Lima, OH Auto Insurance Rates

Lima, OH residents can save $360 by comparing multiple quotes & reading reviews & research on Lima car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$381 $900 $1,458

Latest Auto Insurance Reviews in Lima, Ohio


Allstate
The premium is high compared to some of the other insurance company offerings however they are not as well known or as big as allstate is.
Safeco Insurance
The amount of coverage I receive on my insurance is equal to other insurance companies. What sets it apart is the price I pay for the coverage. I am very satisfied.
Allstate
Affordable insurance for me and my wife. The coverage is very good and covers everything we need. Also, roadside assistance which is a plus.
State Farm
They did not give me accident forgiveness so my new agent is trying to get it for me
Write Your Review | Lima, Ohio Auto Insurance Analysis
Chubb Group Of Insurance, Lima, OH
$181/1 month
Car Insurance Policy Holder
  • Divorced 37 Years old Male licensed 14 years ago with Own Porsche Panamera Turbo used for Business with estimated annual mileage of 5,001 - 6,000.
  • Bachelors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $12.5K (Per Person Bodily Injury) / $25K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 12.5 K Uninsured Motorists Bodily Injury
  • 25 K Uninsured Motorists Property Damage
California Casualty, Lima, OH
$47/1 month
Car Insurance Policy Holder
  • Divorced 31 Years old Male licensed 10 years ago with Leased Honda Odyssey EX-L used for Business with estimated annual mileage of 6,001 - 7,500.
  • Associate, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 7.5 K Property Damage
  • 500 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Hartford, Lima, OH
$60/1 month
Car Insurance Policy Holder
  • Single 24 Years old Male licensed 9 years ago with Financed Chevrolet, Equinox LS AWD, 4WD 4 Door Utility used for Business with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $12.5K (Per Person Bodily Injury) / $25K (Per Accident Bodily Injury)
  • 7.5 K Property Damage
  • 25 K Personal Injury Protection
  • 12.5 K Uninsured Motorists Bodily Injury
  • 25 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Lima, OH
$872/12 months
Car Insurance Policy Holder
  • Divorced 24 Years old Male licensed 4 years ago with Financed Ford, Explorer XLT, 4 Door Utility 2WD used for Business with estimated annual mileage of 12,001 - 15,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 7.5 K Property Damage
  • 250 K Personal Injury Protection
  • 12.5 K Uninsured Motorists Bodily Injury
  • 25 K Uninsured Motorists Property Damage
Hartford, Lima, OH
$1,400/12 months
Car Insurance Policy Holder
  • Divorced 51 Years old Female licensed 21 years ago with Leased Lexus, LS 460 L, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
  • Lawyer & Full Time Job.
  • accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $12.5K (Per Person Bodily Injury) / $25K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 20 K Personal Injury Protection
  • 12.5 K Uninsured Motorists Bodily Injury
  • 25 K Uninsured Motorists Property Damage
California Casualty, Lima, OH
$582/12 months
Car Insurance Policy Holder
  • Divorced 36 Years old Male licensed 16 years ago with Own Hyundai, Sonata Limited, 4 Door Sedan Turbo used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Associate & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 7.5 K Property Damage
  • 500 K Personal Injury Protection
  • 12.5 K Uninsured Motorists Bodily Injury
  • 25 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Lima, OH
$653/12 months
Car Insurance Policy Holder
  • Divorced 33 Years old Male licensed 7 years ago with Own Dodge, Charger SE, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Lima, OH
$552/12 months
Car Insurance Policy Holder
  • Married 29 Years old Male licensed 14 years ago with Own Kia, Rio SX, 2WD 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • PhD & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 300 K Personal Injury Protection
  • 12.5 K Uninsured Motorists Bodily Injury
  • 25 K Uninsured Motorists Property Damage

Lima Car Insurance Rate Comparisons

Lima, OH's average car insurance of $900 differs from Fort Shawnee, OH (+$360), Waynesfield, OH (+$590), Uniopolis, OH (+$620) and Ohio (+$206)

Lima Fort Shawnee, OH Waynesfield, OH Uniopolis, OH Ohio
Median Insurance Rates $900 +$360 +$590 +$620 +$206

