Livonia, MI Auto Insurance Rates

Livonia, MI residents can save $810 by comparing multiple quotes & reading reviews & research on Livonia car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,485 $2,015 $3,297

Latest Auto Insurance Reviews in Livonia, Michigan


Allstate
I have had Allstate for all of my driving histories until the last couple of years. I switched to Statefarm because they were overall cheaper. I was not thrilled with their service, as my rates increasingly went up every renewal. I purchase a new vehicle within the last few months and switched back to Allstate. As a "new customer" again, I received better coverage for cheaper rates than Statefarm and even was able to participate in a program for new vehicle owners. I received a $250 check for purchasing a Jeep, which was covered in their program. The only thing I am not overly thrilled about is the $500 collision deductible, but that is worth dealing with for the coverage and monthly fees.
Motorist Insurance
It's just basic full coverage insurance since I financed my car. Just the bare minimum full coverage available for Florida.
Progressive
I checked with Allstate, Geico, and one other less known company for quotes and Progressive was cheaper than all of them so that's whom I bought from.
Geico
Geico has been absolutely great to be with - they have good prices and keeps premiums as well as possible
Allstate
I have an insurance agent that is easy to get a hold of and very responsive. Any time I have a question or concern I can email Keith and generally get a well thought out response the same day.
Geico
I have had nothing but a great experience with customer service. The hold times are short and the staff is very friendly. I would recommend them to anyone.
Progressive
I like the customer service and the speed that issues are handled. It is very easy to pay my bill, make changes, update information and ask questions as needed.
Allstate
Allstate has always had very friendly, prompt customer service. I speak highly of them mostly because of my personal Allstate agent. He has been an agent for over 30 years and is very friendly and offers suggestions whenever possible. I sent him an email asking questions and he even called me on his day off to let me know that he got the email and offered help over the phone. Allstate truly seems to be invested in its customers.
State Farm
I like having an agent, someone whom I can look in the eyes and do business with or sit down an talk to if I need to.
Liberty Mutual
I dislike the rising premium rates, naturally. Otherwise, I can't really see a reason to dislike this company. There really is no basis for dislike at this time.
Write Your Review | Livonia, Michigan Auto Insurance Analysis
Amica Auto Insurance, Livonia, MI
$86/1 month
Car Insurance Policy Holder
  • Single 25 Years old Male licensed 6 years ago with Leased Ford Flex SEL used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • less than high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Liberty Mutual, Livonia, MI
$69/1 month
Car Insurance Policy Holder
  • Divorced 33 Years old Female licensed 12 years ago with Own Toyota Sequoia Limited used for Business with estimated annual mileage of 15,001 - 20,000.
  • high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $500K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Livonia, MI
$147/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Hyundai, Tucson Limited, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Livonia, MI
$1,655/12 months
Car Insurance Policy Holder
  • Single 20 Years old Female licensed 5 years ago with Own Jeep, Patriot Limited, 4WD 4 Door Utility used for Business with estimated annual mileage of 12,001 - 15,000.
  • High School & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Nationwide Insurance, Livonia, MI
$767/12 months
Car Insurance Policy Holder
  • Single 32 Years old Male licensed 7 years ago with Own Ford, Expedition Limited EL, 2WD 4 Door SUV used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Livonia, MI
$1,685/12 months
Car Insurance Policy Holder
  • Divorced 27 Years old Female licensed 4 years ago with Financed Ford, Mustang, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Amica Auto Insurance, Livonia, MI
$1,432/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Ford, Taurus Limited, 4 Door Sedan 3.5L used for Business with estimated annual mileage of 6,001 - 7,500.
  • High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Livonia, MI
$1,109/12 months
Car Insurance Policy Holder
  • Married 31 Years old Male licensed 5 years ago with Own Honda, Civic LX, 2 Door Coupe used for Business with estimated annual mileage of 12,001 - 15,000.
  • Associate, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • >3 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage
Liberty Mutual, Livonia, MI
$2,661/12 months
Car Insurance Policy Holder
  • Married 29 Years old Male licensed 10 years ago with Financed Chrysler, 300 S, 4 Door Sedan AWD used for Commute to Work or School with estimated annual mileage of 20,001+.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Livonia Car Insurance Rate Comparisons

Livonia, MI's average car insurance of $2015 differs from Novi, MI (-$65), Plymouth, MI (-$45), Wayne County, MI (+$1125) and Michigan (+$505)

Livonia Novi, MI Plymouth, MI Wayne County, MI Michigan
Median Insurance Rates $2015 -$65 -$45 +$1125 +$505

