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The five most expensive states to own the Toyota Camry

Camry, Toyota's mid-size car is one of the best options for a family car. With a good mix of power, interior space, safety features and design, apart from the legendary Toyota brand backing the car, it is no wonder that is it one of the best selling cars in the world. And that is great news, from the insurance perspective. Because spares are relatively inexpensive and easy to find, along with the fact that it is mostly used by families rather than individuals, the average insurance costs are lower, taking into account the above factors.

However, there are a few states where even the Camry will burn a hole in your pocket over the long run.  Take a look at the below table. The insurance percentage varies wildly from 7 % in Harrisburg to 20 % in Lansing.

State Make Model Insurance Average ($) Median Price ($) Insurance %
Michigan Toyota Camry 2,486 12,000 20
Louisiana Toyota Camry 2,364 17,195 13
Oklahoma Toyota Camry 1,982 17,955 11
Georgia Toyota Camry 1,826 16,942 10
Pennsylvania Toyota Camry 1,467 19,988 7

However, owning the Toyota Camry in Michigan is the least expensive in this comparison, if you take into account the average cost of ownership for the Camry over seven years, factoring the upfront payment and the insurance paid for seven years. That is because the upfront cost of payment in Michigan is the least among these five states.

However, they are still on the higher side when it comes to owning the Toyota Camry. The cost of ownership in Louisiana is the highest at $ 33,743 for the same calculation. On the other hand, Idaho is the least expensive, at $ 20,635 making it a whopping $13, 000 cheaper. That’s enough to pay for another Toyota Camry!

Average Yearly Insurance Premium $1,440
Toyota Camry MSRP $25,080
Estimated Monthly Income to Afford a Toyota Camry Car including Insurance $470

Toyota Camry - Average Insurance Price by Segment

Male $1,600
Male Married $1,410
Female $940
Female Married $870
Teenage Boy $4,230
Teenage Girl $2,700

Toyota Camry Safety Features - 2013

Side airbags: front and rear head curtain airbags and front and rear seat-mounted torso airbags Driver and front passenger knee airbags: separate airbags in the lower instrument panel designed to minimize knee injuries in frontal crashes Electronic stability control Antilock brakes Daytime running lights

Expensive States for Insuring Toyota Camry

RankStateAverage Insurance of Toyota CamryMSRPEstimated Monthly Income to Afford a Toyota Camry including Insurance Cost
1 Michigan $2,700 $24,900 $490
2 Georgia $2,500 $25,800 $500
3 Louisiana $2,400 $25,200 $490
4 Oklahoma $2,000 $26,000 $500
5 Montana $1,900 $25,100 $480
6 Kentucky $1,800 $22,600 $430
7 Connecticut $1,800 $25,200 $480
8 West Virginia $1,700 $26,100 $490
9 Pennsylvania $1,700 $24,300 $460
10 Rhode Island $1,600 $24,900 $470

Cheap States for Insuring Toyota Camry

RankStateAverage Insurance of Toyota CamryMSRPEstimated Monthly Income to Afford a Toyota Camry including Insurance Cost
1 Iowa $900 $25,900 $480
2 Maine $900 $25,000 $460
3 Indiana $1,000 $24,900 $460
4 North Carolina $1,000 $23,900 $440
5 Ohio $1,000 $24,900 $460
6 Colorado $1,100 $25,100 $460
7 Idaho $1,100 $24,900 $460
8 Illinois $1,100 $24,700 $460
9 New Hampshire $1,100 $24,300 $450
10 Washington $1,100 $24,700 $460

Toyota Camry - Remaining States under Study

RankStateAverage Insurance of Toyota CamryMSRPEstimated Monthly Income to Afford of Toyota Camry including Insurance Cost
1 Kansas $1,200 $26,000 $480
2 Mississippi $1,200 $25,200 $470
3 South Carolina $1,200 $26,500 $490
4 Virginia $1,200 $24,900 $460
5 Vermont $1,200 $25,200 $470
6 Wisconsin $1,200 $25,200 $470
7 Arizona $1,300 $27,200 $510
8 North Dakota $1,300 $23,200 $430
9 New Mexico $1,300 $25,400 $470
10 New York $1,300 $24,200 $450
11 Oregon $1,300 $24,200 $450
12 Alaska $1,400 $26,400 $490
13 Florida $1,400 $25,700 $480
14 Massachusetts $1,400 $22,600 $430
15 Nebraska $1,400 $25,200 $470
16 Nevada $1,400 $27,600 $510
17 Tennessee $1,400 $25,200 $470
18 Texas $1,400 $26,500 $490
19 Utah $1,400 $25,200 $470
20 Wyoming $1,400 $21,700 $410
21 Alabama $1,500 $21,800 $410
22 Delaware $1,500 $25,200 $470
23 Hawaii $1,500 $29,400 $550
24 Maryland $1,500 $25,200 $470
25 Minnesota $1,500 $25,200 $470
26 Arkansas $1,600 $25,200 $480
27 California $1,600 $25,000 $470
28 Missouri $1,600 $25,000 $470
29 New Jersey $1,600 $25,300 $480

Toyota Camry Models Comparison

Model Style Cylinders MSRP Average Premium of Toyota Camry models Est. Monthly Income to Afford a Toyota Camry including Insurance Cost
Camry LE 4 Door Sedan 4 cyl. $25,100 $1,370 $470
Camry LE 4 Door Sedan 6 cyl. $25,100 $1,520 $470
Camry SE 4 Door Sedan 6 cyl. $25,100 $1,520 $470
Camry SE 4 Door Sedan 4 cyl. $25,100 $1,360 $470
Camry XLE 4 Door Sedan 4 cyl. $25,100 $1,380 $470
Camry XLE 4 Door Sedan 6 cyl. $25,100 $1,520 $470

Toyota Camry vs Mid Size Sedan Insurance Comparision