Miami, FL Auto Insurance Rates

Miami, FL residents can save $980 by comparing multiple quotes & reading reviews & research on Miami car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,694 $2,453 $3,732
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State Farm Auto Insurance, Miami, FL
$201/1 month
Car Insurance Policy Holder
  • Single 55 Years old Male licensed 7 years ago with Own Mazda Mazda6s Touring Plus used for Business with estimated annual mileage of 15,001 - 20,000.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage
Infinity, Miami, FL
Rate : $142/1 month
Oldsmobile Eighty Eight 1996 The car is owned and is used mostly for errands. I don't drive many miles, maybe 5 miles at the most. No accidents, tickets, or suspensions. I got my first license at 19.
I am 25, single, and my neighborhood is pretty safe. I am disabled.
Progressive, Miami, FL
Rate : $45/1 month
Nissan Sentra 2004 I own my car. I have a clean driving history and I have never been in an accident. I first got my drivers license when I was 16 years old.
I'm 28 years old. Single white male. My neighborhood is very safe. My highest education is a Bachelors degree in Sociology. I am a real estate agent.

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Miami Car Insurance Rate Comparisons

Miami, FL's average car insurance of $2453 differs from North Westside (-$1293), Brownsville, FL (-$643), West Little River, FL (-$923) and Florida (-$1089)

Miami North Westside Brownsville, FL West Little River, FL Florida
Median Insurance Rates $2453 -$1293 -$643 -$923 -$1089

Miami Car Insurance Savings By Neighborhood & Street Area

Miami Driver Street Residence & Car Locations Car Details in Miami Miami Driver Demographics Miami Auto Insurance Estimates Recent Miami Insurance Savings
Coral Way Village
SW 68th Street Rd2004 Cadillac DeVille DTS42 year woman$2,483$431
SW 70th Pl S2007 Acura TSX Base w/Navi19 year female teenager$5,964$573
Brickell Hammock
Rickenbacker Cswy2006 Ford Fusion V6 SEL44 year man$3,842$464
Rickenbacker Cswy2002 Chevrolet Silverado K2500 Heavy Duty30 year married woman$1,985$837
New Tradewinds Trailer Park
Little River Blvd2007 Buick Rendezvous CX46 year married man$3,507$920
NW 88th Ter2011 Hyundai Sonata GLS73 year male senior$3,667$719
Liberty Square
NW 58th Ter2010 Mazda Mazda3 s Sport82 year female senior$3,345$770
NW 58th Ter2008 Audi A6 3.2 quattro16 year male teenager$6,819$587
Anchor Mobile Home Park
Hammond Dr2014 Honda Civic LX19 year teenager$5,838$727
Thrush Ave2006 Chrysler 300C SRT-8 Base81 year senior$3,300$758

Miami Post DUI Car Insurance Rates

Miami Surfside Virginia Gardens Biscayne Park Florida
Median Post DUI Insurance Rate $4562 -$1140 -$2870 -$1140 -$2025
Male Teenager Post DUI Insurance Rate $12272 -$3067 -$7721 -$3067 -$5448
Female Teenager Post DUI Insurance Rate $10949 -$2736 -$6887 -$2736 -$4862

The Post DUI insurance in Miami, FL's is $4562 compared to Surfside (-$1140), Virginia Gardens (-$2870), Biscayne Park (-$1140) and Florida (-$2025)

In Miami, a male teenager with Post DUI pays $1323 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion V6 SEL in Miami, FL would pay $11652 on auto insurance while a female teenager POST DUI would pay $10395.

Miami Car Insurance by Segment

Miami Teenagers Car Insurance Rates Comparison

58237 Miami Teenagers (6% of total population), 51% Male & 49% Female.

Miami Golden Glades Miami Beach Fisher Island Florida
All Teenagers $6181 -$2729 -$605 -$1620 -$2744
Male Teenager $6598 -$2913 -$646 -$1730 -$2929
Female Teenager $5887 -$2599 -$576 -$1543 -$2614

Miami teenagers pay $6181 in insurance in contrast with Golden Glades (-$2729), Miami Beach (-$605), Fisher Island (-$1620) and Florida (-$2744). The difference between Male & Female teenagers in Miami is $711

Example

  • 2013 Nissan Rogue S Male Teenager Insurance Rate $6,523
  • 2010 Toyota Prius Female Teenager Insurance Rate $5,647

Miami Men & Women Car Insurance

908354 Miami Adults (100% of total population), 48% Men & 52% Women.

Miami Gladeview North Bay Village North Westside Florida
All Women $2256 -$591 -$1208 -$1189 -$1002
Married Women $2060 -$540 -$1103 -$1086 -$915
All Men $4047 -$1061 -$2166 -$2133 -$1797
Married Men $3924 -$1028 -$2100 -$2068 -$1742

The typical insurance rate of $4047 that Miami Men pay varies from Gladeview (-$1061), North Bay Village (-$2166), North Westside (-$2133) and Florida (-$1797). In Miami, married men pay $1864 more than married women.

Example

  • 2013 Dodge Journey SXT Married Men Insurance Rate $3,524
  • 2014 Volkswagen Jetta GLI PZEV Married Women Insurance Rate $3,675

Miami Senior Car Insurance

183915 Miami Seniors (20% of total population), 43% Senior Men & 57% Senior Women.

Miami Virginia Gardens El Portal North Westside Florida
All Seniors $3630 -$2284 -$818 -$1914 -$1612
Senior Men $3728 -$2345 -$840 -$1965 -$1655
Senior Women $3532 -$2222 -$796 -$1862 -$1568

Miami seniors pay $3630 in insurance compared to Virginia Gardens (-$2284), El Portal (-$818), North Westside (-$1914) and Florida (-$1612). In Miami, senior men pay $196 more than senior women.

Miami Car Insurance Discounts for Multiple Vehicles

Miami Population with 1 Vehicle 144723 (45% of Miami population), 2 Vehicles 94856 (30% of the Miami population) and 3 vehicles 22914 (7% of the population)

Miami Westview Bay Harbor Islands Biscayne Park Florida
2 Vehicles $4661 -$1507 -$1127 -$1165 -$2069
3 Vehicles $7114 -$2300 -$1720 -$1778 -$3158
4 Vehicles $9567 -$3093 -$2313 -$2391 -$4247

Car Insurance Agents in Miami, FL

Rank Agent Name Agent Contact
1 A 1-Stop Insurance Agency 3629 SW 8th St, Miami, FL 33135
2 AAA Insurance 6643 S Dixie Hwy, Miami, FL 33143
3 AAA Insurance Agency 7074 SW 117th Ave Miami, FL 33183
4 A All Southwest Insurance 1827 NE Miami Gardens Dr, Miami, FL 33179
5 A & A Underwriters 8796 SW 8th St, Miami, FL 33174
6 A & A Underwriters Inc 8778 SW 8th St Miami, FL 33174
7 Acceptance Insurance Services 6887 SW 40th St, Miami, FL 33155
8 ACC Hall International 200 SE 1st St Ste 601, Miami, FL 33131
9 Accurate, Inc. 8300 W Flagler St, Miami, FL 33144
10 Admiral Insurance Brokerage 4100 NE 2nd Ave Ste 103, Miami, FL 33137

Find the Cheapest auto insurance in Miami, FL