Livonia Car Insurance Savings By Neighborhood & Street Area

Livonia Driver Street Residence & Car Locations Car Details in Livonia Livonia Driver Demographics Livonia Auto Insurance Estimates Recent Livonia Insurance Savings
Other Area
Parent St2003 Cadillac DeVille DTS16 year female teenager$3,981$928
Dowling St2007 Buick Rendezvous CX17 year male teenager$3,535$748
Pinetree Ave2009 Ford Fusion V6 SEL17 year teenager$3,310$355
Russel St2011 Hyundai Sonata GLS38 year man$2,453$890
Ann Arbor Trail Ct2007 Chevrolet Silverado 2500HD Work Truck38 year woman$1,773$445
Harvey St2010 Mazda Mazda3 s Sport81 year male senior$2,175$724
Grandon2008 Acura TSX Base43 year married woman$1,667$959
Leon St2009 Chrysler 300 C HEMI66 year senior$2,293$338
Hees St2012 Dodge Journey SXT31 year married man$2,233$509
Lionel St2011 Kia Sorento LX61 year female senior$2,041$870

Livonia Post DUI Car Insurance Rates

Livonia Garden City Farmington Oak Park Michigan
Median Post DUI Insurance Rate $3747 +$2223 +$225 +$1896 +$940
Male Teenager Post DUI Insurance Rate $6707 +$3978 +$403 +$3392 +$1681
Female Teenager Post DUI Insurance Rate $6669 +$3957 +$402 +$3375 +$1673

The Post DUI insurance in Livonia, MI's is $3747 compared to Garden City (+$2223), Farmington (+$225), Oak Park (+$1896) and Michigan (+$940)

In Livonia, a male teenager with Post DUI pays $38 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Livonia, MI would pay $6191 on auto insurance while a female teenager POST DUI would pay $6156.

Livonia Car Insurance by Segment

Livonia Teenagers Car Insurance Rates Comparison

5789 Livonia Teenagers (5% of total population), 55% Male & 45% Female.

Livonia Westland Redford charter Oak Park Michigan
All Teenagers $3586 +$392 +$2483 +$1814 +$899
Male Teenager $3606 +$394 +$2497 +$1824 +$904
Female Teenager $3586 +$392 +$2483 +$1814 +$899

Livonia teenagers pay $3586 in insurance in contrast with Westland (+$392), Redford charter (+$2483), Oak Park (+$1814) and Michigan (+$899). The difference between Male & Female teenagers in Livonia is $20

Example

  • 2012 Lincoln MKZ Base Male Teenager Insurance Rate $3,737
  • 2009 Jeep Grand Cherokee Overland Female Teenager Insurance Rate $2,977

Livonia Men & Women Car Insurance

96632 Livonia Adults (100% of total population), 50% Men & 50% Women.

Livonia Wayne Canton charter Bingham Farms Michigan
All Women $1853 +$132 +$1183 +$1321 +$465
Married Women $1612 +$114 +$1028 +$1148 +$404
All Men $2498 +$177 +$1594 +$1780 +$626
Married Men $2377 +$169 +$1517 +$1694 +$596

The typical insurance rate of $2498 that Livonia Men pay varies from Wayne (+$177), Canton charter (+$1594), Bingham Farms (+$1780) and Michigan (+$626). In Livonia, married men pay $765 more than married women.

Example

  • 2014 Toyota Prius One Married Men Insurance Rate $2,408
  • 2013 Nissan Rogue S Married Women Insurance Rate $2,270

Livonia Senior Car Insurance

22308 Livonia Seniors (23% of total population), 45% Senior Men & 55% Senior Women.

Livonia Dearborn Heights Plymouth charter Garden City Michigan
All Seniors $2236 +$499 +$1538 +$1327 +$561
Senior Men $2236 +$499 +$1538 +$1327 +$561
Senior Women $2256 +$503 +$1552 +$1339 +$566

Livonia seniors pay $2236 in insurance compared to Dearborn Heights (+$499), Plymouth charter (+$1538), Garden City (+$1327) and Michigan (+$561). In Livonia, senior men pay $20 less than senior women.

Livonia Car Insurance Discounts for Multiple Vehicles

Livonia Population with 1 Vehicle 11428 (31% of Livonia population), 2 Vehicles 15988 (43% of the Livonia population) and 3 vehicles 5940 (16% of the population)

Livonia Canton charter Dearborn Wayne County Michigan
2 Vehicles $3829 +$2441 +$1767 +$2137 +$959
3 Vehicles $5844 +$3726 +$2697 +$3262 +$1464
4 Vehicles $7859 +$5011 +$3627 +$4387 +$1969

Find the Cheapest auto insurance in Livonia, MI