Lima Car Insurance Savings By Neighborhood & Street Area

Lima Driver Street Residence & Car Locations Car Details in Lima Lima Driver Demographics Lima Auto Insurance Estimates Recent Lima Insurance Savings
Other Area
Wonnell Rd2005 Buick Century Custom17 year female teenager$2,395$656
Townline Rd2007 Mazda MAZDA3 i Sport51 year married man$1,142$900
Medical Dr2008 Ford Fusion I4 SE28 year man$1,397$459
Town Line Rd2007 Chrysler 300 Base51 year married woman$693$825
River Line Rd2011 Hyundai Sonata GLS30 year woman$799$352
E Hume Rd2006 Chevrolet Silverado 2500HD Work Truck69 year senior$1,141$577
River Rd2006 GMC Sierra 1500 SL217 year teenager$2,819$330
Creps Rd2006 Cadillac DTS Luxury I66 year female senior$1,372$369
Ream Rd2008 Jeep Grand Cherokee Laredo19 year male teenager$2,753$586
Allen-Union-Wayne Rd2010 Toyota Prius III79 year male senior$1,051$851

Lima Post DUI Car Insurance Rates

Lima Spencer Allen County Columbus Grove Ohio
Median Post DUI Insurance Rate $1674 +$1171 +$837 +$930 +$383
Male Teenager Post DUI Insurance Rate $5992 +$4195 +$2997 +$3330 +$1371
Female Teenager Post DUI Insurance Rate $4988 +$3491 +$2494 +$2771 +$1140

The Post DUI insurance in Lima, OH's is $1674 compared to Spencer (+$1171), Allen County (+$837), Columbus Grove (+$930) and Ohio (+$383)

In Lima, a male teenager with Post DUI pays $1004 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Lima, OH would pay $5572 on auto insurance while a female teenager POST DUI would pay $4638.

Lima Car Insurance by Segment

Lima Teenagers Car Insurance Rates Comparison

3115 Lima Teenagers (8% of total population), 63% Male & 37% Female.

Lima St. Johns Harrod Jennings Ohio
All Teenagers $2934 +$1173 +$1956 +$195 +$671
Male Teenager $3222 +$1288 +$2148 +$214 +$737
Female Teenager $2682 +$1072 +$1788 +$178 +$613

Lima teenagers pay $2934 in insurance in contrast with St. Johns (+$1173), Harrod (+$1956), Jennings (+$195) and Ohio (+$671). The difference between Male & Female teenagers in Lima is $540

Example

  • 2011 Nissan Rogue SV Male Teenager Insurance Rate $3,043
  • 2013 Honda Civic U.S. LX Female Teenager Insurance Rate $2,392

Lima Men & Women Car Insurance

38647 Lima Adults (100% of total population), 53% Men & 47% Women.

Lima Vaughnsville Cridersville Spencer Ohio
All Women $837 +$502 +$511 +$585 +$191
Married Women $774 +$464 +$473 +$541 +$177
All Men $1503 +$901 +$918 +$1052 +$344
Married Men $1260 +$756 +$770 +$882 +$288

The typical insurance rate of $1503 that Lima Men pay varies from Vaughnsville (+$901), Cridersville (+$918), Spencer (+$1052) and Ohio (+$344). In Lima, married men pay $486 more than married women.

Example

  • 2010 Lincoln MKZ Married Men Insurance Rate $1,220
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,125

Lima Senior Car Insurance

6113 Lima Seniors (15% of total population), 42% Senior Men & 58% Senior Women.

Lima Auglaize Allen County Jennings Ohio
All Seniors $1188 +$475 +$594 +$79 +$271
Senior Men $1170 +$468 +$585 +$78 +$267
Senior Women $1197 +$478 +$598 +$79 +$273

Lima seniors pay $1188 in insurance compared to Auglaize (+$475), Allen County (+$594), Jennings (+$79) and Ohio (+$271). In Lima, senior men pay $27 less than senior women.

Lima Car Insurance Discounts for Multiple Vehicles

Lima Population with 1 Vehicle 6229 (43% of Lima population), 2 Vehicles 4330 (30% of the Lima population) and 3 vehicles 1307 (9% of the population)

Lima Columbus Grove American Allen County Ohio
2 Vehicles $1710 +$950 +$646 +$855 +$392
3 Vehicles $2610 +$1450 +$986 +$1305 +$598
4 Vehicles $3510 +$1950 +$1326 +$1755 +$804

Find the Cheapest auto insurance in Lima, OH