Lubbock, TX Auto Insurance Rates

Lubbock, TX residents can save $510 by comparing multiple quotes & reading reviews & research on Lubbock car insurance rates, quotes, agents & coverage.

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$1,099 $1,281 $1,554

Latest Auto Insurance Reviews in Lubbock, Texas


Progressive
The premiums cost more through different companies which are all higher. A lot higher in price
Geico
My premium has gone up a lot in the past two years. This is probably for a good reason, but I wish it were lower. I haven't recently compared it to other companies
Geico
I think I got a pretty standard insurance. I have a lot of confidence in my driving ability so I feel like I don't really need a premium coverage. But my state has a requirement for vehicle insurance.
Esurance
I was the lowest premium I could find an equal to or better than what others covered.
Allstate
Allstate offers a multitude of discounts and I have a very friendly agent that is always willing to answer questions, even when he's out of the office.
Geico
pretty much the same as any other insurance company
Geico
I feel that this company is easy to get ahold of. I have no problems accessing customer service. They were also very helpful when I needed a tow.
Geico
If you need to talk to a person, there is generally a long wait on the phone...but once you get through, the service is acceptable, and questions are answered satisfactorily.
State Farm
They are always there to help and they go above and beyond to make sure I am given all of the things I need to feel safe with them.
Esurance
I like that I can't interact with them online and also call easily. I have been able to contact them without issues
Esurance
I like that the company is very accessible. I can reach someone through chat email or phone. Anytime I reach someone I am able to get a prompt answer and quick customer service.
State Farm
I like that I can access their website and do most of what is needed. Also, they are very accessible by phone. It is a local business so I can go to the office easily.
Progressive
I like that I am able to reach customer service at any time and make policy changes at any time.
Geico
there is all of that and all the things you might expect out of an insurance company things I have already stated. Price, reliability communication,
Progressive
I love the fact about how quick they work on claims to get them solved.
State Farm
The company works hard to make sure that I am given what I need. I like that they have good prices and they also do not try to trick people into getting more than they need.
Metlife
I like that they have strong coverage and are able to help me whenever I need it. They offer good discounts and good prices for the area.
State Farm
They are a small office and very personal. I had been with the same provider since I started driving at 16. I'm now 50 and this year he just retired. The office was taken over by a new person and I am happy with his service so far.
Progressive
I like that I am not a number. I mean, I am... But the interactions with the sales agents and service agents are always a conversation, not a transaction.
Progressive
It is inexpensive and well known. I wouldn't anticipate having any problems if I did need to file a claim.
Geico
I pretty much don’t have any dislikes about this company. They gave me an affordable price so I can't complain about them at all.
Geico
I don't want to pay a lot for my car insurance because I really don't think I need it. Mainly, I want to complain about the State that I am living in because it is a requirement or else I will get fined.
Progressive
I can't think of anything overall that I don't like about progressive. I think I would like if they also insured my home.
Esurance
I don't really dislike anything about the company. If anything I would say it is the inability to get paperwork mailed to me. Everything has to be printed out. Sometimes I don't have access to a printer or ink and paper.
Metlife
They have increased my rates each of the last 3 years. However so have all the other local insurance companies. But I wish they would keep my rates lower.
Geico
There is nothing that I really dislike about the company. You pretty much get what you pay for. So when I am in need of more services I will either have to upgrade my services or choose a different company.
State Farm
I do not have any dislikes at all about the company. They are really great to work with and they do their best to help me.
State Farm
My dislike would be that their hours at the office are not easy to access for those of us that work all day. They have no weekend hours.
Progressive
I don't like that they are so large that if I have an issue that I am currently going through can get lost in translation and not get processed for an unknown number of days or weeks.
Write Your Review | Lubbock, Texas Auto Insurance Analysis
State Farm Auto Insurance, Lubbock, TX
$323/1 month
Car Insurance Policy Holder
  • Single 18 Years old Male licensed <1 year ago with Own Chevrolet Corvette ZR1 used for Commute to Work or School with estimated annual mileage of 20,001+.
  • high school education & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Lubbock Car Insurance Rate Comparisons

Lubbock, TX's average car insurance of $1281 differs from Spade, TX (+$839), New Home, TX (+$869), Wolfforth, TX (+$119) and Texas (+$264)

Lubbock Spade, TX New Home, TX Wolfforth, TX Texas
Median Insurance Rates $1281 +$839 +$869 +$119 +$264

Lubbock Car Insurance Savings By Neighborhood & Street Area

Lubbock Driver Street Residence & Car Locations Car Details in Lubbock Lubbock Driver Demographics Lubbock Auto Insurance Estimates Recent Lubbock Insurance Savings
Burris
93rd Pl2004 Buick Century Custom19 year female teenager$2,301$722
93rd Pl2002 Jeep Grand Cherokee Limited69 year female senior$1,079$946
Hurlwood
Co Rd 68502009 Ford Fusion SE18 year teenager$2,475$737
C R 69502009 Mazda MAZDA3 s Sport60 year senior$1,264$800
Reese Village
Co Rd 65202008 Chrysler 300 LX39 year woman$1,170$788
N Frankford Ave2008 Cadillac DTS Base63 year male senior$1,710$584
Woodrow
148th St2014 Volkswagen Jetta S31 year man$1,554$951
Co Rd 29002012 Hyundai Sonata GLS30 year married man$1,479$967
Slide
Co Rd 18002013 Honda Civic LX43 year married woman$999$598
148th St2012 Toyota Prius One17 year male teenager$2,608$615

