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Maine is the best state to insure a Kia Soul; Georgia is the most expensive

If you are in the market for a used compact car, the Kia Soul is one of your most affordable options. This 5-door hatchback is available for a median price as low as $11,995 in Connecticut, though its median price can go up to $17,988 in New Mexico. But if you are planning to buy a Kia Soul, you must also factor in the insurance costs.

Insuring a Kia Soul is the least expensive in the state of Maine, where the annual average insurance rate is $777. This is not surprising, considering the fact that Maine is one of the least expensive states to buy auto insurance in. The annual average insurance rate of the state of Maine is $827. This shows us that insuring a Kia Soul is even cheaper than most other cars in Maine.

Georgia, on the other hand, has a reputation for high insurance rates. The annual average auto insurance rate in Georgia is $2155. Georgia is the third most expensive state to buy auto insurance. The annual average rate of the Kia Soul in Georgia is $2784. The median price of the Kia Soul is $14,355 in Georgia. Insurance costs account for a whopping 19% of overall costs in Georgia.

The Kia Soul may be the least expensive in Connecticut, but its insurance costs are high in this state. With an average annual insurance rate of $1737, drivers in Connecticut have to spend around 14% of their total costs on insurance.

Michigan is also an expensive state to buy auto insurance. The median price of the Kia Soul is $14980, and the average insurance is $2485, i.e., 16% of the total costs. In Louisiana too, both the median price as well as the insurance costs are high. The median price of the Kia Soul is $15,500 and the insurance average is $2183, i.e., 14% of the total costs.

Average Yearly Insurance Premium $1,330
Kia Soul MSRP $17,350
Estimated Monthly Income to Afford a Kia Soul Car including Insurance $330

Kia Soul - Average Insurance Price by Segment

Male $1,820
Male Married $1,640
Female $1,310
Female Married $1,150
Teenage Boy $5,930
Teenage Girl $2,560

Kia Soul Safety Features - 2013

Side airbags: front and rear head curtain airbags and front seat-mounted torso airbags Electronic stability control (roll stability control added beginning with 2013 models) Antilock brakes

Expensive States for Insuring Kia Soul

RankStateAverage Insurance of Kia SoulMSRPEstimated Monthly Income to Afford a Kia Soul including Insurance Cost
1 Georgia $2,800 $17,100 $350
2 Michigan $2,500 $17,200 $350
3 Louisiana $2,200 $17,000 $340
4 Massachusetts $1,700 $18,200 $350
5 Connecticut $1,700 $17,100 $330
6 Pennsylvania $1,600 $18,400 $350
7 Oklahoma $1,600 $17,100 $330
8 New Jersey $1,600 $17,600 $340
9 Missouri $1,600 $17,100 $330
10 Kentucky $1,600 $17,100 $330

Cheap States for Insuring Kia Soul

RankStateAverage Insurance of Kia SoulMSRPEstimated Monthly Income to Afford a Kia Soul including Insurance Cost
1 Iowa $800 $17,100 $320
2 Maine $800 $17,100 $320
3 Indiana $900 $17,600 $330
4 North Carolina $900 $17,100 $320
5 Ohio $900 $17,100 $320
6 Colorado $1,000 $17,300 $320
7 Idaho $1,000 $17,000 $320
8 Illinois $1,000 $17,300 $320
9 Washington $1,000 $18,500 $350
10 Kansas $1,100 $17,100 $320

Kia Soul - Remaining States under Study

RankStateAverage Insurance of Kia SoulMSRPEstimated Monthly Income to Afford of Kia Soul including Insurance Cost
1 Mississippi $1,100 $17,000 $320
2 New Hampshire $1,100 $17,100 $320
3 New Mexico $1,100 $16,900 $320
4 South Carolina $1,100 $18,500 $350
5 Virginia $1,100 $17,300 $330
6 Vermont $1,100 $15,300 $290
7 Wisconsin $1,100 $17,100 $320
8 Wyoming $1,100 $17,000 $320
9 Arizona $1,200 $17,100 $320
10 Florida $1,200 $17,200 $330
11 North Dakota $1,200 $16,900 $320
12 Nebraska $1,200 $17,000 $320
13 New York $1,200 $17,100 $320
14 Oregon $1,200 $18,200 $340
15 Texas $1,200 $17,200 $330
16 Alaska $1,300 $17,000 $320
17 Alabama $1,300 $17,000 $320
18 Minnesota $1,300 $17,200 $330
19 Nevada $1,300 $17,000 $320
20 Arkansas $1,400 $17,000 $330
21 Delaware $1,400 $17,100 $330
22 Hawaii $1,400 $17,000 $330
23 Montana $1,400 $17,000 $330
24 Tennessee $1,400 $17,000 $330
25 Utah $1,400 $17,000 $330
26 Maryland $1,500 $18,900 $360
27 Rhode Island $1,500 $22,700 $430
28 West Virginia $1,500 $17,100 $330
29 California $1,600 $17,100 $330

Kia Soul Models Comparison

Model Style Cylinders MSRP Average Premium of Kia Soul models Est. Monthly Income to Afford a Kia Soul including Insurance Cost
Soul 2WD 4 Door Utility 4 cyl. $17,400 $1,340 $330
Soul 2WD 4 Door Utility 4 cyl. $17,400 $1,340 $330
Soul 2WD 4 Door Utility 4 cyl. $17,400 $1,340 $330

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