CO would pay $8368 on auto insurance while a female teenager POST DUI would pay $8066.

Lakewood Car Insurance by Segment

Lakewood Teenagers Car Insurance Rates Comparison

8756 Lakewood Teenagers (6% of total population), 48% Male & 52% Female.

Lakewood Dakota Ridge Columbine Valley Idledale Colorado
All Teenagers $3686 +$307 +$1759 +$472 +$508
Male Teenager $3741 +$312 +$1786 +$480 +$516
Female Teenager $3607 +$301 +$1722 +$462 +$498

Lakewood teenagers pay $3686 in insurance in contrast with Dakota Ridge (+$307), Columbine Valley (+$1759), Idledale (+$472) and Colorado (+$508). The difference between Male & Female teenagers in Lakewood is $134


  • 2013 Volkswagen Beetle 2.5 PZEV Male Teenager Insurance Rate $3,413
  • 2013 Jeep Wrangler Sport Female Teenager Insurance Rate $3,036

Lakewood Men & Women Car Insurance

143496 Lakewood Adults (100% of total population), 50% Men & 50% Women.

Lakewood Genesee Ken Caryl Wheat Ridge Colorado
All Women $1061 +$535 +$107 +$8 +$146
Married Women $1005 +$507 +$102 +$8 +$138
All Men $1709 +$861 +$172 +$13 +$235
Married Men $1586 +$799 +$160 +$12 +$218

The typical insurance rate of $1709 that Lakewood Men pay varies from Genesee (+$861), Ken Caryl (+$172), Wheat Ridge (+$13) and Colorado (+$235). In Lakewood, married men pay $581 more than married women.


  • 2011 Lincoln MKZ AWD Married Men Insurance Rate $1,378
  • 2013 GMC Sierra 1500 SLE Married Women Insurance Rate $1,542

Lakewood Senior Car Insurance

29290 Lakewood Seniors (20% of total population), 45% Senior Men & 55% Senior Women.

Lakewood Bow Mar Lakeside Wheat Ridge Colorado
All Seniors $1385 +$760 +$809 +$11 +$191
Senior Men $1396 +$766 +$816 +$11 +$192
Senior Women $1373 +$754 +$804 +$11 +$190

Lakewood seniors pay $1385 in insurance compared to Bow Mar (+$760), Lakeside (+$809), Wheat Ridge (+$11) and Colorado (+$191). In Lakewood, senior men pay $23 more than senior women.

Lakewood Car Insurance Discounts for Multiple Vehicles

Lakewood Population with 1 Vehicle 22461 (37% of Lakewood population), 2 Vehicles 23058 (38% of the Lakewood population) and 3 vehicles 8239 (13% of the population)

Lakewood Dakota Ridge Columbine Valley Idledale Colorado
2 Vehicles $2123 +$176 +$1012 +$271 +$292
3 Vehicles $3240 +$269 +$1545 +$414 +$446
4 Vehicles $4357 +$362 +$2078 +$557 +$600

Car Insurance Agents in Lakewood, CO

Rank Agent Name Agent Contact
1 America Auto Insurance 1395 S Sheridan Blvd Unit D, Lakewood, CO 80232
2 Jose Chavez-Lindley 45 Sheridan Blvd, Lakewood, CO 80226
3 L.A. Insurance Agency CO4 7199 W Colfax Ave, Lakewood, CO 80214
4 Parker-Douglas Insurance, Inc. 2600 S Lewis Way Ste 216, Lakewood, CO 80227-2842
5 Premier Group Insurance - George Gonzalez 240 S Sheridan Blvd, Lakewood, CO 80226
6 Seguros Metro 6045 W Alameda Ave Ste 204, Lakewood, CO 80226
7 Silvercloud Insurance Group 494 Sheridan Blvd Ste C103, Lakewood, CO 80226
8 Steve Bazz 1466 Pierce St, Lakewood, CO 80214
9 Steven A Hesch 200 S Sheridan Blvd Ste 130, Lakewood, CO 80226

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