Lexington, KY Auto Insurance Rates
Lexington, KY residents can save $490 by comparing multiple quotes & reading reviews & research on Lexington car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $860 | $1,220 | $1,750 |
Latest Auto Insurance Reviews in Lexington, Kentucky
I found the best rates with Kentucky Farm Bureau. Everywhere that I got a quote from was really expensive. I was shocked when I got my quote.
I don't like that their office doesn't have any parking. I have to park in a different area away from the office. It is not very convenient.
I like that they have really good agents. There office is located in my home town. They don't over charge people.
My policy is really good. I have the maximum coverage. I truly feel that Travellers was the lowest price option for the coverage I wanted. Especially on renewal.
The customer service at allstate is really incredible. Just this summer I totaled my car and they were so helpful and informative about the whole process, and happy to explain anything!
I really appreciate how hassle free it was to sign up for esurance and how easy and convenient it is to keep insured. Additionally, their customer service is top-notch.
I have had Allstate for almost 30 years, and one thing I have to say is that they pay claims quickly. They are probably a bit more expensive than some other discount insurers, but I have never had my rates go up because of an accident. And during the years I have had them, I have had my share of fender benders and bigger accidents. I know other companies will raise your rates or drop you if you have an accident.
I feel this is an excellent company overall. I feel that I am getting excellent value from the company.
- Divorced 23 Years old Male licensed 5 years ago with Financed Dodge Durango R/T used for Commute to Work or School with estimated annual mileage of 20,001+.
- vocational education & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $250K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
- 20 K Property Damage
- 500 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Lexington Car Insurance Rate Comparisons
Lexington-Fayette Central, KY's average car insurance of $1220 differs from Nicholasville, KY (+$164), Paris, KY (+$64), Boonesborough-White Hall, KY (+$1020) and Kentucky (+$505)
| Lexington | Nicholasville, KY | Paris, KY | Boonesborough-White Hall, KY | Kentucky | |
| Median Insurance Rates | $1220 | +$164 | +$64 | +$1020 | +$505 |
Lexington Car Insurance Savings By Neighborhood & Street Area
| Lexington Driver Street Residence & Car Locations | Car Details in Lexington | Lexington Driver Demographics | Lexington Auto Insurance Estimates | Recent Lexington Insurance Savings |
|---|---|---|---|---|
| Lansdowne | ||||
| Curtin Dr | 2008 Toyota Yaris Base | 53 year married woman | $997 | $576 |
| Malabu Dr | 2004 Audi TT 225hp quattro | 79 year male senior | $1,629 | $778 |
| Holiday Hills | ||||
| Viley Rd | 2005 Volkswagen Passat GLS TDI | 63 year senior | $1,353 | $484 |
| Parterre Pl | 2010 Chrysler Town and Country Touring Plus | 18 year female teenager | $2,927 | $757 |
| Lexington-Fayette | ||||
| Oak Hill Dr | 2012 Dodge Grand Caravan SXT | 49 year man | $1,627 | $651 |
| Bryan Ave | 2013 Hyundai Elantra GLS | 22 year woman | $1,076 | $632 |
| Deerfield | ||||
| Regency Point Path | 2014 Jeep Patriot Latitude | 54 year married man | $1,387 | $740 |
| Wabash Dr | 2014 Mazda MAZDA3 i Touring | 72 year female senior | $1,399 | $441 |
| Fairway | ||||
| Hambrick Ave | 2013 Ford Fusion SE | 17 year male teenager | $2,794 | $519 |
| Robertson Ave | 2010 Lincoln MKX Base | 19 year teenager | $3,114 | $639 |
Lexington Post DUI Car Insurance Rates
| Lexington-Fayette Central | Nicholasville | Lexington-Fayette urban county | Scott County | Kentucky | |
| Median Post DUI Insurance Rate | $2269 | +$305 | -$205 | -$168 | +$939 |
| Male Teenager Post DUI Insurance Rate | $5786 | +$777 | -$523 | -$428 | +$2394 |
| Female Teenager Post DUI Insurance Rate | $5308 | +$714 | -$478 | -$391 | +$2198 |
The Post DUI insurance in Lexington-Fayette Central, KY's is $2269 compared to Nicholasville (+$305), Lexington-Fayette urban county (-$205), Scott County (-$168) and Kentucky (+$939)
In Lexington-Fayette Central, a male teenager with Post DUI pays $478 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Volkswagen Passat GLS TDI in Lexington-Fayette Central, KY would pay $5581 on auto insurance while a female teenager POST DUI would pay $5122.