Lubbock Post DUI Car Insurance Rates

Lubbock Opdyke West Lynn County New Deal Texas
Median Post DUI Insurance Rate $2382 +$1617 +$1468 +$1561 +$491
Male Teenager Post DUI Insurance Rate $5431 +$3686 +$3346 +$3558 +$1119
Female Teenager Post DUI Insurance Rate $4549 +$3088 +$2803 +$2982 +$938

The Post DUI insurance in Lubbock, TX's is $2382 compared to Opdyke West (+$1617), Lynn County (+$1468), New Deal (+$1561) and Texas (+$491)

In Lubbock, a male teenager with Post DUI pays $882 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Lubbock, TX would pay $5046 on auto insurance while a female teenager POST DUI would pay $4225.

Lubbock Car Insurance by Segment

Lubbock Teenagers Car Insurance Rates Comparison

21575 Lubbock Teenagers (8% of total population), 50% Male & 50% Female.

Lubbock Lubbock County Lynn County New Deal Texas
All Teenagers $2664 +$1059 +$1641 +$1745 +$549
Male Teenager $2920 +$1161 +$1799 +$1913 +$602
Female Teenager $2446 +$972 +$1507 +$1603 +$504

Lubbock teenagers pay $2664 in insurance in contrast with Lubbock County (+$1059), Lynn County (+$1641), New Deal (+$1745) and Texas (+$549). The difference between Male & Female teenagers in Lubbock is $474

Example

  • 2006 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $2,774
  • 2009 GMC Sierra 1500 SLE Female Teenager Insurance Rate $2,387

Lubbock Men & Women Car Insurance

257384 Lubbock Adults (100% of total population), 49% Men & 51% Women.

Lubbock Opdyke West Slaton Buffalo Springs Texas
All Women $1229 +$835 +$835 +$748 +$254
Married Women $1178 +$800 +$800 +$717 +$243
All Men $1652 +$1121 +$1121 +$1005 +$341
Married Men $1562 +$1061 +$1061 +$951 +$322

The typical insurance rate of $1652 that Lubbock Men pay varies from Opdyke West (+$1121), Slaton (+$1121), Buffalo Springs (+$1005) and Texas (+$341). In Lubbock, married men pay $384 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1,625
  • 2014 Dodge Journey SXT Married Women Insurance Rate $1,494

Lubbock Senior Car Insurance

39001 Lubbock Seniors (15% of total population), 44% Senior Men & 56% Senior Women.

Lubbock Hockley County Opdyke West Lorenzo Texas
All Seniors $1383 +$906 +$939 +$939 +$285
Senior Men $1447 +$948 +$982 +$982 +$298
Senior Women $1345 +$881 +$912 +$912 +$277

Lubbock seniors pay $1383 in insurance compared to Hockley County (+$906), Opdyke West (+$939), Lorenzo (+$939) and Texas (+$285). In Lubbock, senior men pay $102 more than senior women.

Lubbock Car Insurance Discounts for Multiple Vehicles

Lubbock Population with 1 Vehicle 35412 (36% of Lubbock population), 2 Vehicles 39322 (40% of the Lubbock population) and 3 vehicles 12863 (13% of the population)

Lubbock Wilson Smyer Ropesville Texas
2 Vehicles $2434 +$1537 +$1461 +$1461 +$502
3 Vehicles $3715 +$2346 +$2230 +$2230 +$766
4 Vehicles $4996 +$3155 +$2999 +$2999 +$1030

Car Insurance Agents in Lubbock, TX

Rank Agent Name Agent Contact
1 AAA Insurance Underwriters 311 N University Ave, Lubbock, TX 79415
2 Adams Ewing Insurance Agency 1730 19th St, Lubbock, TX 79401
3 Advanced Insurance Group 3225 50th St Ste A2, Lubbock, TX 79413
4 Alan Henry Insurance Agency 3407 19th St, Lubbock, TX 79410
5 Alliance Insurance Agency 3307 82nd St Ste I-A, Lubbock, TX 79423
6 All Quote Insurance 1956 34th St, Lubbock, TX 79411
7 All Risk Insurance Agency 1403 19th St, Lubbock, TX 79401
8 All Write Insurance 2413 20th St, Lubbock, TX 79411
9 Amy Benedict 6811 Martin Luther King Blvd, Lubbock, TX 79404
10 ANCO Insurance 5214 68th St Ste 108, Lubbock, TX 79424

Find the Cheapest auto insurance in Lubbock, TX