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The best states to buy and insure a Pathfinder

The Nissan Pathfinder, launched in 1986, has gained popularity in recent years as an affordable midsize SUV. The Pathfinder, with its enhanced exteriors and numerous facelifts, is also an extremely coveted car in the used car market. When you are buying a used Pathfinder, you have to also factor in the insurance costs, which could account for a significant percentage of your overall costs. In this feature, we will examine the insurance costs of the used Pathfinder across the states, and compare them to the median price of the car to list the best states to insure a Pathfinder.

On an average, the United States spends $1,264 every year to insure a used Nissan Pathfinder. The data collected for the years 2005-2012 shows that as of November 2013, Maine is the state in which insuring the Pathfinder costs the least. With a median price of $21,699, and average annual insurance rate of $818, Maine is definitely a great state to buy and insure a used Pathfinder.

The insurance costs should not affect your car buying decisions if you consider the fact that you cannot buy insurance from another state to avoid high insurance costs. But you can chalk out a fair estimate of your cost by factoring in the average cost of insurance. You can, however, choose to buy the car from another state where it is available for less and have it shipped back home. For example, if you live in Iowa, you can buy the Pathfinder from Arizona and save more than $8,000 (after subtracting the cost of shipping and auto transport insurance).

If we consider both the median prices and the insurance costs across the states, the best states to buy and insure a used Nissan Pathfinder are Arizona, Ohio, Maine, Iowa, and North Carolina.

Let us consider the following table –

State Insurance Average ($) Median Price ($) Insurance Percentage (%)
Arizona 947 15,789 5
Ohio 960 18,000 5
Maine 818 21,699 3
Iowa 890 26,495 3
North Carolina 891 21,888 4

The low insurance costs in these states make them the ideal states to own a Pathfinder. Since you cannot insure your car in another state, and are stuck with the insurance rates in your zip code – you are lucky if they are low. In Arizona, both the average insurance as well as the median price are low. Iowans can buy the Pathfinder from another state, but they still have to pay relatively lower insurance costs every year.

Average Yearly Insurance Premium $1,240
Nissan Pathfinder MSRP $35,900
Estimated Monthly Income to Afford a Nissan Pathfinder Car including Insurance $660

Nissan Pathfinder - Average Insurance Price by Segment

Male $1,460
Male Married $1,730
Female $920
Female Married $890
Teenage Boy $2,910
Teenage Girl $2,140

Nissan Pathfinder Safety Features - 2013

Side airbags: front and rear head curtain airbags and front seat-mounted torso airbags Rollover sensor: designed to deploy the side curtain airbags in the event of an impending rollover Electronic stability control Antilock brakes

Expensive States for Insuring Nissan Pathfinder

RankStateAverage Insurance of Nissan PathfinderMSRPEstimated Monthly Income to Afford a Nissan Pathfinder including Insurance Cost
1 Louisiana $2,200 $31,200 $590
2 Michigan $2,100 $33,900 $640
3 Oklahoma $1,700 $36,000 $670
4 West Virginia $1,600 $33,900 $630
5 Rhode Island $1,600 $35,600 $660
6 California $1,600 $35,500 $660
7 New Jersey $1,500 $37,900 $700
8 Montana $1,500 $33,900 $630
9 Missouri $1,500 $37,900 $700
10 Delaware $1,500 $34,900 $650

Cheap States for Insuring Nissan Pathfinder

RankStateAverage Insurance of Nissan PathfinderMSRPEstimated Monthly Income to Afford a Nissan Pathfinder including Insurance Cost
1 Maine $800 $33,900 $610
2 Arizona $900 $33,900 $620
3 Iowa $900 $37,500 $680
4 Idaho $900 $37,500 $680
5 North Carolina $900 $37,900 $690
6 New Hampshire $900 $37,500 $680
7 Ohio $900 $36,200 $660
8 Vermont $900 $37,900 $690
9 Indiana $1,000 $37,300 $680
10 Nebraska $1,000 $33,900 $620

Nissan Pathfinder - Remaining States under Study

RankStateAverage Insurance of Nissan PathfinderMSRPEstimated Monthly Income to Afford of Nissan Pathfinder including Insurance Cost
1 Colorado $1,100 $36,200 $660
2 Illinois $1,100 $39,700 $720
3 Minnesota $1,100 $38,100 $690
4 Nevada $1,100 $33,900 $620
5 Oregon $1,100 $37,900 $690
6 South Carolina $1,100 $35,900 $660
7 Tennessee $1,100 $37,900 $690
8 Utah $1,100 $33,900 $620
9 Virginia $1,100 $37,500 $680
10 Washington $1,100 $37,900 $690
11 Wisconsin $1,100 $36,000 $660
12 Wyoming $1,100 $37,900 $690
13 Arkansas $1,200 $35,900 $660
14 Kansas $1,200 $37,900 $690
15 Maryland $1,200 $37,900 $690
16 Mississippi $1,200 $31,900 $590
17 North Dakota $1,200 $37,900 $690
18 New York $1,200 $36,400 $670
19 Alaska $1,300 $33,900 $620
20 Florida $1,300 $37,500 $690
21 Georgia $1,300 $31,900 $590
22 Hawaii $1,300 $31,900 $590
23 Kentucky $1,300 $35,900 $660
24 New Mexico $1,300 $37,500 $690
25 Pennsylvania $1,300 $37,900 $690
26 Texas $1,300 $34,300 $630
27 Alabama $1,400 $31,900 $590
28 Massachusetts $1,400 $37,500 $690
29 Connecticut $1,500 $33,900 $630

Nissan Pathfinder Models Comparison

Model Style Cylinders MSRP Average Premium of Nissan Pathfinder models Est. Monthly Income to Afford a Nissan Pathfinder including Insurance Cost
Pathfinder S 2WD 4 Door Utility 6 cyl. $35,900 $1,220 $660
Pathfinder S 4WD 4 Door Utility 6 cyl. $35,900 $1,260 $660
Pathfinder SV 4WD 4 Door Utility 6 cyl. $35,900 $1,280 $660
Pathfinder SV 2WD 4 Door Utility 6 cyl. $35,900 $1,240 $660

Nissan Pathfinder vs Mid Size SUV Insurance Comparision