Lexington Car Insurance by Segment
Lexington Teenagers Car Insurance Rates Comparison
10844 Lexington-Fayette Central Teenagers (9% of total population), 49% Male & 51% Female.
| Lexington-Fayette Central | Cottonburg-Valley View | Woodford County | Boonesborough-White Hall | Kentucky | |
| All Teenagers | $3013 | +$1433 | +$2643 | +$2519 | +$1247 |
| Male Teenager | $3111 | +$1479 | +$2728 | +$2601 | +$1287 |
| Female Teenager | $2854 | +$1358 | +$2504 | +$2387 | +$1182 |
Lexington-Fayette Central teenagers pay $3013 in insurance in contrast with Cottonburg-Valley View (+$1433), Woodford County (+$2643), Boonesborough-White Hall (+$2519) and Kentucky (+$1247). The difference between Male & Female teenagers in Lexington-Fayette Central is $257
Example
- 2014 Honda CR-V EX Male Teenager Insurance Rate $2,845
- 2014 Kia Optima EX Female Teenager Insurance Rate $2,410
Lexington Men & Women Car Insurance
110951 Lexington-Fayette Central Adults (100% of total population), 49% Men & 51% Women.
| Lexington-Fayette Central | Jessamine County | Boonesborough-White Hall | Scott County | Kentucky | |
| All Women | $1146 | -$28 | +$959 | -$84 | +$475 |
| Married Women | $1049 | -$26 | +$877 | -$78 | +$434 |
| All Men | $1720 | -$43 | +$1438 | -$127 | +$712 |
| Married Men | $1659 | -$41 | +$1387 | -$123 | +$687 |
The typical insurance rate of $1720 that Lexington-Fayette Central Men pay varies from Jessamine County (-$43), Boonesborough-White Hall (+$1438), Scott County (-$127) and Kentucky (+$712). In Lexington-Fayette Central, married men pay $610 more than married women.
Example
- 2014 Lexus IS 250 Base Married Men Insurance Rate $1,528
- 2012 Acura MDX Advance Married Women Insurance Rate $1,784
Lexington Senior Car Insurance
18588 Lexington-Fayette Central Seniors (16% of total population), 41% Senior Men & 59% Senior Women.
| Lexington-Fayette Central | Lexington-Fayette Northeast | Versailles | Fayette County | Kentucky | |
| All Seniors | $1403 | +$1299 | +$69 | -$127 | +$580 |
| Senior Men | $1378 | +$1277 | +$68 | -$124 | +$571 |
| Senior Women | $1439 | +$1334 | +$71 | -$130 | +$596 |
Lexington-Fayette Central seniors pay $1403 in insurance compared to Lexington-Fayette Northeast (+$1299), Versailles (+$69), Fayette County (-$127) and Kentucky (+$580). In Lexington-Fayette Central, senior men pay $61 less than senior women.
Lexington Car Insurance Discounts for Multiple Vehicles
Lexington-Fayette Central Population with 1 Vehicle 18912 (40% of Lexington-Fayette Central population), 2 Vehicles 15530 (33% of the Lexington-Fayette Central population) and 3 vehicles 4686 (10% of the population)
| Lexington-Fayette Central | Fayette County | Paris | Ford-Boonesborough | Kentucky | |
| 2 Vehicles | $2318 | -$209 | +$122 | +$2147 | +$960 |
| 3 Vehicles | $3538 | -$319 | +$186 | +$3277 | +$1465 |
| 4 Vehicles | $4758 | -$429 | +$250 | +$4407 | +$1970 |
Car Insurance Agents in Lexington, KY
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 3008 Atkinson Ave, Lexington, KY 40509 |
| 2 | AAA Insurance | 3710 Palomar Centre Dr, Lexington, KY 40513 |
| 3 | Al Jones Insurance Agency | 274 Southland Dr Ste 106a, Lexington, KY 40503 |
| 4 | Alton Hare | 1716 Sharkey Way Ste 100, Lexington, KY 40511 |
| 5 | Al Torstrick Insurance Agency | 343 Waller Ave, Lexington, KY 40504 |
| 6 | Art Walters Insurance Agency | 811 Corporate Dr Ste 104, Lexington, KY 40503 |
| 7 | At Your Service Insurance | 128 Burt Rd, Lexington, KY 40503 |
| 8 | At Your Service Insurance | 1204 Versailles Rd, Lexington, KY 40508 |
| 9 | Auto Insurance Network | 440 Old Vine St, Lexington, KY 40507 |
| 10 | Barnes Insurance Center | 1202 Winchester Rd Ste 100, Lexington, KY 40505 |